scholarly journals Penerapan Manajemen Risiko Kredit Pada Pembiayaan Syariah di Koperasi As Sakinah Sidoarjo

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Nur Laila
Keyword(s):  
Credit Risk ◽  
Qualitative Method ◽  
Secondary Data ◽  
Profit Sharing ◽  
Study Approach ◽  
Secondary Data Source ◽  
Data Source ◽  
Responsibility System

Credit risk is one of the most frequent risks in tough financing such as on financing using ijarah and murabahah contracts in Sharia financial institutions. The reason is due to mistakes in the analysis of financing applications and lack of cooperative readiness in managing and anticipating the possibility of risk exposure in the institution. In other hand, sharia cooperatives follow the principle of lost and profit sharing that requires a careful cooperative in managing their business in order to achieve the expected profit target.As Sakinah Cooperation Sidoarjo which has been operating for 19 years only experienced credit risk less than 1%. Therefore, this study is aimed to firstly understand and describe to what extent the implementation of risk management in sharia financing in As Sakinah Cooperation Sidoarjo is, and secondly, to understand and describe the credit risk settlement scheme that occurs in sharia financing in As Sakinah Cooperation Sidoarjo.This research used qualitative method, using a case study approach. Data are collected through interview technique at main source and documents and regulation of the cooperation as secondary data source. The data were analyzed through 3 (three) steps. They are data deduction, data display and conclusion and verification.The results show that the role of the group and the joint responsibility system become the key in reducing credit risk Keywords: management, risk, credit, Ijarah, Murabahah.

scholarly journals Sharia conformity for mudharabah financing practices in sharia banks based on the DSN-MUI Fatwa Number 07 year 2000: A case study

2021 ◽  
Vol 10 (4) ◽  
pp. 239-248
Author(s):  
Santi Lamusu ◽  
Aulia Fuad Rahman ◽  
Noval Adib
Keyword(s):  
Data Analysis ◽  
Qualitative Method ◽  
Qualitative Data ◽  
Secondary Data ◽  
Profit Sharing ◽  
Primary Data ◽  
Study Approach ◽  
Bank Employees ◽  
Year 2000

This study aims to uncover and analyze the suitability of sharia mudharabah financing practices at Bank Muamalat Semarang Branch with Fatwa DSN MUI Number 07 year 2000. To achieve this goal, the research was pursued using a qualitative method with a case study approach. The primary data of this research is interviews and is supported by secondary data. The key informants are bank employees. Data analysis was performed by using qualitative data analysis namely reduction, display and conclusion. The results showed that Bank Muamalat Semarang branch in carrying out the practice of mudharabah financing was in accordance with the DSN MUI Fatwa Number 07 year 2000 and the applicable SOP. Meanwhile, the recommendations in the Fatwa which are optional are still carried out in accordance with the prevailing regulations. For example, by requiring guarantees, channeling mudharabah financing only in the form of cash assets, only financing productive businesses such as BPRS and BMT, as well as the criteria for entrepreneurs, financing procedures and profit sharing mechanisms. The decision to choose the policy is accompanied by certain considerations, especially for the sustainability and security of LKS and does not conflict with fatwa rules so that it does not go out of the corridor of sharia principles in muamalah  

scholarly journals PERAN PONDOK PESANTREN (PONPES) MODERN DALAM PEMBERDAYAAN EKONOMI MASYARAKAT

2017 ◽  
Vol 1 (2) ◽  
pp. 99
Author(s):  
Asep Sugandi ◽  
Hasan Basri Tanjung ◽  
Radif Khotamir Rusli
Keyword(s):  
Qualitative Method ◽  
Social Role ◽  
Secondary Data ◽  
Boarding School ◽  
Community Empowerment ◽  
Primary Data ◽  
Economic Empowerment ◽  
Data Source

