The Effect of Income with Household Consumption on The Welfare of Dodol Potato Businesses Assessed From Islamic Economic Concept

The purposed of this study was to analyze the influence between income and household consumption on the welfare of potatoes taffy business in Lubuk Nagodang Village, Siulak Subdistrict, Kerinci regency. This study was assessing the welfare of taffy business in Islamic economic concepts and indicators. Field research with quantitative-qualitative (Mixed Method) as the method and approach used in this research. The research data was sourced from primary data, using multiple linear regression equations as a data analysis tool. This study was shown that the income partially has a significant effect on the welfare of potatoes taffy business that assessed from the Islamic economic concept. Then, household consumption partially has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics. Besides, the income with household consumption simultaneously has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics with a significance value of 0.000 0.05, and both variables contribute 69.2% together, while the remaining 30 ,8% influenced or explained by other factors not discussed in this study.

Mapping Muslim Behaviors Through Attitudes And Intentions In Choosing Cash Waqf For Economic Independence

Waqf is an Islamic economic instrument that bases its function on the elements of virtue (birr), kindness (ihsan) and fraternity (ukhuwah). This research aims to analyze the factors of Wakif’s motive in choosing cash waqf in Bantul Regency, Yogyakarta. This study was conducted quantitatively and used Ajzen's Theory of Planned Behavior. Subjective Norms, Government Support, and Self Efficacy on the attitude and intention of the choice to pay cash waqf were the variables in this research. The objects of this study are those who pay the waqf that involves 98 respondents incorporated in Bazwa. The respondents were divided into four districts consist of 35 respondents from Banguntapan, 23 respondents from Bantul City, 11 respondents from Dlingo, and 29 respondents from Kasihan. Data were collected in two types of primary and secondary data. This study used a validity test, reliability test, and path analysis as the data analysis method. The results of this study indicate the factors that influence wakif’s motive in choosing cash waqf are subjective norms, Government Support, and Self Efficacy. Subjective norms had a significant positive effect on the motive through attitude. Self-efficacy is significant for attitude and insignificant for the motive. In contrast, Government support is not significant for attitude and motive, while attitude is significant for the motive

The halal fashion trends for hijabi community: Ideology and consumption

The research is based on a large enough market potential for the development of the halal fashion industry in Indonesia. The hijab fashion trend is a production target that continues to develop with various technologies and innovations, which encourage the consumption of community groups to use hijab fashion to continue to increase. The study was conducted to determine the purpose of the hijab community in using halal hijab fashion as part of their identity in demonstrating the existence of the hijab group through the ideological and consumption approaches. Qualitative analysis is carried out to determine the ideological emphasis and consumption of the hijab community through open interviews to obtain a clear picture of the social situation. The results show that religious beliefs are the main basis in encouraging the use of hijab and necessity factors.

Digital Currency Studies In Islamic Perspective

This study aims to determine the best type of Digital currency according to Islam. This study uses the Analytical Hierarchical Process (AHP) method by developing several alternative digital currencies and attributes (indicators). In addition, this study also uses deductive qualitative analysis. Respondents in this study amounted to 100 people with the sampling technique Area Stratified Purposive Sampling and several selected respondents were interviewed. The results show that Gold-based Digital Money is the best type of Digital currency according to Islam. The main attribute of ownership in Gold-based Digital Money is Usury abolishment capability. Other factors are Gharar Eraducation, Maysir Eraducation, Justice / Fairness Principles, Medium of exchange, Measurement of value, Store of value and Differed payment instrument. In addition, this model can accommodate 7 criteria for the role of currency in the economy.

ANALYSIS OF THE INFLUENCE OF FINANCING ON THE VALUE OF SHARIA BANKS WITH PROFITABILITY AS INTERVENING VARIABLES

This study aims to analyze the influence of NUC and NCC financing on Sharia commercial banks' value using variable profitability as variable intervening. The data used in exploring the impact of this financing is obtained from the financial statements issued by OJK with data from 2016-2019. The data analysis used in this study uses path analysis. This study shows that nuc has a significant effect on profitability but has no significant impact on the value of sharia banks. In contrast to the NCC results that have absolutely no significant impact on Sharia banks' profitability and value. This study also provides information that nuc has no effect on the importance of sharia banks with profitability as variable intervening, in contrast to NCC, which affects the value of sharia banks with profitability as variable intervening.

