scholarly journals Awareness of Farmers about the Primary Agriculture Credit Societies (With Special Reference of Uttar Pradesh and Uttarakhand)

2021 ◽  
Vol 11 (3) ◽  
Author(s):  
Damini Goswami ◽  
Mayank Jindal
Keyword(s):  
Special Reference ◽  
Rural Areas ◽  
Uttar Pradesh ◽  
Basic Unit ◽  
Credit System ◽  
Agricultural Credit ◽  
Village Level ◽  
Grass Root ◽  
Grass Root Level ◽  
The Village

Primary Agriculture Credit Society is a basic unit and smallest cooperative credit institution in India. It works on the grass-root level (gram panchayat and village level). Primary Agriculture Credit Society is formed at the village or town level. It is the old cooperative credit system of India. Primary Agriculture Credit Society was designed to be a village-level credit society into which the farmers brought in share capital, deposits, and provide loans to each other. This study aims to assess the Awareness of Farmers about the Primary Agricultural Credit Societies with Special Reference to Uttar Pradesh and Uttarakhand. 58% of farmers know about primary agriculture credit societies and this study will useful for the rural areas policymakers and this study will also useful for many other stakeholders.

scholarly journals Combating non-communicable diseases in rural Lucknow: Are the skills and knowledge of female health workers adequate?

2020 ◽  
Vol 7 (9) ◽  
pp. 3480
Author(s):  
Arunima Saini ◽  
Monika Agarwal
Keyword(s):  
Health Workers ◽  
Uttar Pradesh ◽  
Cross Sectional Study ◽  
Communicable Diseases ◽  
Cross Sectional ◽  
Non Communicable Diseases ◽  
Grass Root ◽  
Grass Root Level ◽  
The Government ◽  
Essential Knowledge

Background: India is facing the surging trend of non-communicable diseases (NCD). Forecasting the burden for NCDs, the Government of India (GOI) initiated a program in 2010 across the country, i.e., National Programme for Prevention and Control of Cancer, Diabetes, Cardiovascular Diseases, and Stroke. The GOI has envisaged the female health workers (FHW) for the last mile delivery of health services under the programme. Available literature shows that FHWs lack essential knowledge regarding chronic diseases. This study attempts to fill these gaps by studying knowledge and skills regarding NCDs among FHWs in rural Lucknow. Objectives were to explore the knowledge about NCDs among ASHAs and ANMs in rural Lucknow and to assess of skills related to NCD screening among ANMs in rural Lucknow.Methods: It was a cross-sectional study conducted among FHWs of Lucknow, Uttar Pradesh from June 2019 to August 2019.Results: Among the FHWs, knowledge about NCDs was found to be higher for those with the age more than 40 years, with the education of higher secondary and above and also amongst those who had received previous training for NCDs.Conclusions: Majority of the respondents were found to have poor knowledge regarding NCDs. Additionally, older age, training and higher education are found to be associated with good knowledge; there is a need of training of grass root level workers for them to correctly identify the symptoms and risk factors of various NCDs.

scholarly journals WOMEN PARTICIPATION IN LOCAL AUTHORITIES MANAGEMENT IN RURAL AREAS IN POLAND

2018 ◽  
Author(s):  
Alina DANILOWSKA
Keyword(s):  
Urban Communities ◽  
Rural Areas ◽  
Local Authorities ◽  
Severe Problem ◽  
Village Level ◽  
Rural And Urban ◽  
Women In Decision Making ◽  
Back Office ◽  
The Village ◽  
Women Participation

The aim of the paper is to evaluate the scope and determinants of women participation in basic local authorities in rural areas in Poland. In the paper the detailed analysis on the problem were carried out on 5% of women and 5% of men headed rural gminas. The analysis showed that the women participation in top positions in governing bodies of local communities in Poland is low. It indicates the existence of the severe problem with women promotion to the top positions in decision bodies in politics. The luck of differences in women role betwee rural and urban communities is a very interesting result. Gminas managed by women are rather smaller than gminas administered by men. In many gminas the position of women at the village level is higher than at gmina level. The findings suggest the connection between activity of women at village level and women position as mayor. Moreover, the investigation showed that in rural gminas women prevail in important back-office positions like main secretary of the gmina office and chief aaccountant. So, women are familiar with their gminas problems, are involved in management of them but they don’t apply for top positions. It seems that the concept of labyrinth can be applicable to the situation of women in decision making bodies in rural areas in Poland.

