scholarly journals Pengaruh Pembiayaan Mudharabah, Musyarakah Dan Ijarah Terhadap Profitabilitas Bank Muamalat Indonesia

2018 ◽  
Vol 4 (03) ◽  
pp. 177
Author(s):  
Abdul Haris Romdhoni ◽  
Ferlangga El Yozika

This study aims to determine the effect of mudharabah, musyarakah and ijarah financing on profitability at Bank Muamalat Indonesia 2010-2017, either partially or simultaneously. The population in this study is Bank Muamalat Indonesia. Sampling is done by purposive sampling with data period 2010-2017 from financial statements of Bank Muamalat Indonesia counted 32 data. The method used in this study is quantitative descriptive with the aim to get a picture of how much the structure of financing and its effect on the profitability of Bank Muamalat Indonesia. Data collection technique is done by documentation method which is done by collecting data through Bank Muamalat Indonesia website. The method of this research used multiple regression.The result of partial significance test (t-test), this research shows that mudharabah financing has no significant effect on profitability of Bank Muamalat Indonesia. While musyarakah financing negatively affects the profitability of Bank Muamalat Indonesia. Ijarah financing have no significant effect on profitability of Bank Muamalat Indonesia. While simultaneous significance test result (F-test) shows that mudharabah, musyarakah and ijarah financing jointly affect the profitability of Bank Muamalat Indonesia.

2020 ◽  
Vol 4 (2) ◽  
pp. 120-127
Author(s):  
Rizki Ahdiaryani ◽  
Alwi Alwi

This study aims to determine and analyze the ratio of profitability ratios using the ROE ratio at PT. Mandom Indonesia Tbk with PT. Martina Berto Tbk. This type of research is a comparative study, with the research sample is the annual financial statements for the last 9 years from 2010 to 2018. The sampling technique used was purposive sampling. Data collection uses observation, documentation and heritage studies. The data analysis method used is the t-test separated variant test and also using the SPSS program. From the results of the t-test separated variant test with the help of the SPSS program, the calculated t value of 1.971 was obtained. If compared between the value of tcount with ttable, then tcount is smaller than ttable (1,971 2,120). The results of this study concluded that there were differences in profitability ratios between PT. Mandom Indonesia Tbk with PT. Martina Berto Tbk. Keywords: Profitability Ratio, ROEPenelitian ini bertujuan untuk mengetahui dan menganalisis perbandingan rasio profitabilitas dengan menggunakan rasio ROE pada PT. Mandom Indonesia Tbk dengan PT. Martina Berto Tbk. Jenis penelitian yang digunakan adalah penelitian komparatif, dengan sampel penelitian adalah laporan keuangan tahunan selama 9 tahun terakhir dari tahun 2010 sampai tahun 2018. Teknik sampling yang digunakan adalah purposive sampling. Pengumpulan data menggunakan observasi, dokumentasi dan studi pusaka. Metode analisis data yang digunakan adalah uji t-test separated varian dan juga dengan menggunakan program SPSS. Dari hasil uji t-test separated varian dengan bantuan program SPSS maka diperoleh nilai t hitung sebesar 1,971. Jika di bandingkan antara nilai thitung dengan ttabel, maka thitung lebih kecil dari ttabel (1,9712,120). Hasil dari penelitian ini menyimpulkan bahwa ada perbedaan rasio profitabilitas antara PT. Mandom Indonesia Tbk dengan PT. Martina Berto Tbk.Kata Kunci : Rasio Profitabilitas, ROE


2021 ◽  
Vol 21 (02) ◽  
Author(s):  
Supitriyani Supitriyani ◽  
Khairul Azwar ◽  
Elly Susanti ◽  
Astuti Astuti

