scholarly journals Perilaku Keuangan Individu Muslim Indonesia: Studi Data IFLS5

2021 ◽  
Vol 8 (1) ◽  
pp. 68
Author(s):  
Pusvita Yuana
Keyword(s):  
Family Life ◽  
Least Square ◽  
Ordinary Least Square ◽  
Indonesia Family Life Survey

Studi ini bertujuan untuk memahami perilaku keuangan individu Muslim Indonesia secara empiris menggunakan data Indonesia Family Life Survey (IFLS) 5. IFLS5 memberikan informasi secara luas mengenai indikator perilaku keuangan dan sosiodemografi seseorang seperti tingkat pendidikan, usia, gender, dan lokasi tempat tinggal. Data perilaku keuangan tersebut berdasarkan data individu berupa jumlah dana simpanan, jumlah pendapatan, dan keputusan mengambil pinjaman. Variabel yang didapatkan dari data IFLS5 tersebut kemudian diuji menggunakan metode Ordinary Least Square (OLS). Hasil dari pengujian menunjukkan bahwa jumlah dana simpanan dipengaruhi oleh jumlah pendapatan, keputusan mengambil pinjaman, tingkat religiusitas, tingkat pendidikan, dan usia. Melalui hasil studi ini diharapkan dapat memberikan informasi mengenai faktor penentu perilaku keuangan Muslim Indonesia berdasarkan keputusan untuk menyimpan dana. Pengaruh positif dari tingkat religiusitas pada perilaku keuangan diharapkan dapat memberi sinyal positif pada bank syariah dan menggunakannya sebagai dasar dalam mengembangkan produknya sesuai sistem syariah.

scholarly journals VARIASI PENGARUH PROGRAM BERAS MISKIN (RASKIN) TERHADAP KONSUMSI MAKANAN RUMAH TANGGA

2019 ◽  
Vol 27 (2) ◽  
pp. 1-10
Author(s):  
Syahril ◽  
Randi Kurniawan
Keyword(s):  
Family Life ◽  
Least Square ◽  
Ordinary Least Square ◽  
Indonesia Family Life Survey

Beras untuk rumah tangga miskin (Raskin) merupakan salah satu program pengentasan kemiskinan di Indonesia yang sudah berlangsung sejak 21 tahun lalu, namun pengaruhnya terhadap konsumsi rumah tangga masih menimbulkan perdebatan. Studi ini bertujuan untuk mengkaji adanya variasi pengaruh program Raskin terhadap konsumsi makanan pada berbagai kelompok rumah tangga berdasarkan pengeluaran dengan menggunakan data Indonesia Family Life Survey (IFLS) tahun 2014. Model estimasi yang digunakan adalah regresi multivariat dengan metode Ordinary Least Square (OLS). Hasil penelitian menunjukkan bahwa pada rumah tangga penerima Raskin, kelompok paling miskin (20% terbawah) secara relatif mengalokasikan sumber daya lebih banyak untuk konsumsi beras dan makanan pokok dibanding kelompok kurang miskin (20% teratas). Sementara itu, kelompok rumah tangga kurang miskin secara relatif membelanjakan uang lebih banyak untuk makanan bernutrisi, seperti telur dan susu, daging dan ikan. Namun, proporsi konsumsi rokok dan alkohol juga lebih tinggi pada rumah tangga kurang miskin. Temuan studi ini mendorong perlunya perbaikan sasaran program Raskin karena manfaatnya lebih banyak dinikmati oleh rumah tangga kurang miskin dibanding rumah tangga paling miskin.

scholarly journals Indebtedness and Subjective Financial Wellbeing of Households in Indonesia

2016 ◽  
Vol 62 (2) ◽  
pp. 78 ◽  
Author(s):  
Dwini Handayani ◽  
Ummu Salamah ◽  
Restananda Nabilla Yusacc
Keyword(s):  
Family Life ◽  
Household Income ◽  
Least Square Method ◽  
Household Behavior ◽  
Least Square ◽  
Financial Vulnerability ◽  
Ordinary Least Square ◽  
Indonesian Family Life Survey

