The Impact of Small Loans on Micro and Small Enterprises' Employment: Evidence from a Province in Iran

2018 ◽  
Author(s):  
Javad Nosratabadi
Keyword(s):  
Small Enterprises ◽  
Micro And Small Enterprises ◽  
The Impact

scholarly journals The Development of Digital in the Covid-19 Pandemic

2021 ◽  
Author(s):  
Maria Digna R. Nahak
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Asian Development Bank ◽  
Small Enterprises ◽  
Domestic Economy ◽  
Development Bank ◽  
Micro And Small Enterprises ◽  
Medium Enterprises ◽  
Almost All ◽  
The Impact

The global Covid-19 pandemic that has plagued all countries of the world has affect all sectors of people's lives. In Indonesia, almost all sectors experience impacts, especially the economic ecosystem which has been become the focus of society. Furthermore, the Covid-19 pandemic has made the slowdown in the economic sector in Indonesia with its various derivatives. The Micro, Small and Medium Enterprises (MSME) sector which is part of the most important sector of the economy is very important feel. This is what worried by all parties, because it has made the MSME sector experienced a significant decline. Moreover, currently many MSMEs are experiencing various problems such as: decrease in sales, capital, hampered distribution, difficulty in raw materials, decreased production and the occurrence of many layoffs for workers and hunting which later became a threat to the national economy. MSMEs as a driver of the domestic economy and a middle labor absorber face a decline in productivity which results in a decrease in profits significant. Even based on the related Asian Development Bank (ADB) survey, the impact of the pandemic on MSMEs in Indonesia, 88% of micro businesses run out of cash or savings, and more than 60% of these micro and small enterprises have reduced their workforce work.

Sustainable Performance of Tunisian SMEs in Industry 4.0

2020 ◽  
pp. 65-77
Author(s):  
Abdullah Abdulaziz Alhumaidan ◽  
Noor Hazlina Ahmad
Keyword(s):  
Random Sampling ◽  
Industry 4.0 ◽  
Social Performance ◽  
Sampling Technique ◽  
Organizational Level ◽  
Future Research ◽  
Small Enterprises ◽  
Sustainable Performance ◽  
Micro And Small Enterprises ◽  
The Impact

The research aims to know the impact of sustainability orientation on sustainable performance. The data has been collected through a survey and the probability-random sampling technique has been employed. The study sample is micro and small enterprises in Tunisia. The organizational level is the unit of analysis, which are the owners of these enterprises. It has been concluded that managers' orientations have an influence on environmental and social performance, but their orientations towards sustainability did not impact economic performance. The study has suggested that future research could investigate different organizations irrespective of their size and industry that would make it easy to generalize results.

scholarly journals Pandemi COVID-19: Dampak Kesehatan, Ekonomi, & Sosial

2021 ◽  
Vol 17 (1) ◽  
pp. 17-34
Author(s):  
Nurul Aeni
Keyword(s):  
Supply And Demand ◽  
Secondary Data ◽  
Small Enterprises ◽  
Economic Activities ◽  
Qualitative And Quantitative ◽  
Goods And Services ◽  
Poor Families ◽  
Positive Growth ◽  
Micro And Small Enterprises ◽  
The Impact

