Linkage Program Bank Syariah Dengan BMT: Tinjauan Kritis Bagi Pengembangan Sistem Keuangan Islam Yang Lebih Kaffah

This study aims to determine the BMT’s reason for not continuing linkage with Islamic Bank. Whereas linkage program is a good strategy to achieve a more inclusive financial system. This study used a qualitative approach and single-case studies as the strategy. Primary data collection using in-depth interview, while secondary data obtained from the annual financial statements of BMT. The expalanation building was used as the technique of analysis by explaining the results of in-depth interviews, in order to know what is BMT’s reason for this case.The results showed that the linkage program that used mudaraba contract which the rate of return should be variable on the income of BMT, but in fact is still based on the amount of financing. Linkage contract which is not in accordance with mudaraba system contract caused BMT did not continue linkage with Islamic banks.

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Penanganan Pembiayaan Murabahah Macet Pada Koperasi Pondok Pesantren (KOPONTREN) XYZ

Jurnal Ekonomi Syariah Teori dan Terapan ◽

10.20473/vol3iss20168pp656-668 ◽

2017 ◽

Vol 3 (8) ◽

pp. 656

Author(s):

Sunarno Sunarno ◽

Imron Mawardi

Keyword(s):

Small And Medium Enterprises ◽

Secondary Data ◽

Qualitative Approach ◽

Meeting Report ◽

Analysis Techniques ◽

Working Cycle ◽

Depth Interview ◽

The Republic ◽

Medium Enterprises ◽

Depth Interviews

Murabaha Financing have potentially lower risk than other financing product. It chosen by USP Kopontren XYZ to fulfill members financing demand both for business development and consumptive purposes. Termination of Employment Relationship, working cycle and Bad characters some members cause of the collectibility default in Murabaha Financing.This study using qualitative approach and case studies. The collection of primarydata through in-depth interview, while secondary data obtained from the AnnualMembers Meeting report Kopontren XYZ . Explanation building analysis techniques are use to explain the results of in-depth interviews in order to explain the handling of murabaha financing collectibility default.The results explained to handling collectability default adopt according to The Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 35.3 / Per / M.KUKM / X / 2007, executing from cash collateral, financial penalties for those who deliberately, and converts the contract.

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PROBLEMATIKA IMPLEMENTASI STANDAR NASIONAL INDONESIA (SNI) WAJIB PADA MAINAN ANAK DI KOTA JAKARTA TIMUR

Jurnal Privat Law ◽

10.20961/privat.v8i2.48413 ◽

2020 ◽

Vol 8 (2) ◽

pp. 222

Author(s):

Sari Tri Suprapto ◽

Dona Budi Kharisma

Keyword(s):

Law Enforcement ◽

Secondary Data ◽

Legal Culture ◽

National Standard ◽

Primary Data ◽

Community Factors ◽

Depth Interview ◽

Materials Used ◽

Depth Interviews

Abstract This article aims to determine the factors that hinder the effectiveness of the application of the Indonesian National Standard (SNI) on children’s toys. The research methodology used is empirical research, which is researching secondary data at first, then continuing research on primary data in the field or the community. Legal research materials used are primary and secondary legal materials, the technique used in gathering legal materials is depth interviews and document studies or library materials. The results showed that there were factors that hindered the effectiveness of the implementation of the Indonesian National Standard (SNI), which was due to the community being indifferent or not paying attention to the importance of standardization in children’s toys besidesthe lack of merchant knowledge to the importance of SNI in children’s toys.In the application of SNI, there are inhibiting factors, namely the Law factor indicated by the absence of regional regulations governing mandatory SNI on children’s toys, law enforcement factors namely the lack of work ethic in law enforcement, facility and infrastructure factorsare indicated by communication tools that do not yet support the role of law enforcers to maximize their performance, community factors many people who do not know the importance of SNI in children’s toys due to the lack of socialization they get, cultural factors are shown by the legal culture or immature legal habits of society so that the effectiveness of the mandatory forefront of SNI is not running optimally. Keywords: SNI; Children Toys; Effectiveness. Abstrak Artikel ini bertujuan untuk mengetahui faktor-faktor yang menjadi penghambat efektivitas penerapan Standar Nasional Indonesia (SNI) pada mainan anak. Metodologi penelitian yang digunakan adalah penelitian empiris, yaitu meneliti data sekunder pada awalnya, untuk kemudian dilanjutkan penelitian terhadap data primer di lapangan atau terhadap masyarakat. Bahan penelitian hukum yang digunakan adalah bahan hukum primer dan sekunder, teknik yang digunakan dalam pengumpulan bahan hukum adalah depth interview dan studi dokumen atau bahan pustaka. Hasil penelitian menunjukkan terdapat faktor yang menghambat efektivitas penerapan Standar Nasional Indonesia (SNI) yaitu dikarenakan masyarakat acuh atau tidak memperhatikan betul pentingnya standardisasi pada mainan anak selain itu kurangnya pengetahuan pedagang terkait pentingnya SNI pada mainan anak. Dalam penerapan SNI terdapat faktor-faktor yang menghambat yaitu faktor Undang-Undang ditunjukkan dengan belum adanya peraturan daerah yang mengatur tentang wajib SNI pada mainan anak, faktor penegak hukum yaitu masih kurangnya etos kerja pada penegak hukum, faktor sarana dan prasarana ditunjukkan dengan alat komunikasi yang belum menunjang peranan penegak hukum untuk memaksimalkan kinerjanya, faktor masyarakat yaitu banyak masyarakat yang belum mengetahui pentingnya SNI pada mainan anak dikarenakan kurangnya sosialisasi yang mereka dapatkan, faktor kebudayaan ditunjukkan dengan budaya hukum atau kebiasaan hukum masyarakat yang belum matang sehingga efektivitas penerapan wajib SNI tidak berjalan dengan maksimal. Kata Kunci: SNI; Mainan Anak; Efektivitas.

