scholarly journals Evaluasi Pelaksanaan Program Pemberdayaan Ekonomi Masyarakat Pesisir (PEMP) Sebagai Upaya Penanggulangan Kemiskinan di Kecamatan Batudaa Pantai Kabupaten Gorontalo

2017 ◽  
Vol 6 (1) ◽  
pp. 30
Author(s):  
Harson Gasim

The potential of marine resources that is large enough owned by Gorontalo Regency in reality has not been able to give maximum contribution for improving coastal community welfare. The most dominant issue facing coastal areas is the problem of poverty. The purpose of this study is to find out how far the impact of this PEMP program on poverty alleviation in District Batudaa Pantai Gorontalo. The type of this study is an evaluative study. The type of evaluation study used is a descriptive evaluation of assessing and analyzing data by describing or describing existing data and analyzing the results. The results show that the KMP selection mechanism has not yet given room for participation in decision-making and empowerment of the poor; Disbursement mechanism and fund management less effective, not transparent; Strengthening of socio-economic organization of society not yet effective and process of assistance less than optimal Potensi sumber daya laut yang cukup besar yang dimiliki Kabupaten Gorontalo dalam kenyataannya belum mampu memberikan kontribusi secara maksimal bagi peningkatan kesejahteraan masyarakat pesisir. Persoalan yang paling dominan yang dihadapi wilayah pesisir justru masalah kemiskinan. Tujuan penelitian ini ialah untuk mengetahui seberapa jauh dampak program PEMP ini terhadap penanggulangan kemiskinan di Kecamatan Batudaa Pantai Kabupaten Gorontalo.Adapun tipe penelitian ini merupakan suatu studi evaluatif. Jenis studi evaluasi yang digunakan adalah evaluasi deskriftif yaitu menilai dan menganalisa data dengan cara menggambarkan atau mendeskripsikan data yang telah ada dan menganalisanya Hasil penelitian menunjukkan Mekanisme pemilihan KMP belumlah memberi ruang partisipasi dalam pengambilan keputusan dan pemberdayaan masyarakat miskin; Mekanisme pencairan dan pengelolaan dana kurang efektif, tidak transparan; Penguatan organisasi sosial ekonomi masyarakat belum efektif serta proses pendampingan kurang optimal

2019 ◽  
Vol 11 (6) ◽  
pp. 1545 ◽  
Author(s):  
Junying Lin ◽  
Zhonggen Zhang ◽  
Lingli Lv

Villagers’ participation in poverty alleviation programs has received considerable attention, especially with regard to the poor. However, not much is known about the welfare effect of villagers’ program participation. This paper analyzes the impact of villagers’ program participation on their incomes. We used household data from 529 villagers in China’s Whole Village Poverty Alleviation Program. We focused on two types of program participation—discussion and voting. Using the propensity score matching approach, we estimate the impact of rural households’ program participation on their income. The results show that the education and the political career of the household head determine program participation. Households participating in discussion and voting have a positive and significant effect on household income. Richer households benefit more from the program. However, the poor receive less benefits. We conclude that broadening villager’s participation can boost the effectiveness of China’s poverty alleviation program.


2019 ◽  
Vol 14 (1) ◽  
pp. 40-47
Author(s):  
Nurwati Nurwati ◽  
Heni Hendrawati

The purpose of this study is to analyze the impact of zakat utilization on the effort of poverty alleviation. This study was conducted through a literature study approach. The results indicate that the utilization of zakat is increasingly visible in its contribution to support the government's efforts to poverty alleviation. The zakat was focused on the poor and allocated to the social humanitarian and education sectors. The implication of this finding is that the optimization of the potential of zakat will be able to bring economic prosperity to the people which is certainly encouraged by the participation of all elements of the nation


2016 ◽  
Vol 4 (2) ◽  
pp. 233
Author(s):  
Oltiana Muharremi ◽  
Filloreta Madani ◽  
Erald Pelari

