scholarly journals Penerapan Strategic Marketing Pada Bank Syariah Mandiri Kantor Cabang Jemur Handayani Surabaya

2015 ◽  
Vol 1 (12) ◽  
pp. 863
Author(s):  
Aprilia Kinasih Putri Ramadhani ◽  
Ari Prasetyo
Keyword(s):  
Office Workers ◽  
Strategic Marketing ◽  
Islamic Banking ◽  
Analysis Method ◽  
Know How ◽  
Market Coverage ◽  
Branch Office ◽  
The Right

Islamic Banking in Indonesia are developing rapidly. it can be seen by the number of offices that increase from year to year. This development of islamic banking can make a competition between the islamic banking. Therefore, to face the tight competition, islamic banking needs the right strategic marketing that compatible with sharia principle. The strategic marketing consists of three components. They are segmenting, targeting, and positioning. This research aims to know how the application of strategic marketing in Bank Syariah Mandiri Branch Office of Jemur Handayani Surabaya.This research is using qulitative approach with case study strategy. The datacollecting method is using direct interview with Bank Syariah Mandiri Branch Office of Jemur Handayani’s office workers. The data analysis method is using descriptive qualitative approach.The result of this research shows that strategic marketing which is applied in Bank Syariah Mandiri Branch Office of Jemur Handayani are compatible with sharia principle. Market segments in Bank Syariah Mandiri Branch Office of Jemur Handayani are from lending and funding. For targeting, Bank Syariah Mandiri Branch Office of Jemur Handayani is using the full market coverage pattern. And the positioning is done by raising the quality of service.

scholarly journals Marketing Strategy of Oyster Mushroom (Pleurotus Ostreatus) in Maritengngae District, Sidenreng Rappang Regency (Case Study of Independent Mushroom Business)

LaGeografia ◽  
2021 ◽  
Vol 20 (1) ◽  
pp. 32
Author(s):  
Dian Putri ◽  
Nurhapsa Nurhapsa ◽  
A. Erna Sriwahyuningsih
Keyword(s):  
Swot Analysis ◽  
External Factors ◽  
Oyster Mushroom ◽  
Analysis Method ◽  
Swot Matrix ◽  
Oyster Mushrooms ◽  
The Right ◽  
Internal And External Factors

The purpose of this study was to determine the internal (strengths and weaknesses) and external (opportunities and threats) factors in Mandiri Mushroom’s business and to determine the right strategy for marketing oyster mushrooms in Mandiri Mushroom business. The analysis method used is the SWOT analysis. The result showed that internal and external factors based on weighting and rating obtained scores for the main strength factor in this Mandiri Mushrooms business werw the good quality of oyster mushrooms and the weakness namely the lack of venture capital. Meanwhile, the most supportive opportunity factor for marketing in this business is that it can compete with other oyster mushroom businesses and the threat factor that will be faced is the presence of pests that cause oyster mushrooms to not develop properly. The strategy that should be applied to this Mandiri Mushroom business based on the SWOT matrix is the Strengths-Opportunities (S-O) strategy, which is to try to use its main strengths to maintain the quality of oyster mushrooms so that they get the main opportunity, which is to compete with other oyster mushrooms businesses.

scholarly journals Selling Authorization Legal Agreement Status Will Be Weighed Against Collateral Mortgage (Case Study PT. Bank Tabungan Negara (Persero) Tbk.)

Jurnal Akta ◽  
2018 ◽  
Vol 5 (3) ◽  
pp. 823
Author(s):  
Rian Dwi Anggoro ◽  
Umar Ma'ruf
Keyword(s):  
Home Ownership ◽  
Legal Protection ◽  
Mortgage Loan ◽  
Power Of Attorney ◽  
Loan Repayment ◽  
Survey Results ◽  
Legal Position ◽  
Branch Office ◽  
The Right

