scholarly journals GLOBAL ISLAMIC FINANCE ASSETS: ANALYSIS OF THE ISLAMIC BANKING IN ALGERIA

2019 ◽  
Author(s):  
Sissani Midoun ◽  
Tagrerout Med
Keyword(s):  
Financial Markets ◽  
Financial Services ◽  
Financial Management ◽  
Critical Factor ◽  
Financial Resources ◽  
Islamic Banking ◽  
Financial Assets ◽  
Economic Sectors ◽  
Efficiency And Effectiveness

No doubt that Islamic banks have proved its efficiency and effectiveness in both :In methods of financial management and also in the mobilization of financial resources for the sake to promote development in various economic sectors not only in Islamic countries but even in European as well and of course according to Islamic Sharia rules. The aim of this paper is to examine the performances and the Islamic methods adopted to improve the allocation of financial resources and its specific ways to boost earnings. Besides, Islamic financial assets were involved in huge financial markets due to its high quality of financial services provided to investors. Actually, Islamic banking exists in more than 67 countries and by the end of 2019 they may reach about 75 countries in the world. The results show that legislation, shortage of qualified individuals and the lack of using a high technology are the most critical factor of Islamic banking in Algeria.

ON THE EFFECTIVENESS OF THE ISLAMIC BANKING ARCHITECTURE

2021 ◽  
pp. 40-46
Author(s):  
М. Р. Таштамиров
Keyword(s):  
Financial Markets ◽  
Financial Services ◽  
Financial Management ◽  
Financial Resources ◽  
Islamic Banking ◽  
Financial Assets ◽  
Islamic Banks ◽  
Economic Sectors ◽  
Effectiveness And Efficiency

Исламские банки доказали свою эффективность и действенность как в методах финансового управления, так и в мобилизации финансовых ресурсов для содействия развитию в различных экономических секторах не только в исламских странах, но и в европейских, в соответствии с исламскими шариатскими нормами. Цель статьи заключается в изучении показателей и исламских методов, принятых для улучшения распределения финансовых ресурсов, и его конкретных путей повышения доходов. Кроме того, исламские финансовые активы были задействованы на огромных финансовых рынках благодаря высокому качеству финансовых услуг, предоставляемых инвесторам. Собственно, исламский банкинг существует более чем в 67 странах и к концу 2021 года может охватить около 75 стран мира. Результаты показывают, что успешность развития индустрии исламских финансовых активов лежит в фундаментальных аспектах построения архитектуры исламского банкинга, как наиболее распространенного сегмента исламских финансов. Islamic banks have proved their effectiveness and efficiency in both financial management and the mobilization of financial resources to promote development in various economic sectors, not only in Islamic countries, but also in European ones, in accordance with Islamic sharia norms. The purpose of the article is to examine the indicators and Islamic methods adopted to improve the allocation of financial resources and its specific ways to increase income. In addition, Islamic financial assets were used in huge financial markets due to the high quality of financial services provided to investors. Actually, Islamic banking exists in more than 67 countries and by the end of 2021 it can cover about 75 countries of the world. The results show that the success of the Islamic financial asset industry lies in the fundamental aspects of building the architecture of Islamic banking, as the most common segment of Islamic finance.

Modernization of Antimonopoly Policy in Russia (Economic Analysis of Proposed Changes in the Competition Law)

2005 ◽  
pp. 100-116
Author(s):  
S. Avdasheva ◽  
A. Shastitko
Keyword(s):  
Economic Analysis ◽  
Financial Markets ◽  
Financial Services ◽  
Competition Law ◽  
Commodity Markets ◽  
State Aid ◽  
Executive Power ◽  
Rule Of Reason ◽  
Per Se

The article is devoted to the analysis of the draft law "On Protection of Competition", which must substitute the laws "On Competition and Limitation of Monopolistic Activity on Commodity Markets" and "On Protection of Competition on the Financial Services Market". The innovations enhancing the quality of Russian competition law and new norms providing at least ambiguous effects on antimonopoly regulation are considered. The first group of positive measures includes unification of competition norms for commodity and financial markets, changes of criteria and the scale of control of economic concentrations, specification of conditions, where norms are applied "per se" and according to the "rule of reason", introduction of rules that can prevent the restriction of competition by the executive power. The interpretation of the "collective dominance" concept and certain rules devoted to antimonopoly control of state aid are in the second group of questionable steps.

