PERSEPSI NASABAH ISLAM TERHADAP TABUNGAN KURBAN PADA BPRS NIAGA MADANI CABANG MAKASSAR

Author(s):  
Andi Muhammad Rafli ◽  
Muh. Saleh Ridwan ◽  
Asni Asni

 AbstrakPokok permasalahan yang dibahas dalam skripsi ini adalah mengenai persepsi nasabah Islam terhadap tabungan kurban pada BPRS Niaga Madani Cabang Makassar. Penelitian ini merupakan penelitian kualitatif atau penelitian lapangan dengan jenis pendekatan penelitian yang digunakan adalah pendekatan empiris serta  sosiologis. Adapun sumber data dari penelitian ini mengenai biaya administrasi tabungan, jumlah nasabah, serta segala sesuatu yang berkaitan dengan tabungan kurban pada BPRS Niaga Madani. Kemudian metode pengumpulan data yang digunakan adalah observasi, wawancara, serta dokumentasi. Lalu teknikpengolahan data dan analisis data dilakukan dengan melalui tiga tahapan: Reduksi data, penyajian data, dan verifikasi data Hasil penelitian ini menunjukkan bahwa adanya salah satu produk tabungan kurban pada BPRS Niaga Madani Cabang Makassar yang tujuannya membantu meringankan masyarakat bagi yang ingin melaksanakan ibadah kurban setiap tahunnya. Tabungan kurban ini menerapkan sistem mudharobah, yaitu sistem bagi hasil, tabungan ini juga tidak mempunyai biaya administrasi sama sekali, bahkan nasabah pada tabungan ini memperoleh keuntungan dari sistem bagi hasil tersebut. Tabungan ini hanya bisa ditarik kembali dalam jangka waktu satu tahun yaitu satu minggu sebelum hari raya Idul Adha, atau hanya dapat ditarik kembali jika dalam keadaan mendesak (darurat). Selain itu, jumlah setoran yang dikeluarkan hanya Rp. 150.000,- perbulan. Implikasi dari penelitian ini sebaiknya pihak bank menambah atau meningkatkan kinerja pegawainya sehingga mampu menciptakan ide atau gagasan baru yang memungkinkan produk tabungan kurban ini lebih mudah dikenal oleh masyarakat luas merupakan hal yang penting, karena pada umumnya hanya bank tertentu saja yang memiliki produk tabungan tersebut.Kata Kunci: BPRS Niaga Madani, Nasabah, Persepsi, Tabungan Kurban.AbstractThe main problem discussed in this thesis is about the perception of Islamic customers towards sacrificial savings at BPRS Niaga Madani Makassar Branch. This research is a qualitative research or field research with the type of research approach used is an empirical and sociological approach. The sources of data from this study are the administrative costs of savings, the number of customers, and everything related to sacrificial savings at BPRS Niaga Madani. Then the data collection methods used were observation, interviews, and documentation. Then the data processing and data analysis techniques are carried out through three stages: data reduction, data presentation, and data verification. The results of this study indicate that the existence of a sacrificial savings product at BPRS Niaga Madani Makassar Branch whose purpose is to help ease the community for those who want to carry out qurban worship every year. This sacrificial saving applies a mudharabah system, namely a profit-sharing system, this savings also has no administrative costs at all, even customers in this savings benefit from the profit-sharing system. This savings can only be withdrawn within one year, namely one week before Eid al-Adha, or can only be withdrawn if it is in an emergency (emergency). In addition, the total deposit issued is only Rp. 150.000,- per month. The implication of this research is that the bank should add or improve the performance of its employees so that they are able to create new ideas or ideas that allow this sacrificial savings product to be more easily recognized by the wider community, which is important, because in general only certain banks have these savings products.Keywords: Customers, Madani Comercial BPRS, Perception, Sacrificial savings.

