scholarly journals ZAKAT DALAM MENDORONG PERTUMBUHAN EKONOMI DAN PENGENTASAN KEMISKINAN

2017 ◽  
Vol 3 (01) ◽  
pp. 41 ◽  
Author(s):  
Abdul Haris Romdhoni

This study aims to analyze empirically whether zakat has an impact on efforts to reduce the level of poverty. As the main problem faced by the Indonesian people is the problem of poverty. From several analysis results show that zakat can reduce the number and percentage of poor families, and reduce the depth and severity of poverty. The results revealed that the provision of productive zakat capital in the form of business capital has a positive impact and can reduce the poverty rate. Therefore, the provision of productive zakat in the form of venture capital can be continued and upgraded.In addition to the need to develop the distribution of zakat to micro small medium enterprises (SMEs) or group of joint ventures (KUBE) so that there is collaboration and synergy between individuals. Based on the results of the study there is a positive influence between the utilization of productive zakat programs LAZ An-Naafi 'Boyolali to income mustahiq. That income mustahiq influenced by the utilization of productive zakat with a large contribution of influence is 30.5%. This can be seen from the development of income and  fulfillment needs mustahiq after following the program of productive zakat empowerment LAZ An-Naafi 'Boyolali which can also be used for venture capital.

2018 ◽  
Vol 3 (1) ◽  
pp. 23-35
Author(s):  
Sundari Sundari

This study aims to analyze empirically whether zakat has an impact on efforts to reduce the level of poverty. As the main problem faced by the Indonesian people is the problem of poverty. From several analysis results show that zakat can reduce the number and percentage of poor families, and reduce the depth and severity of poverty. The results revealed that the provision of productive zakat capital in the form of business capital has a positive impact and can reduce the poverty rate. Therefore, the provision of productive zakat in the form of venture capital can be continued and upgraded.In addition to the need to develop the distribution of zakat to micro small medium enterprises (SMEs) or group of joint ventures (KUBE) so that there is collaboration and synergy between individuals. Based on the results of the study there is a positive influence between the utilization of productive zakat programs LAZ An-Naafi 'Boyolali to income mustahiq. That income mustahiq influenced by the utilization of productive zakat with a large contribution of influence is 30.5%. This can be seen from the development of income and fulfillment needs mustahiq after following the program of productive zakat empowerment LAZ An-Naafi 'Boyolali which can also be used for venture capital.


2018 ◽  
Vol 11 (11) ◽  
pp. 37 ◽  
Author(s):  
Lena Saleh ◽  
Laura El Saheli

The beauty service industry is one of the most flourishing industries in contemporary Beirut, the capital of Lebanon, as versatile demands from men and women have catered to this uplifting growth. A national scandal, however, lead to the suspension of several beauty centers, and conveyed a challenge for competitive small-medium enterprises (SME) to sustain relationships with customers over the long-run. The aim of this study was to understand the impact of customer relationship management (CRM) strategy on customer loyalty using the case of beauty centers in Beirut, Lebanon. The study employed a quantitative approach where data was collected by means of a questionnaire, from a sample of 103 customers. Four variables, as components of CRM, were measured in this study. Results of the statistical analysis verified that customer experience, employee behaviour, and value proposition have a positive impact on customer loyalty. This research provides recommendations for strategically improving relationship-oriented practices in Lebanese SMEs, particularly in the beauty sector.


2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Ana Zahrotun Nihayah

This research aims to understand the micro small medium business income both before and after receiving the program, to find out the number of poverty reduction, and to see the application of Islamic economic values on the women’s saving and loans program.The population of this research are members of the women’s saving and loans program, which is 215 people in total and scattered in 16 business group. Using random sampling techniques, there are 70 people that was taken into consideration. The method analysis used in in this research is using Wilcoxon rank test analysis, the poverty reduction analysis, and the Islamic economics values. Based on data analysis is(1) founded that the women’s saving and loans program affecting the micro small medium enterprises income. (2) Due to the women’s saving and loans program there are decreasing number of poverty rate about 20 percent. (3) It is realized that there are some applications of Islamic economics values upon the women’s saving and loans program, they are time extensions, fine replacement, social activities, and the improvement of society welfare.Keyword: micro small medium business, islamic economic values, saving and loans program


2021 ◽  
Author(s):  
Rahul Ranjan

Abstract This paper examines the possible changes from the new definition of Micro, Small, Medium Enterprises (MSMEs) in the Manufacturing and Services sector using NSS 73rd round data and Annual Survey of Industry (ASI). The paper further analyses the nature of registered/unregistered enterprises in MSMEs. Analysis reveals that 16.1 percent (3.2 million), 38 percent (16.6 million), and 31.2 percent (19.8 million) enterprises are registered in manufacturing, services, and whole economy respectively. It is worthy to note that share of unregistered enterprises in overall loan taken by the enterprises is only 2 percent, the remaining 98 percent of loan has been provided to registered enterprises. Registered enterprises easily access the loan from the formal channels while unregistered enterprises face problems in accessing loan from the formal channels. The regression result shows that the number of skilled workers, the firm’s registration, modernization, and environmental monitor variables have a positive impact on the MSMEs output value. The large enterprises need to make structural changes with focus on generating employment at a larger scale in order to take advantage of the recent trade war between China and other developing countries. There is a simultaneous scope to promote larger enterprises with MSMEs.


