scholarly journals Pengaruh Dana Pihak Ketiga, Fee Based Income, Non Performing Financing, Financing to Deposit Ratio, Overhead Cost, terhadap Pembiayaan pada PT Bank Syariah Bukopin dengan Total Aset sebagai variabel Intervening

2018 ◽  
Vol 1 (1) ◽  
pp. 245
Author(s):  
Ami Nullah Marlis Tanjung

<p><em>This research aims to determine and analyze the relationship among Total Assets on Financing, Third Party Funds on Financing and Total Assets, Non Performing Financing on Financing and Total Assets, Fee Based Income on Total Assets, Financing of Deposit Ratio on Financing, and Overhead Costs on Financing at PT Bank Syariah Bukopin for the 2010 - June 2018 research year.The technique of data collection in this study usedtime seriessecondary dataon the quarterly published financial statements of PT Bank Syariah Bukopin. The analytical method used Descriptive Analysis and Classical Assumption Test as well as Analysis path helped by LISREL Software version 8.8. Based on the results of the research conducted on alpha 5%, the researcher concluded that the results of calculating diagram of LISREL path analysis showed that the variables of Third Party Funds that had an effect on intervening variables were Total Asset, but Fee Based Income and Non Performing Financing took no effect on Total Assets. Then Third Community Funds and Financing of Deposit Ratio had a significant effect on Financing. However, Total Assets, Non Performing Financing, Overhead Costs had no effect on Financing at PT Bank Syariah Bukopin in the year of research.</em></p>

2020 ◽  
Vol 10 (1) ◽  
pp. 69-82
Author(s):  
I Made Laut Mertha Jaya ◽  
Mar'a Elthaf Ilahiyah

This research was conducted to find out the reasons why a manager commits fraud. Diamond fraud model was used in this research. Religiosity variables are used as intervening variables to determine the effect of religiosity in intervening fraudulent actions among managers of manufacturing companies in East JavaThe data analysis techniques used in this study were descriptive analysis and path analysis. The results of the analysis test in this study resulted in several conclusions, namely the Fraud diamond factor proved to have a significant effect on fraud (Fraud) committed by managers of manufacturing companies in East Java. Meanwhile, Fraud diamond (Incentive) factors proved to have no significant effect on fraud (Fraud) committed by managers of manufacturing companies in East Java. In addition, Religiosity was also not able to interfere strongly with the relationship between Fraud diamond on fraud (Fraud) committed by managers of manufacturing companies in East Java. In conclusion, this result of this research proves that the level of religiosity of a manager is not necessarily able to suppress fraud that is committed in the company.


2022 ◽  
Vol 5 (2) ◽  
Author(s):  
Husni Shabri ◽  
Anisa Azhari

<div class="WordSection1"><p class="abstrak"><em>This research examines the problem of profitability in </em><em>Islamic Rural Bank (BPRS)</em><em> in West Sumatra Province. The purpose of this study was to analyze </em><em>Third Party Funds </em><em>(DPK), Capital Adequacy Ratio (CAR) and Non Performing Financing (NPF) as determinants that affect Return on Asset (ROA) at BPRS in West Sumatra Province through the intervening variable Financing to Deposit Ratio (FDR) for the 2015-2020 period. The research method uses descriptive quantitative approach with statistical path analysis through Sobel test. This study uses secondary data obtained from the financial statements of the BPRS. The results showed that DPK, CAR and FDR had no direct effect on the ROA of BPRS in West Sumatra Province for the 2015-2020</em><em> </em><em>period, only NPF had a direct effect on ROA. While indirectly through intervening variables, DPK and NPF have no effect on ROA, only CAR can be mediated by FDR on ROA. This research contributes to enriching knowledge about Islamic banking and can be used as consideration for entities in increasing the profitability of Islamic Rural Bank by looking at the factors that can affect profitability with FDR as the mediating variable.</em><em></em></p><p class="abstrak" align="left"> </p><p class="abstrak">Penelitian mengkaji tentang masalah profitabilitas pada BPRS di Provinsi Sumatera Barat. Tujuan penelitian ini adalah untuk menganalisis DPK CAR dan NPF sebagai determinan yang mempengaruhi ROA pada BPRS di Provinsi Sumatera Barat melalui intervening variable FDR periode 2015-2020. Metode penelitian menggunakan kuantitatif deskriptif dengan pendekatan statistik <em>path analysis</em> melalui uji sobel. Penelitian ini menggunakan data sekunder yang diperoleh dari laporan keuangan BPRS. Hasil penelitian menunjukan bahwa DPK, CAR dan FDR secara langsung tidak memiliki pengaruh terhadap ROA BPRS di Provinsi Sumatera Barat periode 2015-2020, hanya NPF yang berpengaruh langsung terhadap ROA. Sedangkan secara tidak langsung melalui variable intervening, DPK dan NPF tidak memiliki pengaruh terhadap ROA, hanya CAR yang mampu dimediasi oleh FDR terhadap ROA. Hasil penelitian ini berkontribusi menambah khazanah ilmu pengetahun tentang perbankan syariah dan dapat digunakan sebagai bahan pertimbangan bagi entitas dalam meningkatkan profitabilitas Bank Pembiayaan Rakyat Syariah dengan memperhatikan fator-faktor yang dapat mempengaruhi profitabilitas dengan FDR sebagai variabel mediasi nya.     </p><p class="abstrak"> </p></div>