Implementation Of Good Corporate Governance (Gcg) And Profit-Sharing Financing On Profitability In Sharia Commercial Banks

This study aims to determine the effect of Good Corporate Governance and profit-sharing financing on the performance of sharia commercial banks in Indonesia as measured by profitability. This study is quantitative by using Profitability variables (ROA and ROE) as the dependent variable and Good Corporate Governance and profit-sharing financing (mudharabah, musyarakah) as independent variables. The purposive sampling was used as the sampling method in order to obtain 10 Sharia Commercial Banks (SCB) with a study period of 2009-2018. The analysis technique used is descriptive analysis and statistical analysis of panel data with eviews 8.0. The results of the study stated that Good Corporate Governance and mudhorobah profit-sharing had a significant positive effect on profitability (ROA and ROE).

The Use Of Conventional Banks By Sharia Economic Law Students: Practice, Factors, And Laws

This study aims to reveal the factors and reasons behind the large number of Islamic Economic Law students using conventional banks which are then analysed with an Islamic law approach.The method used in this study is descriptive quantitative and qualitative study. Data collection by survey and interview methods. The data analysis used descriptive and deductive analysis approach.The results of this study found that most students use conventional banks, although half of them are aware of the concern of usury on interest. Nevertheless, in practice, only a small percentage of them separate bank interest from their savings. The majority of the reasons they use conventional banks are based on facilities, family and work. Under Islamic law, the use of conventional banks is haram, although there are cases where it is permissible under Islamic law.

Sharia Fintech As An Instrument Of National Economic Recovery Amid The Covid-19 Pandemic

The focus of this research is to uncover the existence of sharia fintech which is considered able to accelerate the process of accelerating economic recovery due to pandemics that have an impact on the slowdown of the national scale economy.This research was conducted using an in-depth literature study with qualitative descriptive analysis techniques approach. The data collection method used is the library method. The literature used as a reference is scientific articles, mass media articles, textbooks, and other online literature searches that correspond to this research.The results of the study show fintech contributes positively to the national economic recovery and the increase in state revenues during the pandemic. This can be improved by supporting strengthening government regulations for inclusive and sustainable fintech growth so that fintech has the potential to be a triggering factor for the digital financial services industry in Indonesia.

Analysis Of The Comparative Islamic Economic Thinking Between Abu Yusuf, Ibnu Taimiyah And Ibnu Khaldun

Islam has given much thought to the theory of the islamic economy such as ABU Joseph, ibn taimiyah and ibn khaldun of the three figures, before even the conventional economy presents the theory. In this study the authors would like to examine the differences and similarities between the thinking of Joseph's ashes, ibn taimiyah and ibn khaldun. Because the study examines the thoughts of former figures whose data are derived from such regulars as scientific books, scientific journals and web scientific studies make it a library study. The results show that the equations of ABU yusuf, ibn taimiyah, and ibn khaldun are both focused on public finance and the price mechanesme. And ibn taimiyah and ibn khaldun besides focusing on public finance and equal-price mechanisms are also focused on the concept of money. The difference in ABU Joseph's mind is that he does not focus on the concept of money, the role of hisbah and the theory of production, and ibn taimiyah does not focus on the theory of production, and ibn khaldun does not focus on the role of hisbah.

Ta’awun based muhammadiyah solidarity buying To support the economy resilient of street vendors during covid-19 period in north lampung

The purpose of this study was to determine the impact of solidarity buying on the economic resilience of street vendors' families during the Covid-19 pandemic. This study uses a qualitative research method with a descriptive approach. Determination of the subject using purposive to be determined according to the purpose of the study. The subjects in this study amounted to 5 street vendors in Kotabumi, North Lampung. The technique of collecting data is semi-structured interview. Data analysis technique with steps of data reduction, data presentation, and verification. Testing the validity of the data using data triangulation. The results of the ta'awun-based Solidarity buying research were able to increase the income of street vendors during the pandemic. The income of street vendors can increase not only from the profit of buying and selling but from the ta'awun of buyers who often overspend or give alms. Ta'awun really helps street vendors in setting aside money to pay debts. Ta'awun Muhammadiyah activities in North Lampung during the pandemic also helped fulfill the food needs of street vendors, namely the distribution of free basic-necessities to street vendors.