This study aims to determine why the binding of collateral in the process of granting subsidized housing loans in PT. Bank Tabungan Negara (Persero) Tbk. Pekalongan branch office is not binding perfectly implemented using the security rights, the legal position of the agreement of power sold to the collateral to be encumbered encumbrance in the process of providing subsidized credit facilities, and a form of legal protection for authorizing the use of certificate authority to sell. This study uses empirical juridical approach or Socio Legal Research. Data collected through literature, observation and interviews. The survey results revealed that the cause of non-performance perfect binding manner using the right mortgage loan process dala subsidized home ownership in PT. Bank Tabungan Negara (Persero) Tbk. Pekalongan branch office is due to the type of housing loan subsidies are certain types of loans are regulated in the legislation which the binding process is limited to a power of attorney install security rights. On the basis of these reasons the bank asked the Notary / PPAT can issue certificates aimed at selling power if the debtor defaults, the creditor as the bank can make the sale to get the loan repayment. However, if the power of attorney install security rights has been upgraded to the Agreement of Encumbrances Encumbrance and has been registered to receive the certificate Encumbrance the collateral execution process should be subject to the laws Mortgage. Making the notarized agreement of power selling is a form of legal protection for the debtor as the authorizer.Keywords: Authorization Agreement Sell; Collateral Will Be Charged Mortgage; Credit Homeownership Subsidies.

CO2 Emissions due to Cement Manufacture

2011 ◽  
Vol 685 ◽  
pp. 181-187 ◽  
Author(s):  
Chen Li ◽  
Xian Zheng Gong ◽  
Su Ping Cui ◽  
Zhi Hong Wang ◽  
Yan Zheng ◽  
...  
Keyword(s):  
Global Warming ◽  
Raw Materials ◽  
Precise Method ◽  
Know How ◽  
Basic Framework ◽  
The World ◽  
Cement Manufacture ◽  
The Right ◽  
The Way

With increasing concerns about global warming, and the cement plants emitting huge CO2, it is necessary to know how the CO2 emits and how much the CO2 emits due to cement manufacture in both direct and indirect ways. A precise method to calculate CO2 emissions including three processes was established in this paper and a case study was provided. From the case of LQDX plant, we can see the amount of CO2 emissions at the right level. The summary of CO2 emissions is consisted by emissions from raw materials, fuels and electricity. The direct CO2 emissions are 0.822 ton CO2 per ton clinker, and the total CO2 emissions are 0.657 ton CO2 per ton cement in this study. Therefore, the way that CO2 emissions due to cement manufacture was pictured and then measured. An approach provides a basic framework to identify various situations in different cement plants in China and other in the rest of the world. The framework would be useful in quantitatively evaluating CO2 emissions for government to know precisely CO2 emissions in cement plants.

A Pre-Prototyping Framework to Explore Human-Centered Prototyping Strategies During Early Design

2020 ◽  
Author(s):  
Salman Ahmed ◽  
H. Onan Demirel
Keyword(s):  
Human Factors ◽  
Product Development Process ◽  
Extensive Literature ◽  
Human Factors Engineering ◽  
Design Strategies ◽  
Key Factors ◽  
Hands On ◽  
The Right

Abstract Current prototyping frameworks are often prompt-based and heavily rely on designers’ experience. The lack of systematic guidelines in prototyping activities causes unwanted variation in the quality of the prototype. Notably, there is limited, or no prototyping framework exists that enables human factors engineering (HFE) guidelines be part of the early product development process. In this paper, a pre-prototyping framework is proposed to render human-centered design strategies to guide designers before the hands-on prototyping activity starts. The methodology consists of extracting key factors related to prototyping and human factors engineering principles based on an extensive literature review. The key elements are then combined to form the prototyping categories, dimensions (theory), and tools (practice). The resulting prototyping framework can be used to develop prototyping strategies consist of theoretical guidelines and practical tools that are needed during the prototyping of human-centered products. The framework provides systematic guidance to designers in the early stages of the design process so that designers, in particular novices in ergonomics and human factors, can have a head start in building the prototypes in the right direction. Finally, a case study is presented to demonstrate a walk-through and efficacy of the proposed pre-prototyping framework.

