scholarly journals Factors Influencing Poverty Alleviation amongst Microfinance Adopting Households in Zambia

2014 ◽  
Vol 3 (2) ◽  
pp. 1-19
Author(s):  
Mavhungu Abel Mafukata ◽  
Grace Kancheya ◽  
Willie Dhlandhara
Keyword(s):  
Empirical Model ◽  
Household Income ◽  
Poverty Alleviation ◽  
Well Being ◽  
Primary Data ◽  
Descriptive Data ◽  
Younger Women ◽  
Face To Face ◽  
Poor Households ◽  
Structured Questionnaire

The main objective of this paper is to investigate the factors having the most influence on the alleviation of poverty amongst the households adopting microfinance in Zambia. Ninety nine (n=99) respondents were randomly and purposively selected from amongst 340 microfinance adopters of the so-called Micro Bankers Trust programme operating a microfinance business in the Makululu Compound of Kabwe, Zambia. Socio-demographic primary data were collected through face-to-face interviews based on a semi-structured questionnaire instrument. The data were entered into an excel spreadsheet for analysis. The descriptive data were thereafter exported and fitted to an empirical model. The descriptive results revealed that the majority of the respondents were married, unemployed, fairly educated younger women from larger-sized poor households who drew their household income mainly from microfinance activities. The majority of the respondents thought microfinance had improved their well-being in some crucial areas. The results of the empirical model found that some respondents were indeed alleviated from poverty through microfinance. Conclusion drawn in this paper is that microfinance does alleviate poverty of the poor. 

scholarly journals A Study on Labour Welfare Practices in Karnataka Soaps and Detergents Ltd, Bengaluru

2021 ◽  
Vol 9 (1) ◽  
pp. 38-46
Author(s):  
K B Ravindra
Keyword(s):  
Public Sector ◽  
Social Security ◽  
Industrial Relations ◽  
Well Being ◽  
Primary Data ◽  
The Public ◽  
Economy Globalization ◽  
Social Security Benefits ◽  
Structured Questionnaire

The importance of Labour Welfare in Industrialisation and Economic Development has been recognized globally. It is an important dimension in Industrial Relations, which includes overall welfare facilities designed to take care of well being of Employees and Workers. During the 1990s, the measures of economic reforms introduced in the country have given rise to a wave of rapid and radical changes in the structure and working of our economy. Globalization, Liberalisation, Privatisation, etc. have completely changed the functioning of the Indian Economy and forced the employees, workers, and their organizations to adapt and adjust by reorienting their ways to survive and thrive amidst the forces of change and competition. The aspect of Labour Welfare and Social Security has tremendous significance in the Public Sector, Private Sector and Multinational Organisations. It is firmly believed that money and environment given to employees is a long term investment and will never go waste. Against this backdrop, a detailed study has been conducted at Karnataka Soaps and Detergents Ltd, Bengaluru, a Public Sector Organisation. Primary data collected through a Structured Questionnaire from 100 respondents covering all levels and departments has revealed that most of the Labour Welfare and Social Security provisions are being satisfactorily provided by the company to its employees and workers. It is suggested that the company carefully look into those areas where employees/workers have expressed dissatisfaction. The article concludes by stating that if an organisation provides good welfare and social security benefits, then it will be able to procure and develop a unique pool of people who can continuously take the organization to new levels of growth and sustainability.

scholarly journals Marketing of orange: a value chain perspective in the selected areas of Sylhet District in Bangladesh

2016 ◽  
Vol 27 (3) ◽  
pp. 327-338
Author(s):  
M Begum ◽  
MR Ahmed ◽  
T Noor ◽  
MI Hossain
Keyword(s):  
Value Chain ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Cash Income ◽  
Fruit Crops ◽  
Value Addition ◽  
Face To Face ◽  
Interview Technique ◽  
A Value ◽  
Structured Questionnaire

Orange is one of the most import fruit crops that generate additional cash income for market actors. The study was investigated the marketing system of orange , value addition, roles and functions of value chain actors with the help of primary data collected from both farmers (forty) through simple random sampling and value chain actors (thirty) through purposive sampling by using structured questionnaire and face to face interview technique. The gross return and net return of farmers were estimated Tk. 2, 70,000 and Tk. 22084.77 per hectare respectively. Per quintal value addition of orange of bepari, aratdar, wholesaler and retailer were estimated at Tk. 800, Tk. 340, Tk. 700 and Tk. 1000 respectively. The net marketing margin per quintal of orange of bepari, aratdar, wholesaler and retailer were estimated at Tk. 293.59, Tk. 107.32, Tk. 356.46 and Tk. 700.8 respectively. Among the different actors, retailer incurred highest (in percentage) value addition and net marketing margin. On the other hand, aratdar incurred lowest marketing cost and marketing margin and bepari incurred highest (in percentage) marketing cost but adding second highest value in compare to another.Progressive Agriculture 27 (3): 327-338, 2016

scholarly journals Healthy Lifestyle Practice among a Selected Rural Community of Sirajganj District