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MANAJEMEN ANTARA UMAT BERAGAMA STUDI KASUS: UMAT BERAGAMA BUDHA DI TANJUNG BATU KECAMATAN KUNDUR KABUPATEN KARIMUN

Horizon ◽

10.22202/horizon.v1i1.4703 ◽

2021 ◽

Vol 1 (1) ◽

pp. 121-132

Author(s):

Pipi Pipi

Keyword(s):

Data Analysis ◽

Secondary Data ◽

Sampling Technique ◽

Qualitative Approach ◽

Conflict Theory ◽

Primary Data ◽

Economic Sector ◽

Data Presentation ◽

Collection Data ◽

Depth Interviews

This study discusses the existence of the management of harmony between Islam and Buddhism in Tanjung Batu Kota. This study aims to describe the factors that cause religious harmony in Tanjung Batu Kota, Kundur District, Karimun Regency.This study used the conflict theory according to Lewis Coser. This research used a qualitative approach with a descriptive type. purposive sampling technique was used to select the informant that consists of 10 people. The types of data used in this study were primary data and secondary data. Observation, in-depth interviews, and document studies were used in collecting the data. Meanwhile, the data analysis unit used by the group was Milles and Huberman's data analysis, namely data collection, data reduction, data presentation, and conclusion drawing. The results of this study reveal that several factors are causing religious harmony: 1) Tolerance in the Economic Sector. 2) Inter-Religious Harmony. 3) Mutual Respect and Respect for Other Religions. 4) The Management of Religious Harmony in Tanjung Batu City, Kundur District.

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THE SHARIA MICROFINANCE AND THE COUNTER-HEGEMONIC MOVEMENT: EXAMINING THE LEGAL NORMS REGULATING ASPECTS OF INSTITUTIONAL AND BUSINESS ACTIVITIES IN SURAKARTA

Humanities & Social Sciences Reviews ◽

10.18510/hssr.2019.737 ◽

2019 ◽

Vol 7 (3) ◽

pp. 45-51

Author(s):

Kelik Wardiono ◽

Wardah Yuspin

Keyword(s):