Prioritizing the actions to be undertaken in health and safety at work: case study region of Tiaret

2020 ◽  
Vol 62 (3) ◽  
pp. 267-275
Author(s):  
Rabeh Kharzi ◽  
Rachid Chaib ◽  
Ahcene Akni
Keyword(s):  
Corporate Culture ◽  
Traditional Method ◽  
Health And Safety ◽  
Management Style ◽  
Study Region ◽  
Content Type ◽  
Know How ◽  
Work Accidents ◽  
The Right

Purpose This paper aims to clarify how is a project managed and how are its objectives achieved? In this manner, prioritize the points to be treated, the tasks to be performed and the solutions to be applied in a given space of time. From now onward, each stakeholder has its own requirements and expectations. Yet, in the end, you have no choice but to list the priority points. Moreover, note that each company, each service and each team is unique. As well as each individual is equally important. Design/methodology/approach Agile approaches, especially the MoSCoW method, were used. This tool is very practical and very simple to implement to set priorities for the actions to be performed. Selecting a tool that is easy to understand and easy to use has the advantage of helping to build consensus around prioritizing requirements, particularly in health and safety at work or even to establish a culture of safety at the workplace. This positive corporate culture is at the heart of sustainable development and the success of occupational health and safety institutions. Findings Therefore, with 51,500 work accidents recorded in 2016, it seems essential to know how to adapt and give one’s management style to one’s environment. Its the key to success! To reach these objectives, the progress of the manager is to supervise his collaborators. For this, it is necessary to know how to make choices, make decisions, ideally the right ones. It is much less common to list the features that are unwanted to be integrated. Thinking in this manner makes it possible to approach the project from a different perspective; thus, it makes it possible to obtain a much more targeted list of tasks and requirements compared with a more traditional method, i.e., the results of this work. Originality/value Capacity to know how to make choices, make decisions, ideally the right ones, especially in health and safety at work. On the other hand, it is not possible to deal with everything in a project. The manager, with a very simple tool easy to implement, manages to supervise his employees and achieving these goals in the company and obtain a list of tasks and requirements much more targeted compared to a more traditional method.

scholarly journals Pengaruh Kualitas Pelayanan terhadap Kepuasan dan Loyalitas Nasabah di Bank Muamalat Indonesia Kantor Cabang Yogyakarta

2019 ◽  
Vol 2 (1) ◽  
pp. 136
Author(s):  
Annas Syams Rizal Fahmi ◽  
Faridl Noor Hilal
Keyword(s):  
Customer Satisfaction ◽  
Service Quality ◽  
Customer Loyalty ◽  
T Test ◽  
Good Communication ◽  
Branch Office ◽  
Positive Effect ◽  
Customer Satisfaction And Loyalty