<p class="Default"><em>Microfinance is defined as any activity involving the offering of financial services such as loans, savings and insurance to individuals with low income.</em><em> </em><em>Creating social value includes reducing poverty and having a better impact to improve living conditions through capital for micro-enterprises; insurance and savings deposits for reducing risk and boosting consumption. Worldwide microfinance actors promote access to basic financial services by developing new tools, a variety of products and the adoption of an integrated banking access.</em></p><p class="Default"><em>Initially, microfinance was largely gender neutral: it sought to provide credit to the poor who had no assets to pledge as collateral. It quickly emerged, however, that women invested their business profits in ways that would have a longer-lasting impact on their families and communities. Consequently women became fundamental to the success of the microfinance model as a poverty alleviation tool. The purpose of this article is to examine the impact of microfinance loans in improving the lives of women borrowers, as well as in strengthening their social influence and the microcredit impact in promoting savings. This study is based on an empirical investigation of 384 structured questionnaires and surveys directed at microfinance institutions and their clients in the regions of Vlore and Fier, Albania.</em></p>


2020 ◽  
Vol 7 (3) ◽  
pp. 221-236
Author(s):  
Prasansha Kumari

The objective of this paper is to investigate theoretical background of microfinance and poverty alleviation. The article consist the two types of theories, which related to microfinance. First types of theories addresses the specific issues the poor have to face when seeking access to formal financial resources, due to the lack of collateral and second types of theories. The second set of theories are based on the impact of microfinance on small businesses, households and individuals. The first category of theories consist Theory relating to Emergence of Microfinance, Concept of Joint Liability Group in Microfinance. Theories of impact pathway of microfinance consist Theory on Shortcomings of Development Finance Strategies, Market and Welfare Theories, Poverty Lending Approach, Financial System Approach and5 Financial Integrated Approach


2020 ◽  
Vol 16 (1) ◽  
pp. 105-124
Author(s):  
Sutiyo ◽  
Andi Pitono ◽  
Tri Raharjanto ◽  
Jona Bungaran Basuki Sinaga

Microfinance has broadly been used to alleviate poverty and empower women in Indonesia. Many studies have already examined the microfinance performance but mostly on the basis of a client versus non-client comparative method. In this study, we measure the outreach of and impact of microfinance on poverty alleviation through random sampling of poor households. A case study was conducted at the district of Purbalingga to assess the most widespread woman microfinance in Indonesia, Savings and Loans for Women ( Simpan Pinjam Perempuan, SPP). While the SPP has a good repayment rate and asset growth, its performance in poverty alleviation is low. Only 18 per cent of the respondents ever benefitted from the SPP, which indicates low outreach to the poor. The impact on income generation and development of social capital as well as empowerment of the poor is weak. The causes are limited fund, lack of prioritisation to the poor and inexistence of assistance to loan utilisation. Institutionally, the SPP is not connected to the local government. These create a low sense of belonging and fund allocation from the local authorities. The continuity of the SPP requires a closer institutional linkage with the local government and bank institutions in order to have better assistance and budgeting while maintaining informality of loan disbursement.


Kybernetes ◽  
2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Qingyu Zhang ◽  
Tianlong Luo

PurposeIn the presence of government procurement, one important driving force behind a poor farmer entering into sales format agreements is to improve profits. In this study, the authors examine two widely used sales formats, namely resale format and agent format, to investigate how parameters influence the optimal sales format selection and decision equilibriums of supply chain members under the scenarios with or without the buyer's poverty alleviation efforts.Design/methodology/approachThis paper adopts the Stackelberg game-theoretical approach to examine the interactions between the farmer from poor/rural areas and the buyer.FindingsThe authors find that under certain conditions, the optimal sales format of the poor farmer and buyer can be consistent, which eliminates conflicts in the sales format selection. In addition, with the buyer's poverty alleviation effort, the poor farmer and buyer can achieve the Pareto improvement, which is a win–win outcome for them. The authors also find that the market price in government procurement is independent of competition, which is consistent with practical observations.Originality/valueIt is the first study to investigate the optimal sales format selection given government procurement as a poverty alleviation effort which is in competition with a firm's regular channel.


2007 ◽  
Vol 12 (4) ◽  
pp. 593-620 ◽  
Author(s):  
EMI UCHIDA ◽  
JINTAO XU ◽  
ZHIGANG XU ◽  
SCOTT ROZELLE

This paper studies the impact of the largest conservation set-aside program in the developing world: China's Grain for Green program, on poverty alleviation in rural areas. Based on a large-scale survey, we find that the program was implemented mostly in the areas of China that are fairly poor. In addition, we show that income from livestock activities and some types of asset holdings of participants have increased significantly more than those of non-participants (due to program effects). Only weak evidence is provided demonstrating that participating households have begun to shift their labor into the off-farm sectors. Overall, the results suggest that the program has been moderately successful in achieving its poverty alleviation objectives.


