scholarly journals Pengaruh Loan To Deposit Ratio (LDR) dan Debt To Equity Ratio (DER) Terhadap Return On Equity (ROE) Pada Bank BNI Tbk

2020 ◽  
Vol 22 (2) ◽  
pp. 315-324
Author(s):  
Nurul Wahyuti ◽  
Aliyah Pratiwi
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Sampling Technique ◽  
Financial Statements ◽  
T Test ◽  
Multiple Correlation ◽  
F Test ◽  
Return On Equity ◽  
Equity Ratio ◽  
Data Analysis Methods

ABSTRACT This study aims to determine and analyze the effect of LDR and DER on ROE at PT. Bank BNI Tbk both partially and simultaneously. The type of research used is associative, with the research sample being the last 10 years financial statements namely from 2009 to 2018. The sampling technique used was purposive sampling. Data collection using financial statements at PT. Bank BNI Tbk. Data analysis methods used are multiple regression, multiple correlation, classic assumption test, t test (partial) and F test (simultaneous) using the SPSS program. The results of this study concluded that the LDR has no partial effect on ROE as evidenced by the t test value of 0.921 and Sig 0.388. While DER has no effect on ROE partially with a t test value of 0.407 and Sig 0.696. Furthermore, LDR and DER do not have an effect on ROE simultaneously with F test values ​​of 0.427 and Sig 0.668. ABSTRAK Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh LDR dan DER terhadap ROE pada PT. Bank BNI Tbk baik secara parsial maupun secara simultan. Jenis penelitian yang digunakan adalah asosiatif, dengan sampel penelitian adalah laporan keuangan 10tahun terakhir yaitu dari tahun 2009 sampai tahun 2018. Teknik sampling yang digunakanadalah purposive sampling.Pengumpulan data menggunakan laporan keuangan pada PT. Bank BNI Tbk.Metode analisis data yang digunakan adalah regresi berganda, korelasi berganda, uji asumsi klasik, uji t (parsial) dan uji F (simultan) dengan menggunakan program SPSS.Hasil dari penelitian ini menyimpulkan bahwa LDR tidak memiliki pengaruh terhadap ROEsecara parsial yang dibuktikan dengan nilai uji tsebesar 0,921 dan Sig 0,388. Sedangkan DER tidak mempunyai pengaruh terhadap ROEsecara parsial dengan nilai uji t sebesar 0,407 dan Sig 0,696. Selanjutnya LDR dan DER tidak mempunyai pengaruh terhadap ROE secara simultan dengan nilai uji F sebesar 0,427 dan Sig 0,668.    

scholarly journals ANALISIS PERBANDINGAN RASIO PROFITABILITAS PADA PT. MANDOM INDONESIA TBK DENGAN PT. MARTINA BERTO TBK

2020 ◽  
Vol 4 (2) ◽  
pp. 120-127
Author(s):  
Rizki Ahdiaryani ◽  
Alwi Alwi
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Comparative Study ◽  
Sampling Technique ◽  
Financial Statements ◽  
T Test ◽  
Analysis Method ◽  
Purposive Sampling ◽  
Heritage Studies ◽  
Profitability Ratios

This study aims to determine and analyze the ratio of profitability ratios using the ROE ratio at PT. Mandom Indonesia Tbk with PT. Martina Berto Tbk. This type of research is a comparative study, with the research sample is the annual financial statements for the last 9 years from 2010 to 2018. The sampling technique used was purposive sampling. Data collection uses observation, documentation and heritage studies. The data analysis method used is the t-test separated variant test and also using the SPSS program. From the results of the t-test separated variant test with the help of the SPSS program, the calculated t value of 1.971 was obtained. If compared between the value of tcount with ttable, then tcount is smaller than ttable (1,971 2,120). The results of this study concluded that there were differences in profitability ratios between PT. Mandom Indonesia Tbk with PT. Martina Berto Tbk. Keywords: Profitability Ratio, ROEPenelitian ini bertujuan untuk mengetahui dan menganalisis perbandingan rasio profitabilitas dengan menggunakan rasio ROE pada PT. Mandom Indonesia Tbk dengan PT. Martina Berto Tbk. Jenis penelitian yang digunakan adalah penelitian komparatif, dengan sampel penelitian adalah laporan keuangan tahunan selama 9 tahun terakhir dari tahun 2010 sampai tahun 2018. Teknik sampling yang digunakan adalah purposive sampling. Pengumpulan data menggunakan observasi, dokumentasi dan studi pusaka. Metode analisis data yang digunakan adalah uji t-test separated varian dan juga dengan menggunakan program SPSS. Dari hasil uji t-test separated varian dengan bantuan program SPSS maka diperoleh nilai t hitung sebesar 1,971. Jika di bandingkan antara nilai thitung dengan ttabel, maka thitung lebih kecil dari ttabel (1,9712,120). Hasil dari penelitian ini menyimpulkan bahwa ada perbedaan rasio profitabilitas antara PT. Mandom Indonesia Tbk dengan PT. Martina Berto Tbk.Kata Kunci : Rasio Profitabilitas, ROE