Abstract: Based on the t test, the Service Quality variable influences Customer Satisfaction at the Bank Muamalat Indonesia Branch Office in Yogyakarta, which can be indicated by tcount greater than t table (1,981> 1,290). And in the results of this study, researchers can conclude that the above indicators have been reached by the Bank Muamalat Indonesia Branch Office in Yogyakarta, with the result that the level of quality of services provided by the Bank can be called satisfactory. One of the factors that influence satisfaction is empathy which includes ease of relationship, good communication, personal attention and understanding customer needs. Based on the t test shows that tcount is greater than t table (2,188> 1,290), meaning that the service quality variable has a significant positive effect on the variable customer loyalty. In this study, researchers found results that t count is greater than t table where this indicates that Service Quality has a positive effect on customer loyalty. The researcher in this study concluded the results that Service Quality has a very important influence on Customer Satisfaction and Customer Loyalty (Customer Satisfaction And Loyalty), especially in a case study at Bank Muamalat Indonesia, Yogyakarta Branch Office. الملخص: استنادًا إلى اختبار t ، يؤثر متغير جودة الخدمة على رضا العملاء في المكتب الفرعي لبنك معاملة إندونيسيا في يوجياكارتا ، والذي يمكن الإشارة إليه بحساب أكبر من عدد t الجدولي (1،981> 1،290). وفي نتائج هذه الدراسة ، يمكن للباحث أن يستنتج أن المؤشرات المذكورة أعلاه قد تم الوصول إليها من قبل مكتب فرع بنك معاملة إندونيسيا  مكتب فرع يوجياكارتا ، مما أدى إلى أن مستوى جودة الخدمات التي يقدمها البنك يمكن أن يُعتبر مرضيا. أحد العوامل التي تؤثر على الرضا هو التعاطف الذي يتضمن سهولة العلاقة والتواصل الجيد والاهتمام الشخصي وفهم احتياجات العملاء. بناءً على اختبار t ، يظهر أن عدد t الحسابي أكبر من عدد t الجدولي (2،188> 1،290) ، مما يعني أن متغير جودة الخدمة له تأثير إيجابي كبير على ولاء العملاء المتغير. في هذه الدراسة ، وجد الباحث نتائج تشير إلى أن عدد t الحسابي أكبر من عدد t الجدولي حيث يشير هذا إلى أن جودة الخدمة لها تأثير إيجابي على ولاء العملاء. خلص الباحث في هذه الدراسة إلى نتائج مفادها أن جودة الخدمة لها تأثير مهم على رضا العملاء وولاء العملاء (رضا العملاء وولائهم) ، وخاصة في دراسة حالة في بنك معاملة إندونيسيا ، مكتب فرع  يوجياكارتا. Abstrak: Berdasarkan uji t, variabel Kualitas Layanan mempengaruhi Kepuasan Pelanggan di Kantor Cabang Bank Muamalat Indonesia di Yogyakarta, yang dapat ditunjukkan oleh t hitung lebih besar dari t tabel (1,981> 1,290). Dan dalam hasil penelitian ini, peneliti dapat menyimpulkan bahwa indikator di atas telah dicapai oleh Kantor Cabang Bank Muamalat Indonesia di Yogyakarta, dengan hasil bahwa tingkat kualitas layanan yang diberikan oleh Bank dapat disebut memuaskan. Salah satu faktor yang mempengaruhi kepuasan adalah empati yang meliputi kemudahan dalam hubungan, komunikasi yang baik, perhatian pribadi dan pemahaman kebutuhan pelanggan. Berdasarkan uji t menunjukkan bahwa thitung lebih besar dari ttabel (2,188> 1,290), artinya variabel kualitas layanan berpengaruh positif signifikan terhadap variabel loyalitas pelanggan. Dalam penelitian ini, peneliti menemukan hasil bahwa t hitung lebih besar dari t tabel di mana ini menunjukkan bahwa Kualitas Layanan memiliki efek positif terhadap loyalitas pelanggan. Peneliti dalam penelitian ini menyimpulkan hasil bahwa Kualitas Layanan memiliki pengaruh yang sangat penting pada Kepuasan Pelanggan dan Loyalitas Pelanggan (Kepuasan Pelanggan dan Loyalitas), terutama dalam studi kasus di Bank Muamalat Indonesia, Kantor Cabang Yogyakarta.

scholarly journals The Tallinn Manuals and the Making of the International Law on Cyber Operations

2019 ◽  
Vol 13 (1) ◽  
pp. 67-86
Author(s):  
Papawadee Tanodomdej
Keyword(s):  
International Law ◽  
Use Of Force ◽  
Political Activism ◽  
Customary International Law ◽  
State Practice ◽  
The Right ◽  
International Experts

The Tallinn Manuals (the Manuals) attempted to clarify how to apply existing international law to cyber operations. Though the Manuals are non-binding instruments, the Group of International Experts claimed that they reflected the lex lata applicable to cyber operations. However, this claim is questionable due to the dominating role of a few Western states in the drafting process and the linked neglect of the practice of “affected states” in cyber operations. This article examines the quality of the Manuals’ drafting process and the composition and impartiality of the experts involved. It focuses on the issue of the prohibition of the use of force. The aim of this examination is not to discuss whether the Manuals provided the right answer to the question of how international law applies to cyber operations. Rather, they function as a case study of how legal scholarship may affect the making of international law. The article concludes that certain rules in the Manuals are marked by NATO influence and overlook the practice of other states engaged in cyber operations. Therefore, the Manuals disregard the generality of state practice, which should be the decisive factor in the formation of customary international law. As far as “political activism” may be involved, the article argues that the role of legal scholars as assistants to the cognition of international law could be compromised.

scholarly journals Accessibility of Public Open Space for Children with Disabilities (Case study: Gajah Wong Park and Denggung Park, D.I. Yogyakarta)