KYAMC Journal ◽  
2021 ◽  
Vol 11 (4) ◽  
pp. 193-198
Author(s):  
Sailendra Nath Biswas ◽  
Rubaiyat Farzana Hussain ◽  
Mohd Raisul Hasan ◽  
Taslima Akber Happy ◽  
Mahaidhe Hassan ◽  
...  
Keyword(s):  
Rural Community ◽  
Healthy Lifestyle ◽  
Well Being ◽  
Cross Sectional Study ◽  
Cross Sectional ◽  
Face To Face ◽  
Balanced Diet ◽  
Protein Rich ◽  
Health And Well Being ◽  
Structured Questionnaire

Background: Healthy lifestyle is one which helps keeping and improving health and well-being. This means maintaining hygiene, eating balanced diet, getting regular exercise, avoiding tobacco and drugs and getting adequate rest and recreation. Objective(s): To assess healthy lifestyle practice among selected rural-community of Sirajganj district. Materials and methods: This cross-sectional study was conducted among people living in selected villages of Sirajganj. A total of 490 respondents were interviewed face-to-face using a semi-structured questionnaire. Results: Among the respondents 73.3% were female, mean age was 40.29 ± 15.84 years and 56.9% were literates. Mean monthly income was 10812.30±10039.63 taka. Majority (97.3%) said that they wash their hands 'before eating', 89.0% said 'after coming from washroom', 18.6% mentioned of 'after coming in contact with sick person', 3.9% said 'after playing and 3.1% mentioned of 'after holding coins'. About 84% used soap and water for hand washing. One third (33.9%) washed their hands for a period of more than 20 seconds. About 28% consume meat, fish, and egg daily. Majority (77.8%) consumed extra salt daily, 81.8% never took part in playing of doing exercises and 9.8% were current smokers. Conclusion: Subjects were ruralpeople and showed lack of many elements of healthy lifestyle. Proportion of tobacco-use was less. Yet a big proportion consumes extra salt, don't do any exercise, don't eat fruits and cannot eat protein rich food. KYAMC Journal Vol. 11, No.-4, January 2021, Page 193-198

scholarly journals Impact of Improved Cassava Technology Adoption on Farmers Output in Benue State, Nigeria

2019 ◽  
pp. 1-10
Author(s):  
Juliet Ogadinma Onyemma ◽  
Mark Tokula ◽  
Koko Michael Tertsea ◽  
Nwafor Solomon Chimela
Keyword(s):  
Regression Model ◽  
Survey Design ◽  
Simple Random Sampling ◽  
Well Being ◽  
Multiple Regression Model ◽  
Primary Data ◽  
Home Food ◽  
Extension Agencies ◽  
The Impact ◽  
Structured Questionnaire

Aims: The aim of the study was to ascertain the impact of the adoption of improved cassava technology on the output of farmers in Benue state, Nigeria. Study Design: The study used Survey design. Place and Duration of Study: The study was carried out in Benue State, between November 2018 and May 2019. Methodology: Cluster and simple random sampling techniques were used to select 366 respondents for the study. Primary data were collected using Semi-structured questionnaire. Objective 1 was achieved using descriptive statistics such as percentages, frequencies and means while Objective 2 was achieved using multiple regression model. Results: The findings showed that the adoption of improved cassava technologies influenced the farmers in a number of ways which included increased farmers income (56%:  2.10), acquired new skills (75%:); increased output (76%: ); expanded production (67%: ); ensured more food at home (food security) ( 85%: ); and increased well being of adopters (80%: ). The result also revealed that improved cassava technologies adoption have significant impact on farmers output in Benue State was accepted. This was indicated by F-stat value of 33.42 and F-probe value of 0.000 of less than 0.05, indicating that the estimated regression model adopted in this study was statistically significant at 1%. The R2 value of 0.75 implied that 75% of dependent variable (farmers output) was explained by the independent variables (TSM0505, TSM0581, TSM0572, TMS011368, TMS961632, TMS920326 TME 419, NR8082). Conclusion: Thus it was concluded that improved cassava technologies adoption have significant impact on farmers output in Benue State The study thus recommend that Extension agencies should ensure that improved cassava technologies are accessible by farmers and that farmers acquire the necessary knowledge and skills in using such technologies. This will ensure high adoption and high impact as well.

