scholarly journals Pengaruh Financing to Deposit Ratio (FDR), Dana Pihak Ketiga (DPK) dan Return On Asset (ROA) Terhadap Pembiayaan Musyarakah (Studi Kasus Bank Syariah Mandiri Periode 2010-2018)

2020 ◽  
Vol 6 (3) ◽  
pp. 598
Author(s):  
Sumadi Sumadi ◽  
Abdul Haris Romdhoni
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Test Method ◽  
Third Party ◽  
P Value ◽  
Return On Assets ◽  
Financial Report ◽  
Purposive Sampling ◽  
Normality Test ◽  
A Value

Penelitian ini bertujuan untuk mengetahui pengaruh Financing To Deposit Ratio (FDR), Dana Pihak Ketiga (DPK) dan Return On Asset (ROA) terhadap pembiayaan musyarakah pada Bank Syariah Mandiri (BSM) dari tahun 2010-2018 baik secara parsial maupun simultan. Populasi dalam penelitian ini adalah perbankan syariah yaitu Bank Syariah Mandiri (BSM) tahun 2010-2018 sebanyak 32 diambil secara purposive sampling. Data yang digunakan menggunakan data sekuder yang diperoleh dari laporan keuangan triwulan Bank Syariah Mandiri (BSM). Metode yang digunakan penelitian ini adalah dengan menggunakan metode uji asumsi klasik dimana uji Asumsi Klasik ini terdiri dari empat uji yaitu uji Normalitas, uji Multikolinieritas, uji Heterokedastisitas dan uji Autokorelasi selain menggunakan uji Asumsi Klasik, dalam penelitian ini juga menggunakan uji dengan analisis data dari analisis regresi linier berganda serta menggunakan uji t atau uji parsial dan uji F atau uji secara simultan maupun bersama-sama. Pada penelitian menggunakan jenis data yang bersifat kuantitatif. Hasil penelitian menunjukkan bahwa variabel yang berpengaruh terhadap pembiayaan musyarakah adalah variabel Financing To Deposit Ratio (FDR) dengan nilai P-value sebesar 0,000 dimana nilai ini lebih besar dari 0,05 dan nilai thitung sebesar -4,916 dimana nilai ini lebih besar dari nilai ttabel yaitu 2,0484 dan Dana Pihak Ketiga dengan nilai P-value sebesar 0,000 dimana nilai ini lebih besar dari 0,05 dan nilai thitung sebesar 4,559 lebih besar dari nilai ttabel yaitu 2,0484 sedangkan variabel yang tidak berpengaruh terhadap pembiayaan musyarakah adalah variabel Return On Asset (ROA) dengan nilai P-value 0,428 dimana nilai ini lebih besar dari 0,05 dan thitung lebih kecil dari ttabel dimana nilai thitung sebesar 0,805 dan nilai ttabel sebesar 2,0484 . Secara simultan seluruh variabel yaitu FDR, DPK dan ROA secara bersama-sama berpengaruh terhadap pembiayaan musyarakah pada Bank Syariah Mandiri (BSM) tahun 2010-2018 dengan nilai signifikansinya sebesar 0,000 dimana nilai sig tersebut lebih kecil dari 0,05 sedangkan nilai Fhitung lebih besar dari nilai Ftabel dimana nilai Fhitung sebesar 25,160 sedangkan nilai Ftabel sebesar 2.95. ABSTRACT This study aims to determine the effect of Financing To Deposit Ratio (FDR), Third Party Fund (DPK) and Return On Assets (ROA) on Musyarakah financing at Bank Syariah Mandiri (BSM) from 2010-2018 either partially or simultaneously. Population in this research is syariah banking that is Bank Syariah Mandiri (BSM) year 2010-2017 as many as 32 taken by purposive sampling. Data used using sekuder data obtained from quarterly financial report of Bank Syariah Mandiri (BSM). The method used in this research is using the classical assumption test method where the Classic Assumption test consists of four tests namely Normality test, Multicolinierity test, Heterocedasticity test and Autocorrelation test in addition to using Classic Assumption test, in this study also used the test with data analysis from analysis multiple linear regression and using t test or partial test and F test or test simultaneously or together. In the study using the type of data that is quantitative. The result of this research shows that the variable that influences the musyarakah financing is the Financing To Deposit Ratio (FDR) variable with P-value value of 0,000 which is bigger than 0,05 and the value of t-count is -4,916 where this value is bigger than ttable 2.0484 and Third Party Funds with a value of P-value of 0,000 where this value is greater than 0.05 and tcount value of 4.559 is greater than the value of ttable is 2.0484 while the variable that does not affect the musyarakah financing is the variable Return On Asset (ROA) with a value of P-value 0.428 where this value is greater than 0.05 and t count is smaller than ttable where the tcount value is 0.805 and the value of ttable is 2.0484. Simultaneously all variables that are FDR, DPK and ROA together effect on musyarakah financing at Bank Syariah Mandiri (BSM) year 2010-2018 with a significance value of 0,000 where the value of sig is smaller than 0.05 while the value of Fcount is greater than Ftable value where the value of Fcount equal to 25,160 while Ftable value equal to 2.95.