Pondok pesantren dalam perkembangannya konsisten sebagai peran sosial dan lembaga pendidikan Islam. Peran sosial pada pemberdayaan masyarakat dalam upaya mendorong, memberikan motivasi, dan penguatan berbagai aspek kehidupan. Penelitian bertujuan untuk mendeskripsikan peran pesantrendalam pemberdayaan ekonomi masyarakat, faktor pendukung dan faktor penghambat. Penelitian dilaksanakan di Pesantren Modern Ummul Quro Al-Islami Leuwiliang Bogor. Metode penelitian yang digunakan adalah metode kualitatif studi kasus. Teknik pengambilan data melalui wawancara dan pengamatan. Sumber data primer adalah pimpinan pesantren, sedangkan data sekunder berupa dokumentasi, dan pengamatan. Hasil akhir penelitian ini menunjukkan ada pemberdayaan masyarakat oleh Pesantren Modern Ummul Quro Al-Islami. Bentuk pemberdayaan berupa bidang sosial, ekonomi, dan bidang pendidikan. Berdasarkan kajian pustaka mengenai konsep pemberdayaan ekonomi masyarakat menyatakan bahwa pemberdayaan bertujuan memberi daya atau kekuatan, sehingga orang, kelompok, atau masyarakat menjadi mandiri. KATA KUNCI: ekonomi, masyarakat, pemberdayaan, pesantren modern. THE ROLE OF ISLAMIC BOARDING SCHOOL MODERN IN ECONOMIC EMPOWERMENT OF SOCIETY  ABSTRACT Pondok pesantren in its development consistent as social role and institution of Islamic education. Social roles in community empowerment in an effort to promote, motivate, and strengthen various aspects of life. The study is intended to describe the role of pesantren in the economic empowerment of society, supporting factors and inhibiting factors. The research was undertaken at Pesantren Modern Ummul Quro Al-Islami Leuwiliang Bogor. The research method used is a qualitative method of case study. Technique of collecting data through interview and observation. Primary data source is the leadership of pesantren, while secondary data are documentation, and observation. The final result of this research shows that there is community empowerment by Pesantren Modern Ummul Quro Al-Islami. Form of empowerment in the form of social, economic, and educational fields. Based on the literature review of the concept of community economic empowerment states that empowerment aims to give power or strength, so that people, groups, or communities become independent.  

scholarly journals Homeroom Teacher Strategy in Improving Learning Media Literacy during Covid-19 Pandemic

MADRASAH ◽  
2021 ◽  
Vol 13 (2) ◽  
pp. 126-141
Author(s):  
Muhamad Arif ◽  
Kusnul Munfa'ati ◽  
Mei Kalimatusyaroh
Keyword(s):  
Media Literacy ◽  
Learning Process ◽  
Qualitative Method ◽  
Primary Data ◽  
Classroom Teachers ◽  
Study Approach ◽  
Data Validity ◽  
Data Source

The existence of the Covid-19 pandemic requires that all elements change from the economy, health and education. The role of teachers in education is the main key to successful learning, however, during the Covid-19 pandemic, online-based learning made teachers learn to improve learning media literacy, so that they could provide solutions to a fun learning process. In this research, we want to find answers about how classroom teachers' strategies in increasing media literacy during the Covid-19 pandemic. This research used a qualitative method with a case study approach. The primary data source for the researcher was all class teachers in both Madrasah Ibtidaiyah. Collecting data using three techniques, observation, interviews and documentation. Analysis of the research data using the analysis of Miles and Huberman. Combined with the Quin Patton data validity test, namely data triangulation. The results showed that Madrasah Ibtidaiyah Al-Azhar Menganti Gresik increased media literacy individually and institutionally. Meanwhile, Madrasah Ibtidaiyah An-Nur Junwangi Sidoarjo individually. For homeroom teacher, learning media at Madrasah Ibtidaiyah Al-Azhar Changing Gresik Zoom, Google Meet, Canva, Youtube and Whatsapp media. Meanwhile, in Madrasah Ibtidaiyah An-Nur Junwangi Sidoarjo, the learning process is still focused on using the Whatsapp Group. In addition, there are obstacles for classroom teachers in improving learning media literacy, including lack of internet quota, and infrastructure.