Indebtedness is an element to foresee household financial wellbeing. This vulnerability could be determined objectively and subjectively. Objective financial vulnerability is the objective ability to make ends meet that is analyzed using household income and characteristics. Measurement in subjective welbeing is determined by household perceptions in their ability to make ends meet. Household behavior with different perceptions will behave differently. Indebtedness is analyzed using the Indonesian Family Life Survey (IFLS) 5 with the Ordinary Least Square method. The inferential shows that both objective and subjective financial wellbeing influence household indebtedness. AbstrakKedalaman hutang merupakan elemen untuk mengetahui kesejahteraan finansial rumah tangga. Kerentanan ini dapat dilihat secara objektif maupun subjektif. Kerentanan finansial objektif adalah kemampuan objektif dalam memenuhi kebutuhan sehari-hari menggunakan pendapatan rumah tangga dan karakteristiknya. Ukuran dari kesejahteraan subjektif ditentukan oleh persepsi rumah tangga dalam kemampuannya untuk memenuhi kebutuhan sehari-hari. Rumah tangga dengan persepsi berbeda akan memiliki perilaku yang berbeda pula. Kedalaman rumah tangga dianalisis menggunakan Indonesian Family Life Survey (IFLS) 5 dengan metode Ordinary Least Square. Hasil analisis menunjukkan bahwa, baik kesejahteraan rumah tangga objektif maupun kesejahteraan rumah tangga subjektif memengaruhi kedalaman hutang rumah tangga.Kata kunci: Perilaku Rumah Tangga; Ekonomi Keluarga; Kedalaman Rumah Tangga; Kesejahteraan SubjektifJEL classifications: D10; D31

scholarly journals The Role of Cognitive Skills, Non-Cognitive Skills, and Internet Use on Entrepreneurs’ Success in Indonesia

2020 ◽  
Vol 16 (1) ◽  
pp. 130-142
Author(s):  
Lia Gustina ◽  
Diah Ayu Utami ◽  
Padang Wicaksono
Keyword(s):  
Family Life ◽  
Urban Areas ◽  
Cognitive Skills ◽  
Internet Use ◽  
Least Square ◽  
The Internet ◽  
Ols Regression ◽  
Ordinary Least Square ◽  
Highly Educated ◽  
Indonesian Family Life Survey

Abstract: This study aims to analyze the effect of cognitive skills, non-cognitive skills, and internet use on the entrepreneur's success in Indonesia. Using the Indonesian Family Life Survey (IFLS) conducted in 2014 (IFLS-5), this study observed people of 15-64 years old who work as entrepreneurs which amounted to 4.111 observations. The model used is Ordinary Least Square (OLS) Regression. The results showed that cognitive and non-cognitive skills will determine the entrepreneur's success by profit measure. The higher the cognitive and non-cognitive skills possessed by the entrepreneur, the higher the profit obtained. Entrepreneurs who use the internet will also get higher profits than entrepreneurs who do not use the internet. In addition, the profit earned by the entrepreneur will be even higher if: age increases, of male sex, is highly educated and is living in urban areas. Keywords: Entrepreneur, Cognitive Skills, Non-Cognitive Skills, Internet, OLS  Peran Kemampuan Kognitif dan Nonkognitif serta Penggunaan Internet terhadap Kesuksesan Wirausaha di Indonesia Abstrak: Penelitian ini bertujuan untuk mengetahui peranan variabel kemampuan kognitif, kemampuan nonkognitif, dan penggunaan internet terhadap kesuksesan seorang wirausaha. Data yang digunakan bersumber dari Indonesian Family Life Survey (IFLS) tahun 2014 (IFLS-5) dan unit analisisnya adalah individu usia 15-64 tahun yang bekerja sebagai wirausaha dengan observasi berjumlah 4.111 individu. Metode yang digunakan adalah Ordinary Least Square (OLS) Regression. Hasil penelitian menunjukkan bahwa kemampuan kognitif dan nonkognitif akan menentukan kesuksesan wirausaha yang diukur dengan profit yang diperoleh. Semakin tinggi kemampuan kognitif dan nonkognitif yang dimiliki wirausaha menunjukkan profit yang diperoleh semakin tinggi. Wirausaha yang menggunakan internet juga akan memperoleh profit yang lebih tinggi dibanding wirausaha yang tidak menggunakan internet. Selain itu, profit yang diperoleh wirausaha akan semakin tinggi jika: usia semakin bertambah, berjenis kelamin laki-laki, berpendidikan tinggi (SMA ke atas), dan tinggal di daerah perkotaan. Kata kunci: Wirausaha, Kemampuan Kognitif, Kemampuan Nonkognitif, Internet, OLS