scholarly journals PENGARUH CAR, NPF DAN FDR TERHADAP PROFITABILITAS BANK SYARIAH (Studi Kasus Pada Bank BCA Syariah Tahun 2010-2017)

2018 ◽  
Vol 2 (02) ◽  
Author(s):  
Abdul Haris Romdhoni ◽  
Bunga Chairunisa Chateradi
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Secondary Data ◽  
Test Method ◽  
Capital Adequacy ◽  
P Value ◽  
Financial Report ◽  
Normality Test ◽  
A Value ◽  
Capital Adequacy Ratio

This study aims to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) to profitability at Bank BCA Syariah year 2010-2017 either partially or simultaneously. The population in this study is Bank BCA Syariah in 2010-2017 as many as 30 samples taken by purposive sampling. Data used using secondary data obtained from quarterly financial report of Bank BCA Syariah. The method used in this research is by using classical assumption test method where the classical assumption test consist of four test that is Normality test, Multicolinierity test, Heterokedasticity test, Autocorrelation test besides using Classic Assumption test, in this research also use test with data analysis from analysis multiple linear regression and using t test or partial test and F test or together. The results showed that the variables affecting profitability are Capital Adequacy Ratio (CAR) with P-value of 0.000 and t-count equal to -4.206 where this value is bigger than t-table 2.05553, while the variable that has no effect on profitability is a Non Performing Financing (NPF) variable with a value of P-value of 0.105 where this value is greater than 0.05 and t-count is smaller than t-table and Financing to Deposit Ratio (FDR) variable with P-value value of 0.362 where this value is greater than 0.05 and t-count is smaller than t-table. Simultaneously all variables CAR, NPF and FDR jointly affect the profitability of Bank BCA Syariah year 2010-2017. Keywords: Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), Profitability.

scholarly journals PENGARUH FINANCING TO DEPOSIT RATIO (FDR), DANA PIHAK KETIGA (DPK) DAN RETURN ON ASSET (ROA) TERHADAP PEMBIAYAAN MUSYARAKAH

2018 ◽  
Vol 2 (02) ◽  
Author(s):  
Djoko Sigit Gunanto ◽  
Suprihati Suprihati ◽  
Firma Windi Aristi
Keyword(s):  
Quantitative Data ◽  
Secondary Data ◽  
Test Method ◽  
Third Party ◽  
P Value ◽  
Islamic Banking ◽  
Data Types ◽  
Return On Assets ◽  
Financial Reports ◽  
Normality Test

This study aims to determine the effect of Financing To Deposit Ratio (FDR), Third Party Funds (TPF) and Return on Assets (ROA) on musyarakah financing on Bank Syariah Mandiri from 2010-2017 both partially and simultaneously. This study uses quantitative data types. The data used uses secondary data obtained from quarterly financial reports. The method used in this study is to use the classic assumption test method where the Classic Assumption test consists of four tests namely Normality test, Multicollinearity test, Heterocedasticity test and Autocorrelation test in addition to using the Classical Assumption test, in this study also uses the test with data analysis from the analysis Multiple linear regression and using t test or partial test and F test or test simultaneously or together. The population in this study is Islamic banking, namely Bank Syariah Mandiri in 2010-2017 as many as 32 taken by purposive sampling. The results showed that the variables that affect Musyarakah financing are variables Financing To Deposit Ratio (FDR) with a P-value of 0,000 where this value is greater than 0.05 and the value of t count is -4.916 where this value is greater than the value of t table namely 2,0484 and Third Party Funds with a P-value of 0,000 where this value is greater than 0.05 and the value of t count is 4,559 is greater than the ttable value of 2,0484 while the variable that has no effect on musyarakah financing is the Return on Asset variable (ROA) with a P-value of 0.428 where this value is greater than 0.05 and tcount is smaller than t table where the value of t count is 0.805 and the value of t table is 2.0484. Simultaneously all variables namely FDR, DPK and ROA jointly influence Musyarakah financing on Bank Syariah Mandiri (BSM) in 2010-2017 with a significance value of 0,000 where the sig value is smaller than 0.05 while the Fcount value is greater than Ftable value where Fcount value is 25,160 while Ftable value is 2,95. Keywords: Financing To Deposit Ratio (FDR), Third Party Funds (DPK), Return on Assets (ROA), musyarakah

scholarly journals Analisis Perputaran Persediaan, DTAR Terhadap ROA Pada Perusahaan Makanan Dan Minuman

