scholarly journals The Influence of Motivation, Needs, and Access to Information on Family Financial Planning in Life Insurance Purchasing

2016 ◽  
Vol 1 (2) ◽  
pp. 28 ◽  
Author(s):  
Istikhamah - Istikhamah ◽  
Lilik Noor Yuliati
Keyword(s):  
Life Insurance ◽  
Financial Planning ◽  
Information Access ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Access To Information ◽  
Human Needs ◽  
Material Resources ◽  
Future Goals ◽  
Insurance Purchasing

Every human needs safety and security in which one does not feel worried in their life. The same thing happens within family. This entity should be able to manage of its material resources in order to achieve the future goals. One of the managerial tools is financial planning in life insurance purchasing as life insurance is a way to get security in family life. The study aimed to analyze the influence of motivation, needs, and information access on financial planning in life insurance purchasing within family. Participants were 84 family members, either husbands or wives who did family financial planning and were selected using simple random sampling technique. The data were collected by interview using structured questionnaires. The findings indicated that family with motivation and needs of safety and security was more likely to do financial planning in life insurance purchasing.

Faktor yang Mempengaruhi Perilaku Mahasiswi Kesehatan dalam Akses Informasi Hak Kesehatan Reproduksi pada Perempuan Disabilitas

2021 ◽  
Vol 7 (1) ◽  
pp. 95-105
Author(s):  
Santy Irene Putri
Keyword(s):  
Reproductive Health ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Female Students ◽  
Access To Information ◽  
Online Questionnaire ◽  
Study Program ◽  
Cross Sectional ◽  
Women With Disabilities ◽  
Health Rights

Background: The role of health students in providing information about reproductive health is very important, especially regarding reproductive health rights for women with disabilities. This is crucial to do because women with disabilities are very vulnerable to violence and discrimination, especially in terms of reproductive health. Objectives: This study aimed to analyze the influence of knowledge and intention toward behavior of female health students in accessing information on reproductive health rights for women with disabilities. Research Methods: This was a quantitative study with a cross-sectional design. This study was conducted at the Midwifery Study Program at Tribhuwana Tunggadewi University Malang in October 2020. The sample size was 50 subjects, selected by simple random sampling technique. The dependent variable is the behavior of health female students in accessing information. The independent variables were knowledge and intention in access to information. Data collection using an online questionnaire. The data analysis technique used multiple linear regression. Results: The behavior of health female students in access to information was influenced by knowledge (b= 0.36, CI 95% = 0.12 to 0.60, p= 0.005), and intention in access to information (b= 0.45, CI 95% = 0.10 to 0.80, p= 0.014). Conclusion: Participants with good knowledge and high intention in access to information affect behavior in accessing information.   Keywords:  health students; reproductive health rights; women with disabilities

scholarly journals GAMBARAN PENGETAHUAN, SIKAP DAN PERILAKU KONSUMSI TABLET TAMBAH DARAH PADA SISWI SMPN 11 DENPASAR

2020 ◽  
Vol 4 (2) ◽  
pp. 39
Author(s):  
Komang Ayu Purnama Dewi ◽  
Ni Made Nurtini ◽  
Ni Putu Riza Kurnia I
Keyword(s):  
Adolescent Girls ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Descriptive Study ◽  
Deficiency Anemia ◽  
Access To Information ◽  
Inclusion Criteria ◽  
And Behavior ◽  
Attitudes And Behavior

