Strategi Branding Jakone Mobile Melalui Sinergi BUMD Taman Jajan Jakone Mobile Thamrin 10

The development of technology made many of the banking industry and companies began to develop cash payment systems using barcodes. Bank DKI as the Regional Government Bank of the Capital City of Jakarta provides JakOne Mobile products as a mobile banking and mobile wallet application. The feature of this application is the payment system via barcode scan. The intense competition in DKI Jakarta makes Bank DKI must find ways to compare its products, one of which is the acquisition of a payment system in Thamrin 10. Thamrin 10 is a culinary district, Thamrin 10 which is opened in accordance with the designation made by the Synergy of DKI Jakarta BUMD. The researcher wants to know the Branding efforts undertaken by the DKI Bank through Thamrin 10 whether with the synergy of BUMD increases the level of Jakarta people's knowledge of JakOne Mobile and increases the use of the application. This study uses descriptive qualitative research methods with case studies of JakOne Mobile users. The data collection techniques using interviews, observation and data obtained from the news. The results of interviews and primary data obtained did indeed increase active users in December 2019 and with the presence of Thamrin 10 is an opportunity for Bank DKI to introduce products so that the people of Jakarta become more familiar with Bank DKI products. By involving DKI Bank in the cashless payment system in Thamrin 10, change the picture of the Regional Bank which is often considered to be canceled in terms of technology. Berkembangnya teknologi membuat banyak dari industri perbankan dan perusahaan start-up untuk mengembangkan sistem pembayaran cashless menggunakan barcode. Bank DKI sebagai Bank Pemerintah daerah milik Ibu Kota Jakarta memberikan produk JakOne Mobile sebagai aplikasi mobile banking dan mobile wallet. Fitur dari aplikasi tersebut merupakan sitem pebayaran melalui scan barcode. Ketatnya persaingan khususnya di DKI Jakarta membuat Bank DKI harus mencari cara untuk memBranding produknya, salah satunya adalah mengakusisi sistem pembayaran di Thamrin 10. Thamrin 10 merupakan distrik kuliner, Thamrin 10 dibuka atas dasar perwujudan Sinergi BUMD DKI Jakarta. Peneliti ingin mengetahui usaha Branding yang dilakukan oleh Bank DKI melalui Thamrin 10 apakah dengan adanya sinergi BUMD membut peningkatan dalam segi produk knowledge masyarakat Jakarta terhadap JakOne Mobile dan peningkatan penggunaan aplikasi tersebut. Penelitian ini menggunakan metode penelitian kualitatif deskriptif dengan pendekatan studi kasus pengguna JakOne Mobile. Adapun teknik pengumpulan data menggunakan wawancara, observasi dan data-data yang didapat dari pemberitaan. Dari hasil wawancara dan dara primer yang didapat memang adanya peningkatan pengguna aktif pada bulan Desember 2019 serta dengan adanya Thamrin 10 merupakan kesempatan Bank DKI untuk memperkenalkan produk sehingga masyarakat Jakarta menjadi lebih paham atas produk Bank DKI. Dengan terlibatnya Bank DKI dalam sistem pembayaran cashless di Thamrin 10 maka merubah image dari Bank Daerah yang sering dianggap terlambat dalam hal teknologi.

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Analysis of Adi Soemarmo Solo Airport Parking Payment System

International Journal of Computer and Information System (IJCIS) ◽

10.29040/ijcis.v2i1.21 ◽

2021 ◽

Vol 2 (1) ◽

pp. 1-3

Author(s):

Dwiyana Dwiyana ◽

Muqorobin Muqorobin

Keyword(s):