ENGLISHCOVID-19 Pandemic started from March 2020 affected many aspects. This research aims to describe the impacts of pandemic on health, economic, and social in Pati District. It used both qualitative and quantitative approaches. It used secondary data that were obtained from relevant services and references. Then, the data were analyzed descriptively. This research resulted: (1) the impacts of the COVID-19 pandemic on health can be seen through the number of positive COVID-19 cases, mortality, and reduction in health service coverage. Higher positive COVID-19 cases were found in around the center of government and economic activities; (2) COVID-19 Pandemic has disturbed supply and demand of goods and services. This situation affected the decrease of economic growth. Pati’s economic structure is sustained by agriculture and manufactured that still showed positive growth. Thus, the economic slowdown caused the increase of unemployment, particularly on micro and small enterprises or household industries; (3) the impact of pandemic COVID-19 was represented by the poverty increase. Higher number of poor families was found in the areas having near-poor families and vulnerable ones. INDONESIAPandemi COVID-19 yang terjadi sejak bulan Maret 2020 memengaruhi segala aspek kehidupan. Tujuan penelitian adalah mendeskripsikan dampak pandemi dalam aspek kesehatan, ekonomi, dan kesehatan di Kabupaten Pati. Penelitian menggunakan pendekatan kualitatif dan kuantitatif secara bersama. Data yang digunakan adalah data sekunder yang diperoleh dari instansi maupun referensi yang relevan. Selanjutnya data tersebut diolah secara kualitatif dan kuantitatif. Hasil penelitian adalah (1) Dampak pandemi COVID-19 pada aspek kesehatan adalah jumlah kasus positif dan kematian yang cukup tinggi serta penurunan cakupan sebagian besar layanan kesehatan; kasus positif COVID-19 cukup tinggi terjadi di wilayah yang merupakan pusat pemerintahan atau dekat dengan pusat ekonomi; (2) Pandemi COVID-19 menyebabkan perubahan penawaran dan permintaan barang dan jasa. Kondisi tersebut berdampak terhadap penurunan pertumbuhan ekonomi. Struktur perekonomian Kabupaten Pati ditopang oleh sektor usaha pertanian dan industri pengolahan yang masih menunjukkan pertumbuhan positif selama pandemi. Perlambatan ekonomi tersebut selanjutnya menyebabkan peningkatan pengangguran, terutama pada sektor usaha mikro dan kecil serta industri rumah tangga; (3) Dampak sosial pandemi COVID-19 di Kabupaten Pati terwakili oleh peningkatan kemiskinan, dimana peningkatan kemiskinan lebih tinggi terjadi di wilayah yang yang memiliki jumlah keluarga hampir dan rentan miskin tinggi.

Impact of public intervention on micro and small enterprises performance in Ethiopia

2018 ◽  
Vol 13 (5) ◽  
pp. 1108-1131 ◽  
Author(s):  
Manex Bule Yonis ◽  
Tassew Woldehanna ◽  
Wolday Amha
Keyword(s):  
Support Programs ◽  
Outcome Analysis ◽  
Small Enterprises ◽  
Business Practices ◽  
Public Intervention ◽  
Content Type ◽  
The Public ◽  
Micro And Small Enterprises ◽  
The Impact ◽  
Non Parametric

Purpose The effectiveness of any government interventions to support small firms is always a concern in achieving improvements in enterprise performances. The purpose of this paper is to evaluate thoroughly the impact of micro and small enterprises’ (MSEs’) support programs on core intermediate and final outcomes of interest. Design/methodology/approach The impact evaluation employs a non-parametric matching procedure for parametric outcome analysis using the propensity score matching (PSM) method. Aiming at a doubly robust evaluation process, the study applies parametric analyses than non-parametric permutation-based tests to investigate the causal effects of the public intervention. Findings The study reveals that the public intervention encouraged MSEs to develop innovative business practices and improve their human capital development process. Moreover, the intervention had a positive effect in expanding employment opportunities in urban areas. Contrariwise, the study shows that support beneficiaries are not at an advantage in investment intensity. The lower level of investment intensity on fixed capital resulted inefficiency among the recipients. Moreover, the intervention did not have an effect on changing the net-asset over time for the recipients. Practical implications This study implies that the support programs need to be dynamic and also targets on creating innovative high-growth MSEs. Originality/value This paper is fairly original and provides policy makers and MSE promoters/facilitators evidence-based information on the effectiveness of the support services, with looking at firm-level analysis.

scholarly journals Insights on Impact of Business Development Services on Growth of Women Owned Enterprises in Tanzania

2018 ◽  
Vol 9 (1) ◽  
pp. 82
Author(s):  
Nyamagere G. Sospeter ◽  
Mariam I. Nchimbi
Keyword(s):  
Women Entrepreneurs ◽  
Service Providers ◽  
Business Environment ◽  
Small Enterprises ◽  
Capacity Market ◽  
Key Stakeholders ◽  
Micro And Small Enterprises ◽  
The Government ◽  
Market Coverage ◽  
The Impact