ABSTRAKPendahuluan : Remaja putri pada masa pubertas sangat berisiko mengalami anemia gizi besi. Hal ini disebabkan banyaknya zat besi yang hilang selama menstruasi (WHO, 2011; 2016). SMPN 11 Denpasar merupakan salah satu SMPN di kota Denpasar yang terpapar oleh “Gerakan Jum’at dengan Pil Pintar, Sehat dan Cantik (Gemar Tersyantik)”. Penelitian ini bertujuan mengetahui gambaran pengetahuan, sikap dan perilaku konsumsi tablet tambah darah pada siswi SMPN 11 Denpasar.Metodologi : Penelitian ini merupakan penelitian deskriptif. Sampel: siswi SMPN 11 Denpasar yang memenuhi kriteria inklusi. Besar sampel 171 orang dengan teknik pengambilan sampel simple ramdom sampling. Alat pengumpulan data menggunakan kuesioner.Hasil : Sebagian besar siswi memiliki pengetahuan yang baik(88/51,46%) karena sudah melakukan penginderaan melalui membaca atau mendengarkan informasi tentang konsumsi tablet tambah darah yang dapat diakses dari berbagai media. Menurut Notoatmodjo (2010), pengetahuan adalah hasil penginderaan seseorang terhadap objek melalui indera yang dimilikinya. Sebagian besar siswi memiliki sikap positif (93/54,39%) tentang konsumsi tablet tambah darah yang merupakan respon tertutup dari penginderaan yang telah dilakukan tentang konsumsi tablet tambah darah, yaitu berupa penyuluhan atau informasi dari media massa. Sikap merupakan reaksi atau respon yang masih tertutup dari seseorang terhadap stimulus (Notoatmodjo, 2010). Sebagian besar siswi memiliki perilaku yang baik (88/51,46%).karena adanya stimulus yang baik tentang konsumsi tablet tambah darah seperti adanya akses informasi melalui media massa atau penyuluhan.Skiner dalam Notoadmodjo (2010) menyatakan perilaku merupakan reaksi seseorang terhadap stimulus. Kata kunci : Pengetahuan, Sikap, Perilaku, Tablet Tambah Darah ABSTRACTBackground : Adolescent girls at puberty are very at risk of developing iron deficiency anemia. This is due to the large amount of iron lost during menstruation (WHO, 2011; 2016). SMPN 11 Denpasar is one of the middle school in Denpasar which is exposed to the "Friday Smart pills, Healthy and Beauty (Gemar Tersyantik)". This study aims to describe the knowledge, attitudes and behavior of consuming blood-supplemented tablets in SMPN 11 Denpasar students.Method : This study is a descriptive study. Sample: SMPN 11 Denpasar students who meet the inclusion criteria. The sample size was 171 people with simple random sampling technique. The data collect by questionnaire.Results : Most of the students have good knowledge (88 / 51.46%) because they have sensed them through reading or listening to information about the consumption of blood-added tablets which can be accessed from various media. According to Notoatmodjo (2010),  knowledge is the result of a person's sensing of an object through his senses. Most of the students had a positive attitude (93 / 54.39%) about the consumption of blood supplemented tablets which was a closed response from the sensing that had been done about the consumption of blood supplemented tablets, namely in the form of counseling or information from the mass media.Attitude is a reaction or response that is still closed from a person to a stimulus (Notoatmodjo, 2010). Most of the students had good  attitudes (88 / 51.46%) due to a good stimulus regarding the consumption of blood-added tablets, such as access to information through mass media or counseling. Skiner in Notoadmodjo (2010) states that behavior is a person's reaction to a stimulus. Keywords : Knowledge, Attitude, Behavior, Blood Tablets

scholarly journals The Role Financial Literacy and Financial Planning to Increase Financial Resilience: Household Behaviour as Mediating Variable

2021 ◽  
Vol 36 (2) ◽  
pp. 243
Author(s):  
Noni Setyorini ◽  
Rr Hawik Ervina Indiworo ◽  
Sutrisno Sutrisno
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Random Sampling ◽  
Online Survey ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Household Behavior ◽  
Mediation Process ◽  
Spatial Literacy ◽  
Household Behaviour

<p>This study aims to examine the effect of spatial literacy and financial planning by using household behavior as a mediator. The testing uses a mediation process using Smart PLS 3.0. Respondents were collected using an online survey using a simple random sampling technique. The number of respondents used in this study was 102 respondents. Based on the results of data processing, financial literacy on financial resilience is not supported. Meanwhile, the effect of financial literacy on financial resilience by mediating household behavior is accepted. The hypothesis of financial planning on financial resilience is not supported. However, the effect of financial planning on financial resilience with household behavior as mediation is supported. This research provides theoretical and practical contributions which will also be discussed further in this paper.</p>

scholarly journals The Body Image Profile of Student of Universitas Negeri Padang in Terms of Their Admission

2021 ◽  
Vol 58 (1) ◽  
pp. 4102-4108
Author(s):  
Verlanda Yuca Et al.
Keyword(s):  
Body Image ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
The Body ◽  
Mental Picture ◽  
Human Needs ◽  
Descriptive Research ◽  
Self Image ◽  
Research Findings

The most basic human needs are physiological needs. Human physical appearance, as a part of physiological needs, is considered as an essential part of people's lives. That essential part determines the formation of body image (self-image) in the community. Body image is a mental picture of the state of the human body. That is how people give values of the size and shape of their bodies or others' opinions about them. This study aims to describe the body image of students in terms of their admission. This study uses a quantitative approach to the type of descriptive research. The sampling technique used Simple Random Sampling on 161 students of Universitas Negeri Padang. Data collection techniques through questionnaires with descriptive analysis. The research findings show that a picture of the body image condition of UNP students on average is in the medium category with the reliability of 0.824.

scholarly journals Evaluasi Kualitas Layanan Perpustakaan di SMA Negeri 7 Purworejo Dalam Prespektif Libqual+^TM

