scholarly journals Pengaruh Faktor Makroekonomi terhadap Pembiayaan Bermasalah

2018 ◽  
Vol 1 (1) ◽  
Author(s):  
Herni Hernawati ◽  
Oktaviani Rita Puspasari

The purpose of this research was conducted to determine and test the influence of macroeconomic factors in the form of inflation, BI Rate and exchange Rate (kurs) toward non performing financing. Population in this research is the Islamic Banking industry in Indonesia among 2010-2016. The sampling technique used is purposive sampling where the sample is selected based on the criteria determined by the writer.The data used is secondary data sourced from the official website of each Islamic Banking.To know the influence of  inflation, BI Rate and exchange Rate (kurs) toward non performing financing this research used eviews as statistical research tool. The research method used descriptive method with quantitative approach. This research used panel regression analyst model performance by using the four classical assumption which are normality, multicollinearity, autocorrelation and heteroscedasticity.The results show inflation has a positive impact and not significant on non performing financing (NPF), BI Rate and exchange Rate (kurs) have positive and significant effect on non performing financing (NPF).Key words: Inflation, BI Rate, Exchange Rate, Non Performing Financing (NPF)JELclassificationis : E44, G01, G21, G28, G32

2018 ◽  
Vol 1 (2) ◽  
pp. 73
Author(s):  
Amir Hamzah

The purpose of this research was conducted to determine and test the influence of macroeconomic factors in the form of inflation, BI rate and exchange rate (kurs) toward non performing financing. Population in this research is the Islamic Banking industry in Indonesia among 2010-2016. The sampling technique used is purposive sampling where the sample is selected based on the criteria determined by the writer. The data used is secondary data sourced from the official website of each Islamic Banking. To know the influence of  inflation, BI rate and exchange rate (kurs) toward non performing financing this research used eviews as statistical research tool. The research method used descriptive method with quantitative approach. This research used panel regression analyst model performance by using the four classical assumption which are normality, multicollinearity, autocorrelation and heteroscedasticity. The results show that,  simultaneously Inflation, BI Rate and Exchange Rate (kurs) have significantly and positive impact on non performing financing (NPF). Then in partialy, inflation has a positive impact and not significant on non performing financing (NPF), BI rate and exchange rate (kurs) have positive and significant effect on non performing financing (NPF). Keywords : Inflation, BI Rate, Exchange Rate, Non Performing Financing (NPF).


Author(s):  
Fuadi Fuadi ◽  
Ahmad Fauzul Hakim Hasibuan ◽  
Saparuddin Saparuddin ◽  
Sugianto Sugianto

This study examined the effect of inflation, BI Rate, and exchange rate on profitability in Islamic banking in Indonesia during 2009-2019. The population and sample in this study were all Islamic banking in Indonesia obtained by purposive sampling technique. This study used quantitative secondary data sourced from financial statements accessed on the official website of Bank Indonesia and the Financial Services Authority. The data analysis method used was Vector Auto-Regressive (VAR) analysis with the help of Eviews 10. The results of the Variance Decomposition (VD) test showed that inflation could affect Return on Assets (ROA) of 0.62%. It indicated that inflation had a low or insignificant effect on the Return On Assets (ROA) of Islamic banking. BI Rate could affect the Return on Assets (ROA) of 0.13%, which indicated that inflation had a low or insignificant effect on the Return On Assets (ROA) of Islamic banking, while the exchange rate could affect the Return on Assets (ROA) of 1.89%, which indicated that the exchange rate had a significant effect on the Return On Assets (ROA) of Islamic banking. Based on the results of this study, it concluded that the exchange rate was more dominant in influencing the Return on Assets (ROA) of Islamic banking in the short and long term.


2017 ◽  
Vol 24 (1) ◽  
pp. 54-70
Author(s):  
Hasanah Setyowati ◽  
Riyanti Ningsih

This study aimed to obtain empirical evidence on the influence of fundamental factors, systematic risk and macroeconomics on the returns Islamic stock of companies incorporated in the Jakarta Islamic Index in 2010-2014. The variables used were the fundamental factors that are proxied by Earning Per Share (EPS), Return on Equity (ROE), Debt to Equity Ratio (DER); Systematic risk is proxied by Beta Shares; macroeconomic factors is proxied by the inflation rate and the exchange rate. The samples of this study are the enterprises incorporated in Jakarta Islamic Index (JII) at the Indonesian Stock Exchange. The sampling method was using purposive sampling. There were 12 samples of Islamic stocks that meet the criteria to be used as samples. The analysis model used is multiple linear regression techniques and the type of data used is secondary data. The study found that all variables, which are Earning Per Share (EPS), Return on Equity (ROE), Debt to Equity Ratio (DER), Beta stock, inflation and the exchange rate do not significantly affect the return of sharia stock either simultaneously or partially.