scholarly journals Evaluation of the program participatory empowerment Gerbangmas-Taskin at Pandak Daun Village, Banjar Regency

2019 ◽  
Vol 15 (1) ◽  
Author(s):  
Lindiya Apsari ◽  
Endriatmo Soetarto ◽  
Lukman Muhammad Baga
Keyword(s):  
Human Resources ◽  
Analytical Hierarchy Process ◽  
Poverty Alleviation ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Sustainability Index ◽  
Poor Households ◽  
Depth Interview ◽  
Hierarchy Process

Gerbangmas-Taskin is a poverty alleviation program in South Kalimantan province with the concept three (human empowerment, economic and the environment). This study aims to analyze the implementationof Gerbangmas-Taskin effectiveness, to evaluate the sustainability of Gerbangmas-Taskinand prioritize participatory empowerment strategy for effectiveness and sustainability of Gerbangmas-Taskin at PandakDaun Village, Banjar Regency. The methods used include descriptive analysis, RAPfish modification (RAPGerbangmas-Taskin) and Analytical Hierarchy Process (AHP). The data consists of primary data obtained from the results of in-depth interview and a questionnaire given to Poor Households (RTM), while the secondary data obtained from the publication of the relevant agencies. The result showed that Gerbangmas-Taskin program did not impact earnings accretion for the beneficiaries of capital. Gerbangmas-Taskin sustainability index is 34.79 % (less sustainability), consist of :Infrastructure by 62.39% (sustainable enough) while economic, social and environmental showed less sustainable, respectively by 36.85%; 30.22% and 27.11%. The main priority in the strategy of the effectiveness and sustainability of Gerbangmas-Taskin program are the coordination and synergy with the section / SKPD (19%) and increasing the capacity of human resources (16%).

The Juvenile Justice and Welfare Act Of 2006: Does It Rehabilitate?

2019 ◽  
Vol 14 (1) ◽  
pp. 58-80
Author(s):  
Anne Mariquit D. Oppus ◽  
Frances Mae C. Trabajo
Keyword(s):  
Juvenile Justice ◽  
Group Discussion ◽  
Well Being ◽  
Rehabilitation Center ◽  
Face To Face ◽  
Interview Methods ◽  
The Face ◽  
The Law ◽  
Study Participants ◽  
Structured Questionnaire

 This study was conducted to record the perception of the Children-in-conflict with the Law (CICL). The services assessed the following: Physical, Moral, Spiritual, Intellectual, and Social Well-being; it further assesses the effectiveness delivered by the RRCY and whether RA 9344 rehabilitates. The methods used are qualitative through interview methods on implementing the Juvenile Justice and Welfare Act of 2006 (RA 9344), as amended by RA 10630, at the Regional Rehabilitation Center for the Youth (RRCY) in Argao, Cebu.  The study participants were then identified as Children-in-conflict with the law (CICL) who come from the Province of Bohol. A researcher-made semi-structured questionnaire was used to guide the face-to-face interviews conducted and supported by a focused-group discussion. It was, however, a short-term interview with the participants, limited to the perception of the CICL, their parents, and the staff while the CICL were undergoing rehabilitation thereat. The study revealed the effectiveness of the services delivered by the RRCY and the narrative of the respondents, RA 9344 rehabilitates. Thus, continuity in the services rendered by the rehabilitation center and that of the community shall be reintegrated. Therefore, a Barangay-based Reintegration Program is recommended.

scholarly journals PENGARUH KEPEMILIKAN ASET, KETERSEDIAAN INFRASTRUKTUR, DAN PENDIDIKAN TERHADAP PENDAPATAN DAN KESEJAHTERAAN RUMAH TANGGA MISKIN

2019 ◽  
pp. 54
Author(s):  
Ni Putu Cahya Agung Tika Meidiana ◽  
A.A.I.N. Marhaeni
Keyword(s):  
Human Capital ◽  
Path Analysis ◽  
Household Income ◽  
Well Being ◽  
Poor Household ◽  
Asset Ownership ◽  
Indirect Influence ◽  
Analysis Methods ◽  
Poor Households ◽  
Development Area