Author(s):  
Mahmuddin Mahmuddin

Destiny and work ethic as a Da'wa strategy for the community in the Katangka Village, Gowa Regency. The problem is then broken down into several questions, namely: (1) What is the community's understanding of destiny in the Katangka Kelurahan, Gowa Regency? (2) Can the understanding of destiny encourage the work ethic of the community as a preaching strategy in the Katangka Kelurahan, Gowa Regency? This type of research is classified as qualitative with the research approach used is the sociological approach. The data source of this research is the community in Katangka Village, Gowa Regency. Data collection methods used were observation, interviews, questionnaires and documentation. Data processing and analysis techniques are carried out through three stages namely data reduction, data presentation and conclusion drawing. The results showed that people really believe in the destiny that was set by God from the beginning. The Katangka Kelurahan community understands it as a destiny of the provision of God that cannot be contested, there is also a destiny that requires an effort to change it and there is a destiny that can be known after that event occurs or known as destiny in human perspective. The community's view of destiny can encourage the community's work ethic as part of the Da'wa strategy it is said that destiny is a belief that comes from God and with that destiny the community is driven to seek that destiny by strengthening or doing hard work called the work ethic. Based on this research, the implications of the research are stated that the community should strengthen confidence in the provisions of God so that one continues to strive and work hard to achieve prosperity and meet their needs as part of the Da'wa strategy.


2017 ◽  
Vol 6 (2) ◽  
pp. 355
Author(s):  
Wahid Hasyim

The main problem of this research is how is the learning strategy of Alquran at Al-Qurra 'wa Al-Huffaz boarding school boarding board of As'adiyah Sengkang Wajo Regency? The subject matter is divided into three sub-problems or research questions are: 1) How to describe the strategy of memorating the Qur'an to the institution of Al-Qurra 'wa Al-Huffaz boarding school boarding As'adiyah Sengkang Wajo Regency ?, 2) How the institution's efforts in improving the learning strategy The Qur'an in the institution of Al-Qurra 'wa Al-Huffaz boarding boarding school As'adiyah Sengkang Wajo Regency This type of research is a qualitative research / field research with research approach used is sociological, theological, pedagogical and psychological approach. The source of research data obtained directly muhafizd, santri and alumni. Further data collection methods used are interview observation, and documentation and tracing of various literature or references. Then the technique of processing and data analysis is done through three stages, namely data reduction, presentation, and conclusion. The results of this research indicate that: 1) the strategy of memorizing the Qur'an in the institution of Al-Qurra 'wa Al-Huffaz boarding boarding school As'adiyah Sengkang Wajo District covers the selection stage, fostering tajwid, standardization of memorization of Qur'an, the pattern of rote settings and maddarasa system fatappulo seddi continuously and stage mappanre temme 2) efforts made by the institution in improving the strategy of memorizing the Qur'an to the institution of Al-Qurra 'wa Al-Huffaz boarding boarding school As'adiyah Sengkang Wajo District includes strengthening of discipline, fostering recitations and fasahah, , gradually building dormitories, holding regular hifdzil qur'an contests as well as the wisdom of pesantren to join the hafizd who have already attended the equation test. The implication of this research is that it is hoped that this research can become one of the academic contribution for all people who want to learn the pattern of strategy of Quranic memorizing effectively and efficiently both in terms of curriculum of tahfidz institution, personal, and for massive dissemination.


2019 ◽  
Vol 1 (2) ◽  
pp. 140-149
Author(s):  
Indra Syah Putra ◽  
Nurmisdaramayani  Nurmisdaramayani  ◽  
Julia Satifa