The purpose of this research is to determine the effect of own capital and the number of members partially and simultaneous on the growth of cooperatives (SHU) in Pematangsiantar City Cooperative in 2017-2019 periods. Data collection in this study is conducted by interview, observation and documentation methods. The sampling technique uses purposive sampling. The number of samples in this study were 17 cooperatives with the 2017-2019 periods with population of 86. The analysis techniques have been carried outusing simple and multiple linear regression, with the program SPSS 21. The partial test results of the t test show that own capital has a positive and significant effect on SHU while the number of members has a negative and significant effect on SHU. Meanwhile the results simultaneous testing hrough the F test shows that the own capital and the number of members have a positive and significant effect on SHU. The results of the determinant test have an adjusted R square (R2) value of 0.227 which means that the effect of own capital and the number of members on SHU is 22.7% and the remaining 77.3% is explained by variables or other factors not examined in this study, such as loan capital, total deposits, business volume and total assets. Keywords : Own Capital, Number of Members, SHU


Author(s):  
Hasnianti Hasnianti

This study aims to compare the effectiveness of quartet card games and memorization methods for students' mastery of vocabularies. In this study, using quasi quantitative experiments. The sample of this study was purposive sampling taken from class VII A and B as many as 40 students with a population of 150 people. Then the data collection technique used by researchers is the evaluation test relating to the mastery of the consensus existing on the quartet card. The T-test is a formula that researchers use in obtaining research results. Obtained that the experimental class in this case class VII A, amounting to 19 students after treatment, then given a test obtained an average value of 5.8, while the control class, in this case, Class VII B students were 21 students after memorizing the vocabularies method. The same as the consensus in the quartet card and then given a test obtained an average value of 3,6, so it can be concluded that Ho is rejected and Ha is accepted because t arithmetic 4,23 is more significant than t table 1,68959.


Author(s):  
Zulbahri Zulbahri

This study aims to determine the level of endurance ability of the heart and breathing of students. This type of research is quantitative descriptive. The population of this research is 104 students of sport and health education at Pasir Pengaraian University, then selected by purposive sampling as a sample of 21 sons, semester II students of 2016. The data collection technique is by running a 1200 meter running test. Data were analyzed using the formula P = F / n X 100%. The results of this study indicate that, of the 21 samples known as many as 13 people (61.90%) are in the good category. Conclusion, the ability of heart endurance and breathing students of sports and health education is in the good category. Keywords: Ability of Heart Endurance, Respiration.


2021 ◽  
Vol 5 (1) ◽  
pp. 113-125
Author(s):  
Rachmat Hidayat ◽  
A Heri Riswanto ◽  
M Iqbal Hasanuddin

The shuttle run exercise is a form of exercise that can improve agility. The zigzag run exercise is a form of agility training that involves the use of bollards and stakes. UM Palopo futsal players must have good dribbling skills. The conditions experienced by UM Palopo futsal players still often make mistakes in their dribbling skills. The lack of skills possessed by UM Palopo futsal players is due to the lack of agility training models that can support the achievements of futsal players. This study aims to reveal the effect of shuttle run and zig-zag run training on dribbling skill. The method used is a quasi-experimental (quasi-experimental). The population is 20 people from UKM Futsal UM Palopo. The sampling technique is purposive sampling. The data collection technique used the dribbling skill instrument and was analyzed by using the sig level t test. = 0.05. The results of the analysis show that there is a significant effect of shuttle run  with a value of tcount value of 20,904 > ttable of 1,812 and pvalue that is 0.000 < 0.05. Zig-zag run with tcount value of 26,826 > ttable of 1,812 and pvalue that is 0.000 < 0.05. The improvement in shuttle run training with an average value of 17.55 and zig-zag run training with an average value of 15.61 and a significant value of 0.000 < 0.05. It can be concluded that the zig-zag run is more effective in improving dribbling skills.