This paper presents findings of the study that aimed at assessing the impact of business service providers (BDS) on growth of women owned MSMEs in Tanzania. Based on interviews conducted to five BDS providers and women owned micro and small enterprises (MSMEs) it was revealed that most women entrepreneurs were not aware of the existence of BDS providers and their services. For those who had used BDS, they were generally satisfied with their benefits and they continue using the services. Furthermore, the findings show that BDS assisted entrepreneurs in formalizing their businesses, increased business management and technology capacity, market coverage and contributed to business growth.Findings calls for the government, BDS providers and other key stakeholders to raise the level of awareness to women entrepreneurs on the availability and importance of using of BDSs. Government and donor community should advocate for business environment reforms that lowers the barriers to BDS providers for them to operate effectively and provide affordable services. BDS providers should focus on demand driven services in a more holistic and participatory way than they are currently doing in order to improve the quality, sustainability and development of the women owned MSMEs.

scholarly journals Poverty and SMEs: A New Pradigm of SDGs Development

2021 ◽  
Vol 11 (2) ◽  
pp. 224
Author(s):  
Lukman Hakim ◽  
Aulia Hapsari Juwita ◽  
Selfia Bintariningtyas ◽  
Danur Condro Guritno
Keyword(s):  
High Schools ◽  
Secondary Education ◽  
Small Businesses ◽  
Small Enterprises ◽  
Central Java ◽  
Development Goals ◽  
Micro And Small Enterprises ◽  
The Impact ◽  
The Village

Poverty alleviation and micro-small enterprises are the essential topics in discussing the paradigm of Sustainable Development Goals (SDGs). Micro and small businesses are considered as a panacea to alleviate poverty. So the relationship between poverty and the existence of micro and small enterprises is theoretically unidirectional. In other words, if poverty increases, micro, and small enterprises will also increase. To see the effect of poverty on micro and small businesses, this study will use the Village Potential Data (Podes) 2018 with a total of 8559 villages/wards in Central Java Province. Apart from poverty, this study will also examine the effect of technology as represented by the number of electricity customers, health from the number of supporting health centers, and finally education represented by the number of Public Elementary Schools (SDN), State Junior High Schools (SMPN) and State Senior High Schools (SMAN). By using multiple regression models, an interesting relationship is found. Those that have a unidirectional relationship to micro and small enterprises are poverty, technology, health, and primary education (SDN). The role of education in the growth of micro and small businesses strengthens Duflo's thesis (2001) on the effect of education on reducing unemployment which earned him the Nobel Prize in 2019. Meanwhile, junior and secondary education for its effect on micro and small enterprises is negative. This showed that the impact of secondary education is that it provides the possibility to work in other sectors outside of micro and small enterprises

scholarly journals Global Emergency Impact to Latvian Micro and Small Enterprises

2021 ◽  
Vol 92 ◽  
pp. 07056
Author(s):  
Iluta Riekstina ◽  
Rosita Zvirgzdina
Keyword(s):  
Small Businesses ◽  
Visual Information ◽  
Quantitative Research ◽  
Value Added ◽  
Emergency Situation ◽  
Research Approach ◽  
Small Enterprises ◽  
Emergency Situations ◽  
Micro And Small Enterprises ◽  
The Impact

