scholarly journals Tales from the crypt: might cryptocurrencies spell the death of traditional money? - A quantitative analysis -

Author(s):  
Cristian Stefan

Abstract Cryptocurrencies have experienced an exponential growth trend in the past 24 months, followed by a big crash. In the early years of the Internet, inspired entrepreneurs such as Jeffrey Bezos realized that, when something grows exponentially, it becomes ubiquitous within a short time span. Similarly to the Internet in 1994, cryptocurrencies have recently been growing at a dazzling rate, thus one can expect them to be used on a global scale very soon, in spite of the last bubble which has already burst. Alternative currencies are greeted with great enthusiasm, due to their potential to return financial power back to the people, especially in the context of general dissatisfaction and disappointment with the banking sector. They bring about several advantages, such as financial innovations, lower fees as well as increased availability to developing populations. At the same time, their high volatility and lack of supervision might imply that they only serve as complementary financing and not as a substitute of traditional banking. This article discusses the development of cryptocurrencies, including aspects related to Bitcoin, financial technology and the blockchain. Using historical data from Coinmarketcap.com between April 2013 and February 2018, I run a quantitative analysis of the distributions and evolution over time for all listed cryptocurrencies with known market capitalization. I look at the interplay between number of cryptocurrencies and market value, at growth rates, cumulative shares and volatility. I find a phenomenon of exponential growth and violent volatility, which I explain in light of cryptocurrencies’ strengths and weaknesses, as identified in the literature. I emphasize the importance of cryptocurrencies in the context of the global digital economy and I discuss future implications.

2019 ◽  
Vol 118 (7) ◽  
pp. 161-165
Author(s):  
Cyano Prem ◽  
Dr M. Babu ◽  
C. Hariharan ◽  
R. Muneeswaran

Any new information about the economy is transmitted fast and it may influence the financial markets, positively or negatively. The present study used GARCH (1, 1) and EGARCH models, to investigate the volatility of Indian banking sectors indices, namely, Nifty PSU Index and Nifty Private Bank Index of NSE India Ltd. The result of the study confirmed that the high volatility was found in both the bank indices. At the same time, negative information about Indian economics did affect the PSU and Private Bank Sector indices during the study period. Finally, the study concluded that bad news travels fast and it increased volatility more than good. Hence the Government should give more information and awareness programme to the people before the implementation of any economic policy.


Author(s):  
Maria Irene da Fonseca e Sá

Due to the large number of information circulating on the Internet we must find ways of filtering, replicating and managing the flow of information. Castells (2006, p.8) states that the “Internet is a medium that allows for the first time, the communication of many to many, at any chosen time, on a global scale.” Therefore Information Architecture (IA) is a discipline that aims to evaluate and direct digital resources to user needs, so that the navigation and use enable better interaction between the information spaces and the people. The importance of IA is linked to the growth of connections to informational space, mostly by ordinary people without specific knowledge about the digital medium. Thus, a growing concern about issues of usability and accessibility in the digital environment, giving rise to standards and legislation. While usability is attentive to the satisfaction of users with specific profiles, accessibility points to the need of everyone.


2019 ◽  
Vol 118 (6) ◽  
pp. 90-93
Author(s):  
L. Terina Grazy ◽  
Dr.G. Parimalarani

E-commerce is a part of Internet Marketing. The arrival of Internet made the world very simple and dynamic in all the areas. Internet is the growing business as a result most of the people are using it in their day to day life. E-commerce is attractive and efficient way for both buyers and sellesr as it reduce cost, time and energy for the buyer. No surprise the insurance sector has become quite active within the internet sphere. Most insurance companies are offering policies to be brought online and also the portals for paying premiums. It actually saves from hassles involved in going to an insurance office and spend hours to get the insurance work done. Insurance has become an important and crucial aspect of life. Online insurance is the best and most cost effective approach of taking the insurance deal. This paper focused on influence of online marketing on the insurance industry in India, usage of internet in India , the internet penetration in India and the online sale of insurance product by the insurance sector.


