PENGARUH PEMBIAYAAN MURABAHAH PERIODE 2006:1 – 2013:4

This research examines the effect of variables consisting of Third Party Fund, Non Performing Financing, Inflation, Islamic Certificate of Bank Indonesia against Murabahah on Islamic Banking in Indonesia. This study uses secondary data regularly (time series data) with the selected time period is the quarter in the period 2006-2013. The required data from Bank Indonesia. The methodology used in this study is multiple regressionClassic OLS. Based on the classic assumption test, a variable that is used to qualify Classical assumption test. Neither Heteroskedasticity Test, Multicollinearity Test and Normality Test. Results of testing the hypothesis by using one sample t-test and paired samples t-test proved that there is variables that influence positively, namely DPK, NPF, and inflation. The SBIS positive effect but not significant.

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Analisis pengaruh kredit perbankan, pembiayaan bank syariah dan investasi terhadap pertumbuhan ekonomi di Indonesia periode sebelum pandemi Covid-19 (2015-2019) dan periode pandemi Covid-19 tahun 2020

Jurnal Ekonomi, Bisnis dan Pendidikan ◽

10.17977/um066v1i92021p844-853 ◽

2021 ◽

Vol 1 (9) ◽

pp. 844-853

Author(s):

Deni Andrean ◽

Imam Mukhlis

Keyword(s):

Economic Growth ◽

Time Series ◽

Financial Services ◽

Time Series Data ◽

T Test ◽

Series Data ◽

Islamic Banking ◽

Negative Effects ◽

Paired Samples ◽

Banking Credit

Abstract This study aims to identify the effects of conventional banking credit, Islamic banking financing, PMA and PMDN investment on Indonesia’s economic growth in the before (2015-2019) and after (2019-2020) Covid-19. This study used quantitative method with VAR/VECM analysis. In this study, the time series data were analyzed using eviews 10, while the comparison between before (2019) and after (2020) Covid-19 was carried out using paired samples t-test. The data were collected from various sources, including Financial Services Authority and central Bureau of Statistics. The findings show that the total investment carries significant negative effects on Indonesia’s economic growth, while conventional banking credit carries no effect on Indonesia economic growth. The Islamic banking financing brings positive significant effects in long-term toward Indonesia economic growth. Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh antara kredit perbankan konvensional, pembiayaan perbankan syariah dan investasi PMA dan PMDN terhadap pertumbuhan ekonomi di Indonesia pada periode sebelum covid -19 tahun 2015 sampai 2019 dan periode covid-19 tahun 2019-2020. Penelitian ini menerapkan metode penelitian kuantitatif menggunakan analisis VAR/VECM dengan menggunakan data time series dan diolah menggunakan eviews 10, dan perbandingan perbedaan antara seluruh variabel dari tahun sebelum pandemi (2019) dan setelah adanya pandemic (2020) menggunakan pengujian Uji Beda Paired Samples t-test, data ini dikumpulkan dari berbagai sumber utama termasuk Otoritas Jasa Keuangan (OJK) dan Badan Pusat Statistik (BPS). Temuan ini menunjukkan bahwa total investasi berpengaruh negatif signifikan terhadap pertumbuhan ekonomi di Indonesia, kredit perbankan konvensional tidak berpengaruh terhadap pertumbuhan ekonomi di Indonesia. Sedangkan pada variabel pembiayaan perbankan syariah menunjukkan bahwa pembiayaan perbankan syariah berpengaruh positif signifikan dalam jangka panjang terhadap pertumbuhan ekonomi di Indonesia

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Development Of Small Medium Entreprise With External, Internal, And Religiosity Factors In Islamic Banks

KINERJA ◽

10.24002/kinerja.v21i1.1032 ◽

2017 ◽

Vol 21 (1) ◽

pp. 17

Author(s):

Roikhan Mochamad Aziz

Keyword(s):

Time Series ◽

Time Series Data ◽

Small And Medium Enterprises ◽

Third Party ◽

Series Data ◽

Islamic Banking ◽

Islamic Banks ◽

Independent Variables ◽

Medium Enterprises ◽

Positive Effect

The purpose of this research is to analyze the influence of external, internal and religiosity variable that proxies to inflation, Bank Indonesia Certificate Sharia (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) to Small and Medium Enterprises Financing in the Islamic Bank in Indonesia. The data is used Time Series data periods of January: 2011 – March: 2016 from Statistic Banking of Indonesia by analyzed of Multiple Linear Regression and Hahslm method. The results of this research indicate that the variable Inflation, Bank Indonesia Sharia Certificate (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) have partially influence to Small and Medium Enterprises Financing. This is showed by the value of Adjusted R Square of 60,7% while the remaining 39,3% influence by other factors. In this research showed Inflation, Non Performing Financing (NPF) and Third Party Fund (DPK) have a significantly and positive effect on the Small and Medium Enterprises Financing. Meanwhile, Bank Indonesia Sharia Certificate (SBIS) has no significantly effect on Small and Medium Enterprises Financing. Simultaneously, the overall independent variables have a significant influence to Small and Medium Enterprises Financing.Keywords: Inflation, SBIS, NPF, Islamic Banking.

