scholarly journals Perbankan Syariah dan Pertumbuhan Ekonomi Indonesia: Bagaimana Kontribusinya?

Al-Muzara ah ◽  
2020 ◽  
Vol 8 (2) ◽  
pp. 129-140
Author(s):  
Emy Widyastuti ◽  
Yusvita Nena Arinta

Islamic banking takes part in the Indonesian economic and financial system which contributes to the dynamics of eeconomic growth. The number of Islamic banks in Indonesia, through its market share, is still quite small, namely 5.95% in 2019 of the total national banking market share. One of the main activities of Islamic banking is channeling financing through financing based on the type of use and business category. This study aims to determine the short-term and long-term contribution of Islamic banking to Indonesia's economic growth using the Vector Error Correction Model (VECM) method. The data used in this study are quarterly secondary data of real Gross Domestic Product (GDP) and financing based on the use and category of Indonesian Islamic banking business types, which consist of working capital financing, investment financing and consumption financing. The results showed that in the short and long term, the variable consumption financing had a significant negative effect on Indonesia's economic growth.

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Sugianto Sugianto ◽  
Muhammad Yafiz ◽  
Anita Khairunnisa

Economic growth is a picture to see the progress of economy a country or region, as measured with the amount of data on Gross Domestic Product (GDP) or data on Gross Regional Domestic Product (GRDP). The purpose of this study is to analyze the independence of the variables that affect economic growth, such as Domestic Investment (DI), Foreign Direct Investment (FDI), Third Party Funds (TPF) and Islamic Banking Financing. The research method uses a quantitative approach with secondary data in time series with the Vector Error Correction Model (VECM) methods and uses the help of Eviews 9 program. This study uses a sample from 2010 to 2020. The results of this study indicate that in the long run the variables of DI, FDI and Financing Islamic Banking have a positive and significant effect on the GRDP of North Sumatra, while the TPF Islamic Banking variable has a negative effect on the GRDP of North Sumatra. In the short term, the DI variable significantly affects the FDI. This study suggests that in order to advance the economy of a region, North Sumatra government should encourage and support activities carried out by DI and FDI, as well as financial institutions such as Islamic banking, which are primarily activities in the form of Third Party Funds and financing. The existence of financing disbursed by Islamic banking can provide capital assistance to business actors, so as to increase economic growth.


JEJAK ◽  
2015 ◽  
Vol 8 (1) ◽  
Author(s):  
Nurani Purboastuti ◽  
Nurul Anwar ◽  
Irma Suryahani

<p>This study is about syariah banking. The secondary data, obtained from the published reports of Bank Indonesia (BI) was used. It consists of Islamic Banking Statistics (SPS) and the Progress Report on Islamic Banking (LPPS). The analytical methods used were multiple linear regression, F test and t test. Based on the calculation of F test, deposit indicators - ROA, NPF, FDR, and the ratio jointly influence the market share of Islamic banking in Indonesia.  Further, based on t test that had been done,  the variable deposits, ROA, NPF and the ratio have a significant effect, while the FDR variables have no significant effect to the market share of Islamic banking in Indonesia. Then, DPK variables, ROA, and FDR have a positive effect while the NPF and the ratio have  a negative effect on the market share of Islamic banking in Indonesia. From the analysis, it can be implied that the bank should increase deposits and ROA because they will have an effect on increasing the market share of Islamic banking in Indonesia; and the NPF and the bank should lower the ratio because they will reduce the market share of Islamic banking in Indonesia.</p><p> </p><p align="center"> </p><p>Penelitian ini mengenai perbankan syariah. Data pada penelitian ini adalah data sekunder dan diperoleh dari laporan bank Indonesia yang dipublikasikan. Data-data tersebut terdiri dari  Statistik Perbankan Syariah (SPS) and Laporan Perkembangan Perbankan Syariah (LPPS). Metode analitik yang digunakan adalah multiple linear regression, F test dan t test. Berdasarkan perhitungan F tes, bisa dikatakan bahwa indikator-indikator seperti  ROA, NPF, FDR, dan nisbah secara bersama-sama mempengaruhi pangsa pasar perbankan Islam di Indonesia. Sedangkan berdasarkan t tes yang sudah dilakukan, deposit variabel termasuk di dalamnya adalah ROA, NPF dan nisbah mempunyai efek yang signifikan sedangkan variabel FDR tidak berpengaruh signifikan terhadap pangsa pasar perbankan Islam di indonesia. Kemudian, variabel DPK, ROA, dan FDR mempunyai pengaruh positif  sedangkan NPF dan nisbah berpengaruh negatif terhadap pangsa pasar perbankan Islam di Indonesia. Berdasarkan analisis yang dilakukan, bisa disimpulkan bahwa bank seharusnya meningkatkan deposits dan ROA karena berefek pada peningkatan pada pangsa pasar perbankan Islam di Indonesia kemudian NPF dan bank seharusnya menurunkan nisbah karena akan menurunkan pangsa pasar perbankan Islam di Indonesia. </p><p><strong><br /></strong></p>


