scholarly journals Peer-to-Peer Lending Syariah dan Dampaknya terhadap Kinerja serta Kesejahteraan Pelaku Usaha Mikro dan Kecil (UMK) pada Masa Pandemi Covid-19

Al-Muzara ah ◽  
2021 ◽  
Vol 9 (1) ◽  
pp. 109-127
Author(s):  
Aphylla Planifolia Harp ◽  
Resfa Fitri ◽  
Yekti Mahanani
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Family Income ◽  
Peer To Peer ◽  
T Test ◽  
Before And After ◽  
P2p Lending ◽  
Asset Growth ◽  
Paired T Test

Peer-to-Peer (P2P) lending is one of the mechanisms to overcome capital problems for the MSE sector, especially during the Covid-19 pandemic. P2P lending has the highest asset growth compared to other financial technology (fintech) schemes and mostly preferred by the majority of population. As a country with a majority Muslim population, people prefer to use sharia P2P lending, but its role has not been widely documented in the literature. MSEs are business enterprises that contribute greatly to the national gross domestic product (GDP) and absorb the most labor. This study aims to analyze the effect of sharia (P2P) lending on the performance and welfare of MSEs during the Covid-19 pandemic. The method of analysis consists of paired t-test, OLS and logistic regression analysis. Paired t-test results show that there are differences in turnover, profits, operating costs, and the number of MSE workers before and after receiving financing. OLS analysis shows that the amount of financing, business costs, labor, and length of business affect changes in MSE turnover. The results of the logistic regression analysis show that the average family income and the amount of savings significantly affect the welfare of MSE actors.

scholarly journals The Impact of Peer-to-Peer (P2P) Lending on Business Development of Small and Medium-Sized Enterprises

2021 ◽  
Vol 5 (2) ◽  
pp. 201
Author(s):  
Rindah Febriana Suryawati ◽  
Duhita Paramaramya Putri Nurdana
Keyword(s):  
Financial Institution ◽  
Peer To Peer ◽  
T Test ◽  
Least Square ◽  
Significant Difference ◽  
Before And After ◽  
P2p Lending ◽  
Peer Lending ◽  
The Impact ◽  
Paired T Test

The problem faced by most micro-entrepreneurs in Indonesia is financing business. Peer-to-peer (P2P) lending is a non-bank financial institution that can be an alternative source of financing because of the requirements and easy application usage. This study aims to analyze the impact of peer-to-peer lending on business expenses, business turnover, total employment, total sales of products, and profits before and after obtaining a peer-to-peer lending loan and analyze factors affecting the increase in business turnover after getting a loan through peer-to-peer lending. The methods used in this study include the descriptive analysis method, paired t-test, and ordinary least square (OLS). The paired t-test results indicate that there is a significant difference between business expenses, business turnover, the amount of labor, the number of product sales, and profit before and after obtaining a peer-to-peer lending loan. The result of analysis with the OLS method shows that the length of business and expenditure of the business has a significant effect on the development of respondents' business turnover.

Social and Environmental Influences on Child Mortality in Brazil: Logistic Regression Analysis of Data from Census Files

1986 ◽  
Vol 18 (1) ◽  
pp. 87-102 ◽  
Author(s):  
Cesar G. Victora ◽  
Peter G. Smith ◽  
J. Patrick Vaughan
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Child Mortality ◽  
Logistic Regression Analysis ◽  
Family Income ◽  
Census Data ◽  
Multivariate Logistic Regression Analysis ◽  
Childhood Mortality ◽  
Piped Water ◽  
The Family

SummaryCensus data were used to investigate the influences of socioeconomic and environmental variables on child mortality rates in southern Brazil. By multivariate logistic regression analysis the effects of correlated factors were distinguished, after adjustment for maternal age and parity. Low family income and, to a lesser degree, low employment status of the head of the family were associated with high child mortality levels. Place of residence, education of the mother and of the head of the family, availability of piped water in the home, access to a toilet and type of housing were all associated with childhood mortality variation, even after allowing for the effects of income and employment. The contributions of the source of the water supply and type of sanitation facilities, however, were less clear and tended to become unimportant after controlling for the socioeconomic variables. There was also no apparent advantage in being covered by government health insurance.