Author(s):  
Anggit Rahmat Fauzi ◽  
Ansari Ansari

The utilization of e-commerce media in the trading world brings impact to the international community in general and the people of Indonesia in particular. For Indonesian people, This is related to a very important legal problem. The importance of law in the field of e-commerce is mainly in protecting the parties who transact through the Internet. The purpose of this study is to know the legal review of the buying and selling agreements through electronic media as well as to know the legal protections for sellers and buyers if one of the parties commits a default. The research uses a normative juridical method of approach and the discussion is done in a descriptive analysis. The source and type of data used are primary data and secondary data. While the data collection techniques using literature studies, and the data obtained will be analyzed qualitatively. The agreement to buy and sell through electronic media is a new phenomenon that has been implemented in various countries and regulated in the Civil state nor law ITE. Legal protection for the parties in the sale and purchase agreements through electronic media is governed by the consumer protection ACT. Any breach must respond to any loss arising from his or her actions.


2016 ◽  
Vol 5 (11) ◽  
pp. 5110
Author(s):  
Sartaj Ahmad Allayie ◽  
Mushtaq Ahmed Parray* ◽  
Bilal Ahmad Bhat ◽  
S. Hemalatha

The use of traditional medicines holds a great promise as an easily available source as effective medicinal agents to cure a wide range of ailments among the people particularly in tropical developing countries like India. The present study investigates the qualitative and quantitative analysis of the major bioactive constituents of N. crenulata leaf extracts. The extractive values of aqueous, acetone and chloroform extracts were found to be 11.34, 4.24 and 6.06 respectively. Qualitative phytochemical analysis of these three solvent extracts confirm the presence of Alkaloids, Saponins, Flavonoids and Phenolic compounds in all the three extracts; however, these phytochemicals were more significant in aqueous extract. Quantitative analysis was carried out using TLC method by different solvent system. Amongst various solvent systems, Butanol: acetic acid: water (9: 0.9: 0.1 v/v/v) shows maximum resolution and number of spots produced at long UV (365 nm) and under iodine vapours. The TLC chromatograms constituted different coloured phytochemical compounds with different Rf values. It can be conveniently used to evaluate the quality of different area samples. This indicates that the leaves can be useful for treating different diseases because the therapeutic activity of a plant is due to the presence of particular class of compounds and thus can serve as potential sources of useful drugs in future.


2020 ◽  
Author(s):  
Vinod Kumar Verma

BACKGROUND COVID- 19 pandemics has affected the life of every human being in this world dramatically. The daily routine of the human has been changed to an uncertain extent. Some of the people are affected by the COVID-19, and some of the people are in fear of this epidemic. This has completely changed the thorough process of the people, and now, they are looking for solutions of this pandemic at different levels of the human addressable areas. These areas include medicine, vaccination, precautions, psychology, technology-assisted solutions like information technology, etc. There is a need to think in the direction of technology compliant solutions in the era of COVID-19 pandemic. OBJECTIVE The objective of this paper is to discuss the existing views and focus on the recommendations for the enhancement in the current situation from COVID-19. METHODS Based on the literature, perceptions, challenges, and viewpoints, the following opinions are suggested to the research community for the prevention and elimination of global pandemic COVID-19. The research community irrespective of the discipline focus on the following: 1. The comprehensive thought process for the designing of the internet of things (IoT) based solutions for healthcare applications used in the prevention from COVID-19. 2. Strategies for restricting outbreak of COVID-19 with the emerging trends in Ehealthcare applications. Which should be the optimal strategy to deal with a global pandemic? 3. Explorations on the data analysis as derived from the advanced data mining and warehousing associated with IoT. Besides, cloud-based technologies can be incorporated for the global spread of healthcare-related information to serve the community of different countries in the world. 4. The most adaptable method and technology can be deployed for the development of innovative solutions for COVID-19 related people like smart, patient-centric healthcare information systems. 5. Implementation of smart solutions like wearable technology for mask and PPE along with their disposal can be considered to deal with a global epidemic like COVID-19. This will lead to the manufacturing and incorporation of wearable technologies in the healthcare sector by industries. 6. A Pervasive thought process can be standardized for dealing with global pandemic like COVID-19. In addition, research measures should be considered for the security and privacy challenges of IoT services carrying healthcare-related information. These areas and directions are diverse but, in parallel, the need for healthy bonding and correlation between the people like researchers and scientists irrespective of their discipline. The discipline may vary from medical, engineering, computing, finance, and management, etc. In addition, standard protocols and interoperability measures can be worked out for the exchange of information in the global pandemic situations. RESULTS Recommendations Discussed CONCLUSIONS In this paper, the opinions have been discussed in the multi-disciplinary areas of research like COVID-19 challenges, medicines and vaccines, precautionary measures, technology assistance, and the Internet of Things. These opinions and discussion serve as an integrated platform for researchers and scientists to think about future perspectives to deal with healthcare-related COVID-19 pandemic situation. This includes the original, significant, and visionary automation based ideas, innovations, scientific designs, and applications focusing on Inter-disciplinary technology compliant solutions like IoT, vaccinations, manufacturing, preventive measures, etc. for the improvement of efficiency and reliability of existing healthcare systems. For the future, there is dire need to strengthen the technology not only in the one area but also for the interdisciplinary areas to recover from the pandemic situation rapidly and serve the community.