2019 ◽  
Vol 8 (10) ◽  
pp. 6262
Author(s):  
Martina Carissa Dewi ◽  
Luh Gede Sri Artini

The level of return obtained by investors is influenced by microeconomic and macroeconomic factors. This study aims to obtain empirical evidence regarding the effect of exchange rates, Gross Domestic Product and solvency on stock returns. This research was conducted at the mining company in the coal sub-sector on the Indonesia Stock Exchange. All the coal mining sub-sector companies listed on the Stock Exchange for the period 2014-2017 used as the population. The method of determining the sample used is using a saturated sampling technique. Multiple linear regression test used as the data analysis on this research. Based on the results of the analysis of this study it was found that the exchange rate and GDP had a negative and significant effect on stock returns. The solvency proxied by DER has a positive and significant effect on stock returns. Keywords: Exchange Rate, Gross Domestic Product, Solvability and Return.


2021 ◽  
Vol 3 (3) ◽  
pp. 137-143
Author(s):  
Ismaila Akanni Yusuf ◽  
Mohammed Bashir Salaudeen ◽  
Hope Agbonrofo

The study examines the effect of the social and economic indicators on the stock market performance in Nigeria between 1981 and 2019. The study employs secondary data from the World Bank and Central Bank of Nigeria using the ordinary least squares as the technique of estimation. Findings show that regarding the economic drivers, interest rate, exchange rate, and inflation rate negatively impact the stock market while only income exerts a positive impact. However, both income and interest rate are significant economic drivers of stock performance. Regarding social drivers, life expectancy, poverty, and population exert a positive impact on stock performance. Similarly, both life expectancy and population are significant social drivers of stock market performance in Nigeria. The study recommends that monetary authorities should be cautious in avoiding discretionary policies that might hike the exchange rate; otherwise, the flow of funds to the stock market will be derailed. Also, the fiscal authority should invest massively in safety nets programmes to enhance the capacity of the growing population and reduce poverty.


2020 ◽  
Vol 3 (1) ◽  
pp. 20-28
Author(s):  
Yushera Atika Sari ◽  
Wisda Widiastuti ◽  
Betty Fitriyasti

Introduction: CAD occurs indirectly, usually a person will experience a process of narrowing of the coronary arteries in quite a long period of time. Primary survey results that researchers have done at Siti Rahmah Padang Hospital, recorded from 2017-2018 the number of CAD events as many as 115 cases. Aims : To obtain information about an overview of risk factors for the occurrence of coronary artery disease in the heart policlinic of Siti Rahmah Hospital Padang in 2017-2018. Method: This research covers the field of internal medicine and cardiology, this study was conducted at the Islamic hospital Siti Rahmah Padang in May to November 2019. This research used a descriptive method with a cross sectional approach using secondary data from medical records. The affordable population of this study is CAD patients who seek treatment at Siti Rahmah Hospital in Padang in 2017-2018 with 51 samples using Total Sampling technique. Univariate analysis is presented in the form of a frequency distribution table. Results: Based on the results of the study the most age was at the age of 50-59 years, 21 people (41.2%), the most sex was female, 26 people (51%), hypertension, 27 people (52,9%), experienced DM 26 people (51%) were obese, 16 people (31,4%) and hyperlipidemia, 13 people (25,5%). Conclusion : Most age 50-59 years, most sexes of women, most have hypertension, less than half are obese, most have DM and less than half have hyperlipidemia. 


2019 ◽  
Vol 1 (1) ◽  
pp. 59-73
Author(s):  
Zulkifli Zulkifli ◽  
Boy Syamsul Bakhri ◽  
Maysuri Maysuri ◽  
Ficha Melina

The purpose of the research was to determine the effect of Islamic advertising on purchasing decision for Clean and Fresh Sunsilk Hijab Shampoo. The subject of this research was students of Riau Islamic University. While the object of this study was the effect of Islamic advertising on purchasing decision for Clean and Fresh Sunsilk Hijab Shampoo. The data sources used in this study were primary data and secondary data. The sampling technique used was proportional stratified random sampling, while the data collection technique used was a questionnaire. To analyze the data, quantitative descriptive method was used. In analyzing quantitative data, simple linear regression analysis was used where the calculation process used SPSS for windows version 23. The sample of this study was 96 people. The result of the research showed Islamic advertising on purchasing decision for Clean and Fresh Sunsilk Hijab Shampoo had a strong or high relationship, this was related to the correlation coeffisien which was 0.763. The result of the research, the result of partial test related to the significant influence between Islamic advertising on purchasing decisions for Clean and Fresh Sunsilk Hijab Shampoo, it was known from  the value of tcount (11.452) which was bigger than t table (1.661). Conclusion, there was a significant effect between Islamic advertising on purchasing decisions for clean and fresh sunsilk hijab Shampoo to students of  Riau Islamic University Keywords: Islamic Advertising, Purchasing Decision