WAHANA ◽  
2020 ◽  
Vol 72 (2) ◽  
pp. 104-108
Author(s):  
Agriyani Wahyuningrum ◽  
Yuni Sukamdani
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Hypothesis Testing ◽  
Multiple Linear Regression ◽  
Sampling Method ◽  
Total Asset ◽  
Return On Assets ◽  
Purposive Sampling ◽  
Food And Beverage ◽  
Inventory Turnover

Abstrak Penelitian ini untuk menelaah Perputaran Persediaan dan Debt to Total Asset Ratio terhadap Return On Asset pada Perusahaan Makanan dan Minuman yang tercatat di BEI. Menggunakan sampel 7 perusahaan makanan dam minuman yang tercatat di BEI dengan metode purposive sampling. Pengambilan data menggunakan metode dokumentasi. Dengan analisis data regresi linier berganda, asumsi klasik, R2 dan uji hipotesis. Uji hipotesis didapatkan signifikansi Perputaran Persediaan 0,124 > 0,05 artinya, Perputaran Persediaan tidak berpengaruh terhadap Return On Asset. Dan signifikansi Debt To Total Asset Ratio 0,000 < 0,05 artinya, Debt To Total Asset Ratio berpengaruh terhadap Return On Asset. Investor dapat memanfaatkan hasil ini untuk estimasi menggambil keputusan berinvestasi.                                                                                                  Kata Kunci : Perputaran Persediaan, Debt to Total Asset Ratio, Return On Asset.     Abstract This study is to inspect the Inventory Turnover and Debt to Total Asset Ratio of Return On Assets in Food and Beverage Companies listed on the IDX. Using a sample of 7 food and beverage companies that are listed in the IDX with a purposive sampling method. Retrieval of data using the documentation method. With the data analysis of multiple linear regression, classical assumptions, R2 and hypothesis testing. Hypothesis testing found the significance of Inventory Turnover 0.124 > 0.05 means, Inventory Turnover has no impact on Return On Assets. And the significance of Debt To Total Asset Ratio 0,000 < 0.05 means, Debt To Total Asset Ratio impact the Return On Asset. Investors can use these results to outcome investment judgment.   Keywords : Inventory Turnover, Debt to Total Asset Ratio, Return On Assets.

scholarly journals ANALISIS ARUS TIGA FASA DAYA 197 KVA DENGAN MENGGUNAKAN METODE UJI NORMALITAS KOLMOGOROV-SMIRNOV

2021 ◽  
Vol 4 (2) ◽  
pp. 213-216
Author(s):  
Agus Pramono ◽  
Teppei Jordy L'ga Tama ◽  
Teguh Waluyo
Keyword(s):  
Data Analysis ◽  
Monitoring System ◽  
Current Distribution ◽  
Electricity Consumption ◽  
Test Method ◽  
Z Score ◽  
Phase Current ◽  
Normality Test ◽  
A Value ◽  
Kolmogorov Smirnov

It is necessary to make a monitoring system for the amount of electricity that includes voltage, current, power and the amount of electricity consumption. In this research, carried out in a building that has a 3-phase current with a power of 197 KVA. The analysis used the Kolmogorov-Smirnov normality test method. The Kolmogorov-Smirnov normality test compares the current distribution in the building with the current which is transformed into a Z-score form and is assumed to be normal. In the data analysis, the results of Asymp. Sig. (2-failed) has a value of 0.2. This, this shows the data has been normally distributed

scholarly journals INFLUENCE OF THIRD-PARTY FUNDS, CAR, NPF AND FDR TOWARDS THE RETURN ON ASSETS OF ISLAMIC BANKS IN INDONESIA

2017 ◽  
Vol 14 (02) ◽  
pp. 135
Author(s):  
Risma Ayu Kinanti ◽  
Purwohandoko Purwohandoko
Keyword(s):  
Linear Regression ◽  
T Test ◽  
Capital Adequacy ◽  
Third Party ◽  
Islamic Banks ◽  
Return On Assets ◽  
Financial Report ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Negative Effect