2021 ◽  
pp. 1476718X2110149
Author(s):  
Susan Edwards

Young children aged birth to 5 years are known users of the internet, both unsupervised and in collaboration with adults. Adults also use the internet to share details of children’s lives with others, via sharenting and educational apps. During COVID-19 internet use by children and families rose significantly during periods of enforced stay-home. Internet use by children, and by adults on behalf exposes children to conduct, contact and content risks online. These risks mean that cyber-safety in the early years is increasingly necessary, especially concerning increased internet usage during COVID-19. While cyber-safety is well developed for primary and secondary-school aged children this is not the case for young children, their families and educators. This paper proposes a research agenda for cyber-safety in the early years, using critical constructivism and internet studies to define the internet as a non-unitary technology. Three main objects of study concerning cyber-safety in the early years, including the reference to COVID-19 are identified for targeted research, including: technologies, context and policy.


Africa ◽  
2021 ◽  
Vol 91 (3) ◽  
pp. 361-387
Author(s):  
Harri Englund

AbstractBy the early 2010s, a number of Malawian poets in their twenties had begun to substitute the elliptical expression of earlier generations with a language that resonated with popular idioms. As poetry directed at ‘the people’, its medium is spoken word rather than print, performed to live audiences and distributed through CDs, radio programmes and the internet. Crafted predominantly in Chichewa, the poems also address topics of popular interest. The selection of poetry presented here comes from a female and a male poet, who, unbeknown to each other, prepared poems sharply critical of homosexuality and what they regarded as its foreign and local advocacy. The same poets have also gained success for their love poems, which have depicted intimate desires in remarkably compatible ways for both women and men. The poets who performed ‘homophobic’ verse went against popular gender stereotypes in their depictions of romantic love and female and male desires. This introductory essay, as a contribution toAfrica's Local Intellectuals series, discusses the aesthetic challenges that the new poets have launched in the context of Malawi's modern poetry. With regard to gender relations in their love poems, the introduction also considers the poets’ possible countercultural contribution despite their avowed commitment to perform for ‘the people’.


1994 ◽  
Vol 10 (1) ◽  
pp. 27-61 ◽  
Author(s):  
Virginia Guedea

Beginning in 1808 the people started to play a prominent role in the political life of Mexico. This article examines the significant growth of popular political participation in the City of Mexico during the period 1808-1812. In particular, it analyzes the substantial role that the people played in the elections of 1812, a role they would continue to play in the early years of the new nation.


2021 ◽  
Vol 1 (3) ◽  
pp. 58-60
Author(s):  
Katanakal Sarada ◽  
◽  
Dr. K. Nirmalamma ◽  
◽  

Mobile commerce is the buying and selling of goods and Services through wireless handled devices such as smart phones and tablets etc. Ecommerce Users to access M-commerce enables online shopping platforms without needing to use & a desktop computer. For example, purchase and sale of products. Online like banking and paying bills. (Virtual market place apps the Amazon mobile App, Android pay, Samsung pay etc...) The main idea behind M. commerce Is to enable various applications and services available on the internet to portable devices (mobiles, laptops, tables etc.) to overcome the constraints of a desktop computer. M commerce aims Serve all information and material needs of the people in a convenient and easy way.


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