scholarly journals Faktor-Faktor Yang Mempengaruhi Keputusan Teknologi Panen Dan Dampaknya Terhadap Pendapatan Usahatani Padi Di Kabupaten Aceh Besar

2019 ◽  
Vol 4 (1) ◽  
pp. 58
Author(s):  
Sri Mulyani ◽  
F Fajri ◽  
Suyanti Kasimin
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Data Analysis ◽  
Logistic Regression Analysis ◽  
Secondary Data ◽  
T Test ◽  
Working Time ◽  
Purposive Sampling ◽  
Post Harvest ◽  
Combine Harvester

This research aims to find out (1) some factors that influence the farmers in using post-harvest technology equipment in Aceh Besar Regency (2) the differences of farmers income using combine harvester and power thresher. The respondents were selected by purposive sampling in 3 Sub-district in Aceh Besar, the amount of the farmers was taken by Slovin’s. The data used were primary and secondary data and the method of the data analysis were logistic regression analysis and t test. The result of this research showed that the selected of post-harvest technology equipment and education influence the labor and grain dryness while the machine working time and grain dryness did not significantly influenced the farmers in choosing the technology of post-harvest equipment and there was a different income for the using of power thresher and combine harvester at 21,69%.

scholarly journals IMPLEMENTASI DAN FAKTOR-FAKTOR YANG MEMENGARUHI PETERNAK DALAM MEMILIH BERUSAHA TERNAK AYAM BROILER MELALUI POLA KEMITRAAN INTI PLASMA DI KOTA KENDARI

2019 ◽  
Vol 4 (1) ◽  
Author(s):  
Muhammad Rudiawan ◽  
Bahari Bahari ◽  
Muh. Arief Dirgantoro
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Broiler Chicken ◽  
Descriptive Analysis ◽  
Binary Logistic Regression ◽  
T Test ◽  
Binary Logistic Regression Analysis ◽  
High Category ◽  
Maintenance Cycle

This study aims to analyzing the implementation of broiler chicken business contracts, analyzing the factors that influence breeders to choose broiler breeding businesses with a partnership pattern, and comparing the finances between broiler business farmers in partnership with independent pattern broiler chicken businesses Kendari by using 66 respondents determined through the census method. Data is estimated by; descriptive analysis, binary logistic regression analysis and analysis of independent sample t test. The results showed that: the level of implementation of chicken business contracts in Kendari City depends on the high category, which means that the implementation of the contract has been going well, but some attributes still need to be improved, including three variables related to farmers to choose a broiler chicken business through a partnership pattern, namely; the level of income of independent farmers is higher than the level of income of farmers in the partnership pattern per maintenance cycle. However, the level of income of farmers per year from the two groups was not significantly different.Keywords: breeders; broilers chickens; partnership patterns; nucleus-plasma

scholarly journals PROSPEK GAGAL SUKSES PINJAMAN UMKM MELALUI PEER-TO-PEER LENDING PADA LENDINGCLUB

2019 ◽  
Vol 24 (1) ◽  
pp. 21
Author(s):  
Wibi Andriansyah ◽  
Agung Winarno
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Financial Services ◽  
Peer To Peer ◽  
Income Ratio ◽  
Negative Effect ◽  
Peer Lending ◽  
Lending Activity ◽  
Revolving Credit

Peer-to-peer lending as an innovation of financial services is a genuine opportunity for SMEs who are experiencing difficulties in accessing loans to formal financial institutions. The asymmetric information issue on peer-to-peer lending activity can lead to a credit risk that may cause a default loan. This research is a kind of associative research with the form of causal relationship. the purpose of this study is to determine the factors that influence the success of SMEs loans on Peer to peer lending activities. Samples obtained from the LendingClub platform using purposive sampling method. Analysis In this study using logistic regression analysis. Based on logistic regression analysis, it is found that loan amount, loan term, debt-to- income ratio, delinquency in last 2 year, inquiries in the last 6 month, and revolving credit utilization have a significant negative effect on the success of the loan. while annual income is not significant effect on the success of the loan.

scholarly journals Factors Related to Deaths of under 5 Years Old Children in Dar Alsalam Area-Khartoum-Sudan