The purpose of this research is to analyze the influence of third party funds, capital adequacy ratio (CAR), non performing financing (NPF) ,financing to deposit ratio (FDR) Of return on assets (ROA) during period of 2008-2013 syariah banks in indonesia. About 3 syariah banks in indonesia was taken as sample for this research. The data used for this research were obtained from the data of Quarterly Published Financial Report Period 2008 up to 2013. The analysis technique used is Linear Regression that aims for estimating the relationships among variables. The results of F test showing that Third Party Funds, CAR, NPF and FDR simultaneously influential to ROA. While The result of t-test showing Third Party and NPF has significant positif effect to ROA, CAR and FDR has a negative effect on ROA syariah banks in Indonesia.Keywords: ROA, Third Party Funds, CAR , NPF, FDR

scholarly journals IMPRESSION OF NON-PERFORMING LOAN, LOAN TO DEPOSIT RATIO, AND NET INTEREST MARGIN AGAINST PROFITABILITY

2020 ◽  
Vol 4 (1) ◽  
pp. 27-31
Author(s):  
Miryam Alawiyah ◽  
Dedy Wijaya Kusuma ◽  
Fetri Setyo Liyundira
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Sampling Method ◽  
Third Party ◽  
Test Results ◽  
Return On Assets ◽  
Purposive Sampling ◽  
Net Interest Margin ◽  
Period Data ◽  
Interest Margin

This study aims to determine the effect of Net Performing Loans, Loan to Deposit Ratio, and Net Interest Margin on profitability. Profitability is proxied by Return On Assets (ROA). Whereas the factor for the existence of Net Performing Loans (NPL) is proxied by non-performing loans, the Loan to Deposit Ratio (LDR) factor is proxied by third-party fund distribution, and the Net Interest Margin (NIM) factor is net interest income proxied. The population in this study amounted to 25 Rural Banks (BPR) in the Jember Regency, and for the study, the sample was 19 People's Credit Banks (BPR) in the Jember Regency, which were selected using the purposive sampling method for the 2017-2018 period. Data were analyzed using multiple linear regression. Based on the test results, it was concluded that the components of the Net Performing Loan (NPL), Loan to Deposit Ratio (LDR), and Net Interest Margin (NIM) affect the profitability using the Return on Assets (ROA) ratio. This proves that Non-Performing Loans (NPLs), Loans to Deposit Ratio (LDR), and Net Interest Margin (NIM) can be used to measure how much income the Bank earns.

scholarly journals Analisis Pengaruh Piutang Tak Tertagih Terhadap Profitabilitas Pada Perusahaan CV. Anugrah Sriwijaya Sukses

2020 ◽  
Vol 1 (1) ◽  
pp. 41-55
Author(s):  
Yapet Tanuma
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Quantitative Data ◽  
Sampling Method ◽  
Return On Assets ◽  
Financial Report ◽  
Purposive Sampling ◽  
Report Data ◽  
Period Data ◽  
Finance Department

This study aims to analyse the effect of the ratio of arrears and collectors to return on assets at CV Anugrah Sriwijaya Sukses. This research is descriptive quantitative. Data were obtained through interviews with company leaders and employees related to the finance department and looking at financial report data for the 2017-2019 period. Data were collected using purposive sampling method and analysed using multiple linear regression. The findings evidence that partially, arrears have an effect on return on assets, and the ratio of collectors has no effect on return on assets. Simultaneously, the ratio of arrears and collectors simultaneously have a positive and significant effect on return on assets at CV Anugrah Sriwijaya Sukses.

scholarly journals HUBUNGAN TINGGI BADAN DAN PANJANG ULNA PADA ETNIS SANGIHE DEWASA DI MADIDIR URE

2014 ◽  
Vol 2 (1) ◽  
Author(s):  
Briando S. Honandar
Keyword(s):  
Linear Regression ◽  
Pearson Correlation ◽  
P Value ◽  
Simple Linear Regression ◽  
Biological Profile ◽  
Cross Sectional ◽  
Purposive Sampling ◽  
A Value ◽  
Profile Height ◽  
Cross Sectional Design