Abstract: Effect of Asset Ownership, Availability of Infrastructure, and Education on Incomeand Well-being of Poor Households. The purpose of this research is to know 1) the influenceof asset ownership, infrastructure availability, and education on poor household income;2) Influence of asset ownership, infrastructure availability, education, and income to poorhouseholds ' welfare; 3) indirect influence of asset ownership, availability of infrastructure, andeducation to prosperity through poor household income. The study uses primary and secondarydata with Path analysis methods. The study took 81 samples in the East Bali development area,a sample withdrawal per district in the East Bali development area is each of 27 samples. Theresults concluded that asset ownership was positively influential but insignificant to revenues.The availability of infrastructure has no effect on revenue, while education is positive andsignificant towards revenue. This reflects that the development of human capital througheducation is a crucial determinant to lower the number of poor households. Variable assetownership does not affect welfare, the availability of infrastructure positively affects the welfare,education and income positively and significantly to the welfare.

scholarly journals Land Holding and Livelihoods: A Synthesis from Modi Khola Watershed, Nepal

2009 ◽  
pp. 43-51
Author(s):  
Shiba Prasad Rijal
Keyword(s):  
Household Income ◽  
Rural Livelihoods ◽  
Well Being ◽  
Primary Data ◽  
Unequal Distribution ◽  
Average Household Income ◽  
Western Development ◽  
Food Sufficiency ◽  
Development Region ◽  
Sufficient Food

This paper is an attempt to analyze land holding pattern and its consequences in rural livelihoods especially of Modi Khola watershed located in Western Development Region, Nepal. The study is mainly based on primary data collected from 360 households selected randomly from Modi Khola watershed during September-October, 2002. Land is an important natural asset, has greater implications on people's livelihoods. The distribution of land among households is uneven in this area. The implications of unequal distribution and access of land can clearly be seen on household income as well as level of food sufficiency. The average household income increases with the increase in land holding size. Likewise, the percentage of household reporting sufficient food production for household consumption increases with land holding size. Thus, the well-being of local people is largely tied-up with amount of land owned by the household. DOI: http://dx.doi.org/10.3126/ttp.v5i0.1952 The Third Pole, Vol. 5-7, PP 43-51:2007

scholarly journals Family Hope Program Evaluation in Poverty Alleviation: Benefit Incidence Analysis

2020 ◽  
Vol 9 (1) ◽  
pp. 97-110
Author(s):  
Luthfi Faishal Azhar ◽  
Lilis Siti Badriah ◽  
Bambang Bambang
Keyword(s):  
Program Implementation ◽  
Poverty Alleviation ◽  
Poverty Line ◽  
Primary Data ◽  
Benefit Incidence Analysis ◽  
Poor Households ◽  
The Family ◽  
Effective Program ◽  
Per Capita ◽  
Incidence Analysis

This research was conducted in the Cigalontang Sub-district, Tasikmalaya Regency, West Java Province. This study aims to analyze: (1) the accuracy of the Family Hope Program in achieving its goals, (2) the characteristics of the Family Hope Program policies in poverty alleviation (pro-poor, progressive, or regressive), (3) the effectiveness of the Family Hope Program implementation. The number of respondents consisted of 195 Beneficiary Families of the Family Hope Program . This study uses primary data, which were collected using interview and questionnaire methods. This study uses analysis methods in the form of Proportion Analysis, Benefit Incidence Analysis, and Appraisal Effectiveness Program. Based on the results of the study, it can be concluded that : (1) The pattern of the Family Hope Program acceptance in the Cigalontang Sub-district is right on target. Because the proportion of the population with income below the poverty line per capita receives the most benefits from the Family Hope Program according to the target, namely, very-poor households. (2) The Family Hope Program in the Cigalontang Sub-district is Pro-Poor, (3) The Family Hope Program in the Cigalontang Sub-district is classified as an effective program.

Households and Income in Africa

2014 ◽  
pp. 45-58
Author(s):  
Kathleen Beegle ◽  
Calogero Carletto ◽  
Benjamin Davis ◽  
Alberto Zezza
Keyword(s):  
Economic Development ◽  
Household Income ◽  
Agricultural Sector ◽  
Well Being ◽  
Income Source ◽  
Poor Households ◽  
Economic Well Being

A range of international efforts have established definitions on the components of household income. Putting these ideas into practice in Africa poses challenges, partly because many African household income activities are informal and seasonal: in farming and non-farm enterprises. This chapter explores aspects of measuring household income in Africa and reflects on latest recent data. While agriculture continues to be the most important income source for the majority of poor households, diversification into non-farm sources is the norm even in the poorest countries of Africa. Economic development will likely shrink the agricultural sector and shift incomes to more formal, non-farm activities. While the shift will make international statistical income standards more applicable, in the medium run, the range of measurement challenges described here will remain relevant. Understanding the fundamentals of development in Africa and policies that improve economic well-being requires continued investment in the theory and measurement of household income.

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