Dampak Kebijakan Moneter Pada Output Di Negara-Negara ASEAN Tahun 1980-2014

2017 ◽  
Vol 4 (1) ◽  
pp. 58-70
Author(s):  
Nur Widiastuti
Keyword(s):  
Monetary Policy ◽  
Interest Rate ◽  
Fixed Effects ◽  
Empirical Studies ◽  
Negative Relationship ◽  
Least Square ◽  
Fixed Effects Model ◽  
State Data ◽  
Ordinary Least Square ◽  
The Impact

The Impact of monetary Policy on Ouput is an ambiguous. The results of previous empirical studies indicate that the impact can be a positive or negative relationship. The purpose of this study is to investigate the impact of monetary policy on Output more detail. The variables to estimatate monetery poicy are used state and board interest rate andrate. This research is conducted by Ordinary Least Square or Instrumental Variabel, method for 5 countries ASEAN. The state data are estimated for the period of 1980 – 2014. Based on the results, it can be concluded that the impact of monetary policy on Output shown are varied.Keyword: Monetary Policy, Output, Panel Data, Fixed Effects Model

PENGARUH PENANAMAN MODAL ASING, PERDAGANGAN INTERNASIONAL, GDP PER KAPITA, SEKTOR PERTANIAN, DAN URBANISASI TERHADAP PENDUDUK BEKERJA DI INDONESIA

2017 ◽  
Vol 21 (2) ◽  
pp. 85-95
Author(s):  
John Marcell Rumondor
Keyword(s):  
International Trade ◽  
Gross Domestic Product ◽  
Foreign Investment ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Least Square ◽  
Domestic Product ◽  
Working Population ◽  
Ordinary Least Square ◽  
Per Capita

This research aims to understand the influenceof foreign investment, international trade, Gross Domestic Product per capita, agriculture and urbanization of the working population. Country used as an object in this research is Indonesia. This research uses the method of analysis Ordinary Least Square (OLS) and the multiple linear regression analysis method. Research period are from 1997 – 2012. The results showed that the international trade, Gross Domestic Product per capita, agriculture and urbanization have significantpositive influenceon the population work in Indonesia, but foreign investment has no significanteffect on the working population in Indonesia.

PENGARUH KNOWLEDGE MANAGEMENT, KOMPETENSI, MOTIVASI TERHADAP KINERJA KARYAWAN

2015 ◽  
Vol 5 (2) ◽  
pp. 1
Author(s):  
Miftahol Arifin
Keyword(s):  
Knowledge Management ◽  
Linear Regression ◽  
Significant Influence ◽  
Employee Performance ◽  
Least Square Method ◽  
Least Square ◽  
Analysis Tool ◽  
Ordinary Least Square ◽  
Competence Motivation ◽  
Performance Analyze

The purpose of this research is to analyze the influence of knowledge management on employee performance, analyze the effect of competence on employee performance, analyze the influence of motivation on employee performance). In this study, samples taken are structural employees PT.centris Kingdom Taxi Yogyakarta. The analysis tool in this study using multiple linear regression with Ordinary Least Square method (OLS). The conclusion of this study showed that the variables of knowledge management has a significant influence on employee performance, competence variables have an influence on employee performance, motivation variables have an influence on employee performance, The analysis showed that the variables of knowledge management, competence, motivation on employee performance.Keywords: knowledge management, competence, motivation, employee performance.