PEMBAHARUAN HUKUM ISLAM DI MESIR DAN SUDAN: STUDI KOMPARASI

2021 ◽  
Vol 2 (3) ◽  
pp. 1
Author(s):  
Asrizal Saiin ◽  
Hasbi Umar ◽  
Hermanto Harun
Keyword(s):  
Qualitative Research ◽  
Research Method ◽  
Islamic Law ◽  
Secondary Data ◽  
Western Civilization ◽  
Normative Approach ◽  
Western Imperialism ◽  
Secondary Data Source ◽  
Data Source

This paper discusses how the renewal of Islamic law occurred in Egypt and Sudan. This study uses a qualitative research method with a normative approach. The data source used in this study is a secondary data source, because it only examines the literature or literature. From the results of this study, it can be understood that the role of the countries of Egypt and Sudan in fighting for qanunization (taqnin) and the formalization of Islamic law is very large. Even though they have to go through the challenges of Western imperialism and secularism, so that Islamic societies and countries have variations in responding to Western civilization today. The renewal of Islamic law in Egypt and Sudan occurred because of the struggle of Muslims in Egypt and Sudan with the rulers of the Islamic world, between secularism and Islamic law.

scholarly journals Impact of Microfinance on Entrepreneurs in Afghanistan: An Analysis of Selected Cases

2021 ◽  
pp. 104-110
Author(s):  
Chandrashekhar R ◽  
Azizuddin Sultani
Keyword(s):  
Secondary Data ◽  
Developed Countries ◽  
Rank Test ◽  
Microfinance Institutions ◽  
Least Developed Countries ◽  
Employment Opportunities ◽  
Success Stories ◽  
Secondary Data Source ◽  
Data Source

Microfinance and entrepreneurship help decrease poverty and leads to economic growth in the least developed countries (LDCs). Generally, entrepreneurs in Afghanistan are under privileged due to the lack of financial and infrastructure resources and uncertain political situations to operate their businesses.In the last decades,Afghan entrepreneurs setup their small and micro businesses with government and microfinance institutions' financial support. This research considered 28 entrepreneurs' success stories to examine how microfinance impacts their income growth after receiving loans. The study is constructed on the secondary data source,and the statistical analysis was conducted using IBM SPSS25. Therefore, the data was not normally distributed. The authors used the Wilcoxon Sing Rank Test,a Non parametric Test, and found that microfinance positively impacts an entrepreneur's income in Afghanistan. The research also indicated that there had been a significant improvement in saving level and employment opportunities since they have availed loans from MFIs/MFB. The finding of this case study,coupled with the MFIs/MFB, claims that MFIs/MFB improve the entrepreneur's income,savings and facilitate employment opportunities. Keywords: Afghanistan, Empowerment, Entrepreneurship, Income Generation, Microfinance

scholarly journals Pemberdayaan Ekonomi Keluarga Melalui Usaha Peningkatan Pendapatan Keluarga Sejahtera (UPPKS) (Studi Kasus di Desa Sukorejo Kecamatan Saradan Kabupaten Madiun)

2019 ◽  
Vol 7 (2) ◽  
pp. 116
Author(s):  
Sudarmiani, Waini Astuti
Keyword(s):  
Data Collection ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Economic Empowerment ◽  
Case Study Approach ◽  
Study Approach ◽  
Savings And Loan

<p><em>This study aims to determine the implementation of the UPPKS program, the role of UPPKS cadres, the supporting components of the UPPKS program and obstacles in family economic empowerment activities through the UPPKS program in Sukorejo Village, Saradan, Madiun. The type of research used is descriptive qualitative with a case study approach. Data sources used are primary data and secondary data. Data collection is done by observation, interviews and documentation. The validity of the data uses source triangulation. The results show, (1) The implementation of family economic empowerment through the UPPKS program in Sukorejo Village runs quite well in savings and loan activities. (2) The role of UPPKS cadres in Sukorejo Village is as facilitators in conveying what their members want to the UPPKS program organizers. (3) Supporting components in the implementation of UPPKS activities in Sukorejo Village are Village Village, Saradan PLKB, and BKKBN. (4) Obstacles in the process of family economic empowerment through the UPPKS program in Sukorejo Village, namely the existence of members who are less active in the activities of UPPKS groups and members who move domiciles, so that UPPKS members are reduced.</em></p>

scholarly journals PEMIKIRAN EKONOMI AL-MAUDUDI DALAM PERSPEKTIF POST-MODERNISM

2020 ◽  
Vol 22 (1) ◽  
Author(s):  
Ramadhan Razali ◽  
Sutan Febriansyah ◽  
Hilmi Hilmi
Keyword(s):  
Economic System ◽  
Qualitative Method ◽  
Secondary Data ◽  
Scientific Work ◽  
Economic Thought ◽  
Capitalist System ◽  
Post Modernism ◽  
Secondary Data Source ◽  
Data Source ◽  
Islamic Economic