scholarly journals PENGARUH INSENTIF TERHADAP DISIPLIN PEGAWAI PADA DINAS PERUMAHAN DAN KAWASAN PERMUKIMAN KABUPATEN BIMA

2020 ◽  
Vol 4 (2) ◽  
pp. 82
Author(s):  
Sa’ban Nurfadli ◽  
Muhammad Ali
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Data Collection ◽  
Sampling Technique ◽  
T Test ◽  
Test Reliability ◽  
Reliability Test ◽  
Simple Linear Regression ◽  
Employee Discipline ◽  
Data Analysis Methods

The purpose of this study was to determine and analyze the effect ofincentives on employee discipline at the Office of Housing and Settlementsof Bima Regency. The type of research used is associative, with a sampleof 68 respondents. The sampling technique used was purposive sampling.The research instrument used was a questionnaire with a Likert scalemeasurement. Data collection techniques by questionnaire, observationand documentation. Data analysis methods used were validity test,reliability test, simple linear regression, coeficient correlation, coeficientdetermination and t test (two part). The results of this study conclude thatincentives have a significant influence on employee discipline asevidenced by the t test value of 9,429 and Sig 0,000. The degree ofinfluence of incentives on employee discipline at Bima Regency Housingand Settlement Service Office is strong.Kata Kunci: Incentives, Employee Discipline

scholarly journals THE EFFECT OF FINANCIAL PERFORMANCE ON LQ45 SHARE RETURN IN INDONESIA STOCK EXCHANGE

2020 ◽  
Vol 4 (2) ◽  
pp. 157-165
Author(s):  
Ida Nur Nikmah ◽  
Sri Handini
Keyword(s):  
Stock Returns ◽  
Stock Exchange ◽  
Sampling Technique ◽  
T Test ◽  
Return On Assets ◽  
F Test ◽  
Return On Equity ◽  
Earnings Per Share ◽  
Price Earnings Ratio ◽  
Equity Ratio

This research was conducted with the aim to find out and analyze the effect of simultaneous return on assets, return on equity, debt to equity ratio, debt to assets ratio, earnings per share, and price earning ratio on LQ45 stock returns on the Indonesia Stock Exchange. This study uses a quantitative approach. Based on the porposive sampling technique, the companies that met the research criteria were 17 LQ45 companies on the Indonesia Stock Exchange. The data used are financial statements for the period 2015-2017. Data analysis techniques are using multiple linear regression, F test, and t test.Based on the results of the study note that simultaneous return on assets, return on equity, debt to equity ratio, debt to assets ratio, earnings per share, and price earnings ratio does not affect stock returns, this is evidenced by the results of testing with the F test that shows the significance value is greater than 0.05 which is equal to 0.187. Return On Assets does not have a significant effect on stock returns because the significance value of the t test is greater than 0.05 which is 0.767. Return On Equity does not have a significant effect on stock returns because the significance value of the t test is greater than 0.05 which is equal to 0.489. Debt to Equity Ratio has no significant effect on stock returns because the significance value of the t test is greater than 0.05 which is equal to 0.935. Debt to Assets Ratio does not have a significant effect on stock returns because the significance value of the t test is greater than 0.05 which is 0.593. Earning Per Share has a significant effect on stock returns because the significance value of the t test is greater than 0.05 which is equal to 0.025. Price Earning Ratio has no significant effect on stock returns because the significance value of the t test is greater than 0.05 which is equal to 0.336. 

scholarly journals Pengaruh Harga Lokasi Fasilitas Dan Promosi Terhadap Kepuasan Konsumen Pada Perumahan Villa Pertiwi