The Impact of Competitive Quasi-Market on Service Delivery in Benue State University, Makurdi Nigeria

GIS Business ◽  
2019 ◽  
Vol 14 (4) ◽  
pp. 85-98
Author(s):  
Idoko Peter
Keyword(s):  
Service Delivery ◽  
A Priori ◽  
Least Square ◽  
Secondary Source ◽  
State University ◽  
Ordinary Least Square ◽  
Negative Effect ◽  
The Impact ◽  
The Relationship

This research the impact of competitive quasi market on service delivery in Benue State University, Makurdi Nigeria. Both primary and secondary source of data and information were used for the study and questionnaire was used to extract information from the purposively selected respondents. The population for this study is one hundred and seventy three (173) administrative staff of Benue State University selected at random. The statistical tools employed was the classical ordinary least square (OLS) and the probability value of the estimates was used to tests hypotheses of the study. The result of the study indicates that a positive relationship exist between Competitive quasi marketing in Benue State University, Makurdi Nigeria (CQM) and Transparency in the service delivery (TRSP) and the relationship is statistically significant (p<0.05). Competitive quasi marketing (CQM) has a negative effect on Observe Competence in Benue State University, Makurdi Nigeria (OBCP) and the relationship is not statistically significant (p>0.05). Competitive quasi marketing (CQM) has a positive effect on Innovation in Benue State University, Makurdi Nigeria (INVO) and the relationship is statistically significant (p<0.05) and in line with a priori expectation. This means that a unit increases in Competitive quasi marketing (CQM) will result to a corresponding increase in innovation in Benue State University, Makurdi Nigeria (INVO) by a margin of 22.5%. It was concluded that government monopoly in the provision of certain types of services has greatly affected the quality of service experience in the institution. It was recommended among others that the stakeholders in the market has to be transparent so that the system will be productive to serve the society effectively

Peranan Sektor Pertanian dalam Perekonomian Kabupaten Manokwari

Agrotek ◽  
2018 ◽  
Vol 3 (1) ◽  
Author(s):  
Kunto Wibowo
Keyword(s):  
Agricultural Sector ◽  
Raw Materials ◽  
Secondary Data ◽  
Least Square ◽  
Food Crops ◽  
Literature Study ◽  
Location Quotient ◽  
Ordinary Least Square ◽  
Plantation Crops ◽  
Vegetables And Fruits

<em>The agricultural sector</em><em> is a strategic sector in Manokwari regency. The agricultural sector provides a major contribution in the regional economy, an economic base of rural people, dominate the life of most residents in this region and provider of food and raw materials for other sectors. The purpose of this study was to determine how big the contribution of different sub-sectors that exist in the agricultural sector, which analyzes sectors influential in changing the economic structure of agriculture in the area and know the potential commodities that can be developed in an effort to enhance the role of the agricultural sector. The research method used through literature study and analysis of secondary data sourced from the relevant authorities. To find out how big the factors that influence changes in economic structures of domination of the agricultural sector into non-agricultural sector estimates used Ordinary Least Square (OLS). For the determination of the potential commodities that can be seeded used method approach Location Quotient (LQ). The results showed the greatest contribution of the different sub-sectors within the agricultural sector contained in the food crops sub-sector. Based on the rate of growth per year, plantation crops sub-sector occupied the highest positions. The sectors that provide real impact on the agricultural sector's contribution to the regional gross domestic product �of the building sector and services sector. Potential commodities that can be developed in different areas in Manokwari regency include food crops and pulses, vegetables and fruits and livestock including cows, goats, pigs and chicken.</em>

URGENSI AUDIT JUDGEMENT PADA POST CLEARANCE AUDIT

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Masruri Muchtar ◽  
Prasetya Utama
Keyword(s):  
Self Efficacy ◽  
Least Square ◽  
Coefficient Of Determination ◽  
Experience Level ◽  
Level Of Education ◽  
Future Studies ◽  
Ordinary Least Square ◽  
Audit Judgment ◽  
Depth Interview ◽  
Study Results