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Analisis Pengaruh Inflasi, Nilai Tukar Dan Bi Rate Terhadap Tabungan Mudharabah Pada Perbankan Syariah Di Indonesia

JPS (Jurnal Perbankan Syariah) ◽

10.46367/jps.v1i1.201 ◽

2020 ◽

Vol 1 (1) ◽

pp. 53-68

Author(s):

Zakaria Batubara ◽

Eko Nopiandi

Keyword(s):

Time Series ◽

Exchange Rate ◽

Exchange Rates ◽

Time Series Data ◽

Secondary Data ◽

Series Data ◽

Islamic Banking ◽

Islamic Banks ◽

Analysis Technique ◽

Positive Effect

This research aims to determine the effect of inflation, exchange rates, and the BI Rate on mudharabah savings in Islamic banking in Indonesia partially and simultaneously. This research is a quantitative study with time-series data. The data used in this study are secondary data. The population in this study is inflation data, the rupiah exchange rate, and the BI Rate and mudharabah savings. The population of Islamic banks in this study totalled 34 Islamic banks. The data analysis technique used in this study is the multiple regression analysis. Partially, inflation, exchange rates or the rupiah exchange rate and the BI Rate have a positive effect on mudharabah savings in Islamic banking in Indonesia. Simultaneously the inflation variable, the exchange rate or the rupiah exchange rate and the BI Rate have a significant effect on mudharabah savings in Islamic banking in Indonesia with an influence of 88.6%.

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PENGARUH KONSUMSI ENERGI DAN REZIM TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA

Jurnal Kajian Ekonomi dan Pembangunan ◽

10.24036/jkep.v1i2.6207 ◽

2019 ◽

Vol 1 (2) ◽

pp. 401

Author(s):

Zakiah Husna ◽

Idris Idris

Keyword(s):

Economic Growth ◽

Renewable Energy ◽

Energy Consumption ◽

Time Series Data ◽

Secondary Data ◽

Series Data ◽

Renewable Energy Consumption ◽

Energy Regime ◽

Negative Effect ◽

Positive Effect

This study aims to determine the effect of energy consumption and regime on economic growth in Indonesia. The data used is secondary data in the form of time series data from 1988-2017, with documentation and library study data collection techniques obtained from relevant institutions and agencies. the variables used are economic growth (GDP), non-renewable energy consumption, renewable energy consumption and regime, the research methods used are: (1) Multiple Regression Analysis (OLS), (2) Classical Assumption Test results of research stating that: ( 1) non-renewable energy consumption has a positive effect on economic growth in Indonesia. (2) consumption of renewable energy has a positive effect on economic growth in Indonesia. (3) the energy regime has a negative effect on economic growth in Indonesia. (4) non-renewable energy consumption, renewable energy consumption and energy regime have a significant effect on economic growth in Indonesia. so only the energy regime has a negative effect on economic growth in Indonesia.

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Pengaruh Rasio Kinerja Bank Terhadap Profitabilitas Industri Bank Umum Syariah di Indonesia

JURNAL ILMIAH EKONOMI ISLAM ◽

10.29040/jiei.v5i3.655 ◽

2019 ◽

Vol 5 (3) ◽

pp. 217

Author(s):

Felix Efendy ◽

Salman Fathoni

Keyword(s):

Commercial Bank ◽

Financial Services ◽

Time Series Data ◽

Multiple Linear Regression Model ◽

Secondary Data ◽

Series Data ◽

Return On Assets ◽

Statistical Tool ◽

Negative Effect ◽

Positive Effect

The purpose of this study was to determine and analyze the effect of the level of bank health ratios measured by BOPO, FDR and NPF on increasing the profitability of the Sharia Commercial Bank industry in Indonesia, which is proxied by ROA. The data used in this study are secondary data including operational efficiency (BOPO), liquidity (FDR), Non Performing Finance (NPF) and Return On Assets (ROA) in the sharia commercial bank industry registered at Bank Indonesia. The data is a monthly time series data from 2015-2018 obtained through the official sharia banking statistics website, Financial Services Authority (https://www.ojk.go.id). To analyze it, researchers used a multiple linear regression model with statistical tool software EViews 9. From the observations and analysis of the data that has been done, the conclusions in this study are the BOPO, FDR and NPF on ROA which is an indicator of the Bank's health to measure profitability has a high relationship . The BOPO variable partially has a significant negative effect on profitability (ROA). FDR partially has a negative and significant effect on ROA. NPF partially has no positive effect on profitability.

