scholarly journals Smallholder Farmers’ Access to Agricultural Insurance Schemes: An Analysis of the Inhibitors in Kogi State, Nigeria

Author(s):  
Benjamin Chiedozie Okpukpara ◽  
Olusegun Adebayo ◽  
Ikenna Charles Ukwuaba

The study examined the constraints of access to the use of agricultural insurance schemes (AIS) by small-scale farmers in Kogi State, Nigeria. Sustainable agricultural enterprise in most developing countries like Nigeria can be achieved through adequate financing especially in the area of agricultural insurance. Despite the existence of insurance services by the Nigerian Agricultural Insurance Corporation and other private firms in Nigeria, there has been a low level of participation of farmers buying insurance premium; thus, there is a need to examine the hindrances in accessing the scheme. The specific objectives were to describe the socio-economics characteristic of small- scale farmers, examine the types of agricultural insurance and evaluate the constraints in accessing AIS in the study area. Primary data were collected from 150 farmers with the aid of a well-structured questionnaire. Data were analyzed using descriptive statistics. Results showed that farmers in the study area were dominated by the married (68%), literates (81.33) and males (73.33%) with the mean age and farming experience of 47 and 19 years respectively. Crop insurance (56%) and farm implement insurance (46%) were the major types of agricultural insurance used by the farmers. Rigorous procedures in claim settlement (3.266), poor government attention (3.106) poor repayment (3.080) and non-coverage of all the crops (3.093) were among the major challenges in accessing AIS) in the study area. The study recommended that the government through the ministry of Agriculture or Bank of Agriculture should eliminate the bureaucratic processes and bottlenecks encountered by the farmers in accessing AIS.

2014 ◽  
Vol 2014 ◽  
pp. 1-52
Author(s):  
Bin Mushambanyi Théodore Munyuli

A study was conducted from 2010 to 2012 around the flower growing areas in central Uganda to generate baseline information on the status of pollinators. Primary data were gathered using a questionnaire that aimed at determining farmers and flower farm officials’ perceptions on the impact of activities carried out inside greenhouses on pollinators, human health, and on crop production in the surroundings. Results indicated that the quantity of pesticides and fertilizers applied daily varied among the different flower farms visited. Bee species richness and abundance varied significantly (P<0.01) according to flower farm location, to the landscape vegetation type, and to field types found in the surrounding of flower farms. Bee richness found around flower farms varied in number from 20 to 40 species in total across seasons and years. Bee density increased significantly with the increase in flower density. Small-scale farmers were aware of the value and importance of pollination services in their farming business. There was no clear evidence of a direct effect of agrochemicals application on bee communities living in the surrounding habitats. There is a need for further research to be conducted on human health risks and for toxicological studies on soils, plants, flowers, and bees in the farm landscape.


Author(s):  
Kamal Joshi ◽  
Ritu Bharti ◽  
R. C. Dangwal

Entrepreneurship is seen as a driving force for economic development and job creation. Hence, the government offers different forms of support to entrepreneurs. Many researchers have examined the effectiveness of government support. However, the question of how small-scale entrepreneurs perceive government assistance remains unanswered. The study seeks to assess the perception of small-scale entrepreneurs towards government support and also tries to explore some underlying factors pertaining to government support towards entrepreneurship development in Uttarakhand. The study is based on primary data collected from 240 small-scale entrepreneurs, using a self-structured questionnaire. Descriptive statistics and principal component analysis (PCA) were used to interpret the results. It has been found that small-scale entrepreneurs have a positive perception towards single window clearance system, investment promotion facility centre and timelines for business approvals. The study further found that small-scale entrepreneurs have a negative perception towards the interest rate, transparency in loan sanctioning and the behaviour of the employees of financial institutions. The study also extracted three important factors from PCA and named them as an online support system, transparency and financial support.


2021 ◽  
Vol 13 (7) ◽  
pp. 101
Author(s):  
Thunwa Wiyabot ◽  
Piyalap Manakit

The objective of this study was to investigate the feasibility and reasonable production costs for small cattle farmers in Nakhon Sawan Province of Thailand. Small-scale beef cattle are naturally reared by farmers without planning. Studying the primary data of beef cattle farming models and comparing the economic return costs of each form of beef cattle farming among smallholder farmers in Nakhon Sawan Province of Thailand shows that the yields are not worthwhile. By applying the specific method to 25% of the area of all farms in Nakhon Sawan Province and comparing the descriptive statistical yields, the results showed that two types of cattle with 4 characteristics predominate. The first is rearing pregnant mother cows for sale and buying mother cows. The second category is feeder cattle, release cattle and fattening cattle. A study of the costs and economic compensation of suitable small-scale beef cattle farmers in Nakhon Sawan Province of Thailand found that cattle farms should raise cattle because the yield from farming is valued and because of the economic returns and the time spent. The payback for this form is faster than other forms of investment.