Payment System ◽

Payment Systems ◽

Electronic Money ◽

Application System ◽

Money Balance ◽

Final Project ◽

Cash Payment

The writing of the Semester Final Project with the title Analysis of the Parking Payment System for Adi Soemarmo Airport Solo was compiled based on the results of observations at the exit gate of Adi Soemarmo Airport Solo. Transactions on parking payments often cause problems due to several factors, especially the time or process is quite long because sometimes the money given is too large then the cashier takes too long to give change, besides that sometimes passengers do not prepare the money they want to pay in advance and often passengers pay in a situation of insufficient money and this causes queues or jams at the gate exit. The research objective given by the author later is to provide the best solution for airport parking payment systems. In addition to making it easier for passengers, this will greatly facilitate cashiers when carrying out work operations. This payment application system is called u-nik or electronic money. Where u-nik functions to transfer the money balance data contained in u-nik to a computer using a system called AINO. So that payments occur without spending additional cash. With the existence of non-cash payment transactions using the AINO system, it is hoped that it can facilitate and provide speed in making parking payment transactions without the need to carry cash.

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The COVID-19 Pandemic as a Driving Force for E-Wallet Adoption in Indonesia

Business and Management Horizons ◽

10.5296/bmh.v9i2.19335 ◽

2021 ◽

Vol 9 (2) ◽

pp. 40

Author(s):

Machmudin Eka Prasetya ◽

Intan Salwani Mohamed ◽

Shuhaida Mohamed Shuhidan ◽

Gede Harja Wasistha

Keyword(s):

Driving Force ◽

Payment System ◽

Mobile Banking ◽

Payment Systems ◽

Online Transactions ◽

Payment Methods

During the COVID-19 pandemic, e-payment systems, also known as cashless payment systems, have steadily evolved as a payment system instrument. Changes in payment methods, followed by a growth in digital payment systems, may be driving people to use e-wallets. The functions of an e-wallet are similar to those of an e-banking or mobile banking account, but an e-wallet gives greater convenience and simplicity of access while making payments. Because the use of e-wallets can help reduce the spread of COVID-19-causing coronaviruses, this study looks into the possibilities of increasing e-wallet usage while also increasing the use of digital payment and online transactions during the COVID-19 outbreak.

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Prospects for the Existence of a Cashless Society and the Role of Cash in the Global Financial System

Herald of the Economic Sciences of Ukraine ◽

10.37405/1729-7206.2019.2(37).27-37 ◽

2019 ◽

pp. 27-37

Author(s):

S. Zadvornykh

Keyword(s):

Financial System ◽

Modern Society ◽

Electronic Systems ◽

Payment Systems ◽

Electronic Money ◽

The People ◽

Cash Payment ◽

The Government ◽

The Right ◽

High Level

Modern society is determined not only with a high level of development, but also a lot of social and economic problems. In the last years more and more popular became the meaning, that a lot of these problems could be solved with the canceling of cash. Experts and usual people are thinking that a new society will be more fair and transparent with less of criminal, drugs, economic fraud, unmotivated preference for individual categories, where everybody is paying less of tax and where is a high level of wealth protection. But in the real situation seems not so optimistic. In Life privacy. Canceling of cash mean total control against all financial operations of each person, their interests and tastes by banks and government. Besides that, using most mobile payment systems need geolocation – as result everybody will be all the time trecked in all senses of this word. In psychological sphere using electronic money will increase money spendings because using cash is combined with the feeling of pain, when people are spending them and e-money are for most of people something not so important, especially for young people (like money in PC game). In social shpere the cashless society will make problems for disabled people, people with mental problems and also can influence dementia by older people. Criminal. even if we will live in the cashless society with the modern trends, the level of financial fraud will reduce maximal on 15%, and P. Schmidt considered, that all the criminals will find another way for their activity. Besides that e-money and society are stimulating the growth of cybercrime and it is always growing and the companies, who had lost against cybercrime had spent more money for investigation of that cases, then they have lost. Unemployment. First of all, the system of cash circulation is huge. A lot of people are creation, designing, proofing, printing, gathering, retailing cash and also working each day in banks, cashier’s offices, shops and so on. Also many companies are producing stuff combined with cash. From wallets to cash machines. All these brunches will not exist anymore and all the people will lose their jobs. Economy. One of the main reasons to cancel cash was that in the cashless society will be impossible to set a negative rate and with the same it will be less of economic crises. But german economists have studied and proofed that it is possible and in this situation it will be more difficult to combat the crisis and cost much more for the government and people because all existing financial instruments that the government can use to fix situation are created only for cash and are working with it. Technical. Electronic systems could be crushed. Besides of that in case of wore or other conflicts people can ruin Internet connection all over the country and inhabitants will lose everything and have no possibility even get home. In general, e-payments are part of our life and they are very comfortable nowadays. But the canceling of cash will make more problems for people and organizations. This means that this could not be the right choice in the nearest future. Keywords financial system; cash; payment systems; cybercrime; banks; sociology; taxes; offshore zones.