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Analisis pengaruh makroekonomi terhadap dana pihak ketiga (DPK) dengan equivalent rate (ER) sebagai variabel intervening

JURNAL EKONOMI DAN BISNIS ISLAM ◽

10.32505/j-ebis.v6i2.3356 ◽

2021 ◽

pp. 100-123

Author(s):

Salma Firdayanti Salma ◽

Yusvita Nena Arinta Nena

Keyword(s):

Exchange Rate ◽

Quantitative Research ◽

Time Series Data ◽

Secondary Data ◽

Third Party ◽

Series Data ◽

Equivalent Rate ◽

Negative Effect ◽

Party Funding

This study aims to determine the Effect of Macroeconomics on Third-Party Funding (TPF) with the Equivalent Rate (ER) as the Intervening Variable (Case Study of Islamic Commercial Banks Period 2016-2020). This type of research is quantitative research which utilizes secondary data in the form of time-series data. Purposive sampling was used as the sampling method. The data that has been obtained later processed using the E-views version 9 application tool. Based on the results, it is shown that the Inflation, BI Rate, and Equivalent Ratevariables partially have a negative effect on TPF, while the Exchange Rate has a positive effect on TPF. Moreover, the variables of Inflation, Exchange Rate, and BI Rate have a positive and significant effect on the Equivalent Rate (ER). It is also found thatThe Equivalent Rate variable cannot mediate the effect of Inflation, Exchange Rate, and BI Rate on TPF.

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F. ANALISIS PENGARUH PAD DAN DAK TERHADAP BELANJA MODAL PROVINSI JAWA TIMUR TAHUN 2010-2019

Inovasi Manajemen dan Kebijakan Publik ◽

10.54980/imkp.v4i1.119 ◽

2021 ◽

Vol 4 (1) ◽

pp. 61

Author(s):

Putri Indah Sari ◽

Dr. Ignatia Martha Hendrati, S.E., M.E. ◽

Kiki Asmara,S.E.,MM

Keyword(s):

Time Series ◽

Local Governments ◽

Time Series Data ◽

Capital Expenditure ◽

Linear Regression Analysis ◽

Secondary Data ◽

Coefficient Of Determination ◽

Series Data ◽

Capital Expenditures ◽

Positive Effect

Abstrak Undang-Undang Nomor 32 Tahun 2004 tentang Otonomi daerah atau Desentralisasi menjelaskan bahwa kewajiban pemerintah daerah dalam mengendalikan daerahnya sesuai dengan aturan dan undang-undang yang berlaku. Pengalokasian Anggaran Belanja Modal didasarkan pada kebutuhan sarana dan prasarana daerah, anggaran Belanja Modal sebaiknya dialokasikan untuk hal-hal yang produktif. Sehingga, pemerintah daerah harus mampu mengalokasikan anggaran belanja modal dengan benar karena hal itu merupakan salah satu langkah pemerintah daerah dalam meningkatkan pelayanan publik. Penelitian ini bertujuan untuk menguji pengaruh dari Pendapatan Asli Daerah (PAD) dan Dana Alokasi Khusus (DAK) terhadap Belanja Modal Provinsi Jawa Timur. Penelitian ini menggunakan analisis data time series Tahun 2015-2019 di Provinsi Jawa Timur. Data yang digunakan merupakan data sekunder yang diperoleh dari Direktorat Jenderal Perimbangan Keuangan Republik Indonesia. Metode analisis yang digunakan adalah Analisis Regresi linier berganda, Uji koefisien Determinasi (R2), Uji-t dan Uji F dengan bantuan software SPSS. Dari hasil penelitian menunjukkan bahwa Pendapatan Asli Daerah dan Dana Alokasi Khusus secara (simultan) mempunyai pengaruh signifikan terhadap Belanja Modal di Provinsi Jawa Timur Tahun 2010-2019. Secara parsial 1) Pendapatan Asli Daerah berpengaruh positif terhadap Belanja Modal Provinsi Jawa Timur Tahun 2010-2019. 2) Dana Alokasi Khusus berpengaruh positif variabel PAD berpengaruh positif terhadap Belanja Modal Provinsi Jawa Timur Tahun 2010-2019. Kata kunci : Belanja Modal, PAD, dan DAK. Abstract Law Number 32 of 2004 concerning Regional Autonomy or Decentralization explains that the obligation of local governments to control their regions is in accordance with the applicable laws and regulations. The allocation of the Capital Expenditure Budget is based on the needs of regional facilities and infrastructure, the capital expenditure budget should be allocated for productive things. Thus, local governments must be able to allocate the capital expenditure budget properly because this is one of the steps of the local government in improving public services. This study aims to examine the effect of Regional Original Income (PAD) and Special Allocation Funds (DAK) on the Capital Expenditure of East Java Province. This study uses time series data analysis 2015-2019 in East Java Province. The data used is secondary data obtained from the Directorate General of Fiscal Balance of the Republic of Indonesia. The analytical method used is multiple linear regression analysis, coefficient of determination (R2), t-test and F test with the help of SPSS software. The results of the study indicate that the Regional Original Income and the Special Allocation Funds (simultaneously) have a significant effect on capital expenditure in East Java Province in 2010-2019. Partially 1) Local Own Revenue has a positive effect on the Capital Expenditures of East Java Province in 2010-2019. 2) The Special Allocation Fund has a positive effect, the PAD variable has a positive effect on the Capital Expenditure of East Java Province in 2010-2019. Keywords: Capital Expenditures, PAD, and DAK

