scholarly journals Pengaruh Literasi Keuangan Terhadap Perilaku Konsumtif Generasi Milenial Di Kota Bandung

2019 ◽  
Vol 3 (1) ◽  
pp. 46
Author(s):  
Zahra Qurotaa’yun ◽  
Astrie Krisnawati
Keyword(s):  
Financial Literacy ◽  
Millennial Generation ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Human Needs ◽  
Analysis Technique ◽  
Negative Effect ◽  
Consumptive Behavior ◽  
The City

Consumptive behavior is actions taken to fulfill various types of human needs. If consumption is carried out excessively and not just based on needs, then it is not a reasonable consumption anymore, but it has become a consumptive behavior. Millennials are considered as the most consumptive generation, especially online shopping and prioritizing short-term needs rather than long-term needs. Theoretically consumptive behavior is influenced by low financial literacy. This research was conducted in the millennial generation in Bandung, which in 2019 was 19-38 years old. The sample used in this study was calculated using Slovin formula so that there were at least 400 respondents. Technique used in this research is nonprobability sampling with a purposive sampling approach. The data analysis technique used is descriptive analysis and simple linear regression analysis. The results of this study concluded that financial literacy had a significant negative effect on the consumptive behavior of millennial generation in the city of Bandung. With the level of financial literacy and consumptive behavior included in the medium category.

scholarly journals PENGARUH FINANCIAL LITERACY, LIFE STYLE, LOCUS OF CONTROL DAN DEMOGRAFI TERHADAP PERILAKU KONSUMTIF GENERASI MILENIAL DI KOTA SUBANG

2021 ◽  
Vol 2 (02) ◽  
Author(s):  
Dilasari Dilasari ◽  
Sri Mulyati ◽  
Asep Kurniawan
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Life Style ◽  
Millennial Generation ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Consumption Behavior ◽  
Analysis Technique ◽  
Consumptive Behavior ◽  
The City

This study aims to determine the effect of financial Literacy, Life style, Locus of control and demographics on the consumption behavior of millennial generation in the city of Subang. Consumptive behavior is an action that prioritizes desires rather than needs, therefore consumption activities are actions taken to meet needs, if consumption is excessive, a consumptive behavior will occur.This research was conducted to the millennial generation in the city of Subang, aged 20 - 35 years in 2020. The method used in this study is a quantitative method. The number of samples in this study were 200 people, sampling using nonprobability sampling techniques with a purposive sampling approach. The data analysis technique used in this study is multiple linear regression analysis. The results of this study conclude that simultaneous financial literacy, life style, locus of control, and demographics influence the consumptive behavior of millennials in Subang City, Whereas according to the results of the hypothesis partially financial literacy variables, life style, positive and significant influence on consumptive behavior of millennial generation in Subang, locus of control variables have a negative and significant effect on consumptive behavior of millennial generation in Subang, while demographic variables (gender), and demographic (income) does not affect the consumption behavior of millennial generation in the city of Subang.

Pengaruh Tingkat Literasi Keuangan Syariah dan Kepercayaan Masyarakat terhadap Minat Menabung di Bank Syariah

2020 ◽  
Vol 3 (2) ◽  
pp. 140-153
Author(s):  
Resti Fadhilah Nurrohmah ◽  
Radia Purbayati
Keyword(s):  
Financial Literacy ◽  
Linear Regression Analysis ◽  
Public Trust ◽  
Multiple Linear Regression Analysis ◽  
Primary Data ◽  
Public Confidence ◽  
Islamic Banks ◽  
Variable Level ◽  
Analysis Technique ◽  
The City

The purpose of this study was to study the level of Islamic financial literacy and public confidence in the interest in saving in Islamic banks. The variables in this study are the level of Islamic financial literacy (X1), public trust (X2), and interest in saving (Y).The method of this study is descriptive quantitative approach. The data source of this study are primary data obtained by distributing questionnaires. Respondents taken are residents in the city of Bandung, with samples domiciled in the city of Bandung and at least 17 years old. The data analysis technique uses multiple linear regression analysis. The results showed that the variable level of islamic financial literacy and public trust has positive effect in the interest in saving in Islamic banks. The findings in this study provide a reference to Islamic banks, the level of literacy and public trust regarding interest in saving, therefore Islamic banks must socialize to the public.