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Sistem Pembayaran Kontrak kerja pembuatan Pagar Panel Beton (Studi Pada PG Kebon Agung Malang)

AKUNTABILITAS Jurnal Ilmiah Ilmu-Ilmu Ekonomi ◽

10.35457/akuntabilitas.v13i2.1298 ◽

2021 ◽

Vol 13 (2) ◽

pp. 39-49

Author(s):

Arif Wahyudi

Keyword(s):

Accounting Information ◽

Secondary Data ◽

Payment System ◽

Qualitative Approach ◽

Data Sources ◽

Primary Data ◽

Accounting Information System ◽

Cash Payment ◽

System Flow ◽

Work Contract

This research was conducted to analyze the work contract payment system in the manufacture of concrete panel fences at PG Kebon Agung Malang so that it can provide information in the form of relevant data, have timeliness, are accurate and useful for the wearer. The qualitative approach used in this research is based on primary data by obtaining data directly from resource persons and using secondary data whose data sources are documents, notes, and other supporting data. The results of this study explain the accounting information system in the form of a system flow chart that explains how the flow of the work contract payment system in making concrete panel fences at Kebon Agung PG starts from CV offering a tender, after being determined the tender winner, the user gives a tender winner letter so that the CV is the winner of the tender. can start his work. After the work is 92.5% completed, CV makes a report of completion of work as evidence that CV has completed part of its project and submits payment by including invoices, receipts, tax invoices, minutes, and SPK to the user to get a blank cash payment request for the first term . Payment of terms for bothparties CV makes a retention report (retention) as the completion of the 7.5% work submitted to the user along with a work agreement letter and a letter of completion of SP work.

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Mobile Banking and Payment System

Digital Currency ◽

10.4018/978-1-5225-6201-6.ch005 ◽

2018 ◽

pp. 66-82

Author(s):

Aijaz A. Shaikh ◽

Payam Hanafizadeh ◽

Heikki Karjaluoto

Keyword(s):

Financial Services ◽

Banking System ◽

Value Added ◽

Payment System ◽

Future Research ◽

Mobile Banking ◽

Microfinance Institutions ◽

Payment Systems ◽

Services Sector ◽

Future Research Directions

This study conceptualizes and proposes a well-regulated and designated mobile banking and payment system (MBPS) with the potential to strengthen the banking system, foster the regulatory framework, and to be integrated across various platforms and mobile devices. Unlike other mobile payment systems that lack convenience, scalability, and usability, the proposed MBPS contains several important functionalities and it has the potential to bring together hitherto unconnected industries—banking, Fintech and telecoms—to offer value-added services to their existing and potential customers. The ownership of the MBPS shall remain with the financial services sector including the banking and microfinance institutions. The paper concludes with a discussion on the implications and limitations of the study and proposes future research directions.