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PENGARUH JUMLAH DANA PIHAK KETIGA (DPK) NON PERFOMING FINANCING (NPF) DAN SERTIFIKAT BANK INDONESIA SYARI’AH (SBIS) TERHADAP PENYALURAN PEMBIAYAAN PERBANKAN SYARI’AH DI INDONESIA

Jurnal MAPS (Manajemen dan Perbankan Syariah) ◽

10.32483/maps.v2i2.25 ◽

2019 ◽

Vol 2 (2) ◽

pp. 1-21

Author(s):

Arif Rijal Anshori

Keyword(s):

Statistical Tests ◽

Secondary Data ◽

Third Party ◽

Islamic Banking ◽

Islamic Banks ◽

The Public ◽

Normality Test ◽

Source Data ◽

Scientific Truth

Banking is a very important part in the economy, one of them as intermediary institutions whose duty to collect funds from the public and then channel them back in the form of financing.This study aims to determine the effect Number of DPK, NPF and SBIS partially to finance portfolio of Islamic banking in Indonesia, and to determine the effect Number of DPK, NPF and SBIS simultaneously to the finance portfolio of Islamic banking in Indonesia.This study proceed from the assumption that (1) the size distribution of the funds offered by Islamic banks is very influenced by the size DPK means that the higher the number of third-party funds collected, the higher also finance portfolio, (2) the higher non-performing financing the worse the quality of banking assets, (3) the higher the bonus level set SBIS Indonesian bank will lower the financing undertaken by the banking Shari'ah. But based on data from Islamic banking statistics from the years 2008-2014 there is a gap between theory and facts on the ground. These assumptions are tested empirically so that the truth can be scientifically recognized. When there is a justification or rejection of these assumptions, then this is a scientific truth that can be considered Islamic banking in Indonesia.Quantitative research methods in this study using research formats explanation, source data used in this research is secondary data, then the type of data used in this research is quantitative data time series, the quarterly data of financing, deposits, NPF and SBIS Islamic banking in Indonesia from 2008 to 2014. Data were then processed by means of statistical analysis using Eviews 7, which comprises the classical assumption of them: normality test, heteroscedasticity, multicollinearity test, autocorrelation test. statistical tests include: regression, t test, F test and R2.The conclusion that can be drawn from this study that partially, DPK variable is positive and significant effect on the financing, NPF variable is negative but not significant effect on the financing, while SBIS is negative and significant effect on the financing. Then simultaneously the number of DPK, NPF and SBIS significant effect on the distribution of funding. Those variables could explain freely by 99.45% and the remaining 0.55% can be explained by other variables not examined.