2017 ◽  
Vol 3 (12) ◽  
pp. 1006
Author(s):  
Diah Ayu Legowati ◽  
Ari Prasetyo

The purpose of this research was to analyze the impact of working capital financing, investment financing and consumption financing on Non Performing Financing of Islamic Banking Industry in Indonesia from January 2009 until December 2015. This research using a quantitative methods. The data used are the secondary data from Financial Services Authority official website. The analytical methods used in this research is the method of multiple linear regression with a significance level of 0,05. Based on the analysis, working capital financing and investment financing partially provide a significant impact on the ratio of non performing financing. Only consumption did not significantly affect the ratio of non performing financing. However, working capital financing, investment financing and consumption financing are simultaneously provide a significant impact on the ratio of non performing financing.


2015 ◽  
Vol 18 (1) ◽  
pp. 29
Author(s):  
Didin Fatihudin ◽  
Sjamsul Hidajat ◽  
Ma�ruf Sya�ban

This study investigates the implementation of investment financing absorption and private bank sectors working capital to increase GDP, employment, and welfare of the four counties in Madura island (Bangkalan, Sampang, Pamekasan, Sumenep). This is the development of a previous study. This explanatory study is based on the model devel-opment concept or theory with Path Analysis through the data normality, multicolli-nearity, and heteroscedasticity test as well as causality. The data were taken from Bank Indonesia, Investment Coordinating Board, and the Central Bureau of Statistics. This is a time series data of 2002 to 2006. It shows that the financing of investment to GDP has significant and negative effect, financing of investment to labor absorption has signifi-cant and negative effect; financing working capital to GDP has significant and positive effect; financing of working capital to labor absorption has significant and negative effect; GDP in the labor market has no significant nor positive effect; GDP for the welfare effect, it has positive but not significant effect; employment in the welfare has a significant and positive effect. The direct effect or indirect implementation of financing from banks to finance investments and working capital to the entrepreneurs has increasingly a significant and positive effect. Absorption has dominated world finance working capital financing, following the least consumption and investment. Thus, it was natural that the implementa-tion of the investment credit and working capital has a significant and positive effect on economic growth, absorption of labor, and welfare in all four counties in Madura.


ETIKONOMI ◽  
2020 ◽  
Vol 19 (2) ◽  
Author(s):  
Budiandru Budiandru ◽  
Sari Yuniarti

Investment financing is one of the operational activities of Islamic banking to encourage the real sector. This study aims to analyze the effect of economic turmoil on investment financing, analyze the response to investment financing, and analyze each variable's contribution in explaining the diversity of investment financing. This study uses monthly time series data from 2009 to 2020 using the Vector Error Correction Model (VECM) analysis. The results show that the exchange rate, inflation, and interest rates significantly affect Islamic banking investment financing in the long term. The response to investment financing is the fastest to achieve stability when it responds to shocks to the composite stock price index. Inflation is the most significant contribution in explaining diversity in investment financing. Islamic banking should increase the proportion of funding for investment. Customers can have a larger business scale to encourage economic growth, with investment financing increasing.JEL Classification: E22, G11, G24How to Cite:Budiandru., & Yuniarti, S. (2020). Economic Turmoil in Islamic Banking Investment. Etikonomi: Jurnal Ekonomi, 19(2), xx – xx. https://doi.org/10.15408/etk.v19i2.17206.


