scholarly journals Exploring Factors Affecting the Effectiveness of Business Training in The Microfinance Sector: Using Industrial Marketing Purchasing (IMP) Approach

2020 ◽  
Vol 4 (3) ◽  
pp. 46-56
Author(s):  
Ruwan Abeysekera

Microfinance institutions provide business training to its clients/owner managers to start and expand businesses. The literature reveals that business training given by MFIs helps improve the performance of both the MFIs and its clients (i.e., Owner managers of microenterprises). In effect, due to business training, MFIs can have improved loan repayment rates, client retention, and client satisfaction, while the owner-managers can have better sales, profits, and skills. However, despite the importance of business training to both MFIs and owner-managers’ performance, there is a dearth of research undertaken to explore the effectiveness of business training intervention in microfinance setting. In this study, effectiveness is defined in terms of the impact of business training on the performance of MFIs and owner-managers (i.e., training – performance dyad). Hence, the purpose of this exploratory study is to examine the factors affecting the effectiveness of business training given by the MFIs in Sri Lanka. A multiple case study method was used to carry out the study. The study was guided by the Industrial Marketing Purchasing (IMP) group framework. Thus, the study looks at how operating environment, atmosphere, interacting parties and the interaction process affect the effectiveness of the training intervention. The findings reveal that lack of money and low client demand for the operating environment influence training effectiveness. Further, it was identified that factors such as better loan repayment and new venture creation motivate the MFIs to provide business training, whereas better business knowledge and business performance motivate the owner-managers to receive business training. These motivators are part of the atmosphere that has a bearing on the effectiveness of business training. The findings further show that the characteristics of the interacting parties (i.e., trainers and trainees in this study) could affect business training effectiveness. Thus, the trainer’s expertise, trainer being internal or external, and trainer being full time or part-time can influence the training-performance dyad. Further, the owner-managers’ expertise and organizational structure could also affect the effectiveness of training. Several factors enhance the interaction between trainers and owner-managers. They are the trainer’s expertise and the owner-manager/client, trainer readiness, communication, follow-up procedures, feedback, and owner manager’s willingness. Further, location, duration of the training, charging a fee or not, the voluntary/compulsory nature of training, and the provision of subsidies also could enhance the interaction between the trainers and the owner-managers. Therein, this study contributes to the knowledge domain of microfinance. The findings are useful to practitioners and policymakers in microfinance as they can look at the IMP framework to identify factors that could enhance the business training-performance dyad. In this study, the client and the owner-manager are used interchangeably. Keywords: Microfinance, Business Training, Business Development Services, Case Study Method, IMP Framework.

2017 ◽  
Vol 2 (1) ◽  
pp. 127-133
Author(s):  
Rini Afrida ◽  
Edy Marsudi ◽  
Ismayani Ismayani