scholarly journals Kebijakan Peraturan OJK Terhadap Perbankan Syariah dalam Menghadapi Wabah Covid-19 di Era New Normal

2021 ◽  
Vol 4 (1) ◽  
pp. 43
Author(s):  
Inna Fauzi ◽  
Yassirlana Anjani
Keyword(s):  
Customer Service ◽  
Financial Services ◽  
Islamic Banking ◽  
Work Processes ◽  
Industry Growth ◽  
Services Sector ◽  
The Face ◽  
Descriptive Qualitative

<p><em>This study aims to examine the policy of Islamic banking law in maintaining its existence in the face of the plague that is hitting Indonesia. OJK (Financial Services Authority) has also made a number of policies that are used as an effort to save the economy in Indonesia. One of the regulations is stated in POJK  Number 18 / POJK.03 / 2020 concerning "Written Orders for Handling Bank Problems". The legal policy used by Islamic banking is to measure the new OJK regulations as the organizer of an integrated regulatory and supervisory system of all activities in the financial services sector. The method used in this research is descriptive qualitative. The method used in this research is descriptive qualitative. related to the world of banking. The method used in this research is descriptive qualitative. The object of this research is Islamic banking which has more religious wisdom. The results of this study indicate that Islamic banking is making service updates, considering that the transition of the banking world to digital can increase the efficiency of work processes and improve the quality of customer service, by digitizing during the pandemic. The bank has made long-term investments and it is projected that digital services will be one of the main drivers of sustainable banking industry growth in the context of fulfilling POJK Number 18 / POJK.03 / 2020.</em></p><p><em><br /></em></p>

scholarly journals Wealth Management sebagai Strategi Pengelolaan Aset di PPPA Daarul Qur’an Yogyakarta

2019 ◽  
Vol 4 (2) ◽  
pp. 199-218
Author(s):  
Deni Titin Ragil Wulandari ◽  
Imam Machali
Keyword(s):  
Asset Management ◽  
Human Resources Management ◽  
Educational Institutions ◽  
Financial Assets ◽  
Resources Management ◽  
Wealth Management ◽  
Efficiency And Effectiveness ◽  
Private Donation ◽  
Corporate Social

This research was conducted to study the management of assets in Islamic educational institutions. Financial assets and human resources management are the key component needs to be managed professionally in order to produce qualified educational output in PPPA Daarul Qur'an, Yogyakarta branch. This is a descriptive qualitative research in which data were collected through interviews, documentation and observations. The results showed that: 1) wealth management of PPPA Daarul Qur'an Yogyakarta branch is carried out using the systemic-communicative concept. 2) analysed by Robert T. Kiyosaki quadrant, Non-human asset management in the form of fund management can be categorised as Sd (Student Donation) which comes from donors; Business that comes from the businesses owned by Daarul Qur'an; and Gd (Government and private donation) derived from the Corporate Social Responsibility (CSR) Program of several companies. The management was conducted through the principle of transparency, public accountability, efficiency and effectiveness. While human resource management refers to operational functions in the form of procurement, development, integration, maintenance, and separation. The implementation of wealth management can improve the quality of asset management in Islamic educational institutions.

scholarly journals Drivers’ Growth of Islamic Banking Industry: Lesson from Malaysia

2014 ◽  
Vol 1 (4) ◽  
pp. 122-128
Author(s):  
Yagoub Elryah
Keyword(s):  
Financial Services ◽  
Financial Stability ◽  
Banking Industry ◽  
Foreign Banks ◽  
Islamic Banking ◽  
Master Plan ◽  
Policy Makers ◽  
Innovative Products ◽  
The Government