2020 ◽  
Vol 8 (2) ◽  
pp. 12
Author(s):  
Ana Rizka Mashud
Keyword(s):  
User Satisfaction ◽  
Random Sampling ◽  
Population Analysis ◽  
Information Access ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Personal Control ◽  
Analysis Data ◽  
Library Services

Introduction. This study aims to find out how the quality of library services at SMA Negeri 7 Purworejo and what attributes are important to be allocated by library managers in order to provide good service quality based on the LibQUAL+^TM theory which includes (1) Service Affect (the ability & attitude of librarians in serving), (2) Library aas Place (library room facilities & atmosphere), (3) Personal Control (directions and means of access), (4) Information Access (access to information). Data collection method. The method used in this study is a quantitative method. With a sample of 251 people, the sample was drawn using a simple random sampling technique, namely a random sampling technique without regard to the existing strata in the population. Analysis data. The analysis was carried out using the Importance Performance Analysis (IPA) model, namely the analysis of the level of interest and user satisfaction using a Cartesian diagram which can show the location of the indicators in the LibQUAL+^TM dimension contained in the first quadrant. Results and discussion. The results of this study indicate that the quality of library services at SMA Negeri 7 Purworejo is 8471 ,66% or 80% more, meaning that the users are satisfied with the performance of library services.Conclusions. Users have high expectations of smooth access to the information needed, with an average of quadrant I and III positions.

scholarly journals Opini Nelayan Tentang Akses Informasi Publik

2015 ◽  
Vol 18 (2) ◽  
pp. 101-114
Author(s):  
C. Suprapti Dwi Takariani
Keyword(s):  
Sample Size ◽  
Random Sampling ◽  
Information Access ◽  
Public Information ◽  
Simple Random Sampling ◽  
District Level ◽  
Positive Opinion ◽  
Access To Information ◽  
Behavioral Tendencies

Fishermen are one of the communities who cling their life on fishing. Currently there are many poor fishermen in Indonesia. One of the causes of their poverty is a lack of access to information and education for the fishermen. Thereby, this study was focused on describing to what extent does the fishermen opinion regarding their access to public information? The purpose of this study is to analyze the fishermen opinion on public information access. In collecting the data, fishermen from Karawang regency were selected as the population and the location sampling at the district level was conducted by simple random sampling. Then, a proportional sampling were conducted to select the respondents in each district. Furthermore, the overall sample size is determined based on the Tarro Yamane formula. The results of the study show that the respondent access to public information was depended on interpersonal media.The respondents had a positive opinion towards the access to public information in sense of confidence indicators, assessment indicators, and the indicators of behavioral tendencies.

scholarly journals KEBIJAKAN AKSES INFORMASI KEUANGAN TERHADAP PERILAKU WAJIB PAJAK DAN IMPLIKASINYA TERHADAP TINGKAT KEPATUHAN WAJIB PAJAK

2018 ◽  
Vol 9 (1) ◽  
Author(s):  
Endah Purnama Sari ◽  
Erik Nugraha
Keyword(s):  
Research Method ◽  
Information Access ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Financial Information ◽  
Access Policy ◽  
Analysis Technique ◽  
Directorate General ◽  
The Government ◽  
The Impact

ABSTRACT Tax receipts are a source of funds for governments that are used to finance general expenditures that benefit the interests of the wider community. But in the last 5 years, tax revenue is not as expected. Therefore, the Government through the Directorate General of Taxation issued a Policy of Access to Financial Information for the purposes of taxation. The purpose of this study was conducted to determine the impact of the application of policy access financial information to taxpayer behaviour and its implications on taxpayer compliance level. The research method used in this research is the explanatory research method, the population in this study as many as 1,268 Taxpayers Bodies registered in KPP Madya Bandung, while the sampling technique in simple random sampling so that obtained a sample of 100 corporate taxpayers. Data analysis technique used is Path Analysis. The results of this study prove the existence of the influence of Financial Information Access Policy to Taxpayer Compliance through Taxpayer Behavior that is equal to 29.4% and the rest 70.6% is another factor that is not examined. Keywords:              Financial Information Access Policy; Taxpayer Behavior;                                Taxpayer Compliance

scholarly journals Resource and Information Access for SME Sustainability in the Era of IR 4.0: The Mediating and Moderating Roles of Innovation Capability and Management Commitment

Processes ◽  
2019 ◽  
Vol 7 (4) ◽  
pp. 211 ◽  
Author(s):  
Muhammad Imran ◽  
Isyaku Salisu ◽  
Hassan Aslam ◽  
Jawad Iqbal ◽  
Irfan Hameed
Keyword(s):  
Small And Medium Enterprises ◽  
Information Access ◽  
Sampling Technique ◽  
Study Finding ◽  
Access To Information ◽  
Innovation Capability ◽  
Access To Resources ◽  
Management Commitment ◽  
The Relationship

