scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT FINANCIAL LITERACY INVESTOR DI KOTA DENPASAR PADA BURSA EFEK INDONESIA

Author(s):  
Ni Made Wida Puspita Kirana Dewi ◽  
Anak Agung Ketut Ayuningsasi

This study aims to analyze the effect of education level, gender, income, and marital status simultaneously and partially on the financial literacy level of investors in the capital market in Denpasar City. The research population is the entire community of Denpasar City who invests in the capital market, with a total sample of 100 respondents who were determined based on accidental sampling of a snowball combination. The research method uses primary data (observation, structured interviews, and in-depth interviews). The data analysis technique used was multiple linear regression with those analyzed by the SPSS program. The results showed that, 1) simultaneously the variables of education, gender, income, and marital status had a significant effect on the level of financial literacy of investors in the capital market in Denpasar City; 2) partially education and income variables have a positive and significant effect on the level of financial literacy of investors in the capital market in Denpasar City, the level of financial literacy of capital market investors in Denpasar City, which is male is greater than that of female, and financial level the literacy of capital market investors in Denpasar City who are married is greater than those who are not married.

2020 ◽  
Vol 12 (1) ◽  
pp. 13-22
Author(s):  
Dewi Kusuma Wardani ◽  
Supiati .

This study aims to examine whether capital market socialization and risk perception affect student investment interests in the capital market. This research method uses quantitative descriptive methods and primary data. This study sampled 70 students from the Faculty of Economics at Sarjanawiyata Tamansiswa University in Yogyakarta who had passed capital market courses in both the Accounting and Management Study Programs. The analysis technique used for hypothesis testing is multiple linear regression. The results of this study indicate that capital market socialization has a positive effect on student investment interests in the capital market, while the perception of risk does not significantly influence student investment interests in the capital market.


Author(s):  
Irawati Junaeni

This study aims to analyze the factors that influence the decision making of investors investing in the capital market. The sampling method used in this study was purposive sampling method, the sample used in this study was the millennial generation in Jakarta who had invested in the capital market. Sample size determination based on Slovin formula. The data used in this study are primary data in the form of questionnaires and secondary data in the form of library studies. The analysis technique in this study is simple linear regression and multiple linear regression. The results of research that have been carried out both in partial and simultaneous testing show that all variables, namely knowledge, risk, income, capital market training, and motivation have a significant positive effect on investment decisions.


Author(s):  
I Nyoman Bayu Sugiarta Wiguna ◽  
Ni Luh Karmini

Poverty is the biggest challenge faced by the world and is one of the three main problems that exist in economic development in the world. This study aims to analyze the effect of education, age, and work participation of family members simultaneously and partially on the income of poor households in Karangasem District. This research was conducted in Karangasem sub-district with a total sample of 100 respondents using the sampling method, namely proportionate random sampling and data collection methods, namely observation, structured interviews, and in-depth interviews. The data analysis technique used is multiple linear regression. The results of this study indicate that the variables of education, age, and the level of work participation of family members simultaneously have a significant effect on the income of poor households in Karangasem District. The variables of education, age, and participation level partially have a positive and significant effect on the income of poor households in Karangasem District.


2021 ◽  
Vol 23 (1) ◽  
pp. 49-65
Author(s):  
Nabila Na'ma Aisa

Research aims: This paper discusses the effect of financial literacy and automatic investment technology on intention to invest in the capital market during the early pandemic.Design/Methodology/Approach: The research population was students studying economics and finance in institutions located in Yogyakarta Special Region Province. The sample of 384 respondents was obtained through questionnaires distributed online. To test the impact of financial literacy and automatic investment technology on intention to participate in the capital market, multiple linear regression was used.Research findings: The researchers found that financial literacy and automatic investment technology affected students’ intention to invest in the capital market. The number of students with a moderate level of financial literacy score dominated, followed by the students with low and high literacy scores. Besides, students’ background in economic and finance appeared inadequate to solely determine the financial literacy score.Theoretical contribution/Originality: This paper contributes to the investment area, especially related to the automatic investment technology “Robo advisor,” that is still rarely studied yet, which will be a significant issue in the future. It also provides empirical results, which explain the investment intention through financial literacy. Moreover, this study was conducted during the massive growth of investors in Indonesia during the pandemic.Practitioner/Policy implication: This study provides a useful reference to the financial sector, especially the capital market. Inclusive programs regarding financial literacy should be expanded for wider society to enhance their knowledge and dismiss lack of confidence in capital market participation. Private sectors providing automatic investment technology are suggested to continue developing a more convenient application to be accessible by a broader range of society.Research limitation/Implication: The research included only students as the sample; hence, further research may use a larger area of the sample with various backgrounds and ages. Other determinants, such as norms, environment, risk, and more advanced financial literacy measurement, can also be added to enrich future studies and literature.