Analysis of Debt Effect on Profitability of Manufacturing Companies in Indonesia

2021 ◽  
Vol 6 (1) ◽  
pp. 97-107
Author(s):  
Diana Fitria Ningsih ◽  
Doni Putra Utama
Keyword(s):  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Manufacturing Companies ◽  
Short Term ◽  
Analysis Technique ◽  
Negative Effect ◽  
A Company

This study aims to examine whether short term debt has a negative effect on company profitability and to test whether long term debt has a negative effect on the profitability of manufacturing companies in Indonesia which are listed on the Indonesia Stock Exchange during the 2014-2018 period. This study has 1 dependent variable namely profitability and uses 2 independent variables namely short term debt and long term debt, and uses 2 control variables namely liquidity and firm size. This study uses secondary data with database collection techniques. The sample of this study was 432 companies in 5 years of research. The data analysis technique used is multiple linear regression analysis through the application of SPSS 22. The results found that short term debt has a negative effect on company profitability and long term debt has a negative effect on company profitability. This shows that the lower the company's debt, the higher the profitability a company will get and otherwise.

scholarly journals Pengaruh risiko operasional dan tingkat kecukupan modal terhadap profitabilitas pada bank umum swasta nasional di bursa efek indonesia periode 2015-2019

2021 ◽  
Vol 6 (2) ◽  
pp. 1-14
Author(s):  
Krisma Aprilita Yuniar ◽  
Gusganda Suria Manda
Keyword(s):  
Stock Exchange ◽  
Hypothesis Test ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Operational Risk ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
The Public ◽  
Analysis Technique ◽  
Negative Effect

Banks are financial institutions whose activities are to collect funds (money) from the public in the form of deposits. Profitability in a bank is influenced by several factors, including operational risk and the level of capital adequacy. The purpose of this study was to determine the effect of Operational Risk and Capital Adequacy Ratio on Profitability at Bank Milik Swasta Nasional listed on the Indonesian Stock Exchange for the period 2015-2019. This study uses a population of 6 private banks listed on the IDX with a total of 30, sampling on the IDX accessed through the website www.idx.co.id and data obtained in the form of published Private Bank Annual Report. The data analysis technique used is Descriptive Analysis, Classical Assumption Test, Multiple Linear Regression Analysis and Hypothesis Test (t and f test). The results of this study indicate that operational risk has a significant negative effect on profitability, and the level of capital adequacy has a significant positive effect on profitability.

scholarly journals Pengaruh Literasi Keuangan dan Pengendalian Diri terhadap Perilaku Konsumtif Mahasiswa

Jurnal Ecogen ◽  
2021 ◽  
Vol 4 (1) ◽  
pp. 24
Author(s):  
Diary Prihatini ◽  
Agus Irianto
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Descriptive Study ◽  
Self Control ◽  
State University ◽  
Analysis Technique ◽  
Economics Faculty ◽  
Consumptive Behavior

This study aims to determine and analyze 1) the effect of financial literacy on the consumptive behavior of students of the Economics Faculty of Padang State University 2) the effect of self-control on the consumptive behavior of students of the Economics Faculty of Padang State University, and 3) the effect of financial literacy on self-control. This type of research is an inferential descriptive study. The sampling technique used in this study was proportional random sampling technique with a sample of 86 students. The data analysis technique used in this research is descriptive analysis and path analysis. The results showed that (1) financial literacy has a significant effect on the consumptive behavior of students of the Economics Faculty of Padang State University, (2) Self-control has a significant effect on the consumptive behavior of students in the Economics Faculty of Padang State University, and (3) Financial literacy has a significant effect on self-control of students in the Economics Faculty of State University field.Abstrak ditulis salam bahasa inggris, menggunakan jenis huruf Palatino Linotype 10 pt spasi satu,  Max 200 kata.Keywords : financial literacy, self-control, consumptive behavior

scholarly journals FAKTOR YANG MEMPENGARUHI PERILAKU GENERASI MILENIAL TERHADAP KEPUTUSAN MENGGUNAKAN APLIKASI GRABFOOD

2020 ◽  
Vol 9 (1) ◽  
pp. 95
Author(s):  
Rahmi Rosita
Keyword(s):  
Millennial Generation ◽  
Industrial Revolution ◽  
New Technologies ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
The World ◽  
Approach Method ◽  
Consumptive Behavior ◽  
The Relationship