2019 ◽  
pp. 1-9
Author(s):  
Asma Abdelaal Abdalla ◽  
Christina Nagi Milad ◽  
Siham Ahmed Balla ◽  
Haieder Abuahmed Mohamed ◽  
Mohamed Ali Awad Elkarim
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Family Income ◽  
Child Death ◽  
Reproductive Age ◽  
Early Marriage ◽  
Under Five ◽  
One Year ◽  
Breast Fed

Aims: This study is done to identify factors affecting under five mortality in Dar Alsalam area, Khartoum. Study Design: This is a community based cross-sectional study. Place and Duration of Study: The study was carried out in block 25 in Dar Alsalam area in Khartoum State during March- April 2012. Methodology: A total of 240 women in reproductive age who had an experience of child death were interviewed. The data was collected by semi-final medical students using structured questionnaire.  Two stage cluster sampling was used to select the households. Data was summarized using descriptive statistics and logistic regression analysis was carried out to identify factors associated with under-five mortality. Results: Age of 156 (65%) of the deceased children was less than one year, while the age of 84 (35%) was between one and five years. The age of (25%) of the mother at the time of their child birth was below 18 years.  The majority of the mothers (70.8%) were illiterate, 74.2% were working and 80% were married.  Of the children 51.7 were males and for 74.2% of them the birth interval was less than 2 years.  Only 16.7% were breast fed for more than two years while the rest (83.3%) were breast fed up to 2years. Only 34.2% of the deceased children had completed their vaccination, and 68.3% had been admitted to hospital more than once before death. Half of the families have piped water in their houses, in 75.8% of the houses there are pit latrines and in 68.3% there is electricity supply. Logistic regression analysis identified incomplete vaccination, not employed mothers and having no latrines in the house as the factors related to the death of children between 1-5 years than those below one year. Conclusion: Under-five mortality in low socioeconomic areas is associated with Low family income, mother’s illiteracy, early marriage and absence of latrines in the houses.

scholarly journals Anti-COVID Vaccination for Adolescents: A Survey on Determinants of Vaccine Parental Hesitancy

Vaccines ◽  
2021 ◽  
Vol 9 (11) ◽  
pp. 1309
Author(s):  
Stefano Zona ◽  
Simonetta Partesotti ◽  
Andrea Bergomi ◽  
Cristiano Rosafio ◽  
Francesco Antodaro ◽  
...  
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Online Survey ◽  
Family Income ◽  
Multinomial Logistic Regression ◽  
Vaccine Hesitancy ◽  
Special Focus ◽  
Multinomial Logistic Regression Analysis ◽  
Health Institutions

Vaccine hesitancy has been considered one of the most severe threats to global health, as it represents an obstacle to achieving adequate vaccination coverage. Recent research studies aimed at investigating the propensity for anti-COVID vaccination among adults have found a high prevalence of vaccine hesitancy, but few data are available on parental vaccine hesitancy. We therefore built an anonymous online survey to investigate the factors related to the vaccine hesitancy of parents of adolescents between 12 and 17 years of age, with a special focus on demographic factors and the domains of confidence and complacency. The online survey was conducted by using the Crowd Signal platform from 15 July to 16 August 2021, in Italy. A total of 1799 analyzable questionnaires were analyzed. Overall, Favorable and Doubtful parents declared a higher level of confidence on safety and efficacy of pediatric vaccines and on confidence in health institutions than Hesitant/Reluctant ones (p-values < 0.001). The univariate multinomial logistic regression analysis and the multivariate multinomial logistic regression analysis showed that the Hesitant/Reluctant parents were younger than 40 years of age, with a secondary-school or three-year degree, free-lance, with a family income below €28,000, with an erroneous perception of the risk of COVID-19 as disease and with fear of anti-COVID vaccination. These results, which should be confirmed in a larger population and in different geographical areas, should lead Institutions and stakeholders to identify targeted communication tools to improve trust in health institutions, especially by younger parents.

scholarly journals Αξιολόγηση του μετεγχειρητικού πόνου και άγχους σε παιδά με φίμωση

2014 ◽  
Author(s):  
Στυλιανή Τσαμουδάκη
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Multivariate Logistic Regression Analysis ◽  
T Test ◽  
Multivariate Logistic Regression ◽  
Univariate Logistic Regression Analysis