Author(s):  
Taramol K.G.

Micro Finance has become one of the most effective instruments for economic development of the poor. Expansion of rural credit delivery system since 1947 has not changed the dependence of the poor on money lenders ad commission agents. The dependence of the rural poor on non-institutional sources of credit is one of the causes that perpetuate their poverty. The poverty alleviation and government sponsored schemes in banks have problems in implementation, with more Non Performing Assets than of other schemes and therefore failed to deliver the expected results. Thus the rural banking institutions are out of step with changing rural credit. The situation necessitated the formation Self Help Groups for enabling the poor to participate in the process of development. Micro Finance or Micro credit for the poor and women has received extensive recognition as a strategy for poverty reduction and for economic development. Micro finance aims at organizing people particularly around credit and building capacities to manage money. The focus is on getting the poor to mobilize their own funds, building their capacities and empowering them to leverage external credit.


Economies ◽  
2020 ◽  
Vol 8 (3) ◽  
pp. 63
Author(s):  
Stylianou Tasos ◽  
Muhammad Ijaz Amjad ◽  
Masood Sarwar Awan ◽  
Muhammad Waqas

Poverty is a universal reality, and no one can deny the omnipresence of it all over the world. It is considered as the most harmful economic and social problem of human beings since their creation. It affects individuals as well as society as a whole in a very destructive way, and it is considered that poverty is the mother of all human rights violations. Perhaps no one would argue against the notion that microfinance can be a very useful apparatus in human, social, economic, political and national development. Microfinance has been established to fill the gap of a missing credit market for the poor. Among all other anti-poverty strategies, it has become one of the most important and successful tools for poverty elimination throughout the world. In this study, we investigate the impact of microfinance on poverty alleviation for the economy of Pakistan. The literacy is very poor for the area of Pakistan, so our research will help policy makers in making the right decisions in order to help the people that are living below the poverty line. Primary data of 300 households from Khushhali Microfinance Bank Limited were collected. The findings reveal that microfinance imparts a vital role in poverty eradication where the poverty level has decreased from 42.67% in comparison household (CHH) to 29.33% in the program household (PHH). Finally, it unveils the fact that there is a negative association between the provision of microfinance and poverty level of the household. The availability of micro financing facilities to the poor has declined the poverty rate from 42.67 percent to 29.33 percent. The Logistic Regression model implies that poverty has a negative association with the duration of microfinance, education and existence of a market in the locality, whereas it is positively related to family size and gender of the respondent.


2019 ◽  
Vol 11 (6) ◽  
pp. 70
Author(s):  
Shakina Sultana Pomi

Microcredit and poverty alleviation have become the two sides of a coin as the role of microcredit on poverty alleviation is well accepted in the arena of economic development. This study is an attempt to analyse the impact of microcredit on poverty alleviation in the rural areas namely Hathazari, Mirsharai and Sitakunda upazilla (sub-units of district ) of Chittagong district, Bangladesh. A cross sectional survey was conducted on the rural part of these three upazillas. Data have been collected through a well-structured questionnaire from 100 microcredit-recipients/borrowers of Bangladesh Rural Advancement Committee (BRAC) and Association for Social Advancement (ASA) - two giant microcredit providers in Bangladesh and from 50 non-borrowers of the study areas. Respondents were selected randomly. Tabular method was used to describe the data. Hypothetically, the outcomes were found significant resulted from chi-square test (X &sup2; -test) and ANOVA (Analysis of Variance) without an exception for clothing expenditure. The study revealed that microcredit disbursed through BRAC and ASA, plays a dynamic role to reduce poverty in the study areas by income generating activities of the poor women borrowers and by improving their living standard. It is found from the study that microcredit has&nbsp; positive impact on income, expenditure, condition of dwelling house, education, health and decision making ability of the poor women borrowers who spent at least five years in BRAC and ASA comparing to the non-borrowers.


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