2021 ◽  
Vol 3 (1) ◽  
pp. 11-21
Author(s):  
Rizli Muktar Nst, Nurul Adwiya, Hayanuddin Safri, Daslan Simajuntak, Meisa Fitri Nasution
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Customer Satisfaction ◽  
Hypothesis Testing ◽  
Consumer Satisfaction ◽  
T Test ◽  
Literature Study ◽  
F Test ◽  
Census Techniques ◽  
Data Analysis Methods

The purpose of this study was to determine the effect of price, location, facilities and promotions on consumer satisfaction at Villa Pertiwi housing either partially or simultaneously. Data collection using interviews, questionnaires and literature study. Work on data analysis methods using the help of SPSS 16.0 for Windows software. This study used a sample of 40 employees who were drawn using census techniques. The results of the research based on the test simultaneously (F test) show that simultaneously (simultaneously) price (X1), location (X2) facilities (X3) and promotion (X4) have an effect on customer satisfaction (Y) Housing Villa Pertiwi, where the value of Fcount (477,687) > Ftable (2.63) with a probability of 0.000 < 0.05. The results of partial hypothesis testing (t test) show that price (X1) has a positive and significant effect on customer satisfaction (Y) at Villa Pertiwi Housing where tcount (6.149) > ttable (1.689) with a probability of 0.000 < 0.05; location (X2) has a positive and significant effect on customer satisfaction (Y) Housing Villa Pertiwi., where the value of tcount (8.728) > ttable (1.689) with a probability of 0.000 < 0.05; Facility (X3) has a positive and significant effect on customer satisfaction (Y) in Villa Pertiwi Housing, where the value of tcount (21.980) > ttable (1.689) with a probability of 0.001 < 0.05. promotion (X4) has a positive and significant effect on customer satisfaction (Y) in Villa Pertiwi Housing, where the value of tcount (2.095) > ttable (1.689) with a probability of 0.001 < 0.05. The value of Adjusted R Square shows that customer satisfaction can be explained by price, location, facilities and promotions, while the remaining 2.0% can be explained by other factors not examined in this study.

scholarly journals PENGARUH KOMITMEN ORGANISASI DAN KOMPENSASI TERHADAP KINERJA PERSONIL BHAYANGKARA PEMBINA KEAMANAN DAN KETERTIBAN MASYARAKAT (BHABINKAMTIBMAS) DI POLRESTA BANJARMASIN

2019 ◽  
Vol 6 (2) ◽  
pp. 187
Author(s):  
Arif Wahyu Bibitharta ◽  
Ahmad Alim Bachri ◽  
Maya Sar Dewi
Keyword(s):  
Data Analysis ◽  
Organizational Commitment ◽  
Data Collection ◽  
Multiple Regression ◽  
Error Rate ◽  
Research Method ◽  
Sampling Technique ◽  
T Test ◽  
Questionnaire Data ◽  
Partial Compensation

<p><em>This study analyzes the influence of organizational commitment and compensation simultaneously on the performance of personnel BHABINKAMTIBMAS Polresta Banjarmasin, analyzing the influence of organizational commitment and partial compensation to personnel performance BHABINKAMTIBMAS Polresta Banjarmasin, analyzing the dominant variable of organizational commitment and compensation affecting BHABINKAMTIBMAS Polresta Banjarmasin performance.</em></p><p><em>The research method used is explanatory research with quantitative approach. The population of this research was 52 people with purposive sampling sampling technique with 52 samples. data collection was done by using questionnaire. Data analysis using multiple regression with F test and t test.</em></p><p><em>The Influence of Organizational Commitments (X1) affects the performance of personnel (Y). The proof of the statement can not be based on the value of t greater than the value of t table (4.824&gt; 2.007) and lower value significantly than error rate (0,000 &lt;0,05). The effect of Work Compensation (X2) influenced the performance of personnel (Y) of t table (3.931&gt; 2.007) and significantly lower value than error rate (0,000 &lt;0,05). This result shows that partial compensation work variable has an effect on personnel performance. The table above shows that 0.942 = 94.2% means there are still other variables that affect the personnel performance besides the organizational commitment variable and the simultaneous commitment to the personnel performance of BHABINKAMTIBMAS Polresta Banjarmasin.</em></p>

scholarly journals The Influence of Product, Price, and Location on Consumer Purchasing Interest in Bakso Pak Kus Residen Sudirman Surabaya

