scholarly journals ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI TINGKAT BAGI HASIL TABUNGAN DEPOSITO MUDHARABAH PADA PERBANKAN SYARIAHDI INDONESIA PERIODE 2012 -2016

2020 ◽  
Vol 6 (7) ◽  
pp. 1348
Author(s):  
Halimatussa’idah Halimatussa’idah ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Time Series ◽  
Operational Efficiency ◽  
Rate Of Return ◽  
Research Use ◽  
Analysis Method ◽  
Efficiency Ratio ◽  
Time Series Regression ◽  
Independent Variables ◽  
Islamic Bank ◽  
Result Show

The purpose of this research is to analyze the effect of Non Performing Financing,Operational Efficiency Ratio, BI Rate and inflation toward the rate of return mudharabah deposits islamic bank industries in Indonesia start from January 2012 until December 2016. This research use quantitative approach. The analysis method used in this research is time series regression using eviews 9.0 program. This research used saturation sampling. Sample that used in this research were taken from Islamic Bank Statistic issued by OJK, while BI Rate and Inflation taken from www.bi.go.id. The result show that Non Performing Financinghas no effect on the rate of return mudharabah deposits, Beban Operasional Pendapatan Operasional has no effect on the rate of return mudharabah deposits. While BI Rate has positive and significant on the rate of return mudharabah deposits, and than variabel inflation has negative and significant on the rate of return mudharabah deposits. All of the independent variables in this research are simultaniosly significant on the rate of return mudharabah deposits.Keywords: Non Performing Financing(NPF), Operational Efficiency Ratio (BOPO), BI Rate, inflation, the rate of return mudharabah deposits

scholarly journals Faktor-Faktor Yang Mempengaruhi Volume Ekspor Teh PTPN IX, Jawa Tengah

2018 ◽  
Vol 14 (2) ◽  
pp. 167
Author(s):  
Agnes Chaprilia ◽  
Yuliawati Yuliawati
Keyword(s):  
Time Series ◽  
Export Price ◽  
Secondary Data ◽  
Research Use ◽  
Analysis Technique ◽  
Export Volume ◽  
Result Show ◽  
Negative Effect ◽  
Quantitative Descriptive ◽  
Coffee Price

<p><em>The purpose of this reasearch is to 1) analyze the factors that influence tea export volume of PTPN IX, 2) to know the overview of PTPN IX tea export trend and forecasting. The kind of this research is quantitative descriptive and use secondary data that sourced from related agencies and organizations. Data in form time series during 96 months from January 2010 until December 2017 are used in this research. This research use multiple linear regression and ARIMA (Box-Jenkin) as analysis technique.  Regression  analysis  result  show  tea  export  price,  coffee  price,  and exchange rate had a negative effect and significant for export volume with value R</em><em>2</em><em> i</em><em>s 0,479. Trend analysis use ARIMA shown period of tea export volume from January</em><em> 2010 until December 2017 had fluctuated and shown a downward trend.</em></p>

scholarly journals Determinan Volume Pembiayaan Bank Umum Syariah Indonesia

IKONOMIKA ◽  
2017 ◽  
Vol 2 (1) ◽  
Author(s):  
Masudah Masudah
Keyword(s):  
Exchange Rate ◽  
Panel Data ◽  
Interest Rate ◽  
Operational Efficiency ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Efficiency Ratio ◽  
Independent Variables ◽  
Panel Data Regression ◽  
Data Regression

As a financial intermediary institution, Islamic banking should give a financing to deficit units. The aim of this study is to emphasize the factors that had an influence to financing in Islamic banks. This research using panel data regression with 11 Islamic full-pledge banks from 2011 until 2015. The result shows that deposit funds, exchange rate, operational efficiency ratio and interest rate had an impact on Islamic bank’s financing, but other variables such as non-performing financing and inflation doesn't had an impact. From F-test shows that all variables simultaneously had an impact on Islamic bank’s financing. Besides that, the value of adjusted R-square shows that all of the independent variables can explain the model about 78.5%, the others explained by other variables outside the model.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT MARGIN MURABAHAH PADA INDUSTRI PERBANKAN SYARIAH PERIODE 2012-2017

2019 ◽  
Vol 5 (1) ◽  
pp. 50
Author(s):  
Khiaroh Ekawati ◽  
Atina Shofawati
Keyword(s):  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Profit Sharing ◽  
Third Party ◽  
Overhead Cost ◽  
Independent Variables ◽  
Islamic Bank ◽  
Result Show ◽  
Saturated Sample ◽  
Independent Variable

