scholarly journals Pengaruh Rasio Likuiditas, Rasio Biaya, Kecukupan Modal, dan Risiko Kredit sebagai Moderasi terhadap Profitabilitas Bank

2021 ◽  
Vol 31 (12) ◽  
pp. 3178
Author(s):  
Camilla Casimira Kurniawan ◽  
Judith Felicia Pattiwael Irawan
Keyword(s):  
Economic Growth ◽  
Cost Efficiency ◽  
Banking Sector ◽  
Management Approach ◽  
Linear Regression Method ◽  
Internal Factors ◽  
Bank Profitability ◽  
Independent Variables ◽  
Liability Management ◽  
Multiple Linear Regression Method

The 2020 pandemic affected the economic sector, including banking sector, especially banks in the BUKU 1 category. This study aims to identify internal factors that affect bank profitability between normal conditions in 2019 and conditions when economic growth experienced a contraction due to the pandemic in 2020. This study is based on the theory of Asset-Liability Management (ALM) and uses multiple linear regression method with ROA as a measure of profitability, LDR, BOPO, and CAR as independent variables, and NPL as quasi moderator. The results of this study provide findings that to maintain profitability, banks need to pay attention to cost efficiency which is reinforced by the risk of bad loans. Meanwhile, in unstable conditions, there are additional liquidity risk factor that must also receive attention. Thus, the results of this study are in line with the liability management approach. Keywords : Bank profitability; Normal Condition, Contraction of Economic Growth.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI EKSPOR KOMIDITI NON MIGAS DI INDONESIA TAHUN 1985-2017

2019 ◽  
Vol 2 (3) ◽  
pp. 128
Author(s):  
Rauzatul Ulfa ◽  
Devi Andriyani
Keyword(s):  
Economic Growth ◽  
Exchange Rate ◽  
Oil And Gas ◽  
Secondary Data ◽  
Regression Method ◽  
Linear Regression Method ◽  
Factors Affecting ◽  
Independent Variables ◽  
Multiple Linear Regression Method ◽  
The Relationship

This study aims to analyze the Factors Affecting Non-Oil and Gas Commodity Exports in Indonesia in 1985-2017. The data used in this study are secondary data obtained from www.bps.go.id. The method used to analyze the relationship between the independent variables and the dependent variable is the multiple linear regression method. The results of the study partially showed that economic growth had a positive and significant effect on the exports of non-oil and gas commodities in Indonesia, the exchange rate and inflation did not affect the exports of non-oil and gas commodities in Indonesia. Simultaneously, the rate of economic growth and inflation had a positive and significant effect on non-oil and gas commodity exports in Indonesia.

scholarly journals Degree of financialization and energy efficiency in Sub-Saharan Africa: do institutions matter?

2020 ◽  
Vol 6 (1) ◽  
Author(s):  
Philip Kofi Adom ◽  
Franklin Amuakwa-Mensah ◽  
Salome Amuakwa-Mensah
Keyword(s):  
Economic Growth ◽  
Energy Efficiency ◽  
Banking Sector ◽  
Developing Economies ◽  
Generalized Method Of Moments ◽  
Energy Utilization ◽  
Sub Saharan Africa ◽  
Political Regimes ◽  
Growth Strategies ◽  
Bank Profitability

Abstract The United Nations Sustainable Development Goal 7 emphasizes the need for economies around the world to double their efforts in energy efficiency improvements. This is because improvements in energy efficiency can trigger economic growth and considered as one of the ‘green’ growth strategies due to its carbon free content. To this end, some empirical studies have investigated the nexus between economic growth and energy efficiency, but the effects of the latter on financial indicators have not been sufficiently studied in the literature, at least in developing economies like Africa. This study examines the effect of energy efficiency improvements on commercial bank profitability under different political regimes (i.e., autocratic and democratic political regimes); something previous literature had neglected. The study uses panel data, consisting of 43 African countries and the simultaneous System Generalized Method of Moments. We found that energy efficiency improvement is more likely to induce higher bank profitability in political institutions with the characteristics of centralization of power compared with those with decentralization of power. Furthermore, for the banking sector, the findings suggest that energy utilization behavior of clients should be included in the loan or credit valuation process. For the government, the agenda of energy efficiency should be aggressively pursued while taking cognizance of creating a political environment that weans itself from a ‘grandfathering’ behavior.