2016 ◽  
Vol 10 (2) ◽  
pp. 2036-2038
Author(s):  
S.O.W TOLUWASE ◽  
K. A ABDU-RAHEEM

The study was carried out in Ikole Local Government Area of Ekiti State. Structured questionnaire was used to collect data on socio-economic variables, costs and revenues of the farmers. One hundred food crop famers cultivating cassava were randomly selected for the study. The result revealed that most of the farmers were young and educated. The mean household size was eight people. Land tenure through inheritance was the major method of acquiring farmland. Most farmers are small scale farmers operate mostly on owner’s equity. The gross margin of cassava production was #172, 920.00 per hectare. Cassava production was profitable by returning 2.07 for everyone naira invented in the study area. Among the recommendation made to boost production in the area was granting of small loans to farmers by commercial banks and land should be made available and allocated to the farmers to increase output and productivity of cassava production in the study area.


Author(s):  
Ibrahim Elnour Ibrahim

The purpose of this study was to measure and analyse the economic efficiency, and to identify the main factor behind economic efficiency of sorghum and millet for small scale farmers in traditional rainfed sector in North Kordofan State. Primary data is collected using structured questionnaire for a sample of 205 farmers from four localities namely (Sheikan, Umrwaba, Elnuhoud, and Elkhowi). Stochastic frontier approach (cost function) was used to analyse economic efficiency and descriptive statistics were used to analyse socio-economic characteristics of farmers. The results of stochastic frontier cost function revealed that the estimated economic efficiency of the sorghum and millet farmers obtained was found the mean economic efficiency to be 39% and 15%, respectively. The economic efficiency is very weak, because most parameters and inefficiency effect factor found to be not significant, these determinants may give a clear picture of farmers that could be targeted in order to increase efficiency


2021 ◽  
Vol 4 (4) ◽  
pp. 259-273
Author(s):  
Solomon T. Folorunso ◽  
T. Omosebi ◽  
D. A. Agbonika

The study compared the allocative efficiency and profitability of poultry-egg farmers in Jos metropolis of Plateau State, Nigeria, across different scales. To select 143 respondents, a two-stage sampling technique was used.   Using well-structured questionnaire and interview schedules, primary data on socioeconomic variables were collected. Collected data were analyzed using budgetary technique and stochastic production frontier model. Result of allocative efficiency showed the following: The mean allocative efficiency of the small, medium and large scales was 0.68, 0.12 and 0.11 respectively; the minimum allocative efficiency for small, medium and large scales was 0.30, 0.10 and 0.10 respectively. The maximum allocative efficiency was 0.59, 0.18 and 0.11 respectively for small, medium and large scale farmers. The profitability result indicated that egg production for small, medium and large-scale farms was profitable in the study area with N675, 671.79, N4, 897,236.09 and N16, 327,633.66 per farmer. The rate of return on investment per bird was found to be 19.51%, 31.21% and 83.13% respectively for small, medium and large farm sizes. For small, medium and large-scale farmers respectively, the capital turnover per bird was N 1.20, N1.31 and N1.83. Also, the profitability indices for the small, medium and large scales are N0.16, N0.24 and N0.45. The study recommends that; Farmers should be advised to increase production from small scale to large scale through policies that will promote such, special intervention is needed from the government at all levels through farmers’ cooperatives in the area of inputs subsidy, price efficiency of the farmers could


2021 ◽  
Vol 13 (22) ◽  
pp. 12470
Author(s):  
Maruf Ahmed ◽  
Sabrina Jannat Mitu ◽  
Petra Schneider ◽  
Masud Alam ◽  
Mohammad Mojibul Hoque Mozumder ◽  
...  

Hilsa fish (Tenualosa ilisha) have become an essential factor behind the well-being of the fishing community, giving fishers their identity as a source of cultural heritage. A field survey was conducted to understand the socio-economic conditions of hilsa fishers at the Meghna river estuary of Chandpur District using well-structured questionnaire interviews (N = 250) with hilsa fishers. The survey revealed that fishers’ livelihoods and living conditions were still below average due to low literacy levels, lack of professional skills, and low incomes. More than two-thirds of the fishers were entirely dependent on hilsa fishing, while more than one-third had between 11 and 20 years of fishing experience. More than two-thirds of the fishers did not have an alternative occupation during ban periods, and the incentives provided by the government were not adequately received by half of the fishers. Fishers were divided into three groups according to their dependence on hilsa fishing. Significant differences were found between these groups in terms of the age of fishers, annual income from fishing, and annual fishing activity days. Therefore, the government, Fisheries cooperatives, NGOs, and other relevant organizations must unite to support fishers for sustainable management.