Σκοπός. Σκοπός της παρούσας μελέτης ήταν να εκτιμήσει το μετεγχειρητικό άγχoς και πόνο σε παιδιά που χειρουργήθηκαν για φίμωση και να συσχετίσει την παρουσία τους με διάφορους εκλυτικούς παράγοντες.Ασθενείς και Μέθοδος. Στην εργασία αυτή συμπεριελήφθησαν αγόρια, που προσήλθαν να χειρουργηθούν για φίμωση. Η αντιμετώπιση της φίμωσης έγινε με μια από τις παρακάτω τεχνικές: κλασσική περιτομή, πλαστική ακροποσθίας χωρίς συρραφή και πλαστική ακροποσθίας με συρραφή. Η αναλγησία κατά την επέμβαση έγινε με χορήγηση υπόθετου παρακεταμόλης ή/και περιοχική αναλγησία. Η εκτίμηση του μετεγχειρητικού πόνου έγινε με τη χρήση της συμπεριφορικής μέτρησης του πόνου FLACC, και την κλίμακα FACES σε συνδυασμό με οπτική αναλογική κλίμακα δέκα σημείων (VAS). Η παρουσία του μετεγχειρητικού άγχους εκτιμήθηκε από την παρουσία διαταραχών συμπεριφοράς του παιδιού στο σπίτι. Στην τελική αξιολόγηση του μετεγχειρητικού πόνου και άγχους λαμβάνονταν υπόψη οι εξής παράγοντες: η ηλικία του παιδιού, το κοινωνικό και μορφωτικό επίπεδο των γονέων, η προεγχειρητική ενημέρωση του παιδιού, η παρουσία άλλων αδερφών στην οικογένεια, η προηγούμενη εμπειρία του παιδιού από χειρουργική επέμβαση, η χειρουργική τεχνική, η παρουσία άμεσων μετεγχειρητικών επιπλοκών και η εθνικότητα. Για το σκοπό αυτό, χορηγήθηκε ειδικό ερωτηματολόγιο στους γονείς μετά τη χειρουργική επέμβαση.Η επεξεργασία των δεδομένων έγινε με τη βοήθεια του στατιστικού πακέτου SPSS 16.0 και την εφαρμογή της στατιστικής δοκιμασίας χ2-test, t-test και Anova. Για την αξιολόγηση του μετεγχειρητικού άγχους και τους παράγοντες που επιδρούν στην παρουσία του, χρησιμοποιήθηκε μονοπαραγοντική (Univariate Logistic Regression Analysis) και στη συνέχεια πολυπαραγοντική (Multivariate Logistic Regression Analysis) ανάλυση έχοντας ως βάση το μοντέλο των παραμέτρων ερωτηματολογίου που συμπληρώθηκε από τους γονείς των παιδιών. Με τη χρήση του ίδιου στατιστικού μοντέλου, εκτιμήθηκαν επίσης οι παράγοντες που επηρεάζουν την εμφάνιση πόνου μετεγχειρητικά. Το επίπεδο της στατιστικής σημαντικότητας τέθηκε στο p<0,05. ΑΠΟΤΕΛΕΣΜΑΤΑ. Τον πληθυσμό της μελέτης αποτέλεσαν 301 αγόρια ηλικίας δύο έως δεκατεσσάρων χρόνων. Όσον αφορά τα κλινικά χαρακτηριστικά των ασθενών, συγγενή φίμωση είχαν 285/301 (94.7%) και επίκτητη 16 (5.3%). Η αντιμετώπιση της φίμωσης έγινε με κλασσική περιτομή σε 109 (36.2%) αγόρια, πλαστική ακροποσθίας χωρίς συρραφή σε 93 (30.9%) και πλαστική ακροποσθίας με συρραφή σε 99 (32.9%) αγόρια αντίστοιχα.Η πολυπαραγοντική ανάλυση όσον αφορά την παρουσία πόνου μετεγχειρητικά, έδειξε ότι το αίσθημα του πόνου συσχετίζεται στατιστικά σημαντικά με τα παιδιά που υποβλήθησαν σε κλασσική περιτομή ή πλαστική ακροποσθίας με συρραφή σε σύγκριση με αυτά που εφαρμόσθηκε πλαστική ακροποσθίας χωρίς συρραφή, και στα παιδιά με επιπλοκές (p<0.001). Όσον αφορά το μετεγχειρητικό άγχος, η πολυπαραγοντική ανάλυση έδειξε ότι περισσότερες πιθανότητες εμφάνισης άγχους μετεγχειρητικά έχουν τα παιδιά που δεν έχουν αδέλφια, τα παιδιά άλλης εθνικότητας (εκτός της ελληνικής), καθώς και τα παιδιά με προηγούμενο ιστορικό ιατρικων χειρισμών. ΣΥΜΠΕΡΑΣΜΑΤΑ. Η μελέτη αυτή έδειξε ότι τα παιδιά που εμφανίζουν μετεγχειρητικό άγχος είναι παιδιά που δεν έχουν αδέλφια, τα παιδιά των ευαίσθητων κοινωνικά ομάδων όπως αυτά των μεταναστών και τα παιδιά που έχουν δυσάρεστες εμπειρίες από προηγούμενες επεμβάσεις. Όσον αφορά το μετεγχειρητικό αίσθημα πόνου, φαίνεται ότι σημαντικό ρόλο έχουν η εφαρμοζόμενη τεχνική και η παρουσία μετεγχειρητικών επιπλοκών.