<p>The industrial revolution is marked by the use of new technologies in various fields. Along with the revolution and evolution in the industrial world throughout the world, marketing also experienced changes as a result of the adaptation and development of the industry. The purpose of this research is to find out how the behavior of millennial generation in using the Grabfood application. An approach method to study the research object by trying to explain the relationship between the research variables using descriptive analysis and multiple linear regression analysis test instruments. The results showed that the factors of consumptive behavior were the most influential and dominant factors in millennial generation in using the Grabfood application.</p><p><strong>Keyword</strong>: Millennial Generation, Application, Grabfood</p>

scholarly journals Pengaruh Harga dan Kualitas Pelayanan Terhadap Keputusan Pembelian Konsumen pada Restoran Aroma Kitchen Kota Padang

2021 ◽  
Vol 5 (2) ◽  
pp. 481
Author(s):  
Fahimah Fitri Afifi ◽  
Arry Widodo
Keyword(s):  
Service Quality ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Purchasing Decisions ◽  
Analysis Technique ◽  
The Right ◽  
The City

This research is motivated by the increasingly rapid business growth in the city of Padang, especially in the culinary field. The development of restaurants that continues to increase makes business competition in the city of Padang quite competitive. With intense competition, culinary business people are required to think creatively in carrying out the right strategy to attract the attention of consumers. This study aims to determine and analyze the price and quality of service on consumer purchasing decisions at the Aroma Kitchen Restaurant in Padang City and their influence. The research method used in this research is quantitative with descriptive analysis and causality with the consumer population of Aroma Kitchen Restaurant. The sampling technique used is non-probability sampling with purposive sampling type and the number of respondents is 100 respondents. The data analysis technique used is descriptive analysis and multiple linear regression analysis. Based on the results of the descriptive analysis of the variables of price, service quality and purchasing decisions are in good category. The results of this study indicate that based on the variables measured simultaneously, namely price and service quality, it has a positive and significant effect on purchasing decisions. While the partially measured variables, namely price and service quality affect purchasing decisions.

DAMPAK STRES KERJA TERHADAP KEPUASAN KERJA PADA PEGAWAI UPT PUSKESMAS JASINGA

2018 ◽  
Vol 13 (1) ◽  
pp. 37
Author(s):  
Resya Mawaranti ◽  
Arif Partono Praseti
Keyword(s):  
Job Satisfaction ◽  
Job Stress ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Employee Job Satisfaction ◽  
Negative Effect ◽  
The City ◽  
Stress Work ◽  
Collection Methods

This study aims to analyze the effect of job stress on employee job satisfaction in UPT Puskesmas Jasinga located in the city of Bogor. Data collection methods in this study were obtained by distributing questionnaires to 108 respondents. The questionnaire used in this study has 28 statements with the likert scale of 6 titiik. The sampling method used in this research is nonprobability sampling with convience sampling technique. In explaining the results of research, data analysis techniques used are descriptive analysis and simple linear regression analysis. The results of this study indicate that job stress does not have a significant negative effect on job satisfaction of employees at UPT Puskesmas Jasinga.Keywords: work stress, work satisfaction, regressionABSTRAKPenelitian ini bertujuan untuk menganalisis pengaruh stres kerja terhadap kepuasan kerja karyawan di UPT Puskesmas Jasinga yang berlokasi di Kota Bogor. Metode pengumpulan data dalam penelitian ini diperoleh dengan melakukan penyebaran kuesioner terhadap 108 responden. Kuesioner yang digunakan penelitian ini memiliki 28 pernyataan dengan skala likert 6 titiik. Metode sampling yang digunakan pada penelitian ini adalah nonprobability sampling dengan teknik convience sampling. Dalam menjelaskan hasil penelitan, teknik analisis data yang digunakan adalah analisis deskriptif dan analisis regresi linear sederhana. Hasil yang didapat penelitian ini menunjukkan bahwa stres kerja tidak berpengaruh signifikan negatif terhadap kepuasan kerja pegawai pada UPT Puskesmas Jasinga.Kata kunci: stres kerja, kepuasan kerja, regresi