scholarly journals Digital Divide and Poverty Eradication in the Rural Region of Northern Peninsular Malaysia

2019 ◽  
Vol 51 (2) ◽  
pp. 172
Author(s):  
Sharifah Rohayah Dawood
Keyword(s):  
Information And Communication Technologies ◽  
Rural Areas ◽  
Poverty Reduction ◽  
Communication Technologies ◽  
Peninsular Malaysia ◽  
Grass Root ◽  
Grass Root Level ◽  
Information And Communication ◽  
Strategic Implementation ◽  
Urban And Rural Areas

 One of the ways to eliminate poverty is through Information and Communication Technologies (ICTs) that is often promoted as central to reviving and sustaining regional communities. In the context of Malaysia, however, the level of communication in urban and rural areas has seen a gap in terms of access to ICTs. Though various initiatives are taken to close the digital gaps, more efforts are needed. This paper intends to explore the extent to which ICTs in rural areas of northern Peninsular Malaysia are able to raise the socio-economic development of the communities. Using questionnaires and in-depth interviews, emphasis is given to analyze the role of ICTs in poverty reduction processes upholding regional developments. It has been observed that solving common causes for the communities’ access and socio-economic growth needs strategic implementation of policies at the central core and pragmatic implementation of actions at the grass root level.

scholarly journals A LOAN PORTFOLIO EVALUATION OF DISTRICT CENTRAL COOPERATIVE BANKS: A CASE STUDY OF UTTAR PRADESH

2020 ◽  
pp. 14-20
Author(s):  
Monika
Keyword(s):  
Rural Areas ◽  
Profit Maximization ◽  
Uttar Pradesh ◽  
Small Scale ◽  
Credit Institution ◽  
Short Term ◽  
Agricultural Credit ◽  
Rural People ◽  
Self Employment ◽  
Cooperative Banks

Indian Cooperative Banks are the world largest credit institution which serve the credit need of more than 120 million farmers(Rangarajan,1972). These cooperative banks are established to serve for the welfare of rural people and not for the profit maximization. Indian cooperative credit These banks provide credit under various areas such as, agriculture, lives stock, milk, self-employment, setting up small-scale units, personal finance etc. Indian Agricultural Cooperative credit institution are broadly categories in to two types, short term and long term agricultural credit institution. The short term agricultural credit institution have three tire federal structure, at the apex level: State Cooperative Banks, District Central Cooperative Banks at district level and Primary Agricultural Credit Societies, at root level. The District Central Cooperatives Banks(DCCBs) act as intermediary, it provide short and medium term loan to the rural sector. There are total 364 DCCBs operating in country (RBI report, 2017-18), out of which 50 DCCBs operating in Uttar Pradesh (NAFSCOB, 2017-18). The present study evaluate the agricultural and non-agricultural loan distribute by DCCBs of UP for the period of 2013-14 to 2016-17. For the purpose of the study, District Central Cooperative Banks (DCCBs) of UP were divided into 18 zone as per their administrative classification. The study revealed that there is volatility among the zone and some zone performed well in development of rural areas. KEYWORDS: Cooperative Banks, rural people, agriculture, lives stock, milk, self-employment

scholarly journals An Evaluation Of Indicators Of Socio-Economic Deprivation: A Case Study Of The Slums Of Karachi, Pakistan

2016 ◽  
Vol 4 (1) ◽  
pp. 35-55
Author(s):  
Kaneez Fatima Mamdani
Keyword(s):  
Rural Areas ◽  
Significant Proportion ◽  
Poverty Line ◽  
Housing Quality ◽  
Standard Of Living ◽  
Primary Data ◽  
Economic Deprivation ◽  
Multiple Deprivation ◽  
Grass Root ◽  
Grass Root Level