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PRODUKSI SUSU KAMBING PERAH PERANAKAN ETAWA (PE) DI DESA LIMPOK KECAMATAN DARUSSALAM KABUPATEN ACEH BESAR (STUDI KASUS DI UD. ATJEH LIVESTOCK FARM) OLEH Rini Afrida / Agribisnis Universitas Syiah Kuala  ABSTRAK Susu kambing perah merupakan komoditas yang cukup penting di Indonesia. Penelitian ini bertujuan untuk  Menganalisis pengaruh jumlah pemberian pakan hijauan dan  ampas tahu terhadap  produksi susu kambing perah di UD. Atjeh Livestock Farm yang berada  di Desa Limpok Kecamatan Darussalam Kabupaten Aceh Besar. Metode penelitian yang digunakan adalah metode studi kasus dengan objek penelitian seluruh kambing perah peranakan etawa (PE) yang memproduksi susu di UD. Atjeh Livestock Farm. Metode analisis yang digunakan dalam penelitian ini adalah Model Cobb Douglas. Hasil penelitian menunjukkan bahwa variabel jumlah pakan hijauan dan ampas tahu mempunyai pengaruh nyata baik secara  serempak  maupun parsial terhadap produksi   susu, dimana diperoleh nilai dari uji serempak untuk   Fhit = 138.415 sedangkan untuk Ftabel = 3.98, karena nilai Fhit = 138.415   Ftabel = 3.98, maka kesimpulan yang dapat diambil adalah menolak H0. Artinya variabel hijauan  dan ampas tahu secara bersama – sama mempunyai pengaruh nyata terhadap produksi susu kambing perah, sedangkan dari uji parsial diperoleh nilai variabel hijauan untuk thitung = 4,016 sedangkan ttabelnya = 2,17881, karena nilai thitung= 4,016   ttabel = 2,17881, maka kesimpulan yang dapat diambil adalah menolak H0. Begitu juga untuk  variabel ampas tahu  diperoleh nilai untuk thitung =  2,255 sedangkan ttabelnya = 2,17881, karena nilai thitung = 2,255   ttabel = 2,17881, maka kesimpulan yang dapat diambil adalah menolak H0. Artinya  variabel hijauan maupun ampas tahu mempunyai pengaruh nyata terhadap produksi susu kambing perah.ANALYSIS OF THE FACTORS AFFECTING THE PRODUCTION OF GOAT MILK DAIRY CROSSBREED ETAWA (PE) IN THE LIMPOK VILLAGE SUB-DISTRICTS OF DARUSSALAM ACEH BESAR REGENCY(A Case Study in UD. Atjeh Livestock Farm)ABSTRACT Dairy goat milk is a commodity that is quite important in Indonesia. This study aimed to analyze the influence of the number of feeding forage and pulp out of the milk production of dairy goats in UD. Atjeh Livestock Farm that are in the Limpok village sub-district of Darussalam Aceh Besar regency. The method used is the case study method with the object of study throughout the dairy goat hybrid etawa (PE), which produces milk in UD. Atjeh Livestock Farm. The analytical method used in this study is a model Cobb Douglas. The results showed that the variable amount of green feed and tofu has a real influence both simultaneously and partially to the production of milk, which gained the value of simultaneous test for Fcount = 138.415 whereas for Ftable = 3.98, because the value Fcount = 138.415   Ftable = 3.98, the conclusions that can be drawn is to reject H 0. This means that the variable forages and pulp out together have a significant effect on the milk production of dairy goats, whereas the values obtained from the partial test variable forage for tcount = 4,016 whereas ttable = 2,17881, because the value of tcount= 4,016   ttable = 2,17881, the conclusions that can be drawn is to reject H 0. Likewise for variable pulp out obtained value for tcount =  2,255 whereas ttable  = 2,17881, because the value of tcount = 2,255   ttable = 2,17881, the conclusions that can be drawn is to reject H 0. This means that the variable forage or pulp out has a significant effect on the milk production of dairy goats.  


2021 ◽  
Vol 9 (3) ◽  
pp. 462
Author(s):  
Roni Mustofa ◽  
Dyah Aring Hepiana Lestari ◽  
Muhammad Irfan Affandi

This study aims to analyze the economic benefits, income of rice farming, allocation of credit usage and analyze the factors affecting the chances of the smoothness rate of return at Seandanan Agricultural Cooperatives. The research is conducted at Seandanan Agricultural Cooperative in Pesawaran Regency, Lampung Province, which is determined intentionally.  The research data were taken in July 2019.  This study uses a case study method.  Respondents in this study are 70 rice farmers member of Seandanan Agricultural Cooperative. The data analysis method use descriptive qualitative and quantitative analyses. The results showed that the economic benefits received by members of cooperative in one year is IDR1,711,312.47 and in high category. The average income of rice farming received by members of the Seandanan Agricultural Cooperative in one year has been classified as high, in the amount over cash costs and over total costs, respectively, of IDR17,308,552.78 and IDR16,416,268.56.  Allocation of credit of cooperative membersconsistd of 58.85% for productive activities and the rest, 41.15% for consumptive activities.  Factors that affect the chances of the smoothness rate of credit return by rice farmers members of Seandanan Agricultural Cooperative are the education level of farmers and the allocation of productive credit usage.Key words: agricultural cooperatives, consumptive, credit, and productive


2021 ◽  
Vol 6 (17) ◽  
pp. 227-234
Author(s):  
Nik Nurul Hana Hanafi ◽  
Juliza Mohamad ◽  
Siti Aisyah Muhammad ◽  
Mhd. Hafiz Karami Mhd. Zain