PENGARUH MOTIVASI, PENGAWASAN DAN BUDAYA KERJA TERHADAP PRODUKTIVITAS KERJA PEGAWAI KANTOR CAMAT LUENG BATA KOTA BANDA ACEH

2014 ◽  
Vol 1 (1) ◽  
Author(s):  
Erlinda ◽  
Lisda
Keyword(s):  
Work Productivity ◽  
Civil Servant ◽  
Research Problem ◽  
Linear Regression Method ◽  
Work Culture ◽  
Independent Variables ◽  
The Third ◽  
Multiple Linear Regression Method ◽  
Degree Of Confidence ◽  
Banda Aceh

The aim of this reseach is to find out the effect of motivation, supervision and work culture toward the productivity of civil servant sub-district head Lueng Bata Banda Aceh. The research problem is “how the motivation influence, supervision and work culture toward productivity of civil servant sub-district head Lueng Bata Banda Aceh district.To prove the hypothesis that is used multiple linear regression method with independent variables are motivation, supervision, work culture and the dependent variable is productivity and with degree of confidence 5%, the third of independent variables have influence significantly, either partial t-test or F-test. R2 value 0.727 that means 72,7% changing productivy can explain by contribution of  motivation variables, supervision and work culture toward the work productivity, and 27,3% can explain by other variables outside model. Keywords: motivation, supervision, culture work, productivity 

Purchasing Decision Judging from Product Design, Product Quality, and Brand Image

2021 ◽  
Vol 5 (1) ◽  
pp. 35-40
Author(s):  
Novita Ika Yuniarti ◽  
Eny Kustiyah
Keyword(s):  
Product Quality ◽  
Product Design ◽  
Brand Image ◽  
Advanced Technology ◽  
Purchase Decision ◽  
Linear Regression Method ◽  
Positive Trend ◽  
Independent Variables ◽  
Multiple Linear Regression Method ◽  
Two Wheeler

The two-wheeler industry in Indonesia has a very positive trend. Advanced technology science as a means of smoothing the flow of communication and transportation, which causes very competitive competition. This study aims to test product design, product quality, the brand image on the purchase decision of a Mio motorcycle at a Yamaha Sumber Baru Dealer Rejeki Kartasura. The research sample was 70 consumers and used the multiple linear regression method. The results of product design, product quality, a brand image simultaneously and partially have a significant effect on the purchase decision of the Mio Motor at Yamaha Sumber Baru Dealer Rejeki Kartasura. Three independent variables can explain the purchase decision.

scholarly journals ANALYSIS OF FACTORS AFFECTING THE PRICE FLUCTUATION OF CAYENNE PEPPER IN MALANG REGENCY

2021 ◽  
Vol 5 (1) ◽  
pp. 19-26
Author(s):  
Nurul Laili ◽  
Sri Hindarti ◽  
Dwi Susilowati
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Research Method ◽  
Commodity Prices ◽  
Secondary Data ◽  
Regression Method ◽  
Linear Regression Method ◽  
Factors Affecting ◽  
Independent Variables ◽  
Multiple Linear Regression Method