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PENGARUH SUKU BUNGA, NILAI TUKAR, DPK, DAN NPF/NPL KPR TERHADAP PENYALURAN KPR PERBANKAN DI INDONESIA

Jurnal Ekonomi Syariah Teori dan Terapan ◽

10.20473/vol6iss201910pp2077-2094 ◽

2020 ◽

Vol 6 (10) ◽

pp. 2077

Author(s):

Muchammad Atho'ur Rohman ◽

Siti Zulaikha

Keyword(s):

Exchange Rates ◽

Interest Rates ◽

Secondary Data ◽

Third Party ◽

Islamic Banking ◽

Significant Positive Effect ◽

Simultaneous Test ◽

Banking Market ◽

Negative Effect ◽

Positive Effect

This study aims to determine the effect of interest rates, exchange rates, third party funds and NPF / NPL Mortgages on the distribution of banking mortgages in Indonesia. It is intended that Islamic banks are able to make optimal policies in the distribution of mortgages and mitigation so that the Islamic banking market share can develop. The data required is secondary data from the Indonesian Banking Statistics report, Islamic Banking Statistics, and Indonesian Economic and Financial Statistics for the period October 2014 - May 2019. Based on Multiple Linear Regression, it is known that the simultaneous test results of all variables together have a positive significant effect in the distribution of banking mortgages, and in the partial test it is known that the interest rates and third party funds have a significant positive effect on mortgages in sharia and conventional banking. The exchange rate has a significant positive effect on Islamic banking mortgages, and a significant negative effect on conventional banking mortgages. NPF / NPL mortgage has an insignificant positive effect on the mortgages of both banks. So it can be concluded that the variable interest rates, exchange rates, and third party funds affect the distribution of Islamic banking mortgages and conventional banking mortgages, while the variable NPF / NPL mortgages have no effect.Keywords: Interest rates, exchange rates, third party fund, non performing finance, non performing loan

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PENGARUH INDIKATOR UTAMA PERBANKAN TERHADAP PANGSA PASAR PERBANKAN SYARIAH

JEJAK ◽

10.15294/jejak.v8i1.3850 ◽

2015 ◽

Vol 8 (1) ◽

Cited By ~ 1

Author(s):

Nurani Purboastuti ◽

Nurul Anwar ◽

Irma Suryahani

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Market Share ◽

Secondary Data ◽

Progress Report ◽

T Test ◽

Islamic Banking ◽

F Test ◽

Negative Effect ◽

Positive Effect

This study is about syariah banking. The secondary data, obtained from the published reports of Bank Indonesia (BI) was used. It consists of Islamic Banking Statistics (SPS) and the Progress Report on Islamic Banking (LPPS). The analytical methods used were multiple linear regression, F test and t test. Based on the calculation of F test, deposit indicators - ROA, NPF, FDR, and the ratio jointly influence the market share of Islamic banking in Indonesia. Further, based on t test that had been done, the variable deposits, ROA, NPF and the ratio have a significant effect, while the FDR variables have no significant effect to the market share of Islamic banking in Indonesia. Then, DPK variables, ROA, and FDR have a positive effect while the NPF and the ratio have a negative effect on the market share of Islamic banking in Indonesia. From the analysis, it can be implied that the bank should increase deposits and ROA because they will have an effect on increasing the market share of Islamic banking in Indonesia; and the NPF and the bank should lower the ratio because they will reduce the market share of Islamic banking in Indonesia. Penelitian ini mengenai perbankan syariah. Data pada penelitian ini adalah data sekunder dan diperoleh dari laporan bank Indonesia yang dipublikasikan. Data-data tersebut terdiri dari Statistik Perbankan Syariah (SPS) and Laporan Perkembangan Perbankan Syariah (LPPS). Metode analitik yang digunakan adalah multiple linear regression, F test dan t test. Berdasarkan perhitungan F tes, bisa dikatakan bahwa indikator-indikator seperti ROA, NPF, FDR, dan nisbah secara bersama-sama mempengaruhi pangsa pasar perbankan Islam di Indonesia. Sedangkan berdasarkan t tes yang sudah dilakukan, deposit variabel termasuk di dalamnya adalah ROA, NPF dan nisbah mempunyai efek yang signifikan sedangkan variabel FDR tidak berpengaruh signifikan terhadap pangsa pasar perbankan Islam di indonesia. Kemudian, variabel DPK, ROA, dan FDR mempunyai pengaruh positif sedangkan NPF dan nisbah berpengaruh negatif terhadap pangsa pasar perbankan Islam di Indonesia. Berdasarkan analisis yang dilakukan, bisa disimpulkan bahwa bank seharusnya meningkatkan deposits dan ROA karena berefek pada peningkatan pada pangsa pasar perbankan Islam di Indonesia kemudian NPF dan bank seharusnya menurunkan nisbah karena akan menurunkan pangsa pasar perbankan Islam di Indonesia.

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