2020 ◽  
Vol 3 (2) ◽  
pp. 140-153
Author(s):  
Resti Fadhilah Nurrohmah ◽  
Radia Purbayati

The purpose of this study was to study the level of Islamic financial literacy and public confidence in the interest in saving in Islamic banks. The variables in this study are the level of Islamic financial literacy (X1), public trust (X2), and interest in saving (Y).The method of this study is descriptive quantitative approach. The data source of this study are primary data obtained by distributing questionnaires. Respondents taken are residents in the city of Bandung, with samples domiciled in the city of Bandung and at least 17 years old. The data analysis technique uses multiple linear regression analysis. The results showed that the variable level of islamic financial literacy and public trust has positive effect in the interest in saving in Islamic banks. The findings in this study provide a reference to Islamic banks, the level of literacy and public trust regarding interest in saving, therefore Islamic banks must socialize to the public.


2020 ◽  
Vol 2 (2) ◽  
pp. 454
Author(s):  
Julkifli Purnama ◽  
Ahmad Juliana

Investment in the capital market every manager needs to analyze to make decisions so that the right target to produce profits in accordance with what is expected. For that, we need a way to predict the decisions that will be taken in the future. The research objective is to find the best model and forecasting of the composite stock price index (CSPI). Data analysis technique The ARIMA Model time series data from historical data is the basis for forecasting. Secondary data is the closing price of the JCI on July 16 2018 to July 16 2019 to see how accurate the forecasting is done on the actual data at that time. The results of the study that the best Arima model is Arima 2.1.2 with an R-squared value of 0.014500, Schwarz criterion 10.83497 and Akaike info criterion of 10.77973. Results of forecasting actual data are 6394,609, dynamic forecast 6387,551 selisish -7,05799, statistics forecas 6400,653 difference of 6,043909. For investors or the public can use the ARIMA method to be able to predict or predict the capital market that will occur in the next period.


Author(s):  
Wina Lova Riza

 This study aims to determine the psychological dynamics of former drug addicts, starting from drug abuse until they become addicted, deciding to stop using them. This study uses a qualitative approach, the subject or informant is determined using a non-probability sampling technique with a purposive sampling type based on predetermined criteria, which involves one informant, namely a male (F) aged 42 years. Data collection methods used in this study are in-depth interviews (in depth interviews), where researchers will interview informants with semi-structured interviews. In addition, researchers also used observation and psychological tests, which are graphic tests in the form of DAM (Draw a Man) and BAUM (tree drawing) tests, and intelligence tests using WAIS. The data analysis technique used is case study analysis of case / incident patterns. Based on the results of research F became a drug addict because of the learning process, where the enjoyment and lack of parental supervision is a reinforcement to continue using drugs. Generalization of people, places, pleasure makes it difficult for F to stop using drugs.   Keywords: Psychological Dynamics, Drug Addicts. Penelitian ini bertujuan untuk mengetahui dinamika psikologis mantan pecandu napza, dimulai dari awal menyalahgunan napza hingga menjadi kecanduan, memutuskan untuk berhenti memakai. Penelitian ini menggunakan pendekatan kualitatif, Subjek atau informan ditentukan dengan menggunakan tehnik sampling non-probability sampling dengan tipe purposive sampling berdasarkan kriteria yang telah ditentukan, yaitu melibatkan satu informan, yaitu laki-laki (F) yang berusia 42 tahun. Metode pengumpulan data yang digunakan dalam penelitian ini adalah dengan wawancara secara mendalam (in depth interview), dimana peneliti akan menwawancarai informan dengan wawancara semi terstruktur. Selain itu peneliti juga menggunakan observasi serta menggunakan tes-tes psikologi, yaitu tes grafis berupa tes DAM (Draw a Man) dan BAUM (tes menggambar pohon), serta tes inteligensi dengan menggunakan WAIS. Tehnik analisis data yang digunakan adalah menggunakan analisis studi kasus pola kasus/kejadian. Berdasarkan hasil penelitian F menjadi pecandu narkoba karena adanya proses belajar, dimana kenikmatan dan kurangnya pengawasan orang tua merupakan reinforcement untuk terus menggunakan napza. Adanya generalisasi terhadap people, place, pleasure menyebabkan F sulit untuk berhenti menggunakan napza. Kata Kunci: Dinamika Psikologis, Mantan Pengguna Napza


Jurnal Ecogen ◽  
2019 ◽  
Vol 2 (1) ◽  
pp. 18
Author(s):  
Widia Afriyuni ◽  
Rahmiati Rahmiati ◽  
Muthia Roza Linda

This study aims to analyze: (1) The level of customer satisfaction with the quality provided by the Padang City Center Post Office (2) Service attributes that need to be improved in service quality at the Padang City Center Post Office so as to improve customer satisfaction (3) Quality dimensions services that have the greatest influence on customer satisfaction at the Padang City Center Post Office. The population of this research is the Post Office customers with unknown number of respondents. The sampling technique of this study was accidental sampling technique with a total sample of 100 people. The data used is primary data. The data analysis technique uses the fuzzy-servqual method using Microsoft Excel software. The results showed that: (1) The level of consumer satisfaction is low because the overall servqual (gap) value is negative, namely -0.75 (2) There are 17 attributes that need to be improved from the 22 attributes that are tested to improve the quality of service at the Post Office Padang City Center (3) Dimensions of service quality with the biggest gap is the dimension of responsiveness with a value of -1.32.Keywords: Service Quality, fuzzy-servqual, customer satisfaction