2019 ◽  
Vol 11 (1) ◽  
pp. 462
Author(s):  
Cordelia Onyinyechi Omodero

Capital market plays a crucial role in a country’s national development and economic capacity building. However, there are economic forces that determine the success of a capital market development in every nation. This study investigates the role of these economic indicators in determining the capital market performance in Nigeria using secondary data covering a period from 1998 to 2018. These data have been sourced from the World Bank Development Indicators, International Monetary Fund and CBN Statistical Bulletin, 2018 edition. The results from the regression analysis indicate that exchange rate and inflation rate have immaterial undesirable consequence on capital market capitalization (CMC) while the interest rate exerts a weighty harmful effect on CMC. The study also provides evidence that the gross domestic product (GDP) has a substantial positive impact on CMC. The study among others suggests that the growth of the economy should be sustained in order to keep boosting the capital market. However, the economic indicators such as inflation, interest rate and exchange rate should be kept under strict control by the relevant authorities in the country.


2018 ◽  
Vol 6 (1) ◽  
pp. 100
Author(s):  
Ayu Diva Septiyani Putri Sugianta ◽  
I Nyoman Sunarta

Tourism is designed to be a number one source of foreign exchange in Indonesia. But the development of toursm and tourist destination will definitely have an economic impact whether it’s positive impact or negative impact. As well as development in tourist destinationHidden Canyon Beji Guwang. This research aims to find out what is the participation of local community in the development of Hidden Canyon Beji Guwangand to find out what is the economic impactof it. The data used in this research is qualitative and quantitative data. Primary data source data and secondary data source. This research used descriptive qualitative method. Which is obtained through observation, in-depth interviews and documentation. Informant determination is done bypurposive sampling technique.                   The results of this research is tourist destinationHidden Canyon Beji Guwangmanagement derived entirely from the participation of local communities in Desa Guwang. Economic impact which is more dominantly felt by the local communities because the management system is only employs local people from Guwang Village whosemost of them are dropped out of school.                                                                                            Keywords: Economic Impact, Participation of Local Communities, Tourism Destination, Hidden Canyon Beji Guwang


2016 ◽  
Vol 5 (9) ◽  
pp. 26
Author(s):  
Edi Budiono ◽  
Idiannor Mahyudin ◽  
Riswandi Bandung

Penelitian  bertujuan untuk mengukur nilai tukar nelayan dan tingkat ekonomi kesejahteraan nelayan di Kabupaten Tanah Laut Provinsi Kalimantan Selatan.  Metode yang digunakan adalah metode deskriptif.  Data yang didapat dengan metode survei,  sedangkan data sekunder  dari instansi pemerintah terkait.  Nilai tukar nelayan yang diukur selama bulan nopember 2012 – pebruari 2013.  Penelitian menggunakan formula Indeks Laspeyres yang dikembangkan dan pengujian dengan teori ekonomi kesejahteraan.Perhitungan nilai tukar nelayan dalam  penelitian didapatkan enam  formula, yaitu (1) NTN-pemilik  (2) NTN-perseorangan  (3) NTN-juragan (4) NTN-ABK terampil (5) NTN- ABK biasa  dan (6) NTN-tradisional.  Hasil penelitian memperlihatkan NTN Kabupaten Tanah Laut berada diatas seratus dan INTN berada diatas satu.  Sedangkan tingkat ekonomi kesejahteraan nelayan mengalami kenaikan.Purpose of the research was to measure trade turn and economic welfare of  fisherman living  in the Sea Land Regency  South Borneo Province.  The research use descriptive method in valving that primary data were obtained by survey and secondary data oven collected from relevant government agencies.  Exchange rate index of thratmen was measured during 4 months (November 2012 – February 2013).  Index formulation was developed Laspeyres the economic welfare of the fisherman.Analysis of fisherman trade term found 6 formulation, in cloding (1) NTN-owner (2) NTN-individual (3)-NTN squire (4) NTN-skilled crew (5) NTN-ordinary crew and (6) NTN-traditional. Research results showed that NTN for Tanah Laut district was above 100  and INTN was above 1.  Eventhough economic welfare of fisherman was increase.


Sign in / Sign up

Export Citation Format

Share Document