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EFEKTIVITAS PEMBAYARAN NON TUNAI PADA UMKM DAERAH ALIRAN SUNGAI CITARUM

JURNAL LENTERA BISNIS ◽

10.34127/jrlab.v8i2.302 ◽

2019 ◽

Vol 8 (2) ◽

pp. 1

Author(s):

Agung Edi Rustanto ◽

Iis Kartini

Keyword(s):

River Basin ◽

Rapid Development ◽

Payment System ◽

Business Strategies ◽

Payment Systems ◽

Business People ◽

Business Results ◽

Payment Instruments ◽

Cash Payment ◽

Correlation Risk

The rapid development of non-cash payment systems has also developed non-cash payment instruments which are alternative choices for MSMEs in the Citarum river basin to increase sales because they offer convenience to customers. MSMEs in the Citarum River Basin still need to accelerate in terms of business strategies to improve their business results. This needs to be done because buying and selling transactions with a non-cash payment system can be an efficient payment alternative as well as for transactions that can increase the effectiveness of the payment system at MSMEs. This research aims to help the community and MSMEs in the Citarum watershed to be more effective in making payment systems so that people make payments more easily and can increase sales. Non-cash payment systems are very useful for business people and the community in making payments so that MSMEs in the Citarum watershed are more advanced. The method used is the biplot and logit to determine the mapping model of the effectiveness of non-cash payments to MSMEs. The results of this study are that overall perceptions of benefits, convenience and risk from MSMEs do not significantly influence the effectiveness of non-cash payments. Between Perception of Benefits, Perception of Ease and Effectiveness has a positive correlation. Risk perception with other variables has a very low correlation.Key words: effectiveness, non-cash payment system, MSME

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Implementasi Sistem Pembayaran Quick Response Indonesia Standard Bagi Perkembangan UMKM di Medan

Jurnal Manajemen Bisnis ◽

10.38043/jmb.v17i2.2384 ◽

2020 ◽

Vol 17 (2) ◽

pp. 287

Author(s):

Josef Evan Sihaloho ◽

Atifah Ramadani ◽

Suci Rahmayanti

Keyword(s):

Research Method ◽

Payment System ◽

Qr Code ◽

Quick Response ◽

Code System ◽

Payment Systems ◽

Electronic Money ◽

Cash Payment ◽

System Issue ◽

Digital Wallet

ABSTRACTThe use of server-based electronic money is one of the most popular non-cash payment systems in use today. The form of server-based electronic money is e-wallet / digital wallet. E-wallet can be used to transact by customers, if the merchant provides an application Same e-wallet to customers. This made Bank Indonesia, as the regulator of the payment system, issue a new payment channel namely; QRIS (QR Code Indonesia Standard). The use of QRIS is used to standardize all e-wallets applications that use the QR Code system to conduct payment transactions. This study examines how the application of QRIS to UMKM in Medan, and describes the roles, constraints, and income of UMKM s in the presence of QRIS. The research method used is interviews and literature studies with UMKM traders who have used QRIS as a payment tool in their characters. This research indicates that QRIS has benefits for UMKM traders.

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The Implementation Strategy of Non-Cash Payment Systems in The Islamic Boarding School Through Analytical Hierarchy Process Approach

Economica Jurnal Ekonomi Islam ◽

10.21580/economica.2021.12.1.6557 ◽

2021 ◽

Vol 12 (1) ◽

pp. 27-53

Author(s):

Ahmad Ghifary Rizalun Nafis ◽

Nurfatin Nazilah Binti Zainol ◽

Millaturrofi'ah Millaturrofi'ah

Keyword(s):