Research background: 2020 will always remain a pandemic year in the world. A year that shook everyone including business. After the end of the emergency, many countries are planning business recovery measures. Many programs are planned for micro and small businesses. Due to the large number of micro-enterprises that the authors decided to conduct a study on the preparedness of micro and small enterprises for emergencies. About the areas in which small businesses operate, how and whether they are only able to operate in the domestic market or are ready for globalization. 65% of Latvian micro and small enterprises in surveys conducted by credit institutions showed that the impact of COVID19 on operations is noticeable and will be necessary for business recovery. At the same time, 47% of them confirmed that they plan to change their business model according to the new situation. Purpose of the article: The aim of the research is to identify the interaction of the activity structure of Latvian micro and small enterprises with emergency situations. To analyze the operating environment and the intensity of its impact on business. Methods: Quantitative research is based on official business data from several sources - Enterprise Register, Ministry of Economics, Re-Identifier of the Register of Enterprises Ltd. “Lursoft”, Central Statistical Bureau. The study will review data on the last 5 years by analyzing data for 2013-2017. The following research methods have been used for the research: quantitative data research approach, analytical study comparing data for five years and graphical method - visualization and analysis of visual information. Findings & Value added: As a result of the article, it is planned to group the directions of activities of micro and small enterprises based on the impact of the emergency situation on them. Thus, performing an analysis of the readiness of Latvian micro and small enterprises for emergency situations and the impact on operations.

scholarly journals THE INFLUENCE OF THE TOURISM SECTOR ON ECONOMIC GROWTH AND ITS EFFECT ON MICRO AND SMALL ENTERPRISES (UMK) IN YOGYAKARTA

2021 ◽  
Vol 6 (1SP) ◽  
pp. 90
Author(s):  
Oeliestina Oeliestina
Keyword(s):  
Economic Growth ◽  
Food Industry ◽  
Apparel Industry ◽  
Statistical Test ◽  
Small Enterprises ◽  
Occupancy Rate ◽  
Tourism Sector ◽  
Foreign Guest ◽  
Micro And Small Enterprises ◽  
The Impact

Yogyakarta’s economic growth contracted by up to 6.74 percent (Quarter II 2020). This is due to the declining growth of the tourism sector as the driving sector for Yogyakarta’s economy. Even though the tourism sector is the lifeblood of Micro and Small Enterprises (UMK). As many as 75.09 percent of Micro and Small Enterprises (UMK) are businesses that surround the Yogyakarta tourism sector which is usually invaded by tourists. The purpose of this research is to look at the impact of the tourism sector on economic growth and link it to Micro and Small Enterprises (UMK). The results of the Mc Nemar statistical test stated that the covid-19 pandemic affected Yogyakarta’s economic groth with a significance of 0.021. The results of the F-test indicate that the tourism sector (represented by Room Occupancy Rate variable (X1) and foreign guest visits (X2) affect economic growth (Y) with a significance of less than 0.05. The results of the literature method also add information that there are 3 Micro and Small Enterprises (UMK) who play an important role in Yogyakarta tourism, namely : the food industry, the weaving industry and the apparel industry (batik craft).

scholarly journals Does innovation make a difference?

2018 ◽  
Vol 15 (2) ◽  
pp. 137-154 ◽  
Author(s):  
Renata Vasconcelos ◽  
Marcos Oliveria
Keyword(s):  
Firm Performance ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Metropolitan Area ◽  
Design Methodology ◽  
Small Enterprises ◽  
Content Type ◽  
Micro And Small Enterprises ◽  
The Impact ◽  
The Relationship

Purpose This paper aims to identify and measure the impact of the types of innovation on micro and small enterprises’ performance in the foodservice industry. Design/methodology/approach A sample of 55 micro and small enterprises located in the Recife Metropolitan Area in Pernambuco were considered for the purpose of the analysis. All the firms were registered in the Agente Local de Inovação (ALI) program during the period of 2015 and 2016. The innovations developed by the firms were identified and measured using the sectorial innovation index, and the firm’s performance was calculated by the annual revenue. The impact of the innovations on performance was measured using multiple linear regression and quantile regression. Findings The regressions’ findings suggest that two innovation dimensions stand out concerning firm performance, that is, brand and customer experience are thought as to contribute to firm performance significantly. However, it has also been found that the contribution of the innovations may vary in the level of firm performance. Originality/value The paper was distinguished by analyzing the relationship between innovation and firm performance in the context of micro and small enterprises. The research also allowed knowing the innovations that can contribute to the micro and small enterprises’ performance, allowing such organizations to identify and develop the innovations seen as necessary for their competitiveness.

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