2012 ◽  
Vol 2 (2) ◽  
pp. 70
Author(s):  
Siti Nur Aisah ◽  
Tina Sulistiyani

This study aims to determine how the market reaction to announcements of dividend increases and decreases in the Banking Companies listed on the Indonesia Stock Exchange 2008-2010 period. This study population was 31 banking companies that announced dividend increases and decreases during the period 2008-2010. Data collection technique used was purposive sampling. Of the 31 existing populations, selected 7 samples that meet the criteria penelitian. Teknik analysis of the data used is the one sample t-test. The research proves that in 2009 the abnormal return only occurs on day 5 before the announcement of devidend increase, while the other day, thus indicating no abnormal return. Research in 2010, it is known that there is no abnormal return on announcement of an increase or descrease in dividends.


2020 ◽  
Vol 22 (2) ◽  
pp. 315-324
Author(s):  
Nurul Wahyuti ◽  
Aliyah Pratiwi

ABSTRACT This study aims to determine and analyze the effect of LDR and DER on ROE at PT. Bank BNI Tbk both partially and simultaneously. The type of research used is associative, with the research sample being the last 10 years financial statements namely from 2009 to 2018. The sampling technique used was purposive sampling. Data collection using financial statements at PT. Bank BNI Tbk. Data analysis methods used are multiple regression, multiple correlation, classic assumption test, t test (partial) and F test (simultaneous) using the SPSS program. The results of this study concluded that the LDR has no partial effect on ROE as evidenced by the t test value of 0.921 and Sig 0.388. While DER has no effect on ROE partially with a t test value of 0.407 and Sig 0.696. Furthermore, LDR and DER do not have an effect on ROE simultaneously with F test values ​​of 0.427 and Sig 0.668. ABSTRAK Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh LDR dan DER terhadap ROE pada PT. Bank BNI Tbk baik secara parsial maupun secara simultan. Jenis penelitian yang digunakan adalah asosiatif, dengan sampel penelitian adalah laporan keuangan 10tahun terakhir yaitu dari tahun 2009 sampai tahun 2018. Teknik sampling yang digunakanadalah purposive sampling.Pengumpulan data menggunakan laporan keuangan pada PT. Bank BNI Tbk.Metode analisis data yang digunakan adalah regresi berganda, korelasi berganda, uji asumsi klasik, uji t (parsial) dan uji F (simultan) dengan menggunakan program SPSS.Hasil dari penelitian ini menyimpulkan bahwa LDR tidak memiliki pengaruh terhadap ROEsecara parsial yang dibuktikan dengan nilai uji tsebesar 0,921 dan Sig 0,388. Sedangkan DER tidak mempunyai pengaruh terhadap ROEsecara parsial dengan nilai uji t sebesar 0,407 dan Sig 0,696. Selanjutnya LDR dan DER tidak mempunyai pengaruh terhadap ROE secara simultan dengan nilai uji F sebesar 0,427 dan Sig 0,668.    


Author(s):  
Raja Adri Satriawan Surya ◽  
Kirmizi Kirmizi ◽  
Tita Ratna Juwita R. Ratna Juwita R.

The purpose of this research is to test the effect of working capital (cash turn over, inventory turnover and receivable turnover) towards profitability at LQ-45 companies listed at Bursa Efek Indonesia. The population of this research are all LQ-45 companies listed in Bursa Efek Indonesia (BEI). The samples are 19 LQ-45 companies listed in BEI during the year 2004 - 2006. The samples are chosen by using purposive sampling method. The data are analysed with partial test (T-test) and simultant test (F-test) by means of SPSS Ver 13.0. The results show that cash turn over, inventory turnover, and receivable turnover simultaneously have significant influence towards profitability. Partially cash turn over, inventory turnover, and receivable turnover have also significant influence to profitability.