Prevalence and Risk Factors of Dental Erosion in American Children

2013 ◽  
Vol 38 (2) ◽  
pp. 143-148 ◽  
Author(s):  
M Habib ◽  
TL Hottel ◽  
L Hong
Keyword(s):  
Risk Factors ◽  
Logistic Regression ◽  
Regression Analysis ◽  
Logistic Regression Analysis ◽  
Dental Care ◽  
Family Income ◽  
Significant Risk ◽  
Dental Erosion ◽  
Tooth Surface ◽  
American Children

Objectives: The purpose of this study was to assess the prevalence and characteristics of dental erosion in children aged 2-4 years old and 12 years old. Study design: 243 subjects were recruited from daycare centers, preschools, and grade schools; they received dental examinations assessing their condition of dental erosion, including both depth and area of tooth surface loss on four maxillary incisors. Questionnaires were given to the subjects to obtain socio-demographic, oral health behaviors at home, and access to dental care. Dental erosion was analyzed and risk factors were assessed using Chi-Square and logistic regression analysis. Results: The subjects were 60% Caucasians, 31% Black, 7% Hispanic and others were 2%. 34% of children could not get the dental care they needed within the past 12 months and 61% of all children brushed their teeth twice or more daily. Overall, 12% of study children had dental erosion with 13% for 2-4 years old and 10% for 12 years old, with the majority of erosive lesions within enamel. Family income (OR 3.98, p=0.021) and acidic fruit juice consumption (OR 2.38, p=0.038) were significant risk factors for dental erosion, even after controlling for other factors, such as source of drinking water and oral hygiene using logistic regression analysis. Conclusions: Dental erosion is a relatively common problem among the children in this study and it is seen as a multi-factorial process.

CAMEL DAN TINGKAT KESEHATAN PERBANKAN

2017 ◽  
Vol 18 (3) ◽  
Author(s):  
Melinda Haryanto ◽  
Hanna Hanna
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Hypothesis Testing ◽  
Logistic Regression Analysis ◽  
Stock Exchange ◽  
Descriptive Analysis ◽  
T Test ◽  
Whitney Test ◽  
Financial Condition ◽  
Normality Test

Abstract: This study aimed to show whether the ratio of CAMEL (Capital, AssetQuality, Management, Earnings and Liquidity) can be used as an indicator in predicting the health of banks in the future. This study was carried out on the banks listed on the Indonesia Stock Exchange in the period 2008-2012. Descriptive analysis and logistic regression analysis are used to analyze the data. Hypothesis testing is done with the normality test, Independent Sample T-Test and Mann Whitney test are used to determine if two sets of data are significantly different from each other. The result of this research showed that LDR and NIM variables of bank financial conditionhave no significant differents while CAR, ATTM, APB, NPL, P_PPAP, BOPO, ROA, and ROE have a significant differents. Hyphothesis testing result found that CAR, ATTM, APB, NPL, NIM, and LDR variables did not affected bank financial condition significantly while P_PPAP, ROA, ROE, and BOPO variables affected bank financial conditionsignificantly. 

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