Numerous studies focus on the Islamic banking performance, banks’ growth. There are, however, very little is known about the drivers’ growth of Islamic banking. The paper attempted to fill this gap. To achieve the objectives of the study, we consider government financial strategies for Islamic banking in Malaysia (Master Plan financial services 2000-2010 and Blueprint financial sector plan 2011-2020) and interviews the policy makers and regulators from BNM and selected banks. In this context, we explored the drivers’ growth Islamic banking industry in Malaysia for the period 2002-2012. The findings of the study revealed that the government strategies, high skilled banker’s human resources, financial stability, foreign banks, innovative products, awareness of the customers and quality of the financial and regulatory reforms were main drivers’ growth of Islamic banking in Malaysia. DOI: http://dx.doi.org/10.3126/ijssm.v1i4.10626 Int. J. Soc. Sci. Manage. Vol-1, issue-4: 122-128 

Financial Management Issues in International Life Insurance Operations

1999 ◽  
Vol 02 (02) ◽  
pp. 183-203
Author(s):  
Stephen W. Forbes
Keyword(s):  
Financial Markets ◽  
Life Insurance ◽  
Financial Services ◽  
Financial Management ◽  
Structural Changes ◽  
Insurance Markets ◽  
The Internet ◽  
Trade Barriers ◽  
The World ◽  
Management Issues

The dismantling of foreign trade barriers, 24-hour worldwide capital markets, regulatory reforms within countries recognizing the importance of private financial markets, technologies such as the Internet, and the access of large segments of urban populations throughout the world to television and computers mark significant changes in financial services. As part of these structural changes, many governmental, economic, and competitive trends are affecting life insurance markets throughout the world in similar ways. This paper discusses these trends and the factors required for effective international life insurance operations.

scholarly journals RESEARCH OF FORMATION AND USE OF CORPORATE ENTERPRISE`S FINANCIAL RESOURCES

2021 ◽  
Vol 2021 (2) ◽  
Author(s):  
L.L. Hrytsenko ◽  
L.S. Derkach
Keyword(s):  
Financial Management ◽  
Financial Stability ◽  
Theoretical Basis ◽  
Financial Resources ◽  
Business Activity ◽  
Urgent Problem ◽  
Economic Activities ◽  
Effective Operation ◽  
Theoretical Foundations

The article analyzes the theoretical essence of formation and use of enterprise’s financial resources. Our country is in conditions of economic instability caused by various destructive factors. In this regard, domestic enterprises are increasingly faced with the problem of insufficient financial resources and sources of its formation. The situation is exacerbated by a reckless approach to the use of these resources. In fact, inefficient formation and use of financial resources is an urgent problem. Therefore, there is a need to research the theoretical foundations of the formation and use of financial resources of the enterprise as a basis for effective functioning in the current circumstances. The article proves that the formation and use of financial resources is an important component of the overall system of enterprises’ financial management. Also it describes the essence of the term "financial resources of the enterprise" by considering various scientific approaches to the interpretation of this category. Our own interpretation of this term was formed. In addition we emphasized the distinction between the categories of "financial resources" and "cash". The article contains explanation theoretical basis of the financial resources formation, focusing on the sources, which are divided into internal and external. Besides the article highlights the main areas of use of funds and finds a reasonable classification by types of assets and types of expenditures. There are the main indicators for assessing the effectiveness of the use of financial resources of the enterprise are outlined, which include analysis of the dynamic and structure of funds and the ratios of financial stability, liquidity, business activity and profitability. A number of problems that impede the smooth running of economic activities have been identified. Recommendations for improving the quality of formation and use of financial resources of a corporate enterprise have also been developed. Ensuring careful control over the formation and use of enterprise’s financial resources is a prerequisite for its effective operation.

scholarly journals Pembiayaan Pendidikan Berbasis Filantropi Islam: Strategi Rumah Pintar BAZNAS Piyungan Yogyakarta

2019 ◽  
Vol 3 (2) ◽  
pp. 231-256
Author(s):  
Sauqi Futaqi ◽  
Imam Machali
Keyword(s):  
Data Reduction ◽  
Financial Management ◽  
Qualitative Approach ◽  
Financial Resources ◽  
Quality Of Education ◽  
Data Display ◽  
Data Verification ◽  
Three Stages ◽  
The Cost