Islamic Law ◽

Secondary Data ◽

Qualitative Approach ◽

Primary Data ◽

Microfinance Institutions ◽

Business Incubation ◽

Legal Norms ◽

Positive Law ◽

Library Studies ◽

Depth Interviews

Purpose of study: Research aims at the study of legal norms that are formed and used to regulate the institutional aspects and business activities of the Islamic Micro Finance (LKMS) as well as the counter-hegemonic movement that lies behind them. Methodology: This research employs qualitative approach, which based on secondary data in the form of written documents, collected through library studies and primary data from informants, collected through in-depth interviews and observations in four LKMS in Surakarta LKMS Al-Huda UNS, LKMS Al-Abidin, LKMS AmanahUmmahUMS, LKMS Al-Muayyad. Results: The Legal norms established and used to regulate the institutional and business aspects of the four Sharia Microfinance Institutions in Surakarta show that there are certain aspects in common, and differences on the other. The norms used in regulating the institutional and business aspects of Sharia Microfinance Institutions in Surakarta show a mixture of norms in Islamic law and the MUIs Fatwa, the Norms (in positive law) governing banks, financing institutions, partnerships, and cooperatives, with elements of the more prominent Islamic law. Applications: The existence of the equations of the norms used in the background by the existence of counter-hegemonic movement built by The Small Business Incubation Center (PINBUK), which has passed through the corporate phase but has not exceeded the hegemonic phase. While the differences of norms used, due to the different degrees of cultural penetration of each Sharia Microfinance Institutions against the hegemonic movement driven by PINBUK.

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Inkorporasi Nilai-Nilai Kearifan Lokal dalam Pengembangan Pariwisata Budaya di Kampung Sasak Ende, Lombok Tengah

Khasanah Ilmu - Jurnal Pariwisata Dan Budaya ◽

10.31294/khi.v12i2.9817 ◽

2021 ◽

Vol 12 (2) ◽

pp. 89-96

Author(s):

Teguh Iman Pribadi ◽

Dadang Suganda ◽

Kurniawan Saefullah

Keyword(s):

Social Life ◽

Secondary Data ◽

Cultural Tourism ◽

Qualitative Approach ◽

Primary Data ◽

Economic Perspective ◽

The People ◽

Development Goals ◽

Tourism Destinations ◽

Depth Interviews

Abstrak Indonesia merupakan negara kepulauan yang kaya akan budaya dan kearifan lokal. Dengan keanekaragaman yang dimiliki, maka sangat memungkinkan untuk dikembangakan sebuah konsep pariwisata, yaitu pariwisata budaya. Salah satu destinasi pariwisata di Indonesia yang masih mempertahankan budaya dan kearifan lokal adalah Kampung Sasak Ende, Lombok Tengah. Penelitian ini bertujuan untuk mengidentifikasi nilai-nilai kearifan lokal yang masih dijunjung tinggi oleh masyarakat suku Sasak di Kampung Sasak Ende dan menganalisis bagaimana nilai-nilai kearifan lokal tersebut dapat diinkorporasikan dalam pengembangan pariwisata budaya di kawasan tersebut. Penelitian ini menggunakan pendekatan kualitatif. Data yang dianalisis merupakan data primer dan data sekunder. Data primer diperoleh melalui observasi wilayah dan wawancara mendalam kepada masyarakat lokal, ketua Kelompok Sadar Wisata (Pokdarwis), dan pengelola destinasi pariwisata di Kampung Sasak Ende. Sedangkan data sekunder diperoleh melalui literatur ilmiah yang sudah tersedia di internet. Hasil dari penelitian ini menunjukkan bahwa masyarakat di Kampung Sasak Ende sampai saat ini masih memegang teguh nilai-nilai kearifan lokal yang diajarkan oleh para leluhur mereka. Dalam kehidupan sosial kemasyarakatan, nilai-nilai kearifan lokal yang masih dijunjung tinggi yaitu Saling Ajinang, Tertip-terpi, Teguq, Solah Perateq, Soloh, Tetes, Saling Saduq, Besemeton, Ra’i, dan Bedadayan. Nilai-nilai kearifan lokal tersebut tidak hanya mendukung pencapaian tujuan pembangunan di masyarakat dari sisi ekonomi saja, namun juga dapat menjamin terpeliharanya keharmonisan sosial dan lingkungan. Kata Kunci: Kearifan Lokal, Pariwisata Budaya, Masyarakat Suku Sasak, Kampung Sasak Ende, Lombok Tengah Incorporation of Local Wisdom in the Development of Cultural Tourism in Sasak Ende Village, Central Lombok AbstractIndonesia is an archipelago that is rich in cultural potential and local wisdom. With its cultural diversity, Indonesia must be able to take advantage of these opportunities to develop a tourism concept, namely cultural tourism. One of the tourism destinations in Indonesia that still maintains local culture and wisdom is Sasak Ende Village, Central Lombok. This study aims to identify the values of local wisdom of Sasak tribe community in Sasak Ende Village and analyze how they can be incorporated in the development of cultural tourism in that area. This research uses a qualitative approach. The data analyzed were primary data and secondary data. Primary data were obtained through field observations and in-depth interviews with local communities, the head of Kelompok Sadar Wisata (Pokdarwis), and tourism destination managers of Sasak Ende Village. Meanwhile, secondary data is obtained through scientific articles that are available on the internet. The results of this study indicate that the people of Sasak Ende Village still adhere to the values of local wisdom taught by their ancestors. In social life, the values of local wisdom that are still upheld are Saling Ajinang, Tertip-terpi, Teguq, Solah Perateq, Soloh, Tetes, Saling Saduq, Besemeton, Ra'i, and Bedadayan. The values of local wisdom not only support the achievement of community development goals from an economic perspective but also ensure the maintenance of social and environmental harmony. Keywords: Local Wisdom, Cultural Tourism, Sasak Community, Sasak Ende Village, Central Lombok