2019 ◽  
Vol 2 (2) ◽  
pp. 236-250
Author(s):  
Muhammad Hajar Haitami ◽  
Syafrizal Helmi Situmorang

The purpose of this study was to determine the influence of service failure on customer satisfaction through service recovery for OYO customers in Medan City. This type of research is associative research. The population in this study were customers of OYO in Medan City. The sample in this study were 150 customers of OYO in Medan City who have complained. The analytical method used in this study is descriptive analysis method and path analysis that was proceseed statistically with SPSS for windows software. The result of the mediation test show that service recovery significantly mediates the relationship between service failure and customer satisfaction. The result of path analysis, the service failure variable has a negative and significant influence on customer satisfaction, the service failure variable has a negative and significant influence on service recovery, and the service recovery variable has a positive and significant influence on customer satisfaction. Based on the size of the Adjusted R-square, it can be seen that the service failure and service recovery variables simultaneously influence the customer satisfaction of 49,5% while the remaining 50,5% is influenced by other factors outside the variables studied. Keywords: Service Failure, Service Recovery, Customer Satisfaction, Path Analysis


2019 ◽  
Vol 1 (1) ◽  
pp. 64-67
Author(s):  
Dhiya Hanis Durrani

In shipyard companies, receivables are the main source of company revenue. Good control is needed so that it can run effectively and efficiently to avoid the risk of accounts that cannot be billed. But if the company cannot control it properly, the company will experience losses J12and even bankruptcy. This study aims to evaluate accounts receivable turnover so that it can be used as a tool to assess the effectiveness of company management. The analytical method used is quantitative descriptive analysis. The results of research obtained from the 2013-2017 financial statements, showed the average billing period (ACP) in 2014 = 43 days, 2015 = 42 days, 2016 = 58, and 2017 = 39 days. If it is associated with standard criteria, payment of receivables goes into in smooth criteria. This reflects that the management of the company's receivables is very good and optimal.


2019 ◽  
Vol 2 (2) ◽  
pp. 1
Author(s):  
Fitria Marisya

This research focuses on the analysis of the influence of capital structure (Capital Adequacy Ratio/ CAR) and third-party Funds (Financing to Deposit Ratio/ FDR) towards Profitability (Return on Asset/ ROA) with Troubled Financing (Non Performing Financing/ NPF), as the Intervening Variables in the Public Sharia Banking In Indonesia. The data was obtained from the Indonesian Capital Market Directory (ICMD)and analyzed using Path Analysis with the help of AMOS programs22.The test results show some impact as follows: 1. The CAR has a positive and significant to FDR. 2. The NPF is not positive and significant to FDR. 3. The CAR is positive and significant to ROA. 4. The NPF is negative and significant to ROA. 5.The FDR is positive and significant to ROA. 6.The FDR is a significant intervening intervening variable between CAR and ROA in the form of partial mediation. 7.The FDRisasignificantandinfluential variable intervening between the NPF and ROA in the form of partial mediation. This research isexpected to be beneficial to investors, among others, and this research can be used as a consideration in making investment decisions. Also, the researchers can use this as a reference for any research related to capital structure (CAR), third-party Funds (FDR), profitability (ROA), and was the troubled Financing(NPF).


2021 ◽  
Vol 8 (1) ◽  
pp. 15-30
Author(s):  
Imam Azizuddin

This study aims to analyze the influence of NUC and NCC financing on Sharia commercial banks' value using variable profitability as variable intervening. The data used in exploring the impact of this financing is obtained from the financial statements issued by OJK with data from 2016-2019. The data analysis used in this study uses path analysis. This study shows that nuc has a significant effect on profitability but has no significant impact on the value of sharia banks. In contrast to the NCC results that have absolutely no significant impact on Sharia banks' profitability and value. This study also provides information that nuc has no effect on the importance of sharia banks with profitability as variable intervening, in contrast to NCC, which affects the value of sharia banks with profitability as variable intervening.