 This study aims to 1) Analyze the pattern of changes in commodity prices for spanish pepper in Malang District. 2) Analyzing the factors that influence fluctuations in the price of spanish pepper in Malang District. The research method used is quantitative method that uses secondary data in the form of time series obtained from several related agencies, namely the Central Statistics Agency of Malang District, Department of Industry and Trade, and Department of food crops, horticulture, and plantation in Malang District. Analysis of the data used is multiple linear regression with the dependent variable is the price at the consumer level from 2009-2018, while the independent variables use the data of the price of spanish pepper at the producer level, the amount of production, and the amount of consumption from 2009-2018. The study found that: 1) The development of the price of spanish pepper had a trend that tended to increase during the last 10 years. 2) From the results of data processing using multiple linear regression method with Eviews 9.0 application, it is found that the factor that significantly influences changes in the price of spanish pepper is the price at the producer level, while the amount of production of spanish pepper and the number of requests does not significantly affect the change in spanish pepper prices in Malang District. 

KEPUTUSAN PEMBELIAN DITINJAU DARI KUALITAS PRODUK, CITRA MEREK DAN FASILITAS PADA ABATA DONUT’S SURAKARTA

2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Sandra Amelinda Kundari
Keyword(s):  
Linear Regression ◽  
Product Quality ◽  
Brand Image ◽  
Regression Method ◽  
Purchase Decision ◽  
Linear Regression Method ◽  
Purchasing Decisions ◽  
Independent Variables ◽  
Test Product ◽  
Multiple Linear Regression Method

Competition in the culinary business is currently required for business actors to have a strategy that is able to attract and retain consumers for the sustainability of their company. This study aims to test product quality, brand image and facilities simultaneously influence Abata Donut's purchasing decisions. The sample research sample is 100 consumers accidental sampling with multiple linear regression method. The results of the research on product quality, brand image and facilities simultaneously and partially have a significant effect on Abata Donut's purchasing decisions. The contribution of the three independent variables can explain the purchase decision by 42.9% and the rest is influenced by other variables. Keywords: product quality; brand image; facilities; customer satisfaction

scholarly journals PENGARUH KEPEMIMPINAN, PEMBERDAYAAN KARYAWAN DAN KEPUASAN KERJA TERHADAP KOMITMEN ORGANISASI PADA HOTEL KLAPA RESORT PECATU

2018 ◽  
Vol 7 (11) ◽  
pp. 6269
Author(s):  
Bagus Indra Dwi Putra ◽  
I Wayan Suana
Keyword(s):  
Job Satisfaction ◽  
Organizational Commitment ◽  
Census Data ◽  
Analytical Techniques ◽  
Employee Empowerment ◽  
Primary Data ◽  
Linear Regression Method ◽  
Organizational Goals ◽  
Independent Variables ◽  
Multiple Linear Regression Method

The purpose of this study is to determine the influence of leadership, employee empowerment, and job satisfaction of organizational commitment. This research was conducted at Hotel Klapa Resort Pecatu. The number of population taken as many as 60 people, in this study the method of determining the sample used is the census. Data collection is done through primary data in the form of questionnaires and interviews. Analytical techniques conducted in this study using multiple linear regression method using independent variables of leadership, employee empowerment, and job satisfaction. Based on the results of research can be concluded that leadership has a positive and significant effect. Employee empowerment has positive and significant impact to organizational commitment. And job satisfaction has a positive and significant impact on organizational commitment. Based on the results of management research Hotel Klapa Resort Pecatu need to create leadership with an exemplary attitude. If the leader has become an exemplary figure for his employees in leading the company, then the employee will follow the exemplary attitude of the leader. Increased leadership attitudes are expected to increase organizational commitment for the achievement of organizational goals.

scholarly journals Impact factors in sustainable economic development

2019 ◽  
pp. 18-25
Author(s):  
Erika Ivett Acosta-Mellado ◽  
Yara Lanzaduri-Aguilera ◽  
Cecilia Aurora Murillo-Félix
Keyword(s):  
Economic Development ◽  
Measurement Instrument ◽  
Institutional Development ◽  
Impact Factors ◽  
Linear Regression Method ◽  
Significance Level ◽  
Independent Variables ◽  
Sustainable Economic Development ◽  
Multiple Linear Regression Method ◽  
Dependent Variables