2018 ◽  
Vol 3 (1) ◽  
pp. 84
Author(s):  
NINDRIA UNTARINI

This paper is analyzing the influence of marketing mix customer perception that feels and make scoring by post paid customer to ESIA cellular operator in Surabaya. Post paid customer as research object is active customer using their cell phone to become ESIA post paid customer in Surabaya. This research have to be done because understanding customer active is essential for keeping and protect them to switch another cell phone operator. This research purpose to watching carefully the perception about service of marketing mix that bargained by ESIA cellular operator to loyalty of using post paid customer cell phone. The variable in this research taking from Zeithaml and Bitner service marketing theory and Yazid adopt it (1999:21) and the composition7P’s are product, price, place, promotion, participant, physical evidence, and process. Analyze model adapted from Customer Behavior simple model by Assael (1984:11) with using multiple linear regression technique, F test and t test.  Base on analyze, can take a resume that marketing mix perception variable (cellular telecommunication service, price, facility ease, promotion, staff servicing, physical evidence, and administration process)  post paid ESIA customer feels influenced to using cell phone loyalty at ESIA cellular operator in Surabaya as significantly both of single test and simultaneous test. As a single test, this result can look at each of t test that always have score more than 1,6616. While as simultaneous test, can take a look of F test result is 51,611 that more than score of F table 2,127. From the result of analysis, knows that price of cellular telecommunication that charged to post paid customer have dominant influence to loyalty of cell phone used  post paid customer ESIA  in Surabaya. While, the variable of facility ease have very little influenced. Base on analyze, can take a resume that marketing mix perception variable (cellular telecommunication service, price, facility ease, promotion, staff servicing, physical evidence, and administration process)  post paid ESIA customer feels influenced to using cell phone loyalty at ESIA cellular operator in Surabaya as significantly both of single test and simultaneous test. As a single test, this result can look at each of t test that always have score more than 1,6616. While as simultaneous test, can take a look of F test result is 51,611 that more than score of F table 2,127. From the result of analysis, knows that price of cellular telecommunication that charged to post paid customer have dominant influence to loyalty of cell phone used  post paid customer ESIA  in Surabaya. While, the variable of facility ease have very little influenced.


2013 ◽  
Vol 2 (1) ◽  
pp. 27
Author(s):  
Dedy Aries Poae ◽  
David P. E Saerang

At the time of onset of regional autonomy in the hope that emerges is more independent local governments in the implementation of government activities and conduct development in their respective areas. Government Regulation Number 24 of 2005 Government Accounting Standards neighbor besides achieving good governance is also the answer to anticipation the financial reporting guidelines that can be generally accepted.The research was conducted at the head and the staff involved in the process of financial management in the Government District Talaud Islands. This study aimed to determine the effect of financial statement presentation and accessibility to transparency and accountability in government financial management goverment Talaud Islands.Data analysis method used is the method of multiple linear regression, descriptive statistics test, test validity and reliability testing, test assumptions of classical, hypothesis testing  ( F test and t test ) , the coefficient of determination  ( R ² ) . To complete the overall data analysis used SPSS 20.0 software.The results show the financial statement presentation and accessibility significantly affect the transparency and accountability of financial management. It can be seen from the equation Y = 5,425 + + 0.579X1 0.094X2. Of multiple linear regression equation shows that the financial statement presentation and accessibility positive effect on transparency and accountability in the management of the financial statements. The correlation coefficient  ( R )  obtained for 65.3% and the coeffi cient of determination  ( R ² )  of 42.7% and the remaining 57.3% or other variables not examined in this study. Results of hypothesis testing  ( F test )  showed a significance value of 0.000 at the significant level α = 0.05 level test results mean F states H0 rejected Ha accepted. And  ( t test )  showed for the variable X1  ( Regions Financial Statements )  significant value for 0000 with a significant level of α = 0.05 then H0 is rejected means-Ha is accepted, it means the area of financial statement presentation variables significantly affect the transparency and accountability of financial management. For the variable X2  ( Aksesibilitan Regional Financial Statements )  significant value of 0.526 with a significant level of α = 0.05 then H0 is accepted means Ha rejected, meaning that the variable with Regional Financial Statements do not significantly affect the Transparency and Accountability of Financial Management.


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