The outcome of post-disaster housing in Malaysia, particularly in Kuala Krai Kelantan, has remained unexplored. Therefore this paper attempted to discover the project impacts in Kampung Manek Urai Lama by investigating occupants' housing adaptation and modification. This study employed a case study method involving 18 respondents through purposive sampling. Findings revealed that the original house design does not consider several spatial needs and living traditions. The result established that these shortcomings were the main factors affecting housing modifications. The outcome of this study presents discoveries that can facilitate disaster management in Malaysia, particularly when planning for future post-disaster housing. Keywords: housing reconstruction, post-disaster adaptation, post-disaster housing, housing modification eISSN: 2398-4287© 2021. The Authors. Published for AMER ABRA cE-Bs by e-International Publishing House, Ltd., UK. This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/). Peer–review under responsibility of AMER (Association of Malaysian Environment-Behaviour Researchers), ABRA (Association of Behavioural Researchers on Asians/Africans/Arabians) and cE-Bs (Centre for Environment-Behaviour Studies), Faculty of Architecture, Planning & Surveying, Universiti Teknologi MARA, Malaysia. DOI: https://doi.org/10.21834/ebpj.v6i17.2820


2020 ◽  
Vol 4 (3) ◽  
pp. 63-71
Author(s):  
Ruwan Abeysekera

Microfinance Institutions (MFIs), in addition to the provision of microcredit, also provide business development services (BDS) to owner managers in order to develop micro enterprises. BDS are non-financial services such as business training and access to information that help owner managers of microenterprises to develop businesses. In this respect, counsellors and trainers in MFIs co-produce BDS with owner managers. Co-production is the joint efforts of two parties, who together determine the output of their collaboration. The objective of this study therefore is to examine how co-production works in a BDS setting. A multiple case study method was used to carry out the study. Six MFIs were selected as cases and in-depth interviews were held with counsellors, trainers and managers to collect the data. The findings reveal that the expertise of counsellors, trainers and owner managers are the inputs for co-production. The outputs of co-production are twofold: MFI specific outputs and owner manager specific outputs. While MFI specific outputs are identified in better loan repayments rates, enhanced client satisfaction, and increased client retention, the owner manager specific outputs are denoted by better business knowledge, better sales, and profits. MFIs use counselling and training as modalities to co-produce BDS. There are a number of factors that affect the variability in coproduction including the readiness of counsellors and trainers, with a number of BDS provided under each modality. Therein, the findings of this study are beneficial to microfinance practitioners and policy makers. Furthermore, the findings also contribute to the knowledge domain of microfinance. Keywords: business development services (BDS), co-production, microfinance, case study method.


Data ◽  
2021 ◽  
Vol 6 (8) ◽  
pp. 82
Author(s):  
Martin Potančok ◽  
Jan Pour ◽  
Wui Ip

The main aim of this paper is to identify and specify factors that influence business analytics. A factor in this context refers to any significant characteristic that defines the environment in which business analytics and business in general are conducted. Factors and their understanding are essential for the quality of final business analytics solutions, given their complexity and interconnectedness. Factors play an extremely important role in analytic thinking and business analysts’ skills and knowledge. These factors determine effective approaches and procedures for business analytics, and, in some cases, they also aid in the decision to delay a business analytics solution given a situation. This paper has used the case study method, a qualitative research method, due to the need to carry out investigation within the actual business (company) environment, in order to be able to fully understand and verify factors affecting analytics from the viewpoint of all stakeholders. This study provides a set of 15 factors from business, company, and market environments, including their importance in business analytics.


Author(s):  
Seong-Jun Maeng ◽  
Dong-Jun Lee ◽  
Jun-Hyeok Kang

This study explored the internal and external factors affecting the first drinking experience during Korean adolescence. To achieve this, we collected 34 cases revealing specific drinking experiences during adolescence in Alcoholic Anonymous (A.A.), Korea. The collected data were analyzed using a qualitative case study method, and the analysis focused on the internal and external factors influencing drinking in adolescence. As per the results, internal factors that influenced drinking in adolescence were “curiosity” and “elevated mood and stress relief”, and external factors were “family”, “friends”, “older friends at school”, “neighbors”, “Korean tradition of alcohol making”, “workplaces that encourage alcohol consumption”, and “a generous drinking culture.” Based on these findings, we suggested several practical alternatives, such as a stringent alcohol punishment system, government-led campaigns to overcome the generous alcohol culture, monitoring the drinking status of working and intern youths, and using local crime prevention guards to curb youth drinking. In future research, it is necessary to quantitatively verify the results of this study to develop theories related to adolescent drinking behavior.