This study is carried out with the purpose of determining the correlational-causal relationship between the variables sustainable economic development, equitable social development, efficient and participatory institutional development and technology, for this the following methodology was developed: a quantitative study, with a non-experimental design, of transectional cut. The measurement instrument used was the questionnaire, consisting of three independent and one dependent variables, with 71 questions. Each construct contains a series of items that are related to the variable to be measured. The statistical methods that were considered the most appropriate for the analysis of the data collected were: cronbach's alpha, to measure the reliability of the instrument and; the multiple linear regression method for checking the model. The results obtained show that there is a positive relationship between the variables and, with the ANOVA test it was possible to verify that the three independent variables proposed in the theoretical model are statistically significant, since they have a significance level of 0.000, therefore it is considered relevant. The contribution of this research lies in granting the input of strategies to the authorities of the surveyed municipality to help improve their economic conditions.

scholarly journals Analisis pengaruh pertumbuhan ekonomi, indeks pembangunan manusia (IPM) dan upah minimum provinsi (UMP) terhadap kemiskinan di Kabupaten Merangin

2019 ◽  
Vol 8 (1) ◽  
pp. 53-64
Author(s):  
Nadya Agustin ◽  
M Syurya Hidayat ◽  
Etik Umiyati
Keyword(s):  
Economic Growth ◽  
Minimum Wage ◽  
Secondary Data ◽  
Regression Method ◽  
Linear Regression Method ◽  
Analysis Tool ◽  
Poverty Level ◽  
Multiple Linear Regression Method ◽  
Data Analysis Tool ◽  
Poverty Levels

This study aims to analyze: 1) The effect of economic growth, HDI, and Provincial minimum wage (PMW) on poverty levels in Merangin Regency. 2) The effect of economic growth, HDI, and PMW on the depth of poverty in Merangin Regency. 3) The effect of economic growth, HDI, and PMW on the severity of poverty in Merangin Regency. The data used are secondary data during the period 2002-2017. Data analysis tool using multiple linear regression method. Based on the results of the analysis, it is known that: 1) Simultaneously, economic growth, HDI, and PMW have a significant effect on the level, depth, and severity of poverty in Merangin Regency. 2) Partially economic growth has a significant effect on the level, depth, and severity of poverty in Merangin Regency, 3) HDI partially has a significant effect on the level, depth, and severity of poverty in Merangin Regency. 4) The PMW partially has a significant effect on the poverty level, but the PMW has no significant effect on the depth and severity of poverty in Merangin Regency. Keywords: Poverty, Economic growth, HDI,Provincial minimum wage(PMW)

scholarly journals Do Profitable Banks Make a Positive Contribution to the Economy?

2020 ◽  
Vol 13 (8) ◽  
pp. 159 ◽  
Author(s):  
Vijay Kumar ◽  
Ron Bird
Keyword(s):  
Economic Growth ◽  
Banking Sector ◽  
Negative Impact ◽  
Asia Pacific ◽  
Positive Contribution ◽  
Pacific Region ◽  
Asia Pacific Region ◽  
Bank Profitability ◽  
Developed Economies ◽  
The Impact

A number of studies have investigated the relationship between financial sector development and economic growth; however, the impact of bank profitability on economic growth is still unclear. We investigate the link between bank profitability and economic growth in the Asia-Pacific region over the period 2004–2014. Using the system GMM estimator, our findings suggest that a profitable banking sector is a prerequisite for economic growth in the Asia-Pacific region and that the impact of bank profitability on economic growth is more prominent in small banking sectors. Perhaps surprisingly, we found that the bank size has a negative impact on GDP growth, with the influence of bank profitability on economic growth reducing as the size of the banking sector increases. Our results also show that the impact of profitability on economic growth is much larger in developed economies compared to small emerging and large emerging economies.

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