The problem found in the research is that during the learning and teaching process in madrasas, the Al-Qur'an Hadith teachers have not involved students directly with the application of the digital Al-Qur'an, so students have not been trained in solving various learning problems. The unavailability of media that supports learning and teaching activities of Al-Qur'an Hadith in madrasas. This type of research is qualitative with a field research approach. Sources of data as informants are school principals and teachers of the Qur'an Hadith, data collection methods by means of observation, interviews and documentation. The results of the study found that the application of audio-visual media in Al-Quran Hadith subjects had been maximally applied in connection with the implementation of learning in the COVID-19 pandemic which required online learning and teaching activities. So, learning using audio-visual media is very appropriate to be applied in MTs. Tarbiyah Waladiyah Pulau Banyak. And the application of audio-visual media in improving the ability to understand the learning of the Qur'an and Hadith for class VII MTs students. Tarbiyah Waladiyah Pulau Banyak has been carried out well and there has been an increase since the beginning of the pre-meeting, namely the number of students who get a complete score, namely 29.7% of students who get a complete score in the field of study of the Qur'an and Hadith, at the first meeting it increases to 46% of students who complete in Al-Quran Hadith learning activities on the material to understand the short letter of the Qur'an. At the second meeting the level of completeness of students in learning the Qur'an Hadith was 78.3% of class VII MTs. Private Tarbiyah Waladiyah. Then analyzed from Meeting III, student completeness reached 100%. Keywords: Audio Visual Media, Learning Outcomes  


Author(s):  
Misbahul Fuad

In its development, madrasas experienced ups and downs in their development. The most basic problem is the management aspect. The following cases of management are interesting to note. There are schools or madrasas that initially experience setbacks, then can progress rapidly. On the other hand, there are schools or madrassas that initially developed, but then almost went out of business. One of the reasons is due to the management that is not mature enough, therefore personnel management in the world of education is very important especially in educational institutions especially Islamic-based educational institutions. This study aims to determine the application of personnel management in Islamic education institutions and supporting and inhibiting factors in its application. This research is a type of field research with a multi-case study research approach. Data collection methods used Participatory Observation and In-depth interviews. The steps of data analysis in this study use the analysis of the Miles and Huberman models. Based on the results of research in the field it was found that: 1) The implementation of personnel management in MA Darul Ihsan Samarinda and YPM Diponegoro Tenggarong Seberang High School which consisted of educators and education staff. There are several components of personnel management, including seven components that have different divisions and elements, namely planning, recruitment, coaching, dismissal, but there are three important components that have not been comprehensively applied, namely compensation, appointment and evaluation. 2) Supporting factors for the implementation of personnel management in MA Darul Ihsan Samarinda and YPM Diponegoro Tenggarong Seberang High School are the motivation given by the madrasa headmaster and headmaster to their personnel so that they always try to be better and give encouragement or enthusiasm in carrying out their tasks. Both vision, mission, goals because each institution must have a vision, mission and goals as well as MA Darul Ihsan Samarinda and YPM Diponegoro Tenggarong High School have a vision, mission and clear objectives, while the inhibiting factor in the implementation of personnel administration is a means of implementing administration in MA Darul Ihsan Samarinda and YPM Diponegoro Tenggarong Seberang High School due to the unavailability of sufficient funds and human resources in their fields.


2021 ◽  
Vol 9 (2) ◽  
pp. 180
Author(s):  
Abdul Salam ◽  
Moh. Saleh Ridwan ◽  
M. Tahir Maloko

This paper discusses the factors for submitting an application for marriage isbat at the Gowa Sungguminasa Religious Court. This type of research is a descriptive qualitative field research. In this study, using primary, secondary and tertiary data sources. Furthermore, the data collection methods used were observation, interviews and documentation. Data processing and analysis techniques are carried out through three stages, namely: data reduction, data display, and conclusion drawing/vervication. The results of the study indicate that the main factor causing the parties to apply for Isbat Marriage at the Religious Court of Sungguminasa Gowa is the existence of urgent interests related to legal administration, for example taking care of veterans' benefits, taking care of their child's birth certificate. Therefore, it is expected that teenagers or prospective brides before deciding to get married should have knowledge about marriage, knowledge of building a good household according to Islamic teachings, and ensure all administration related to marriage is completed first, because if the administration is not completed then this will have an impact on the future of the bride and groom, including their descendants.