2019 ◽  
Vol 3 (1) ◽  
pp. 19-31
Author(s):  
Andi Al-Mustagfir Syah ◽  
Wiryono Raharjo
Keyword(s):  
Open Space ◽  
Children With Disabilities ◽  
Analysis Method ◽  
Persons With Disabilities ◽  
Space Planning ◽  
The Public ◽  
Public Open Space ◽  
The Status ◽  
The Right

A group of children experience disability in segregation conditions, namely the status of individuals who have difficultie / are denied access to public services. Many of them are marginalized and it is difficult to access existing facilities in the city. The aim of the study was to find out what application of accessibility services tended to have been implemented and which was still less applied in urban public open space planning. In terms of efforts to achieve the right of equality and fulfillment of services in the public open space for children with disabilities. The method used in this study is qualitative and this research is descriptive. by collecting data related to elephant wong parks and denggung parks. then the data were analyzed using the Miles and Huberman analysis method, namely the analysis method with 3 stages. 1) data reduction 2) data display 3) conclution. The results of this study indicate that the application of accessibility services in terms of four criteria, namely: ease, usability, safety, and independence. Ease is still a priority in the design of public open space and independence is still a part that has not been well considered, so that public open space cannot be used independently for persons with disabilities. Keyword: Accessibility, Open Space, Disabled child  

Implementation of Musyarakah Financing Agreement On Sharia Banking (Case Study at Bank BRI Syariah Purwokerto Branch Office)

Authentica ◽  
2020 ◽  
Vol 3 (1) ◽  
pp. 32-53
Author(s):  
Muh Rifqi Iqsobayadinur
Keyword(s):  
Empirical Research ◽  
Financial Services ◽  
Qualitative Approach ◽  
Islamic Banking ◽  
Standard Contract ◽  
Special Rule ◽  
Branch Office ◽  
Descriptive Qualitative

Act of Republik Indonesia Number 21 of 2008 concerning Sharia (Islamic) Banking Article 1 Number 13, require all of contract should be written. Thus the implementation of musyarakah financing contract on Islamic banking is needed a notary to make a notariil deed, although there is no a special rule that require a contract must be made with notariil deed. The research is empirical research law to analyzes the data systematically, factual and accurate. The approach used in the research is descriptive qualitative approach. Result of this research indicates that implementation of musyarakah financing contract at PT. BRI Sharia branch of Purwokerto, normatively has been following the elements of the contract, and especially used standard contract from Financial Services Authority (FSA) regulation Number 31/POJK.5/2014 concerning Implementation of Sharia Multi-Finance Business, but substantially there are deviations in which the position of the parties is unbalanced, the nisbah ratio is done unilaterally and is fixed during the funding period, calculation of nisbah is determined at the beginning, and the use of witnesses in contract is not in accordance with sharia principles.Keywords: Contract, Musyarakah Finance, Sharia (Islamic) Banking. 

ADAPTASI SISTEM KOMUNIKASI PEMERINTAH DALAM PENINGKATAN KUALITAS KAMBING KALIGESING DI PURWOREJO

2018 ◽  
Vol 41 (2) ◽  
Author(s):  
Tatag Handaka ◽  
Hermin Indah Wahyuni ◽  
Endang Sulastri ◽  
Paulus Wiryono
Keyword(s):  
Communication System ◽  
Niklas Luhmann ◽  
Case Study Method ◽  
Environmental Complexity ◽  
Know How ◽  
Government Communication

<p>Population of Kaligesing goat in Purworejo indicates the number continues to increase from year to year. However, increasing in population is not accompanied by an increase in the quality of Kaligesing goat. The objective of the study is to know how adaptation of government communication system on increasing quality of Kaligesing goat in Purworejo regency. The theory of the study is communication system in perspective of Niklas Luhmann. The study was used explorative case study method. Population of this study was conducted in Purworejoregency as the centerof Kaligesing goat farming.The technique of collecting data is using indepth interview and observation. The result of the study showed that government communication system was produce and reproduce information as regulation. Those information was used to solved environment complexity in the form of decreasing of Kaligesing goat quality. Government communication system wasn’t effective on reducting and selecting environment information. So, information was produced by system not solved environment complexity. Government communication system encountering environmental complexity evolved into an unadaptive system.</p>

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