2019 ◽  
Vol 1 (1) ◽  
pp. 157-166
Author(s):  
Dimas Septian Wijiantoro
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sampling Technique ◽  
T Test ◽  
Product Price ◽  
F Test ◽  
Independent Variables ◽  
Analysis Technique ◽  
Study Population

Companies need to maintain their survival by developing and earning profits. Consumers have ever-changing tastes and desires, so companies must be prepared to face all these changes and constantly review and improve their offerings. Companies need to pay attention to factors that affect consumers' buying interest, including products, prices, and locations. This study aims to determine and analyze the effect of simultaneous product, price, and location on consumer buying interest in Bakso Pak Kus Jalan Sudirman Residen Surabaya. The study population was all consumers of Bakso Pak Kus Jalan Sudirman Resident Surabaya. The sampling technique is based on Hair, et al. (2010), that the number of samples is at least 5 times the number of indicators so that the number of samples in this study is 85 people. The data analysis technique used multiple linear regression, t test, and F test. The results showed that the product, price, and location partially affected the consumer buying interest of Bakso Pak Kus Jalan Sudirman Resident Surabaya as evidenced by the results of the t test showing the calculated t value all independent variables are greater than t table (1,989), which is 2,015 for the effect of product variables (X1), 2,608 for the influence of price variables (X2), and 6,037 for the effect of location variables (X3). . The results also show that the products, prices, and locations simultaneously influence consumers' buying interest in Bakso Pak Kus Jalan Sudirman Resident Surabaya as evidenced by the results of the F test which shows the value of F count> F table which is 45,001> 2,716.

KINERJA GURU SMK NEGERI 1 SUKOHARJO DITINJAU DARI REMUNERASI, KETAATAN PERATURAN, DAN MOTIVASI

2020 ◽  
Vol 4 (02) ◽  
Author(s):  
Listiana Muji Rahayu ◽  
Supawi Pawenang ◽  
Kartika Hendra Titisari
Keyword(s):  
Data Analysis ◽  
Statistical Analysis ◽  
Data Collection ◽  
Sampling Technique ◽  
T Test ◽  
Research Purpose ◽  
Purposive Sampling ◽  
Analysis Techniques ◽  
Research Population ◽  
Research Type

The research purpose was determined the effect of renumeration, obedience to the rules, and motivation to the performance of teachers of SMK Negeri 1 Sukoharjo. The research type is explanatory research. The research population are teacher of SMK Negeri 1 Sukoharjo. Sampling technique was used purposive sampling technique. Data collection was used questionnaires. Data analysis techniques were used statistical analysis including of multiple linear tests, F-test, and t-test. The research results showed that 1) remuneration has significant effect to the performance of teacher of SMK Negeri 1 Sukoharjo; 2) obedience to the rules has no significant effect to the performance of teacher of SMK Negeri 1 Sukoharjo; 3) motivation has significant effect to the performance of teacher of SMK Negeri 1 Sukoharjo; 4) remuneration, obedience to the rules, and motivation simultaneously has significant effect to the performance of teacher of SMK Negeri 1 Sukoharjo. Keywords: renumeration, obedience to the rules, motivation, performance

scholarly journals Komparasi Pembelajaran Ilmu Pengetahuan Alam (IPA) menggunakan Multimedia Interaktif Model Drils dan Media Komik Sains Terhadap Prestasi Belajar

Kappa Journal ◽  
2021 ◽  
Vol 5 (1) ◽  
pp. 102-108
Author(s):  
Fartina Fartina ◽  
◽  
Khaerus Syahidi ◽  
Laxmi Zahara ◽  
Zaotul Wardi ◽  
...  
Keyword(s):  
Student Achievement ◽  
Data Analysis ◽  
Data Collection ◽  
Random Sampling ◽  
Interactive Multimedia ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
T Test ◽  
Post Test ◽  
Cluster Random Sampling