Abstract: Post-modernism is one method of counter-backing the moderanism. The counter back is doing by reconstruction the disable made by the part of moderanisme. Then what about the Islamic economy which it’s the existence is considered to bring down capitalism? The objective of this research is to identify the main points of Abu 'Ala Al-Mawdudi's thought about Islamic economics and his counter-back conducted by Al-Mawdudi to capitaslim economy. The research method that the writer uses is descriptive qualitative method by reviewing Al-Maududi's books plus secondary data source taken from good scientific work in the form of journal etc. The results of this study indicate that modern Islamic economic thought is not escaped from the thought of Al-Mawdudi, Al-Mawdudi's desire to undermine the capitalist system is very relevant to the suffering of economic societies who want justice in the economy. The elimination of usury, speculation and other unfair instruments is the main objective of Islamic economics. With the emergence of an economic system based on the foundations of Islam will cultivate and develop a better economic system. Islamic economics will answer all the "complaints" of the international community in the economy. Keywords : Al-Maududi, Post Moderanism, Islamic Economics, and Capitalism

scholarly journals Peranan Lingkungan Sekitar dalam Budaya Keselamatan Pada Balita di Kecamatan Colomadu, Karanganyar

2019 ◽  
Author(s):  
Mutiara Putri Pertiwi
Keyword(s):  
Safety Culture ◽  
Qualitative Method ◽  
Child Safety ◽  
Safety Education ◽  
Case Study Approach ◽  
Study Approach ◽  
Surrounding Environment ◽  
Safety Cultures

Children as protective objects need to be equipped with the knowledge and behaviors associated with their salvation. One way to get kids to avoid danger is to increase the understanding of parents around toddlers about the environment for dangers and ways to overcome dangers through self-safety education. The surrounding environment is also very instrumental in the formation of child safety culture. The environment can be formed and designed, so that the child can do comfortable activities. Researchers conduct a number of observations to families of children to achieve maximum results. The purpose of this research is to explain the role of the environment in supporting the growth of safety cultures in toddler-aged children. The method of study used is a qualitative method with a case study approach that is descriptive exploratory. The results showed that environmental factors held the first and foremost role in the formation of child safety culture.

scholarly journals Ruang Terbuka Hijau Dan Permasalahan Kesehatan Perkotaan Studi Kasus Di Provinsi Dki Jakarta

2017 ◽  
pp. 179
Author(s):  
RAY MARCH SYAHADAT ◽  
PRIAMBUDI TRIE PUTRA ◽  
MADE DWI PRATIWI
Keyword(s):  
Landscape Architecture ◽  
Open Space ◽  
Secondary Data ◽  
Home Garden ◽  
Limited Area ◽  
Case Study Approach ◽  
Study Approach

This article aims to describe the role of green open space from landscape architecture views. The research conducted in Special Capital Region of Jakarta as the case study in order to solve the health issue. Case study approach was used in this research, include the primary and secondary data from literature view and projection calculation. Green open space has important role to solve the urban health problem caused by the pollutant. The result of this study shows that in 2017 Jakarta needs approximately 291,592 ha of green open space. There was several options that can be used to raise the quality of public health with limited area: (1) the using of effective vegetation to reduce the pollutant; (2) utilization of home garden; (3) vertical greenery implementation; (4) utilization of indoor garden; and (5) maintain the existence of city parks.

Media Accountability and Democracy in Nigeria, 1999–2003

2004 ◽  
Vol 47 (3) ◽  
pp. 69-90 ◽  
Author(s):  
Ayo Olukoyun
Keyword(s):  
Public Life ◽  
Secondary Data ◽  
Case Study Approach ◽  
Study Approach ◽  
Fourth Republic ◽  
National Question ◽  
The Media

Abstract:This article discusses the role of the media in Nigeria's Fourth Republic between 1999 and 2003. Employing a case study approach, it highlights as well as analyzes the media's role in insisting on accountability and decency in Nigeria's notoriously corrupt public life. The media's crusade ran against the country's geopolitical divisions and revived the debate on the national question as well as the media's own morality. The article draws on both primary and secondary data to examine the media's role in an emergent democracy.

Sign in / Sign up

Export Citation Format

Share Document