Analytical Hierarchy Process ◽

Process Development ◽

Boarding School ◽

Boarding Schools ◽

Primary Data ◽

Payment Systems ◽

Governance System ◽

Governance Systems ◽

Cash Payment ◽

Hierarchy Process

Abstract: This study aimed to observe the problems of non-cash payments implementation in Islamic boarding schools. This research uses descriptive qualitative-quantitative by using the analytical hierarchy process development model (AHP). The results indicated the three most dominant problems, including resources, communication, and governance systems. The literature review and interview results could detail the three main aspects, then examined using AHP. The results showed that these three aspects have priority values with a percentage of the resource aspect is 40%, 38% for the communication aspect, and 22% for the governance system aspect. This study uses primary data through interviews (in-depth interviews) with the experts and practitioners who understand the issues discussed, followed by filling out questionnaires to respondents at the second meeting. This study discusses the analysis of the problem and the main factors in the implementation of non-cash payments in Islamic boarding schools. No previous studies have made Islamic boarding schools the object of research. This research contributes to stakeholders in making policies if they will implement non-cash payments in Islamic boarding schools.Abstrak: Penelitian ini bertujuan untuk mengalisis masalah dan faktor utama yang menghambat jika akan diimplementasikan di pondok pesantren. Penelitian ini menggunakan deskritif kualitatif-kuantitatif dengan menggunakan model pengembangan analytical hierarchy process (AHP). Hasilnya menyimpulkan bahwa terdapat tiga masalah utama pada yang paling dominan yaitu masalah sumber daya, komunikasi dan sistem tata kelola. Kajian literatur dan hasil wawancara dapat merinci tiga aspek utama tersebut yang kemudian diteliti menggunakan AHP. Hasil mengemukakan bahwa ketiga aspek tersebut memiliki nilai prioritas dengan presentase aspek sumber daya sebesar 40%, aspek komunikasi sebesar 38% dan aspek sistem tata kelola sebesar 22%. Data primer melalui wawancara (indepth interview) dengan pakar dan praktisi, yang memiliki pemahaman tentang permasalahan yang dibahas yang dilanjutkan dengan pengisian kuesioner pada responden di pertemuan kedua. Penelitian ini membahas tentang analisis masalah dan faktor utama dalam pelaksanaan pembayaran nontunai di pondok pesantren. Belum ada penelitian sebelumnya yang menjadikan pesantren sebagai objek penelitian. Penelitian ini memberikan kontribusi kepada para stakeholder dalam membuat kebijakan jika menerapkan pembayaran nontunai di pondok pesantren.

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KEBERADAAN FORUM KOORDINASI KEPEMIMPINAN (FORKOPIMDA) PADA SISTEM PEMERINTAH DAERAH DI KABUPATEN TANAH DATAR

UNES Law Review ◽

10.31933/unesrev.v2i4.140 ◽

2020 ◽

Vol 2 (4) ◽

pp. 466-477

Author(s):

Bagus Tri Kuntjoro

Keyword(s):

Primary Data ◽

Regional Government ◽

Police Chief ◽

Social Culture ◽

Descriptive Research ◽

The People ◽

General Government ◽

Regional Leadership ◽

The Subject ◽

The Government

The Regional Leadership Coordination Forum, hereinafter referred to as Forkopimda, is a forum used to discuss the implementation of general government affairs. In accordance with article 26 of Law No. 23 of 2014 stated that the District Forkopimda was led by the Regent with members including the DPRD Chairperson, the Police Chief, the Prosecutor's Office and the territorial leadership of the TNI in the regions. The issues raised as the subject of this research study are: First, What is the existence of the Regional Leadership Coordination Forum (FORKOPIMDA) in the regional government system? Second, how is the existence of the Regional Leadership Coordination Forum (FORKOPIMDA) in order to maintain stability in the region in terms of ideology, politics, economy, social culture, and defense and security. This research is an analytical descriptive research with normative juridical approach supported by empirical juridical research. The data used are secondary and primary data collected through literature studies and interviews, analyzed qualitatively to get answers about the existence of the Regional Leadership Coordination Forum in the government system in Tanah Datar District which is the study of this study. Based on the results of research and discussion, it can be concluded that the Regional Leadership Coordination Forum (Forkopimda) Tanah District has the role and duty of fostering, maintaining peace and order of the community against the possibility of the threat of national stability and stability of Tanah Datar regency carried out through FORKOPIMDA meetings and activities field observations both periodically and incidentally by looking at events or problems that arise in the Tanah Datar District. While the existence of the Regional Leadership Coordination Forum (Forkopimda) of Tanah Datar District was very much felt and assisted the Tanah Datar Regency Government in creating security, order and legal certainty in community life and ensuring the implementation of development in Tanah Datar District which had the slogan "Adat Basandi Syarak, Syarak Basandi Kitabbullah "which in turn can improve the welfare of the people of Tanah Datar District.

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