2019 ◽  
Vol 7 (3) ◽  
pp. 1083-1099
Author(s):  
Fira Riyanti ◽  
Ade Rustiana

Tujuan penelitian ini yaitu untuk mengetahui pengaruh gaya belajar, kesiapan belajar, dan motivasi belajar terhadap keaktifan belajar secara langsung dan secara tidak langsung yang dimediasi oleh motivasi belajar. Populasi dalam penelitian ini berjumlah 427 siswa dengan sampel sebanyak 206 siswa. Metode pengumpulan data dalam penelitian ini yaitu menggunakan kuesioner dan dokumentasi. Teknik analisis data menggunakan analisis deskriptif persentase, asumsi klasik, regresi berganda, analisis jalur, dan uji sobel dengan bantuan program SPSS For Windows Release 20. Hasil penelitian menunjukkan bahwa gaya belajar berpengaruh positif dan tidak signifikan terhadap keaktifan belajar, kesiapan belajar berpengaruh positif dan signifikan terhadap keaktifan belajar, motivasi belajar berpengaruh positif dan signifikan terhadap keaktifan belajar, gaya belajar berpengaruh positif dan signifikan terhadap motivasi belajar, kesiapan belajar berpengaruh positif dan signifikan terhadap keaktifan belajar. Motivasi belajar sebagai varibael intervening mampu memediasi secara sempurna pengaruh gaya belajar dan kesiapan belajar terhadap keaktifan belajar. Simpulan penelitian ini yaitu ada pengaruh gaya belajar, kesiapan belajar melalui motivasi belajar terhadap keaktifan belajar siswa kelas X SMK Negeri 2 Temanggung Tahun Ajaran 2017/2018   This study aimed to know  the effect of learning style, learning readiness, and learning motivation on learning liveliness directly mediated by learning motivation. The population of this study was 427 students with 206 students as the sample. The method of data collection used questionnaires and documentation. The techniques of data analysis used percentage descriptive analysis, classical assumption, multiple regressions, path analysis, and sobel test. The result showed that learning style positively and insignificantly affected learning liveliness. Learning readiness positively and significantly affected learning liveliness. Learning motivation positively and significantly affected learning liveliness. Learning style positively and significantly affected learning motivation. Learning readiness positively and significantly affected learning motivation. Learning motivation as the intervening readiness on learning liveness. The conclusion was there was an effect of learning style, learning readiness through learning motivation on learning liveliness of student grade X SMK Negeri 2 Temanggung Academic Year 2017/2018.


2020 ◽  
Vol 2 (4) ◽  
Author(s):  
Tyas Windu Manisa

The implementation of a tourism village in Lebak Regency is needed to support local potential in order to provide strategic value and broad economic effects. However, in reality there is no policy preparation available to equalize the perceptions of stakeholders in empowering the community through the implementation of a tourism village; This study aims to review the plan for organizing a tourist village and formulate a model for the implementation of a tourist village. The research in this paper was carried out in Lebak Regency. Data collection was carried out through literature studies, in- depth interviews and non-participant observation. The analytical method used is descriptive analysis. This paper shows that the Regency of Lebak needs guidelines for the administration of a tourism village. Keywords: Tourism Village, Guidelines, Sustainable Tourism


Author(s):  
Yusneni Afrita Nasution ◽  
Muslim Muslim ◽  
Soraya Afdillah

This study aims to determine the effect of Return On Equity, Change In Total Assets on Price Book Value with Debt To Equity as an intervening in metal sub-sector companies listed on the Indonesia Stock Exchange. This study is an associative study with documentation data collection techniques, the population in this study This amounted to 16 companies and samples taken amounted to 14 companies. The sampling technique used is purposive sampling technique. The analytical method used is path analysis. The results showed that Return On Equity had a positive and significant effect on Debt To Equity, Return On Equity had a positive and insignificant effect on Price Book Value, Growth Assets had a positive and insignificant effect on Debt To Equity, Growth Assets had a positive and insignificant effect on Price Book Value, Debt to Equity has a positive and insignificant effect on Price Book Value, Debt to Equity as a mediation on Return On Equity and Price Book Value has a negative and insignificant effect, Debt to Equity as a mediation on Growth Assets and Price Book Value has a negative and negative effect not significant.


2020 ◽  
Vol 4 (3) ◽  
pp. 353-361
Author(s):  
Mochamad Fickrie Alfian

Some of the components of human resource management are job stress and job conflict. Job stress is important to pay attention to because it will have an impact on job satisfaction and job conflict to maintain relationships with colleagues. The purpose of this study was to determine the magnitude of the influence partially or simultaneously job stress and job conflict on job satisfaction in grabbike driver-partners in Bandung. The method used is descriptive analysis and verification. The data collection technique used is a literature study and distributing questionnaires with 88 respondents. The analytical method used is path analysis using SPSS 24.0 software. Based on the results of the research, the following findings were obtained: job stress on grabbike partners can be said to be quite good, besides that, job conflicts on grabbike partners are quite good and job satisfaction on grabbike partners is quite good. Partially job stress affects job satisfaction and job conflict affects job satisfaction. Also, simultaneously job stress and job conflict affect job satisfaction. These results suggest drivers not to cancel orders if they get orders, and drivers should improve their performance by not making picky orders so that they will get a greater chance of getting stable orders.


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