2019 ◽  
Vol 2 (1) ◽  
pp. 32
Author(s):  
Uzima Candrawati

This study aimed to adjust the predetermined theme with the theme implemented. In addition, giving interesting presentations to students, and teachers can improve the quality of human resources in the field of technology and information. This study used a qualitative approach. Data sources consisted of primary data and secondary data through procedures for collecting data with participatory observation, in-depth interviews, and documentation studies. The data analysis technique in this study used domain techniques, taxonomic techniques, compound techniques, and theme techniques. For the process of checking the validity of the data, a triangulation process was carried out to obtain accurate research results. The results of the study obtained that in thematic learning using the Lesson Plan (RPP) to achieve a basic competency set out in the Content Standards and described in the syllabus through various learning behaviors of students.


2018 ◽  
Vol 1 (01) ◽  
Author(s):  
Amiruddin Saleh ◽  
Rokhani Rokhani ◽  
Rizal Bahtiar

HUBUNGAN DUKUNGAN EKSTERNAL DAN KEWIRAUSAHAAN TERHADAP MODAL SOSIAL MELALUI MODEL POSDAYA DI KOTA BOGOR, KABUPATEN BOGOR DAN CIANJURAbstrak Penelitian ini bertujuan untuk: (1) Menelusuri permasalahan-permasalahan pada tingkat komunitas yang mendasari gagasan pengembangan Posdaya, (2) Mengetahui pola sinergitas dalam usaha mengatasi permasalahan sosial pada empat pilar program Posdaya, (3) Mengkaji dukungan eksternal dan kewirausahaan terhadap modal sosial. Penelitian dilaksanakan selama enam bulan, dimulai Bulan Mei hingga Oktober 2013 di 20 Posdaya di Kabupaten Bogor, Kota Bogor dan Kabupaten Cianjur. Penelitian menggunakan pendekatan kualitatif dan kuantitatif. Teknik pengumpulan data primer melalui wawancara dengan berkuesioner (wawancara terstruktur) kepada 199 informan dan diskusi kelompok terfokus, kemudian dilakukan penajaman dengan metode triangulasi guna memperoleh kombinasi data yang akurat. Hasil penelitian menunjukkan sebagai berikut (1) Pengembangan modal sosial dan kewirausahaan menghadapi berbagai permasalahan diantaranya kondisi sumberdaya manusia, program yang direncanakan, dan pendampingan. (ii) Pola sinergitas memiliki 12 dimensi kerjasama yang dikaji dalam studi ini. Sembilan dimensi merupakan bentuk kerjasama antar lembaga, dimana Posdaya yang dikaji berstatus sebagai mitra penerima program. dan (iii) Dukungan eksternal kepada kegiatan di empat pilar posdaya cukup baik. Namun demikian, perlu adanya pendekatan dan komunikasi yang lebih baik terhadap para stakeholders di lokasi posdaya. Berdasarkan identifikasi dalam kajian ini, pola pengembangan modal sosial dan kewirausahaan sosial diperoleh bahwa pilar kesehatan menjadi prioritas utama dalam pengembangannya, kemudian pilar pendidikan. Kata kunci: pemberdayaan, pengentasan kemiskinan, modal sosial, kewirausahaan sosial Support External Relations and Entrepreneurship Through Social Capital Model against Posdaya in Bogor, Bogor and Cianjur Districts Abstract This study aims to exploring the issues at the community level that the underlying idea Posdaya development, knowing the patterns of synergy in efforts to overcome social problems on the four pillars of the program Posdaya, and assessing the external support and entrepreneurship to social capital. The study was conducted over six months, starting in May to October 2013 in 20 Posdayas in Bogor district, Bogor and Cianjur. The research uses qualitative and quantitative approaches. Primary data collection techniques using in-depth interviews with quesioner (structured interviews) to 199 informants, and focus group discussions, and then do the sharpening of the triangulation method to obtain accurate data combinations. The results showed as follows: (i) The development of social capital and entrepreneurial facing various problems including human condition, planned and mentoring programs (ii) The pattern of cooperation synergy has 12 dimensions studied in this study. Nine dimensions is a form of inter-agency cooperation, which examined Posdaya recipient's status as a partner program and (iii) external support to the activities in the four pillars Posdaya, pretty good. However, the presence of approaches and the need for better communication to the stakeholders in Posdaya‘s location. Based on the identification in this study, the pattern of development of social capital and social entrepreneurship obtained pillars of health a top priority in its development followed a pillar of education. Keywords: empowerment, poverty alleviation, social capital, social entrepreneurship


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