In Pakistan more than one third of its population continues to live below the poverty line (Economic Survey of Pakistan, 2013). Recent research has shown that poverty is wide spread in both urban and rural areas and it is not only rural phenomenon. Since the past few decades, Karachi has experienced an inflow of migrants from all parts of Pakistan in search of better opportunities. Karachi has about 650 katchi abadis (squatter settlements) which are home to 50% of city’s population (Sindh Katchi Abadis Authority 2006). The objective of this study is to measure and analyse the nature and level of socio-economic deprivation as well as to find out the different forms of socio-economic deprivation. It is an exploratory cross-sectional study. Primary data is collected from 497 households of seven katchi abadis of Karachi to study the problem. Statistical tools of analysis i.e. coefficients of variance are used to analyse the relationship between two variables and indices of multiple deprivation are constructed to compute the different domains and levels of deprivation. It is evident from the outcomes of the findings of domains of deprivation that the significant proportion of population of Katchi Abadis i.e. approximately 50% of the households suffers from multiple deprivation. The findings emphasize that all settlements have deprivation in all domains (education, economic, housing quality and housing services deprivation, health deprivation); however each settlement has different issues and concerns priority wise. Index of multiple deprivation show 49% of households living below poverty line (US$ 1.25) experience multiple deprivation. The findings also reveal that 60% of households highly to moderately deprived as regards to levels of deprivation while 40% has low deprivation level. In order to increase the standard of living on the grass-root level, “Living Wages” should be used as the standard to measure people’s socio-economic wellbeing instead “Poverty” to maintain a decent standard of living for families of different sizes. Policies should be designed to decrease the level of unemployment on a scale needed for long term poverty alleviation, by creating environment that is conducive to private economic activity at the grass root level.

The Family Way: Manhood and Dabangai in the Making of a Dynasty in Uttar Pradesh

2018 ◽  
Vol 6 (2) ◽  
pp. 180-195 ◽  
Author(s):  
Satendra Kumar
Keyword(s):  
Political Parties ◽  
Political System ◽  
Uttar Pradesh ◽  
Indian Politics ◽  
Village Level ◽  
Congress Party ◽  
The Family ◽  
The Village

Only looking at the Congress Party can obscure the fact that political dynasties, in different forms and degrees, exist in a number of political parties in India. There are many examples of political families ruling the roost across the states but digging deeper shows us that the malaise goes to the village level as well. Therefore, to completely examine the extent to which Indian politics is dynastic, this article investigates strategies and networks of a local political dynasty in the Meerut district of Uttar Pradesh (UP). It explores how a family, by getting elected its sons into the local political bodies, becomes a powerful political dynasty over a period of time and how entry of this dynasty into the Indian political system is assisted by political parties and caste associations. Furthermore, this article shows the ways in which popular notions of leadership and manhood play important role in the making of a dynast along with the importance of dynastic ties for the marginalized rather than privileged groups.

Effect of Urea-molasses Multinutrient Block Supplementation on Productive and Reproductive Performance of Rural Buffalo Farms

2021 ◽  
Author(s):  
Vidya Nimbalkar ◽  
H.K. Verma ◽  
Jaswinder Singh
Keyword(s):  
Rural Areas ◽  
Rural Economy ◽  
Statistical Tests ◽  
Bubalus Bubalis ◽  
Reproductive Parameters ◽  
Grass Root ◽  
Grass Root Level ◽  
The Government ◽  
Daily Milk Yield ◽  
Productivity Enhancement

Background: Buffaloes (Bubalus bubalis) have an immense importance in rural economy by virtue of their high production potential as triple purpose animal. Application of scientific technologies can further lead to significant productivity enhancement in buffaloes. Hence, the study was aimed to investigate adoption and effect of urea-molasses multinutrient block (UMMB) supplementation on buffalo productivity in rural areas of Punjab, India. Methods: An expost-facto research design was employed to collect data from selected buffalo farmers (N-501) through personal interview by using pretested research instrument. Based on the response, the buffalo farms were categorized as technology adopter farms (TAF) and non-adopter farms (TNAF). The effect of UMMB supplementation on productivity was evaluated by considering various productive and reproductive parameters of buffaloes. Both parametric and non-parametric statistical tests were employed to analyse the data by using SPSS software. Result: The results indicated that the buffalo farms (36.93%; 185/501) following an additional supplementation with UMMB had significantly (p less than 0.05) higher average daily milk yield per animal and lowered values of all reproductive parameters. This has proved the viability of UMMB technology at buffalo farms in study area. The study revealed that the technology plays valuable role in buffalo productivity enhancement, hence should be recommended to the government and propagated through vigorous activities at grass-root level to improve adoption.