2019 ◽  
Vol 1 (2) ◽  
pp. 401
Author(s):  
Zakiah Husna ◽  
Idris Idris

This study aims to determine the effect of energy consumption and regime on economic growth in Indonesia. The data used is secondary data in the form of time series data from 1988-2017, with documentation and library study data collection techniques obtained from relevant institutions and agencies. the variables used are economic growth (GDP), non-renewable energy consumption, renewable energy consumption and regime, the research methods used are: (1) Multiple Regression Analysis (OLS), (2) Classical Assumption Test results of research stating that: ( 1) non-renewable energy consumption has a positive effect on economic growth in Indonesia. (2) consumption of renewable energy has a positive effect on economic growth in Indonesia. (3) the energy regime has a negative effect on economic growth in Indonesia. (4) non-renewable energy consumption, renewable energy consumption and energy regime have a significant effect on economic growth in Indonesia. so only the energy regime has a negative effect on economic growth in Indonesia.


2020 ◽  
Vol 2 (1) ◽  
pp. 75
Author(s):  
Nia Putri Kunanti ◽  
Melti Roza Adry

This study aims to determine how the influence of financial development on economic growth in Indonesia. Financial development indicators are M2 money supply, bank assets, private credit and trade openness. Where inflation and trade openness as a control variable and economic growth as the dependent variable. The data used in this study are secondary data from 2005 quarter 1 to 2018 quarter 4 which were collected through documentation and related agencies. This study uses multiple linear regression analysis and error correction models. The results of this study indicate that: (1) the money supply M2 has a negative effect on economic growth in Indonesia; (2) Bank assets have a negative effect on economic growth in Indonesia; (3) Private credit has a positive effect on economic growth in Indonesia; (4)) trade openness has a positive effect on economic growth in Indonesia.


Jurnal Ecogen ◽  
2018 ◽  
Vol 1 (4) ◽  
pp. 162
Author(s):  
Syurifto Prawira

This study aims to analyze the effect of economic growth, provincial minimum wage, and education level on open unemployment rate in Indonesia in 2011-2015, either simultaneously or partially. Using panel data with Fixed Efect Model (FEM) approach and using secondary data of 33 provinces in Indonesia. The model estimation results show that the variable of economic growth, provincial minimum wage, and education level simultaneously have significant effect on open unemployment rate in Indonesia. While the partial variable of economic growth has a negative effect but no significant effect on the unemployment rate. The provincial minimum wage variable is partially positive and significant to the unemployment rate. The variable of educational level also have positive and significant effect to unemployment rate. The government is expected to pay serious attention to economic growth, minimum wage system, improving the quality of education, the issue of availability of employment opportunities. Keyword: Economic Growth, Wage, Education, and Unemployment


2021 ◽  
Vol 922 (1) ◽  
pp. 012034
Author(s):  
G Syamni ◽  
Wardhiah ◽  
Zulkifli ◽  
M J A Siregar ◽  
Y A Sitepu

Abstract This paper is conducted to examine the relationship between the use of renewable energy and FDI in Indonesia. The data used in this study is secondary data that has been published by the World Bank and accessed in www.Data.worldbank.org. periode 2004-2019. The data analysis method used is the autoregressive distributed lag (ARDL) method. The results of the study found that the use of renewable energy in the short and long term has a positive effect on Indonesia’s economic growth. Meanwhile, the same thing is also shown from the FDI variable in the short term and long term which has a significant positive effect on economic growth and has a positive effect on economic growth. Finally, with this finding, it is concluded that both the short and long term the Indonesian government needs to make a breakthrough to explore renewable energy sources for economic growth.


2021 ◽  
Vol 5 (2) ◽  
pp. 565
Author(s):  
Yolanda Sari ◽  
Etik Winarni ◽  
Muhammad Amali

This research aims toaanalyze the causal relationshipbbetween several variables including economiccgrowth using the value of PDRB at constant prices, the variable humanndevelopment index (HDI) and capitaleexpenditures in Jambi Province during 2010-2020 period. The data used in this research is secondary data with a database obtained from BPS Jambi Province and Regional Financial Statistics Jambi Province. The method used in this research is the Granger causality analysis method, which was previously tested using unit roots and cointegration methods to see the long-termrrelationship betweenrresearch variables. The results showed that there was a long-term relationship between the research variables. Economic growth has a one-way causal relationship with HDI. Economic growth increases the supply of resources needed for human development which in turn will encourage better human development. The capital expenditure variable has a one-way causal relationship with the economic growth variables. The allocation of capital for the implementation of various community economic activities and become an economic stimulus in Jambi Province.


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