In the era of industrial revelation 4.0 (IR 4.0), sustainability has been a serious challenge of contemporary small and medium enterprises (SMEs). Using Natural Resource-Based-View (NRBV), the current paper examines the moderated mediation model of the role of information access in the sustainability of SMEs, through the mediating role of access to resource and innovation capability in the relationship between information access and sustainability, and the moderating role of management commitment in the relationship between innovation capability and SME sustainability. This paper gathered data from 222 SMEs in Pakistan. The study used a purposive sampling technique to distribute the survey questionnaire. Smart-PLS software was used to analyze the data. The study finding indicates that access to information affects both sustainability and innovation capability. Moreover, access to resources affects innovation capability, though it did not affect SME sustainability. Furthermore, innovation capability mediates the relationship between access to resources, access to information, and SME sustainability. Additionally, management commitment moderates the relationship between access to information and innovation capability; however, it does not moderate the relationship between access to resources and innovation capability. Practical, theoretical, and methodological implications are discussed in the study.

Challenges in perspective of life skills acquisition; implication for placement of life skills in university curriculum

2020 ◽  
Vol 24 (4) ◽  
pp. 189-194
Author(s):  
Wasim Khan ◽  
Salahuddin Khan ◽  
Tasleem Arif ◽  
Sohail R. Khan
Keyword(s):  
Life Skills ◽  
Student Athletes ◽  
Statistical Tests ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Target Population ◽  
Skills Acquisition ◽  
Significance Level ◽  
Khyber Pakhtunkhwa ◽  
Educational Curriculum

Background and Study Aim: The main purpose behind the study was to establish the challenges in relation to the acquisition of life skills among university student-athletes of Khyber Pakhtunkhwa. The study assessed the extent to which the concern existing resources, facilitators, and trainer attitude influences life skills acquisition among student-athletes. Material and Methods: Descriptive survey research design was followed to obtain desirable results. The target population of this study consisted of all those who participated in different sport at the university level of Khyber Pakhtunkhwa (KP), Pakistan. Amongst them, we selected a representative sample (n=389 fifty 50% of the total population) with the help of a simple random sampling technique. The Statistical Package for Social Sciences (SPSS) version, 24 was used to code and analyse the data. The hypotheses were tested by applying statistical tests like Step-wise regression and independents sample t-test. The significance level of 0.05 was fixed to accept or reject the set hypotheses. Results: Findings of the study indicated that existing resources, facilitators, and trainer/coach attitude significantly influences life skills acquisition among student-athletes (.001, .001 & .000 < .05). The analysed data revealed no significantly difference regarding extent to which specific challenges such as existing resources, facilitators, and trainer attitude influences the acquisition of life skills (.500, .133 & .149 > .05). Conclusions: The findings of the study revealed that all participants have agreed upon the importance of life skills. Therefore, the life skills course might be considered as an integral part of every educational curriculum of Pakistan. It is suggested that a minimum of 2 hours per week may be included in the educational curriculum of each discipline.

The Effect of Investments and Risk Based Capital (RBC) of Tabarru Funds on Company (Case Study of Sharia Insurance in Indonesia for 2014-2019)

2020 ◽  
Vol 8 (1) ◽  
pp. 87-97
Author(s):  
Nana Diana ◽  
Tati Apriani
Keyword(s):  
Life Insurance ◽  
Statistical Tests ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Verification Method ◽  
Investment Returns ◽  
The Government

This study aims to examine the influence of investment returns and Risk Based Capital (RBC) Tabarru Funds to the profit of sharia life insurance in Indonesia from 2014-2019. This study The type of this research is quantitative research with descriptive verification as a method. This research method uses descriptive verification method with quantitative approach. The data used in this study were sourced from the financial statements of Islamic life insurance companies in Indonesia for the 2014-2019 period. Then the data obtained were analyzed using multiple linear regression analysis and hypothesis testing consisting of t test and f test with the help of SPSS 21 software. The sampling technique uses non probability sampling with purposive sampling technique. Based on the results of the study it can be seen that the development of investment returns on Sharia Life Insurance in Indonesia has fluctuated and even suffered losses. While the development of Risk Based Capital (RBC) has increased and decreased but overall above 120% as determined by the government. Likewise, the profits earned in each year fluctuate. The results of statistical tests show that investment results partially have a positive effect on profit and Risk Based Capital (RBC) of Tabarru funds partially has a negative effect on profit. Simultaneously investment return and Risk Based Capital (RBC) affect on profit. In addition, the results of the coefficient of determination (R2) were obtained which obtained a value of 81%. This shows that the variable investment returns and Risk Based Capital (RBC) can affect earnings by 81% and the remaining 19% is influenced by other variables not used in this study.

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