EMPLOYEE PERFORMANCE AFFECTED BY HUMAN INTELLIGENCE AND MEDIATED BY COMPETENCY

This research begins with the discovery of problems in employee performance. The problem in this study is the low performance of employees, which is indicated by low human intelligence and competence. This study aims to analyze how the influence of human intelligence on employee performance is mediated by competence. With a sample of 90 people, using path analysis data analysis techniques (Path Analysis), the results show that emotional intelligence has a positive and significant effect on competence by 32.95%. Also, emotional intelligence has a positive and significant effect on performance mediated by competence of 15.88%. Then, intellectual intelligence has a positive and significant effect on competence by 22.49%, while intellectual intelligence has a positive and significant effect on performance mediated by competence by 12.77%. Furthermore, spiritual intelligence has a positive and significant effect on competence by 7.31%, and spiritual intelligence has a positive and significant effect on performance mediated by competence by 2.62%. Then competence has a positive and significant effect on employee performance by 73.44%.

CONSUMER ENVIRONMENT RESPONSIBILITY AND CONCERN ON GREEN CONSUMPTION: UNAVAILABILITY OF ECO-PRODUCT MODERATION

Since the emergence of negative issues about the environment, caused human awareness level began to emerge. The green lifestyle is now starting widely applied by the people. The purpose of this study is to build a research framework, which helps companies to generate green consumption intention through the predictors of environmental responsibility mediated by environmental concern and moderated by green product unavailability. This research is classified as quantitative that used associative design with case study approach on Nutrifood company. The research model used is Structural Equation Modeling with questionnaire survey method to compile data from 269 people who know and have looked for Nutrifood products in Indonesia. The findings of this study reveals that environment concern is an important precursor and intermediary that helps encourage green consumption intention through consumer environment responsibility. The green products unavailability has moderating role between environment responsibility and green consumption intentions.

THE EFFECT OF CONSUMERS’ BEHAVIOR AND PERCEIVED RISK ON PURCHASE DECISIONS AMONG ONLINE SHOP CONSUMERS

The goal of the research is to know the effect of the consumer behavior and perceived risk on, the consumers’ buying decision. This research employs a quantitative approach, descriptive and verified design. As much as 100 consumers are selected as respondents using a purposive method. The instrument of data collection is questionnaire. The data analysis used is Structural Equation Modeling. The research results show that the consumer behavior and perceived risk affects the consumer buying decision significantly. The biggest effect of the consumer behavior dimension on the buying decision variable is a personal factor and the biggest effect of the consumer behavior variable is on payment method dimension. The perceived risk contributes to the consumer buying decision significantly. It also proves that that the emerging of the online shops contributes shifting of the consumer behavior from a conventional business transaction into a digital one among the consumers.

IMPACTS OF FOREIGN DIRECT INVESTMENT ON POVERTY ERADICATION IN ASEAN-5 COUNTRIES

This research aims to investigate the relationship between foreign direct investment (FDI) and poverty using panel data of five ASEAN upper and lower middle-income countries for 28 years. The time series data period selected in this study is from 1990 until 2018. The five countries selected to be investigated in this research are presumed as the Tiger Cub Economies, namely Indonesia, Malaysia, Thailand, Vietnam, and the Philippines. This study conducted the Feasible Generalized least Square (FGLS) methods to analyze the statistical panel data. The result from this analysis indicates that foreign direct investment has a negative and significant impact on poverty in five ASEAN countries. Other important results from this study showed that the Gross Domestic Product (GDP), credit provided by the financial sector as the proxy of financial development, and education variables contribute significantly to lower poverty incidence. Policies that focus on attracting foreign direct investment, improving financial development, and support a higher level of education have the potential to reduce poverty in the selected five ASEAN countries.

WASTE MANAGEMENT SERVICE IN INDONESIA BASED ON STOCHASTIC FRONTIER ANALYSIS

Waste management in the big cities of Indonesia is still become a complicated problem. This article aims to analyze the influence of socio-economic factors which consist of GRDP per capita, population density, gender ratio, the proportion of population productive age and education on the efficiency of waste management service (WMS) in provincial capitals in Indonesia. The method used was Stochastic Frontier Analysis (SFA). The resulted WMS efficiency from this study were 0.39. Based on that value, it means the efficiency of WMS are still low and the efficiency can be improved about 61%. It also can be concluded that all variables were significantly influenced the WMS efficiency, except gender ratio. Expected that the result of this study can be used by both central and local government to improve the WMS in Indonesia.

BUSINESS EFFICIENCY AND BUSINESS PERFORMANCE OF COCONUT SUGAR SMES IN BANYUMAS REGENCY

This study aims to analyze economic efficiency and the factors that influence the performance of coconut sugar SMEs in Cilongok District, Banyumas Regency. This study uses primary data obtained through interviews with 162 respondents. By using Benefit-Cost Ratio analysis and multiple regression, this study finds that the coconut sugar business in Cilongok District, Banyumas Regency is not yet efficient and the coconut sugar business performance is positively influenced by financial capital. While social capital and human capital do not affect it. This research implies the need for continuous efforts from all stakeholders to provide business assistance and certainty in product marketing so that product prices become more stable. In addition, it is also necessary to optimize the potential of social and human capital to strengthen the role of financial capital in improving business performance. This can be done through the institutionalization of social capital and optimizing the role of the village government in facilitating cooperation with various parties.

DETERMINANTS OF FINANCIAL DEVELOPMENT: IMPACT OF HUMAN CAPITAL IN EMERGING MARKETS COUNTRIES

This study aims to examine determinants of financial development and see role of quality of human capital in financial development in 19 Emerging Market countries during 2008-2017. Financial development in this study is proxied using the financial development index to accommodate multi-dimensional of financial development. Estimation is using the dynamic panel method Generalize Method of Moment (GMM). The results show that the quality of human capital has contributed to increasing financial development in emerging market countries in 2008-2017. Meanwhile, trade openness and government expenditure do not have a statistically significant effect and domestic savings have a significant positive effect on financial development.

BANK OWNERSHIP, MODE OF ENTRY, AND CREDIT ALLOCATION TO MSMEs

Micro, small, and medium enterprises (MSMEs) have strategic roles in economic structure, especially in developing countries, so, they need supports from the banking industry, including foreign banks, by giving loans they need. This study aims to find the effect of bank ownership and mode of entry on credit allocation to MSMEs. We use 110 samples of conventional commercial banks and 41 samples of foreign-owned banks in Indonesia during 2010-2017, with 686 and 266 observations. The results of multiple regression show that banks with government ownership have higher credit allocation to MSMEs than non-government ownership and banks with foreign ownership have lower credit allocation to MSMEs than domestic ownership. Based on their mode of entry, banks with foreign ownership via greenfield have lower credit allocation to MSMEs than via takeover.

BRAND SWITCHING BEHAVIOR FROM SAMSUNG TO OPPO AMONG MILLENIALS

Along with the proliferation of smartphone manufacturers, the latest innovations and fascinating features are presented, such as selfie cameras, VOOC flash charge (the best fast charging) on their products, providing that selfie cameras accommodate people who love to upload their photos to social media. Nowadays, consumers’ needs have called attention to a lifestyle that requires them to make choices on goods or services that are compatible with their needs. This study employed a survey method, with samples comprising millennials in Kuningan Regency with a total of 283 respondents, in which the data collection was done using questionnaires, validity and reliability tests were conducted. Multiple linear regression was used in data analysis. The results showed that product features, lifestyle, and price had a positive and significant effect simultaneously and partially on brand switching decisions. However, price had a greater influence on consumers’ decisions to switch brands.