ABSTRACT:The auditor should have eminence audit judgment to support their assignment This research aims to provide empirical evidence that self-efficacy, experience, level of education, and skepticism have an impact on audit judgment. The population are auditors who had carried out post-clearance audit assignments. This research uses a quantitative approach by testing the theories and hypotheses that have been prepared. Ordinary least square (OLS) linear regression as an analytical model is used in this study. Results show that experience and education level have no impact on audit judgment, whereas self-efficacy and skepticism have a positive and significant impact on audit judgment. Efforts to improve self-efficacy and auditor skepticism are urgently needed. The coefficient of determination describes the variation of variables of self-efficacy, experience, level of education, and skepticism able to explain the variation of audit judgment variables by 51%. The remaining 49% is explained by other variables not involved in this study. Future studies may enhance with other variables and employ in-depth interview methods.Keywords: audit judgment, experience, level of education, post-clearance audit, self-efficacy, skepticism, post-clearance audit ABSTRAK:Auditor seyogyanya memiliki kemampuan audit judgment yang berkualitas guna mendukung penugasannya. Tujuan penelitian adalah memberikan bukti empiris bahwa efikasi diri, pengalaman, tingkat pendidikan, dan skeptisisme memiliki pengaruh terhadap audit judgement. Populasi dalam penelitian ini adalah auditor Direktorat Jenderal Bea dan Cukai (DJBC) yang pernah melakukan post clearance audit. Ini merupakan pendekatan kuantitatif yang menguji teori serta hipotesis yang telah disusun. Riset ini menggunakan regresi linear ordinary least square (OLS) sebagai model analisis. Hasil studi memperlihatkan pengalaman dan tingkat pendidikan tidak berpengaruh pada audit judgement, namun efikasi diri dan skeptisisme berpengaruh signifikan pada audit judgement. Implikasinya DJBC perlu memberikan perhatian khusus terhadap berbagai upaya dalam peningkatan efikasi diri dan skeptisisme auditor. Tulisan ini adalah pengembangan beberapa penelitian sebelumnya namun dalam konteks pengujian untuk jenis audit ketaatan. Nilai koefisien determinasi menggambarkan variasi variabel efikasi diri, pengalaman, tingkat pendidikan, dan skeptisisme dapat menjelaskan variasi variabel audit judgement sebesar 51%. Sisanya sebesar 49% dijelaskan oleh variabel lainnya yang tidak diujikan dalam tulisan ini. Dengan adanya keterbatasan waktu pada penelitian ini diharapkan mendorong penelitian berikutnya untuk dapat menyertakan beberapa variabel lain yang relevan dan melengkapinya dengan metode in-depth interview.Kata Kunci: bea dan cukai, efikasi diri, pengalaman, skeptisisme, tingkat pendidikan

Turnaround Model Prediction with Content Dimension on Financial Distress Firms

2020 ◽  
Vol 11 (1) ◽  
pp. 65-65
Author(s):  
Giriati
Keyword(s):  
Family Member ◽  
Model Prediction ◽  
Significant Relationship ◽  
Financial Distress ◽  
Stock Exchange ◽  
Organization Change ◽  
Least Square ◽  
Ordinary Least Square ◽  
Change Framework

This article aims to synthesize and test empirically turnaround model by content dimension that is an integration of the organization change framework into turnaround research to measure some activities done to avoid failure in turnaround. This study on the Indonesian Stock Exchange (BEI) by using Ordinary Least Square technique. The results of the analysis from content dimension show that the CEO expertise variable has a significant relationship to turnaround, since companies in Indonesia are dominated by family companies, so maintaining the incumbent CEO is more appropriate, because it is a family member. In addition, free assets show a significant relationship with turnaround, while leverage and growth of sales do not have a significant relationship with turnaround. Keywords: Financial Distress, Turnaround Model, CEO Expertise, Free Assets, Leverage and Growth of Sales,

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