2 and 3 Tier Structure of Co-operative Credit (CC) in India: Current Status, Issues and Challenges

2018 ◽  
Vol 7 (1) ◽  
pp. 57-62
Author(s):  
P. Selvaraju
Keyword(s):  
Financial Services ◽  
Current Trend ◽  
Current Status ◽  
Agricultural Credit ◽  
Reserve Bank ◽  
Grass Root ◽  
Grass Root Level ◽  
Banking Structure ◽  
The Rich ◽  
Credit Structure

Co-operative banks in India have come a long way since the enactment of the Agricultural Credit Co-operative Societies Act in 1904. The century old co-operative banking structure is viewed as an important instrument of ba62nking access to the rural masses and thus a vehicle for democratization of the Indian financial system. Co-operative Banking is an agency which, in the words of Henry Wolff , “is in a position to deal with small man on its terms, accepting his security he has and without drawing on the protection of the rich, that the agency must not be channel for pouring charity or subsidizing the small man out of the public funds, instead, the material help must be backed by moral improvement and strengthening of the fiber”. Today, short term co-operative credit structure has 32 state co-operative banks and 371 district central co-operative banks operating through 14907 branches. There were 92,996 Primary Agricultural Credit Societies (PACS) as on March 31, 2014 at the grass root level catering to the credit requirements of the members but also providing several non-financial services like input supply, storage and marketing of produce, supply of consumer goods, etc. The journey has not been smooth for the co-operative banking structure. This analysis has been made based on the various data given by Reserve Bank of India (RBI) to trace out the current trend of the co-operative credit institutions also includes the issues and challenges of the two and three tier credit structure of co-operative credit.

scholarly journals ICT enabled Technologies issues in implementation (especially in perspective of Uttrakhand Rural Areas)

2013 ◽  
Vol 2 (2) ◽  
pp. 109-116
Author(s):  
Abhay Saxena
Keyword(s):  
Rural Areas ◽  
High Speed ◽  
Information Communication ◽  
Global Village ◽  
Survey Report ◽  
Grass Root ◽  
Grass Root Level ◽  
Entire World ◽  
The Government ◽  
Communication And Technology

Information Communication & Technology makes the entire world a Global Village. The high speed connectivity, communication and technology are turn out to be a magic wand for the human progress and prosperity. But it looks so that this progress is confined with the virtual villages like metros and cities. The semi urban and villages looks far behind from the actuality i.e. implementation of ICT. This Paper is not a critic on the Government efforts. It is merely a survey report to put a thought on the efforts inadequacy, unable to reach up to grass root level. The current study will provide a microscopic view of the ground reality of villages especially in Hardwar district and show reasons why implementation of ICT is not effective over there. The probable solution of implementation of ICT is also worked out in the end.

scholarly journals Lumbung Desa in Java: A Credit Institution, Poverty Management, and Financial Problem Solving for Villagers During the Colonial Period

2017 ◽  
Vol 29 (3) ◽  
pp. 234
Author(s):  
Haryono Rinardi ◽  
Yety Rochwulaningsih ◽  
Titiek Suliyati ◽  
Sutejo K. Widodo
Keyword(s):  
Rural Communities ◽  
Rural Areas ◽  
Credit Institution ◽  
Colonial Era ◽  
Economic Relations ◽  
Community Needs ◽  
Sociological Approach ◽  
Village Level ◽  
Grand Design ◽  
The Village

This paper aims to examine the existence and development of Lumbung Desa or village rice barns as a credit institution during the colonial era. It was expected to be an inspiration and reference to revitalize, design, and develop barns at the village level that contributed significantly to the village welfare at the recent time.  Therefore, how and why was Lumbung Desa institution able to develop during the colonial era? How much was its contribution to the village welfare? To examine these questions, the authors used critical historical method and through economical and sociological approach. The result shows that Lumbung Desa was formed and developed by the Dutch to overcome poverty as a strategic issue at the time, especially at village level. The grand design program of Lumbung Desa was to channel loan schemes especially and savings that could be in the form of in cash or rice. It was used to help farmers against the middlemen and moneylenders who were considered as adverse parties for the villagers. Lumbung Desa existed and was managed in many villages of Java during the colonial era. It relied on rural communities with distinctive personal socio-economic relations that brought about both strengths and weaknesses for the institution. However, there were some advantages of Lumbung Desa; first, it provided loans in two types, cash and/ or rice which became major and urgent needs for the villagers; second, its presence in rural areas made farmers become customers and easily access the market; third, its flexibility made it easily transform according to rural community needs.

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