2021 ◽  
Vol 5 (1) ◽  
pp. 54-69
Author(s):  
Khusnul Marom ◽  
Tamamudin Tamamudin ◽  
Hendri Hermawan Adinugraha

This research has a purpose to describe the implementation mechanism of the Family Hope Program (PKH) in West Pekalongan Regency and to determine the level of welfare of the PKH recipients in West Pekalongan Regency. The method used in this research is qualitative with a field research approach. Sources of data in this study are program implementers and recipients of the PKH as well as scientific publications and research reports related to public policies such as PKH. Data collection methods in this study are in-depth interviews, observation, and documentation. Technique and data analysis in this research are data collection, data reduction, data display, and conclusion drawing and verification. The results of the study concluded that the effectiveness of PKH in West Pekalongan Regency. PKH in Pekalongan which was started in 2015-2020 which aims to alleviate poverty, one of which is in West Pekalongan Regency which started in 2015 has been running effectively. The effectiveness of this program is due to the precise targeting of participants and the effective allocation of PKH funds by PKH participants to make PKH efficient and in accordance with PKH goals, so as to reduce and alleviate poverty in Pekalongan, especially West Pekalongan Regency. From an Islamic perspective, this program has the value of justice, responsibility has been carried out well because PKH officials have found accuracy in determining the recipient of assistance by PKH officers, the responsibility for assistance and the accuracy of the date and amount of aid distributed in the District of West Pekalongan.


Author(s):  
Nurmayasari Nurmayasari ◽  
Patimah Patimah ◽  
Rahmatiah HL

 AbstrakPokok permasalahan pada penelitian ini ialah bagaimana Analisis Yuridis Putusan Hakim terhadap Isbat Nikah anak dibawah umur (Studi Putusan 0140/Pdt.P/PA/Pkj.). Jenis penellitian ini tergolong dalam Kualitatif deskriptif yaitu merupakan jenis  penelitian lapangan (File research) dengan menggunakan metode pendekatan normatif dan empiris. Adapun sumber data dari penelitian ini adalah buku terkait judul, internet, dan karya ilmiah yang terkait dengan judul. Selain itu, metode observasi, wawancara dan studi dokumen juga digunakan dalam mengumpulkan sumber data. Kemudian instrument penelitian terdiri dari putusan hakim, pedoman wawancara, handphone dan alat tulis. Lalu teknik pengelolahan yang digunakan adalah identifikasi data, editing dan coding. Dan metode analisis data dilakukan dengan penyajian data, reduksi data dan penarikan kesimpulan. Hasil dari penelitian ini adalah bahwa Isbat nikah dapat dilakukan terhadap perkawinan yang dilaksanakan secara sah menurut Agama dan kepercayaan masing-masing para pihak. Dalam hal ini, pengadilan Agama Pangkajene tidak melegalkan perkara Isbat nikah, baik perkara isbat nikah terhadap anak dibawah umur ataupun bukan. hanya saja ada pengecualian untuk mengabulkan permohonan tersebut dengan mengutamakan asas kemaslahatan. Implikasi dari penelitian ini adalah : 1.) pemerintah harus memberikan regulasi yang sangat ketat agar tidak ada lagi yang terjadi pernikahan anak dibawah umur sehingga tidak ada yang dapat dirugikan bagi masyarakat atau pemerintah. 2.) mengedukasi masyarakat tentang hukum perkawinan dan juga penerapannya merupakan salah satu langkah untuk memangkas penyelundupan hukum di Indonesia.Kata Kunci: Isbat Nikah, Perkawinan Anak dibawah umur, Putusan.AbstractThe problems of the research is how the Juridical Analysis of the Judge's Decision on the Marriage Isbat of minors (Study of Decision 0140/Pdt.P/PA/Pkj.). The type of research is classified as descriptive qualitative like of field research (file research) with the research approach used two approach are a normative and empirical approach. The data sources of this research are books related to the title, the internet, and scientific works related to the title. Furthermore, the data collection methods used were observation, interviews and document studies. Then the research instrument consists of the judge's decision, interview guidelines, cellphones and stationery. Then the management techniques used are data identification, editing and coding. And the data analysis method is done by data reduction, data presentation and conclusion drawing. The conclution of this research is that the Isbat of marriage can be carried out on marriages that are carried out legally according to the religion and beliefs of each party. In this case, the Pangkajene Religious Court did not legalize the Isbat marriage case, whether the marriage isbat case against minors or not. it's just that there are exceptions to grant the request by prioritizing the benefit principle. The implications of this research are: 1.) The government must to give regulations so that no more child marriages occur so that no one can be harmed for the community or the government. 2.) make socialization from government to educating the public about marriage law and its implementation is one of the steps to reduce legal smuggling in Indonesia.Keywords: Decision, Marrige Ratification, The Cild Marrige.