PENGARUH STRES KERJA TERHADAP TURNOVER INTENTION PADA KARYAWAN PT INTERNUSA JAYA SEJAHTERA MERAUKE

2018 ◽  
Vol 13 (1) ◽  
pp. 59
Author(s):  
Samrotu Sa’adah ◽  
Arif Partono Praseti
Keyword(s):  
Linear Regression ◽  
Work Stress ◽  
Turnover Intention ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Coefficient Of Determination ◽  
A Value ◽  
Employee Turnover Intention ◽  
Analysis Technique ◽  
Positive Effect

This study aims to examine the effect of work stress on employee turnover intention at PT Internusa Jaya Sejahtera Merauke, Papua. This study obtained data from questionnaires distributed to 117 employees of PT Internusa Jaya Sejahtera. The questionnaire used has 14 point statements and uses a 6 point Likert scale. The technique used in this research is descriptive analysis technique used to analyze the level of work stress and turnover intention level on employees. Simple linear regression analysis is also used to determine the effect between work stress variables and turnover intention variables. The results showed that work stress had a significant positive effect on turnover intention on employees of PT Internusa Jaya Sejahtera. The coefficient of determination in this study has a value of 0.571 which means that the level of job stress to turnover intention of 57.1%.Keywords : work stress, turnover intention, linear regression ABSTRAK Penelitian ini bertujuan untuk meneliti pengaruh stres kerja terhadap turnover intention pada karyawan di PT Internusa Jaya Sejahtera Merauke, Papua. Peneltian ini memperoleh data dari hasil penyebaran kuesioner kepada 117 karyawan PT Internusa Jaya Sejahtera. Kuesioner yang digunakan memiliki 14 butir pernyataan dan menggunakan skala Likert 6 poin. Teknik yang digunakan pada penelitian kali ini adalah teknik analisis deskriptif yang digunakan untuk menganalisis tingkat stres kerja dan tingkat turnover intention pada karyawan. Analisis regresi linier sederhana juga digunakan unntuk mengetahui pengaruh antara variabel stres kerja dan variabel turnover intention. Hasil penelitian menunjukkan bahwa stres kerja berpengaruh signifikan positif terhadap turnover intention pada karyawan PT Internusa Jaya Sejahtera. Koefisien determinasi pada penelitian ini memiliki nilai 0.571 yang memiliki arti bahwa tingkat stres kerja terhadap turnover intention sebesar 57,1%.Kata kunci : stres kerja, turnover intention, regresi linier.

scholarly journals PENGARUH KESESUAIAN KOMPENSASI DAN KULTUR ORGANISASI TERHADAP PERSEPSI PEGAWAI ATAS FRAUD DI INSTANSI PEMERINTAHAN KOTA MANADO

2019 ◽  
Vol 14 (1) ◽  
Author(s):  
. Jecklein ◽  
Lintje Kalangi ◽  
Stanley Kho Walandouw
Keyword(s):  
Asset Management ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Employee Perceptions ◽  
City Government ◽  
Public Works ◽  
Government Agencies ◽  
Negative Effect ◽  
The City

This study aimed to explore the employee perceptions of fraud in government agencies and the factors that influence the occurrence of fraud . The variables used in this study are the compliance of compensation and culture of organization as independent variables and fraud in government agencies as the dependent variable. Samples used in this research as many as 60 respondents from government agencies in Manado, especially in the Regional Financial and Asset Management Agency and the Office of Public Works and Spatial Planning of the City of Manado. Sampling technique uses purposive sampling and data collection used questionnaires. The analysis in this study used multiple linear regression analysis with the help of SPSS version 23 application. The results showed that, there is no influence of the appropriateness of compensation by fraud in Manado City government agencies, and there is a significant negative effect on fraud in Manado City government agencies.

Sign in / Sign up

Export Citation Format

Share Document