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Evaluation of adoption rate of frozen sexed semen artificial insemination technology adoption in Palang Village, Tuban Regency, East Java

Jurnal Ilmu-Ilmu Peternakan ◽

10.21776/ub.jiip.2021.031.01.10 ◽

2021 ◽

Vol 31 (1) ◽

pp. 74-83

Author(s):

Rizki Prafitri ◽

Priyo Sugeng Winarto ◽

Aulia Puspita Anugra Yekti ◽

Trinil Susilawati ◽

Kuswati Kuswati

Keyword(s):

Technology Adoption ◽

Artificial Insemination ◽

Secondary Data ◽

Primary Data ◽

Extension Agents ◽

Adoption Rate ◽

Depth Interview ◽

Frozen Semen ◽

Sexed Semen ◽

Depth Interviews

A research group of Animal Science Faculty of Brawijaya University introduced and implemented Frozen sexed semen Artificial Insemination to 120 beef cattle farmers in Palang Village, Tuban Regency, East Java, from 2017 to 2019. The result of the program reported that the success rate of the technology is quite high, with the birth rate of male claves up to 80%. However, farmers’ adoption rate of the technology was relatively low. This research aims to evaluate factors that affected the adoption rate including the technology, characteristics of respondents, and the extension agents. Primary data were collected through a census of 120 farmers involved in the program and in-depth interviews with stakeholders. Secondary data were collected through related documents including reports of the programs, Statistics, and other related documents. This research utilized Quantitative and qualitative analyses. Data of the study indicated that respondents have neutral perceptions of the Frozen Semen Sexing Artificial Insemination. Although male calves relatively have a higher price, more than 50% of respondents did not expect specific sexing for the calves. In-depth interview data revealed that the success of the Artificial insemination technology is more valuable for the farmers rather than the sexing. Characteristics of respondents and the extension agents played significant roles in the adoption rate of the Frozen Sexed Semen Artificial Insemination technology adoption in Palang Village, Tuban Regency, East Java.

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Mopo'a Huta on Peasant Community: A Ritual for Harmony with Nature in Molamahu Village of Gorontalo Regency - Indonesia

International Journal of Scientific Research in Science and Technology ◽

10.32628/ijsrst207143 ◽

2020 ◽

pp. 220-228

Author(s):

Momy A. Hunowu ◽

Hatim B. Pakuna ◽

Prof Lahaji ◽

Muhammad Obie

Keyword(s):

Data Reduction ◽

Secondary Data ◽

Data Interpretation ◽

Analysis Data ◽

Human Action ◽

Qualitative Approach ◽

Primary Data ◽

Ethnographic Methods ◽

Peasant Community ◽

Depth Interviews

This study analyzed the concepts of nature and its inhabitants, as well as the actions of peasants creating harmony with nature. This study used a qualitative approach with ethnographic methods. The data collected was mostly primary data obtained through in-depth interviews and passive participation observation. To support primary data, the researchers also collected secondary data, such as publications and previous research reports. In analyzing the data, the researchers made interview transcripts, data reduction, analysis, data interpretation, and triangulation. The results found that the peasant community believed in supernatural beings as part of the forces of nature. It can do anything depending on the relationships built by the community. Mopo’a Huta ritual is the human action to create harmony with nature. The ritual begins with a procession of dance accompanied by drum beats for several nights. On the last day, offerings are prepared to entertain supernatural beings. With this banquet, the peasant community hopes that spirits no longer disturb them so that peace and prosperity can be created.