This study aims to determine the effect of Financing to Deposit Ratio, profit sharing of third party funds, overhead cost, and BI rate on Murabahah margin rate in Islamic Bank Industries in Indonesia period 2012-2017. This research use multiple linear regression analysis. There are four independent variable in this research namely Financing to Deposit Ratio, Profit Sharing Of Third Party Funds, Overhead Cost, and BI Rate. The sample in this study used a saturated sample, while data were taken from Islamic Bank Statistic issued by OJK, while BI rate taken from www.bi.go.id. The result show that Financing to Deposit Ratio and profit sharing of thirty party funds has positive and significant effect on the Murabahah margin rate. While overhead cost and BI rate has no effect on the Murabahah margin rate. All the independent variables in this research are simultaneously has significant effect on the Murabahah margin rate.Keywords: Financing to Deposit Ratio (FDR), profit sharing of third party funds, overhead cost, BI rate, Murabahah margin rate.

scholarly journals PENGARUH PROFITABILITAS, LIKUIDITAS, HUTANG DAN UKURAN PERUSAHAAN TERHADAP DIVIDEND PAYOUT RATIO

2021 ◽  
Vol 17 (1) ◽  
Author(s):  
Regina Fricilya D. Yasmin ◽  
Gendro Wiyono ◽  
Ratih Kusumawardhani
Keyword(s):  
Time Series ◽  
Panel Data ◽  
Cash Flow ◽  
Firm Size ◽  
Consumer Goods ◽  
Stock Exchange ◽  
Time Series Regression ◽  
Dividend Payout ◽  
Independent Variables ◽  
Industry Sector

The aim of this paper was to examined the influence of profitability, cash flow, liquidity, leverage and firm size towards dividend payout ratio. The sample includes 11 manufactur companis in consumer goods industry sector listed in Inodnesia Stock Exchange (IDX) on the year period 2016-2019. We use time series regression (panel data) to test the hypothesis of this study. The results shows that independent variables of profitability, liquidity, and leverage have positive and significant impact in dividend payout ratio; whereas, the independent variables of cash flow and firm size have negative and significant impact on dividend payout ratio.Kata Kunci : Dividend Payout Ratio, Profitabilitas, Likuiditas, Hutang, Ukuran Perusahaan

scholarly journals PROFITABILITAS, PELUANG PERTUMBUHAN, MODAL KERJA BERSIH SERTA DAMPAKNYA TERHADAP KEBIJAKAN PENAHANAN KAS PADA SEKTOR PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

2019 ◽  
Vol 2 (3) ◽  
pp. 141
Author(s):  
Azimah Dianah ◽  
Ana Fitria ◽  
Abrar Amri ◽  
Rina Desiana
Keyword(s):  
Stock Exchange ◽  
Hypothesis Test ◽  
Positive Influence ◽  
Research Use ◽  
Cash Holding ◽  
Analysis Method ◽  
Working Capital ◽  
Growth Opportunity ◽  
Result Show ◽  
Negative Effect

This research tests the effect of profitability, growth opportunity, and net working capital on corporate cash holding for a sample of banks company listed in Indonesian Stock Exchange over the period 2013-2015. Population of this research is 31 banks companies at the Indonesian Stock Exchange. This research use path analysis method. Hypothesis test of this research employs standardized multiple regression analysis. The result show that simultaneously profitablity, growth opportunity, and net working capital have influence enough to cash holding. While partially profitability has a positive influence enough to cash holding, growth opportunity and net working capital has a very weak negative effect on cash holding.

scholarly journals ANALISIS OPERATIONAL EFFICIENCY RATIO DAN COST EFFICIENCY RATIO TERHADAP NET PROFIT MARGIN BANK MANDIRI TBK

2019 ◽  
Vol 5 (2) ◽  
pp. 114
Author(s):  
Lite Lite
Keyword(s):  
Cost Efficiency ◽  
Operational Efficiency ◽  
Profit Margin ◽  
P Value ◽  
Efficiency Ratio ◽  
Independent Variables ◽  
Net Profit ◽  
Back Ground ◽  
Negative Effect ◽  
Positive Effect