This study aims to investigate the financial management and strategies deployed by Rumah Pintar (Rumpin) BAZNAS Piyungan Bantul Yogyakarta to improve the quality of education. Employing a qualitative approach, the data of this research is collected through observation, interviews, and documentation. The data were then analyzed in three stages: data reduction, data display and data verification. The results show that financial resources of Rumpin BAZNAS Piyungan are obtained from zakat through BAZNAS Center and through the allocation of costs in Rumpin that has increased from year to year. The improved allocation of costs were caused by the increasing need for services requested by the service recipients (mustahik). The result of the cost improvement is the increasing quality of education and  services. It can be seen from the achievements obtained by Rumpin BAZNAS Piyungan which won number of awards such as the Best Rumpin in center development under the category of Non-Departmental body;  received award of pustaka bakti tama penggerak buku (books reader movement for literary devotion) and several training certificates that can be used to find a job.

scholarly journals ANALYSIS OF MACROECONOMIC FLUCTUATIONS IMPACT ON EFFICIENCY AND ISLAMIC BANKING QUALITY 2015-2019

2021 ◽  
Vol 7 (2) ◽  
pp. 231
Author(s):  
Ana Toni Roby Candra Yudha ◽  
Imam Wahyudi Indrawan ◽  
Syarifudin Syarifudin
Keyword(s):  
Economic Growth ◽  
Exchange Rate ◽  
Financial Services ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Macroeconomic Shocks ◽  
Banking Efficiency ◽  
Macroeconomic Conditions ◽  
Endogenous Variables

This study aims to analyze the impact of macroeconomic shocks, such as economic growth, inflation and the rupiah exchange rate on Islamic banking efficiency. This study uses the two-stage least squares (TSLS) method, which is a method with two endogenous variables, namely the non-performing financing (NPF) ratio as a representation of the quality of Islamic banking financing and the operating expense operating income (BOPO) ratio as a representation of Islamic banking efficiency. So that the TSLS method aims to purify these endogenous variables against stochastic disturbances. This study uses monthly data from January 2010 to January 2020, or as many as 121 observations. The observation of data is obtained from Islamic Banking Statistic that published by Financial Services Authority (OJK). The efficiency of Islamic banks is influenced by the number of sharia banking office networks, capital adequacy ratios, and NPF ratios. The NPF ratio itself is affected by macroeconomic conditions (economic growth and appreciation of the rupiah exchange rate) as well as the efficiency of Islamic banking. Based on the above findings, a number of recommendations were given, including the urgency of simultaneously increasing efficiency and quality of Islamic banking financing accompanied by monitoring Indonesia's macroeconomic conditions, so that it is hoped that Islamic banks will be more resilient to macroeconomic shocks and competitive in the national financial services industry.

scholarly journals Efek Diversifikasi Pembiayaan Sektor Ekonomi Terhadap Profitabilitas Dan Risiko Bank Syariah Di Indonesia

2021 ◽  
Vol 2 (2) ◽  
pp. 197-211
Author(s):  
Muhammad Khozin Ahyar
Keyword(s):  
Linear Regression ◽  
Financial Services ◽  
Quantitative Method ◽  
Multiple Linear Regression Model ◽  
Secondary Data ◽  
Islamic Banking ◽  
Economic Sector ◽  
Fund Manager ◽  
Dependent Variables

Financing in Islamic banking can be regarded as an investment because Islamic banking is a fund manager (mudharib) from the owner of the funds (shahibul maal), namely the customer. This research aims to show that investment diversification can minimize risk and increase profitability in Islamic banking. This study uses a quantitative method with a multiple linear regression model with 14 independent and 2 dependent variables. The data used is secondary data obtained from the Islamic banking statistics of the Financial Services Authority. The result of this research is that diversification of financing based on the economic sector has no effect on profitability but affects risk in reducing default. This research has implications for reducing the risk of default in Islamic banking, marked by the performance and quality of Islamic banking financing getting better.

Sign in / Sign up

Export Citation Format

Share Document