This study aims to determine the differences in student achievement who are taught using interactive multimedia drills model with students who are taught using science comic media. This type of research is experimental research. The population in this study is all students of class VII MTs. The State of Selong Model and the sampling was determined by using cluster random sampling technique to select the class and simple random sampling to select the students in that class. The second sampling technique is random sampling by drawing lots, cluster random sampling, namely the class is divided into experimental class I, namely the class that is taught using interactive multimedia drills model (class VII-E) and the experimental class II, namely the class that is taught using comic media. science (class VII-F), each of which consists of 36 students. And simple random sampling, where students are drawn after data collection to reduce the sample to 30 students to facilitate hypothesis testing. The data collection technique used post-test while the data analysis technique to test the hypothesis was the t-test. The results of data analysis using t-test showed that there were differences in student achievement who were taught using interactive multimedia drills model with students who were taught using science comic media. This can be seen in the post-test results where t-count > t-table is 2.206 > 2.002. Thus H0 is rejected and Ha is accepted. This means that there are differences in student achievement who are taught using interactive multimedia drills model with students who are taught using science comics

scholarly journals PENGARUH KETERAMPILAN TERHADAP PRODUKTIVITAS KERJA KARYAWAN PADA KONVEKSI ISTANA MODE MADIUN

2016 ◽  
Vol 4 (1) ◽  
pp. 96 ◽  
Author(s):  
Wiwin Wiranti
Keyword(s):  
Regression Analysis ◽  
Data Collection ◽  
Statistical Methods ◽  
Significant Relationship ◽  
Work Productivity ◽  
Sampling Technique ◽  
T Test ◽  
Employee Productivity ◽  
Test Results ◽  
F Test

<p>This  study aims to determine  tbe Employee   Skills in the Konveksi  Istana  Mode Madiun,  to determine  Employee  Productivity  in the Konveksi  Istana Mode Madiun,  as well as  to  determine   the  presence   or  absence   of  Vocational   Effect   on  Productivity   Among Employees   at the Konveksi  Istana  Mode  Madiun.  The  samples  in this  study  is purposive sampling   technique   that  all  employees   at  the  Konveksi   Istana   Mode   Madiun   part  of convection,   amounting  to 30 people.  Data  collection  using  questionnaires,   documentation and interviews.In    analyzing  the data using statistical  methods  Product  Moment,  To test this hypothesis   using the r test, F test and t test. The results  of the regression  analysis  ofY  = a +bX, the result Y = 11,737 + 0,757X,  to test that rcount  &gt; r liable  (0.784  &gt; 0.361),  or may be rejected  HO means  that there  is a skills  significant  relationship   with  work  productivity   of employee  at the Konveksi  Istana  Mode  Madiun.  Furthermore,   also obtained  results  which indicate that the F test ofF count &gt;F table (44,5752::4.196)  or ::;;Sighit Sigprob  (0,000 ::;;0.05). Thus HO is rejected,  it means  there is an overall  effect of skills on labor productivity   at the Konveksi  Istana  Mode  Madiun.  In addition,  the t-test results  obtained  thit&gt;  ttab  (6.676  &gt; 2.048) or Sig hit &lt; Sig prob (0.000 &lt; 0.025) this situation  can be said to be no different  from the effect of employee  skills on work productivity  of employee  at the Konveksi  Istana Mode Madiun.</p>

scholarly journals Loan To Deposit Ratio, Capital Adequacy Ratio, Return On Equity Dan Bopo Dalam Menilai Kinerja Keuangan Pt. Bank Bni Syariah

2019 ◽  
Vol 4 (2) ◽  
pp. 217
Author(s):  
Rinto Noviantoro ◽  
Herlin Herlin
Keyword(s):  
Data Collection ◽  
Financial Performance ◽  
Financial Statements ◽  
Capital Adequacy ◽  
Balance Sheets ◽  
Return On Equity ◽  
Capital Adequacy Ratio ◽  
Equity Ratio

Abstract. The purpose of this study is to determine the financial performance of PT. Bank BNI Syariah. The method of collecting data in this study is documentation. documentation, namely data collection through financial statements in the form of balance sheets and profit / loss statements.  Loan Deposit Ratio (LDR) from 2015-2017 it was 89.14%, 84.01% and 78.89%.the Capital adequacy ratio and the Debt to equity ratio have been determined if the ratio produced is <50% - 75%. Return on equity have been determined to produce a ratio of> 1.5% and at BOPO ≤93.52%. From the perspective of the Capital Adequacy Ratio, in 2015-2017 the value was 38.45%, 64.84% and 38.50%By using BOPO in 2015-2017 the value was 83.21%, 80.75% and 80.91%. While the return on equity in 2015-2017 is 1.18%, 1.18% and 0.93%

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