This research aims to examine the influence of operational efficiency ratio (OER) and cost efficiency ratio (CER) toward net profit margin (NPM) at Bank Mandiri,Tbk. The back ground of this research done is due  to  the bank’s low rate  in obtaining NPM.Based on the  classical assumption test’s result,  the  two independent variables chosen in this research are normally distributed with no disorder found. According to the correlationtest’s result, it is found that OER correlates to the NPM as high as 95.6% while the CER correlates to the NPM as high as 92.7%. In addition, based on the R-square test’s result, it is found that both independent variables are   high as 91.6%f or each change in the NPM.Based on the F test, it is found that both independent variables ,including OER & CER have significant influence toward NPM simultaneously , in which the P-value less than 0.05 (5%).The t-test’s result, however, shows that OER has negative and effect toward NPM partially, while the CER  has the positive effect and the two variables have no significant effect partially. Therefore, the step wise test is required to be done in order to get which variable that issignificant partially. And this results that OER has significant and negative effect toward NPM partially with P-value less than 0.05 (5%) and t-calculated value [-8.030] > t-table [1.860].

scholarly journals ANALISIS OPERATIONAL EFFICIENCY DAN COST EFFICIENCY RATIO TERHADAP NET PROFIT MARGIN

2017 ◽  
Vol 4 (2) ◽  
pp. 90
Author(s):  
Muliyadi Jaya
Keyword(s):  
Cost Efficiency ◽  
Operational Efficiency ◽  
Profit Margin ◽  
P Value ◽  
Efficiency Ratio ◽  
Independent Variables ◽  
Net Profit ◽  
Negative Effect ◽  
Positive Effect ◽  
Two Independent Variables

This research aims to examine the influence of operational efficiency ratio (OER) and cost efficiency ratio (CER) toward net profit margin (NPM) at Bank Rakyat Indonesia The background of this research done is due  to  the bank’s low rate  in obtaining NPM.Based on the  classical assumption test’s result,  the  two independent variables chosen in this research are normally distributed with no disorder found. According to the correlation test’s result, it is found that OER correlates to the NPM as high as 95.6 % while the CER correlates to the NPM as high as 92.7 %. In addition, based on the R-square test’s result, it is found that both independent variables are responsible as high as 91.6% for each change in the NPM.Based on the F test, it is found that both independent variables, including OER & CER have significant influence toward NPM simultaneously, in which the P-value less than 0.05 (5%).The T test’s result, however, shows that OER has negative and effect toward NPM partially, while the CER  has the positive effect and the two variables have no significant effect partially. Therefore, the stepwise test is required to be done in order to get which variable that is significant partially. And this results that OER has significant and negative effect toward NPM partially with P-value less than 0.05 (5%) and t-calculated value [-8.030] > t-table [1.860]

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT BAGI HASIL DEPOSITO MUDHARABAH PADA PERBANKAN SYARIAH PERIODE 2015-2020

2021 ◽  
Vol 8 (1) ◽  
pp. 64
Author(s):  
Anisatun Muazaroh ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Time Series ◽  
Time Series Data ◽  
Capital Adequacy ◽  
Rate Of Return ◽  
Series Data ◽  
Islamic Banking ◽  
Business Units ◽  
Capital Adequacy Ratio ◽  
Data Regression ◽  
Result Show

ABSTRAKPenelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi tingkat bagi hasil deposito mudharabah pada perbankan syariah periode 2015-2020. Variabel dependen dalam penelitian ini adalah tingkat bagi hasil deposito mudharabah, sedangkan variabel independen adalah Financing to Deposit Ratio, Beban Operasional terhadap Pendapatan Operasional, Capital Adequacy Ratio,  Inflasi dan BI 7-Day Rate. Populasi penelitian ini adalah industri perbankan syariah periode 2015-2020. Sampel yang digunakan adalah sampel jenuh, yakni menggunakan seluruh industri bank umum syariah dan unit usaha syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis regresi data time series. Data penelitian ini diambil dari statistik bank syariah yang bersumber dari OJK, data BI 7-Day Rate dan Inflasi bersumber dari website BI. Hasil penelitian ini menunjukkan secara parsial Inflasi dan BI 7-Day Rate yang memiliki pengaruh signifikan positif serta variabel CAR memiliki pengaruh signifikan negatif terhadap tingkat bagi hasil deposito mudharabah. Sedangkan, FDR dan BOPO tidak berpengaruh terhadap tingkat bagi hasil deposito mudharabah. Secara simultan, variabel FDR, BOPO, CAR, Inflasi dan BI 7-Day Rate memiliki pengaruh signifikan terhadap ringkat bagi hasil deposito mudharabah pada perbankan syariah di Indonesia periode 2015-2020Kata Kunci: Financial to Deposit Ratio, Beban Operasional terhadap Pendapatan Operasional, Capital Adequacy Ratio, Inflasi, BI 7-Day Rate, Tingkat Bagi Hasil Deposito. ABSTRACTThe purpose of this research is to analyze the factors that effect the rate of return mudharabah deposits on Islamic banking in Indonesia in the 2015-2020 period.  The dependent variable in this research is the rate of return mudharabah deposits, while the independent variable is Financing to Deposit Ratio, Operational Effeciency Ratio, Capital Adequacy Ratio, Inflation, and BI 7-Day Rate. The population of this research is Islamic banking industry in the 2015-2020 period. the research used saturation sampling, which used all sharia general banks and sharia business units. This research used quantitative approach by using time series data regression analysis. Sample that used in this research were taken from Islamic Bank Statistic issued by OJK, while BI Rate and Inflation taken from www.bi.go.id. The result show that Inflation and Bi 7-Day Rate has positive significant on the rate of return mudharabah deposits and variable CAR has negative significant on the rate of return mudharabah deposits. While FDR and BOPO has no effect on the rate of return mudharabah deposits. Simultaneously, variable FDR, OER, CAR, Inflation, and BI 7-Day Rate has a significant on the rate of return mudharabah deposits on Islamic banking in Indonesia 2015-2020 period.Keywords: Financing to Deposit Ratio, Operational Effeciency Ratio, Capital Adequacy Ratio , Inflation, BI 7-Day Rate, the rate of return mudharabah deposits.

scholarly journals A comparative study of Indonesian and Malaysian Islamic banks

2019 ◽  
Vol 14 (4) ◽  
pp. 55-68
Author(s):  
Mochammad Chabachib ◽  
Anafil Windriya ◽  
Robiyanto Robiyanto ◽  
Hersugondo Hersugondo
Keyword(s):  
Firm Size ◽  
Significant Influence ◽  
Islamic Banks ◽  
Efficiency Ratio ◽  
Return On Assets ◽  
Independent Variables ◽  
Islamic Bank ◽  
Operational Costs ◽  
Significant Difference ◽  
The Impact

The aim of this study is to analyze the influence of the non-performing financing (NPF), financing to deposit ratio (FDR), operational efficiency ratio (OER), and firm size (SIZE) on return on assets (ROA). The object of the research is the Islamic bank in Indonesia and the Islamic bank in Malaysia for the period of 2010–2015. Another aim of this research is to determine if there are differences in the impact of FDR, NPF, OER and firm size on ROA between the Islamic bank in Indonesia and the Islamic bank in Malaysia. The findings show that not all studied independent variables affect the ROA of the Indonesian Islamic Bank and the Malaysian Islamic bank. OER has a negative and significant effect on the Indonesian Islamic Bank’s ROA, while FDR and size have a positive and significant influence on the Indonesian Islamic Bank’s ROA. In the Islamic bank of Malaysia, NPF affects ROA positively, while OER affects ROA negatively. In the Indonesian Islamic bank, independent variables that influence ROA are FDR, OER, and SIZE. In Malaysian Islamic bank, only OER influences ROA significantly. Based on the Chow test, one can conclude that there is a significant difference between the Indonesian Islamic bank and the Malaysian Islamic bank. Regarding operational costs, banks should pay more attention to validation of the costs to be incurred, so there is no need to spend unnecessary costs.

Pengaruh Faktor Demografi Dan Iklim Organisasi Terhadap Niat Whistleblowing Internal

2017 ◽  
Vol 4 (1) ◽  
pp. 12-22
Author(s):  
Priyastiwi Priyastiwi
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Organizational Climate ◽  
Demographic Factors ◽  
Financial Statement ◽  
Research Use ◽  
Analysis Method ◽  
Financial Statement Fraud ◽  
Internal Whistleblowing ◽  
Collection Methods

This study aimed to examine the effect of demographic factors and organizational climate on the intention of internal whistleblowing. The sample was an accountant who had worked as an auditor. Data collection methods using questionnaires with financial statement fraud case scenarios. This research use ANOVA data analysis method to examine demographic factors include age, gender, and experience, as well as organizational climate on the intention of internal whistleblowing. The results showed only the experience of demographic factors that influence internal whistleblowing. Besides internal whistlelowing also influenced by organizational climate in the company.Keyword: Demographics, Organizational Climate, Whistleblowing

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