Author(s):  
Akhmad Ulul Albab

This thesis aims to examine the management process applied in the Madrasah Murottilil Qur'an Al-Rifa'ie 2 Malang. Beginning with the curriculum planning process, implementing the curriculum, and how to evaluate the curriculum of the Madrasah Murottilil Qur'an Al-Rifa'ie 2 Malang. This research aims to find out and describe the managerial process of the curriculum, and the inhibiting factors in the implementation of efforts to achieve the vision, mission that has been set.This thesis is a report on the results of field research using a qualitative descriptive method with a case study research approach that takes place at the Al-Rifa'ie 2 Malang Boarding School.Data collection is done by interview, observation, and documentation. Data analysis is done by reducing data, then presenting data, and finally from the compiled data conclusions are drawn. Checking the validity of the data is done with credibility which includes Triangulation, peer checking, extension of observation time, increasing perseverance.The results of the analysis show that the curriculum management implemented by p Madrasah Murottilil Qur'an Al-Rifa'ie 2 At the planning stage, the process carried out was planning the implementation time, the learning program, making the academic calendar, and how the evaluation was held. At the implementation stage, it starts with a new santri test, conducts learning and conducts an ascension test. The evaluation process is carried out at least 2x in one month, and 1 and after one semester.


2016 ◽  
Vol 1 ◽  
pp. 146-155
Author(s):  
Sareh Siswo Setyo Wibowo

The formation of character is needed by adolescents in this era. It is based with the many phenomena of juvenile delinquency. Characters will not be formed away so it needs an effort should be made of teachers in shaping the character of teenagers. In addition, the authors found the variation of the efforts of teachers holistically so that teenagers will easily formed his character in accordance with the purpose of the character education. The problem of this research is how the character education model Vocational High School who applied in the implementation of the formation of character in SMK Muhammadiyah 3 Purbalingga. The purpose of this study is the author would like to know a clear picture of the implementation of character education model in efforts to form children's character in School SMK Muhammadiyah 3 Purbalingga. This paper discusses the character education model be applicable in the planting of character values ​​to students in Vocational High School Muhammadiyah 3 Purbalingga. This type of research is a field research is descriptive qualitative. Data collection methods used include interviews, observation and documentation. As for analyzing the data obtained, the authors do by collecting all the data, reducing the data, presenting data, and verification of data. Results from this study showed that the model of character education is done to instill character values ​​to learners School SMK Muhammadiyah 3 Purbalingga using reflective models. Use of the character models adhering to the principles of character education and values ​​are developed in accordance with the level of development of learners.


2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Nunu Nugraha Purnawan

The lecturer's performance assessment by students in the form of an online Lecturer Performance Assessment Instrument Questionnaire (KIPKD) is in line with the work concepts of Green Computing by utilizing computer hardware and software better, more efficiently and more useful. KIPKD online POLSUB uses Google Forms, because it has an attractive and responsive look, provides a fairly complete choice of stuffing model, free, the results are neatly arranged and can be analyzed easily. This research method uses literature review in the form of books, journals that discuss about topics related to the use of Google Forms as a medium in the manufacture of questionnaires for surveys and data collection, as well as related to the concept of Green Computing. While data collection methods used in field research by way of observation of the system running in the academic POLSUB. The use of KIPKD online illustrates that POLSUB participates in preserving the environment, with no 12 paper/year rims, equivalent to 12 tree trunks.


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