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FAKTOR-FAKTOR PENYEBAB TERJADINYA KEPEMILIKAN TANAH ABSENTEE DI KECAMATAN TONDANO SELATAN KABUPATEN MINAHASA

AGRI-SOSIOEKONOMI ◽

10.35791/agrsosek.16.3.2020.31136 ◽

2020 ◽

Vol 16 (3) ◽

pp. 431

Author(s):

Jeine Leyliana Robot ◽

Caroline Betsi Diana Pakasi ◽

Noortje Marselianie Benu

Keyword(s):

Decision Making ◽

Law Enforcement ◽

Agricultural Land ◽

Economic Value ◽

Secondary Data ◽

Land Ownership ◽

Primary Data ◽

Depth Interview ◽

Depth Interviews ◽

Research Period

The research aims to analyze the factors causing the absentee / guntai ownership of agricultural land and to analyze the decision making by the Land Office of Minahasa District in terms of absentee / guntai ownership of agricultural land in Tondano District, Minahasa Regency. The research location is located in Tondano Selatan Sub-district, Minahasa Regency, and Land Office of Minahasa Regency. The research period lasted for five months, namely, January to June 2020. The data used consisted of primary data and secondary data. Primary data obtained through in-depth interviews (In-depth Interview). Secondary data were obtained from available data from other sources such as documents related to the discussion, literature, and documentation that were in accordance with the research objectives. The samples in this study were chosen deliberately. The sample of this research includes 2 kinds of samples, namely, the key sample and the main sample. This study used a qualitative data analysis method. The results showed that the determinant factors causing absentee land ownership are: knowledge factors, awareness factors, cultural factors, law enforcement factors, and economic value factors. Meanwhile, decision-making in enforcing the rules regarding the absentee prohibition of land ownership in Tondano Selatan District, Minahasa Regency has not been implemented optimally.*eprm*

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Acceleration Of Performance Recovery And Competitiveness Through Non – Banking Financing In SMEs Based On Green Economy: Impact Of Covid-19 Pandemic

10.21203/rs.3.rs-104537/v1 ◽

2020 ◽

Author(s):

Sriyono Sriy ◽

Sarwendah Biduri ◽

Bayu Prayogi

Keyword(s):

Competitive Advantage ◽

Secondary Data ◽

Green Economy ◽

Primary Data ◽

Analysis Technique ◽

Depth Interview ◽

Performance Recovery ◽

Data Validity ◽

The Impact ◽

Depth Interviews

Abstract The recovery of SMEs' performance due to the impact of Covid-19 is significant because SMEs have an essential role in the economy. Many previous studies have examined the effects of covid-19 on SMEs, but this research is only on fundamental recovery. This study will be very different because this research prioritizes the acceleration of performance recovery and SMEs' competitive advantage to conduct activities immediately. This study aims to accelerate the recovery of SMEs' performance affected bhealing19 and the benefits of competing through non-banking financing. This research type is interpretive qualitative using primary data through in-depth interviews; each in-depth interview lasts 45 t0 60 minutes on several important informants and secondary data as data support. Data validity test using credibility and transferability test, Data analysis technique using research data reduction, presenting data, drawing conclusion drawing. Based on the research results in the field and analysis, alternative non-banking financing is suitable for SMEs affected by covid-19. The conclusion of this study is to accelerate the recovery of performance and competitive advantage through non-banking funding because there are no complex requirements required, and the payment model is very light.

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Strategy for Strengthening Farmer Groups by Institutional Strengthening

Jurnal Ekonomi Pembangunan Kajian Masalah Ekonomi dan Pembangunan ◽

10.23917/jep.v16i1.936 ◽

2015 ◽

Vol 16 (1) ◽

pp. 33

Author(s):

Purbayu Budi Santoso ◽

Darwanto Darwanto

Keyword(s):

Agricultural Sector ◽

Secondary Data ◽

Qualitative Approach ◽

Primary Data ◽

Agriculture Sector ◽

Institutional Strengthening ◽

Problems And Solutions ◽

Network Process ◽

Farmer Groups ◽

Depth Interviews

Agriculture sector becomes a spotlight because this sector will be full of potential but the welfare of farmers who become the leading actor is not guaranteed and has a poor tendency. The purpose of this study is to formulate strategies to strengthen farmers' groups in order to create the marketing of the agricultural sector that benefit farmers. The method used to achieve this goal is to use a qualitative approach and Analytical Network Process. In addition to the secondary data obtained from several agencies, this study also uses primary data obtained by in-depth interviews and observations. This research results a priority of aspects of the institutional strengthening of farmer groups as well as priority issues and priorities of the solution of each aspect. In addition, the priority of alternative strategies resulted based on the problems and solutions that have been analyzed in order to solve the problems in the institutional strengthening of farmer groups in Demak.

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