Abstract: Identification is an important examination to identify a person’s identity. Height estimation is one of the parameter in forensic anthropology to determine a person’s biological profile. Height can be estimated by measurements of long bones, including ulna.  This study aimed to determine the correlation between heights and ulnar lengths among Sangihe adults in Madidir Ure. This was an analytical descriptive study with a cross-sectional design. Samples were obtained with purposive sampling method and data were analyzed with Pearson correlation and simple linear regression. There were 94 subjects consisting of 56 males and 38 females. The results showed a strong correlation between height and ulnar length, with a value of (r) 0.853 in total subjects, 0.661 in males, and 0,671 in females. Equations based from the result of simple linear regression were height = 87.436 + 2.990 x ulnar length for males; height = 69.843 + 3.550 x ulnar length for females; and height = 58.346 + 4.098 x ulnar length for the total subjects with P value = 0.000 (<0.01). Conclusion: There was a highly significant correlation between heights and ulnar lengths among Sangihe adults in Madidir Ure. Keywords: identification, height, ulnar length, Sangihe, adults     Abstrak: Penentuan identitas merupakan pemeriksaan penting untuk mengidentifikasi seseorang. Pengukuran tinggi badan merupakan suatu parameter antropologi forensik yang dapat membantu menentukan profil biologis seseorang.Tinggi badan dapat ditentukan melalui pengukuran tulang panjang, termasuk tulang ulna. Penelitian ini bertujuan untuk menentukan hubungan tinggi badan dan panjang ulna pada dewasa etnis Sangihe di Madidir Ure. Penelitian ini merupakan penelitian deskriptif analitik dengan rancangan cross-sectional. Sampel diambil dengan cara purposive sampling dan dianalisis dengan korelasi Pearson dan analisis regresi linier sederhana. Terdapat 94 orang sebagai sampel, yang terdiri dari 56 laki-laki dan 38 perempuan. Hasil penelitian memperlihatkan hubungan yang sangat bermakna antara tinggi badan dan panjang ulna dengan koefisien korelasi (r) keseluruhan 0,853, pada laki-laki 0,661, dan pada perempuan 0,671. Dari hasil analisis regresi linier sederhana didapatkan rumus TB laki-laki = 87,436 + 2,990 x panjang ulna; TB perempuan = 69,843 + 3,550 x panjang ulna; dan secara keseluruhan TB = 58,346 + 4,098 x panjang ulna dengan nilai P = 0.000 (<0.01). Simpulan: Terdapat hubungan yang sangat bermakna antara tinggi badan dan panjang ulna pada dewasa etnis Sangihe di Madidir Ure. Kata Kunci: identifikasi, tinggi badan, panjang ulna, dewasa, Sangihe

Pengaruh Ukuran Perusahaan, Profitabilitas, Solvabilitas, dan Ukuran Kantor Akuntan Publik terhadap Audit Delay

2018 ◽  
Vol 9 (2) ◽  
pp. 33-49
Author(s):  
Karina Harjanto
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Real Estate ◽  
Multiple Linear Regression ◽  
Sampling Method ◽  
Secondary Data ◽  
Financial Reports ◽  
Accounting Firm ◽  
Purposive Sampling ◽  
Sample Data

The purpose of this research is to examine the effect of company’s size, profitability, solvability, and the size of the accounting firm towards audit delay. The object in this research are property and real estate companies listed in Bursa Efek Indonesia (BEI) for the period 2013-2015. The sample is selected by purposive sampling method. There are 42 companies selected as sample. Data used in this research is a secondary data such as audited financial reports. Data analysis uses multiple linear regression. The result of this research shows that company’s size, profitability, and solvability have no influence on audit delay, while the size of accounting firm has significant positive influences on audit delay. The result also shows that company’s size, profitability, solvability, and the size of of the accounting firm simultaneously influence audit delay. Keywords: audit delay, company’s size, profitability, solvability, size the accounting firm

PERSEPSI MAHASISWA FAKULTAS EKONOMI MENGENAI PENGGELAPAN PAJAK (STUDI PADA MAHASISWA FAKULTAS EKONOMI UNIVERSITAS WIJAYA KUSUMA SURABAYA)

2019 ◽  
Vol 4 (1) ◽  
pp. 37-54
Author(s):  
James Tumewu ◽  
Wiwin Wahyuni
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Tax Evasion ◽  
Financial Statements ◽  
Research Data ◽  
Purposive Sampling ◽  
Analysis Technique ◽  
Economics Faculty ◽  
Taxation System

Tax evasion is a tax deductible scheme that is owed by violating the provisions of taxation (illegal). Tax evasion is usually done by the company by making false invoices, not recording some sales, or preparing fake financial statements, but the practice of tax evasion like this is often caught, thus the mode of tax evasion is now changing. Perception is the response of something or is the process of knowing some things through the senses. This research is interested to prove the perception of the students of economics faculty regarding the tax evasion, where these students have received taxation class and practice. This study uses questionnaires to obtain students perception data, and use purposive sampling in obtaining sample research. Data analysis technique used is multiple-linear regression. The result of research shows that only discrimination variables affect the tax evasion based on the perception of the students of economics faculty, while the variables of justice, taxation system and understanding of taxation do not affect tax evasion based on the perception of the students of Economics Faculty, Wijaya Kusuma Surabaya University.

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