2018 ◽  
Vol 1 (2) ◽  
pp. 1-17
Author(s):  
Tedi Budiman

One example of the growing information technology today is mobile learning, mobile learning which refers to mobile technology as a learning medium. Mobile learning is learning that is unique for each student to access learning materials anywhere, anytime. Mobile learning is suitable as a model of learning for the students to make it easier to get an understanding of a given subject, such as math is pretty complicated and always using formulas.The design method that I use is the case study method, namely, learning, searching and collecting data related to the study. While the development of engineering design software application programs that will be used by the author is the method of Rapid Application Development (RAD), which consists of 4 stages: Requirements Planning Phase, User Design Phase, Construction Phase and Phase Cotuver.


2020 ◽  
Vol 11 (3) ◽  
pp. 21-32
Author(s):  
Faiqua Tahjiba

Objectives: The aim of this study was to investigate the actual condition of the students of University of Rajshahi (RU) regarding drug abuse and addiction. Using case study method the research was conducted with four objectives: (a) to find out how respondents began drug abuse; (b) to discover the causes of their drug addiction; (c) to understand the process of their drug abuse; and (d) to find out the economic, social and health effects of drug abuse. Methods: Case study method was used in this research. Through snowball sampling 18 drug- addicted students of RU were selected as respondents. In-depth interview with a schedule was used to collect data from the respondents in January 2019. Results: Findings of the study show that the causes of drug addiction included curiosity, frustration, friends’ request, neglect from family and friends etc. The drugs which they usually abused were Yaba, Phensydyle, Ganja (Weed), Chuani etc. Their average monthly expenditure for collecting drugs was in between Taka 8,000-10,000. They collected those drugs from rickshaw pullers at different points within the campus and from Mizaner Mor, Budhpara slum and other places outside the campus. The respondents opined that drugs were available if sufficient money could be spent. The respondents had senior and junior fellow students and local boys as companions while taking drugs. Most of them faced physical problems after taking drugs, and some of them tried to get rid of this curse of drug addiction. Conclusion: The findings of this research show that the rate of drug addiction among the students of RU was quite alarming. Therefore, all stakeholders including the students, guardians, teachers, university authority, the law makers and law enforcing agencies, researchers, civil society, NGO’s and the state must come forward together to combat this formidable foe.


2020 ◽  
Vol 24 (1) ◽  
Author(s):  
Nfn Darmanto ◽  
Nur Zaini

AbstrakPenelitian ini dilatarbelakangi oleh menguatnya wacana mengenai pentingnya perlindungan data pribadi  dan terbitnya Peraturan Menteri Komunikasi dan Informatika Nomor 20 Tahun 2016 tentang Perlindungan Data Pribadi dalam Sistem Elektronik. Adapun tujuan penelitian adalah untuk mengetahui kinerja implementasi Peraturan Menteri tersebut di lingkungan Pemerintah Kabupaten. Penelitian  dilakukan di Dinas Kependudukan dan Pencatatan Sipil pada Pemerintah Kabupaten Gianyar, Temanggung, dan Sleman dengan menggunakan metode studi kasus, sedangkan pengum­pu­lan data menggunakan teknik studi pustaka, wawancara, dan observasi. Pembahasan dilakukan dengan menggunakan konsep implemen­tasi model Edwards yang melihat implementasi berdasarkan variabel komunikasi, sumber-sumber, kecenderungan-kecenderu­ngan, dan struk­tur birokrasi. Hasil penelitian menunjuk­kan bahwa penyelenggaraan administrasi kependudukan yang di dalamnya termasuk perlindungan data pribadi oleh Dinas Kependudukan dan Pencatatan Sipil merujuk pada Peraturan Menteri Dalam Negeri Nomor 61 Tahun 2015, sedangkan Peraturan Menteri Komunikasi dan Informatika Nomor 20 tahun 2016 sama sekali belum mereka ketahui. AbstractThis research is motivated by the strengthening of discourse regarding the importance of protecting personal data and the issuance of Minister of Communication and Information Regulation No. 20 of 2016 concerning Protection of Personal Data in Electronic Systems. The research objective is to determine the performance of the implementation of the Ministerial Regulation within the District Government. The study was conducted at the Department of Population and Civil Registration at the Government of the Regency of Gianyar, Temanggung, and Sleman by using a case study method, while data collection using literature study techniques, interviews, and observations. The discussion was carried out using the concept of implementation of Edwards model that looked at implementation based on communication variables, sources, trends, and bureaucratic structure. The results showed that the administration of population administration which included the protection of personal data by the Population and Civil Registry Office referred to the Minister of Home Affairs Regulation No. 61 of 2015, while the Minister of Communication and Information Regulation No. 20 of 2016 was completely unknown to them.   


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