Author(s):  
Tijanni Muhammad ◽  
Besar Bin Ngah

Islamic Financial Institution is considered Halal and Shariah-compliant institution that effectively developed and impacted the role of developing Small Medium Enterprises by sharing similar value, principle, and market activities under Shariah-compliant and business sector. Despite its similarities, there is still low penetration of Islamic financial institutions on the Halal business instrument. However, the business should not only concentrate on Halal business but also financing SMEs is essential. The purpose of the study is to investigate the impact of Islamic Financial Institutions on the development of Halal SMEs in Nigeria. A 350 survey questionnaire was distributed to the twenty (20) Halal Small Medium Enterprises using Structural Equation Modelling and random sampling as an essential investigation tool. The findings justified that the development of SMEs with a significant number of business units and financing from Islamic financial institutions indicates a positive direction and promotes the development of SMEs ' relatively and broader representation of the Halal industry. The study shows a general overview of the positive impact on Islamic financial institutions towards the financing Halal sector and addresses the rate of unemployment in Nigeria. The study recommends strategies for creating a partnership with Middle-East and Asian investors for more effective models and application techniques for financing SMEs and addresses the rate of poverty and unemployment in the country. 


2018 ◽  
Vol 14 (1) ◽  
pp. 31
Author(s):  
Ahmad Dakhoir

<div><table cellspacing="0" cellpadding="0" align="left"><tbody><tr><td align="left" valign="top"><p class="AbstractText">The growing rapidly of modern market in the mid of traditional markets and Small Medium Enterprises has not become energy and instruments in the development of people's economy in Indonesia. The number of modern retailers should also be utilized by small medium businessmen. This paper is aimed at explaining the existence of Small Medium Enterprises (SMEs) and traditional markets amid the rapidly development of modern market. The dynamic is also felt by SMEs and traditional markets in Palangkaraya Town, Central Kalimantan. The method of this study uses descriptive qualitative approach. The object of study is all markets / modern stores and traditional markets in Palangka Raya Town. Based on the results of the analysis, this study reveals that the establishment of modern stores in Palangka Raya Town has a positive impact in the Palangka Raya Town. It becomes one of the factors encouraging the social and economic growth of the city. While the negative impact is that it threatens the resilience of traditional shops / markets and the similar small businesses and it can trigger social vulnerability (unharmonious).</p></td></tr></tbody></table></div>


Author(s):  
Basuki Toto Rahmanto ◽  
Siti Nurjanah ◽  
Ika Suhartanti Darmo

Small medium enterprises have large contribution on an economy, and it’s very important to develop SME in numbers and quality since SME may provide new income for society, especially in Indonesia which has small proportion of enterpreneurs. Firm performance, has been studied by many researchers and it’s very interesting topics because every organization wants to achieve the best performance. To improve their performance, organization (including SME) need to enhance their knowledge, that they can get by join some enterpreneur community. Tangan Di Atas (TDA) ia one of the largest enterpreneur community in Indonesia which has many activities to develop their members. This study aims to analize the effect of internal factors on SME performance that become TDA member. The result of this study shows that internal factors effects the SME performace. Keywords: Internal Factor, SME’s performance


2020 ◽  
Vol 4 (4) ◽  
pp. 237
Author(s):  
Anderes Gui ◽  
Yudi Fernando ◽  
Muhammad Shabir Shaharudin ◽  
Mazita Mokhtar ◽  
I Gusti Made Karmawan ◽  
...  

Cloud computing is one of the pillars of the Industrial Revolution 4.0. Cloud computing provides ample benefits to companies such as mobility, ease of access, and enable collaboration. Nevertheless, the impact of cloud computing on the micro, small and medium enterprises (MSMEs) is not well established. This research aims to classify the factors affecting the acceptance of cloud computing in Indonesian MSMEs. A total of 135 participants participated in this analysis. The TOE Structure is used in this analysis. Methods of data collection using Google form. The details have been analysed with SPSS and SmartPLS. The findings demonstrated that top management encouragement and relative advantages have a positive impact on the adoption of cloud computing in MSMEs in Indonesia. In order to increase the adoption of cloud-based computing in Indonesia, cloud-based businesses need to concentrate on these two reasons so that MSMEs in Indonesia can embrace more cloud computing. Furthermore, the improvement of cloud computing adoption should come from government policy and incentives. Theoretically, this research helps to establish the TOE framework by providing empirical evidence. This research also explains that the TOE framework can help companies to understand critical domains that impact their businesses and which domain companies should focus.


2021 ◽  
Vol 2 (2) ◽  
pp. 60-72
Author(s):  
Army Justitia ◽  
Indah Werdiningsih ◽  
Faried Effendy ◽  
Taufik Taufik

The COVID-19 pandemic has had a significant impact on Micro Small Medium Enterprises (MSMEs), especially laundry services in Plosokandang, Tulungagung Regency. Their primary customers, college students, no longer use their services because of online teaching and learning. The use of social media digital marketing is one solution to promote products and services. Unfortunately, many MSMEs lack this skill. This community service project focuses on training and assisting MSMEs in designing digital marketing content and posting them on their official social media. Canva software was chosen as a tool for content creation because it is simple and quick to use, with minimal design capabilities. Canva offers ready-made templates, so users only need to add their own personal touches. Then, the content is shared on the official social media accounts (Instagram or Facebook Pages). Participants’ and partners’ knowledge and skills improved after following the training. The average increase in participant knowledge of Canva material is 18.62 points, while social media material is 10.79 points. These training and mentoring activities have a positive impact on skills and knowledge related to using Canva and social media for digital marketing. Another effect of digital marketing on social media is an increase in revenue turnover, customer numbers, customer reach, and market sectors.


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