Author(s):  
G. T. Ajayi ◽  
A. Ajiboye

Consumers’ preference for local rice determines its demand. Therefore, the study was carried out to analyze consumers’ preference for local rice among households in Ekiti State. A multi-stage sampling procedure was used to select respondents for this study. A total of 240 women were randomly selected from three Local Government Areas (LGAs) in the State. Primary data were obtained with the use of a well-structured interview schedule. Data collected were analyzed using descriptive statistics as well as inferential statistic like logistic regression. The mean age of the respondents was 38 years and more than half (53.3%) of the respondents were females. Most (70.0%) of the respondents had a mean family size of 7 persons. Most (87.0%) preferred local rice and factors influencing consumers’ preference for local rice include good nutritional value, quality of rice and good taste. Local rice was very much preferred by the respondents. Logistic regression shows that significant influence exists between price, taste, availability of rice and presence of particles and preferred choice of rice. Therefore, efforts should be made by the government to formulate price control policy on local rice for its affordability by the consumers and there should be improvement on processing technology of local rice to eliminate presence of particles for improved quality and good taste to enhance the consumers’ preference for choice of rice. Also, the government should support farmers through provision of incentives and credit facilities so as to produce more local rice for its availability all year round.


2021 ◽  
Vol 30 ◽  
pp. 46
Author(s):  
Huaiyu Wang ◽  
Dao The Anh ◽  
Paule Moustier

Origin labeling and quality upgrading through farmer organizations have been considered as solutions to reduce transaction costs and improve market bargaining power. This paper explores whether belonging to a farmer organization that improves and signals quality can help increase yields and household incomes of small-scale farmers for a specific quality product, Hoa Vang sticky rice in Vietnam. The paper is based on primary data on 185 households collected in 2013 and on 149 households collected in 2015. Different econometric methods were applied to investigate the effect based on rice yield, rice income and household income as the outcome variables. The results show that membership of farmer organization does not significantly improve household income compared to non-membership. However, members of farmer organizations have less resources in terms of land and inputs than non-members. These results suggest that the economic results achieved by farmers with fewer opportunities to access markets are similar to those obtained by farmers with more opportunities thanks to the involvement of farmer organizations in marketing. The specificities of the Hoa Vang sticky rice are still not reflected in higher farmer sales prices and incomes. More dialogue between farmer organizations and their customers is thus required, as well as better public control of labeling fraud.


Author(s):  
S. Shupyk

The article analyzes the support for the US market, where the government has allocated almost $ 22.2 billion for the development of dairy cattle. direct and indirect subsidies to the country's dairy sector (35.02 c/l), which is equivalent to 73% of farmers' milk sales, showed relatively high domestic support, export subsidies, conservation programs, risk management programs, disaster relief programs, loan programs, crop insurance, livestock support. Surveys to support the Indian market, which ranks second in the world in raw milk production (9.5%), have shown that almost 80% of small-scale farmers are small-scale farmers. Milk collection is carried out by 130 thousand dairy cooperatives. NABARD (National Bank for Agriculture and Rural Development) under DEDS, provides for subsidies of up to 25% of costs. China is investing heavily in the construction of large dairy farms and livestock complexes with up to 100,000 cows. The Australian market produces 9.3 million tonnes of milk, of which 36% is exported and is the world's fourth exporter of dairy products (6% of the world market). Australia's dairy cattle are characterized by a small amount of direct government support. During 2015-2016, agriculture received financial and commercial assistance over $ 147 million. US in the form of payments to farms. It has been established that price forecasting plays an important role in regulating the milk market in Australia, on the basis of which the profile Ministry, taking into account world prices, generates milk price indices. Analysis of milk production in Switzerland has shown that it remains highly subsidized. In 2013, state support for milk producers amounted to CHF 1.8 billion, incl. direct subsidies are estimated at 1.5 billion Swiss francs, which is 61 thousand Swiss francs per dairy farm, or 0.41 Swiss francs per 1 liter of milk. The state support system for dairy cattle in Canada has been found to include the following instruments: import tariffs that restrict dairy imports; minimum guaranteed prices for raw milk that are set at the maximum amount of milk sold to the dairies within the quota; a system of direct payments to farmers for milk production within the quota. The amount of direct payments per 1 liter of milk is set annually by the government. In order to support Canadian producers in technological modernization aimed at improving the efficiency of milk production, a dairy farm investment program (DFIP) is implemented with state support of $ 250 million. USA According to the Organization for Economic Co-operation and Development (OECD) in Iceland, Japan, Norway and Switzerland, the level of support for dairy producers exceeds on average 70% of the gross income of farmers, in Canada, the EU, Hungary, Korea and the USA the amount of support is 40-55%. An analysis of the support for the development of dairy cattle in the EU countries showed that the following instruments are allocated for these purposes: production restrictions (milk production quotas); government interventions and storage; Establishment of product sales regulations / regulations; the dairy package (including regulating contractual relations in the dairy sector); foreign trade (import regulations, export subsidies); government subsidies. It is found that the main factor that increases the profitability of dairy production in developed countries is the improvement of quality and differentiation of the range. Major factors contributing to the successful development of dairy cattle are increased government support and economical use of resources. Also used are a set of financial incentives, including reducing the tax burden. Key words: Livestock, milk market, domestic support, development programs, cooperation, financial incentives, subsidies, import tariffs, quotas.


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