scholarly journals EVALUASI PENGENDALIAN INTERNAL TERHADAP KREDIT DIRAGUKAN PADA PT. BANK SULUTGO DI MINAHASA INDUK

2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Marvini Rini Rotti ◽  
Hendrik Manossoh ◽  
Meily Y. B. Kalalo

Credit is the most important operational activity in bank operations, where credit has the greatest asset value. Despite the risk of losses generated market business so it takes internal control to maintain corporate property and with bad loans. Good handling of credit through the company’s internal control allows for doubtful loan to smooth again. The purpose of this research is to evaluation the internal control of doubtful loan on PT. Bank SulutGo in Minahasa and whether matching with the principles of COSO. This research method is qualitative method. The technique of data collection are interview and documentation. The processing and analysis of data are done by using qualitative data and descriptive analysis. Based result the company’s management has applied the basic concept and the principle of internal control based of COSO (Committee of Sponsoring Organizations).Keywords: Internal control, doubtfull loan.

2020 ◽  
Vol 4 (1) ◽  
pp. 8
Author(s):  
Brigita Maria ◽  
Vionalisa Chandra ◽  
Halim Ellena Muliad ◽  
Inggriani Elim

In conducting credit distribution to the public, there are several procedures that must be carried out before credit can be disbursed. Lending also needs to pay attention to internal controls within the company. The purpose of this study is to evaluate whether internal control in credit disbursement procedures is in accordance with the theory of control according to COSO. This research method is a qualitative method. Data collection techniques are interviews and documentation. The results of this study indicate that the company has not fully implemented internal controls based on COSO, particularly environmental control and monitoring.


2020 ◽  
Vol 2 (2) ◽  
pp. 104-116
Author(s):  
Ifa Hanifia Senjiati ◽  
Yadi Wahyudin

There has been a decline in animal sacrifice in 2012 at LAZ Rumah Zakat. There is a phenomenon that customers are not satisfied with Rumah Zakat services. Thus several factors can influence mudhohi's decision to sacrifice in zakat institutions. Based on these problems the formulation of the research problem is how mudhohi sacrifices decisions at zakat institutions. The research method used is a qualitative method with a descriptive analysis approach. Data collection techniques with interviews to 100 mudhohi. The result is that mudhohi's decision to sacrifice at Rumah Zakat is 93% mudhohi will sacrifice again. Mudhohi's decision to make sacrifices at Rumah Zakat is due to the longer value of superqurban benefits, distribution throughout the country, offering affordable prices, product innovation in the form of corned beef and rendang cans, simple processes, and voucher offers.


2021 ◽  
Vol 6 (1) ◽  
Author(s):  
Syahri Dauliyah ◽  
Jamiludin Jamiludin ◽  
La Ode Ali Basri

Abstract: This research aims at analyzing the use of coconut trees as dowry, analyze how to count coconut trees as dowry and change the shape of dowry of coconut trees as marriage dowry in the Wawoni community. The data used are qualitative data. The technique of data collection in this research were observation, interview and documentation. The research method used is a descriptive analysis method that focuses on the interpretation and opinions of informants obtained from interviews and research at the research location and then discussed in the study. The results of the research showed that 1) Coconut trees as a dowry are closely related to natural resources and philosophy in developing households in the Wawonii community, 2) Coconut trees that can be used as the dowry in marriage, namely 1 tree that has been bearing fruit for one puu, a coconut tree that will fruiting the first time talking about 2 trees for 1 puu, a new coconut tree that has a segment on the trunk of 4 trees to escape 1 puu. Keywords: coconut tree, dowry, marriage, Wawoni community.


2021 ◽  
Vol 6 (2) ◽  
pp. 99
Author(s):  
Muhammad Naufal Annabil

<p><strong>This article aims to describe the chemical weapons conflicts in Ghouta East, Syria based on the perspective of Edmund Husserl. The problems to be studied are the chemical weapons conflict in East Ghouta; the impact of chemical weapons use, and media in Indonesia's view of the chemical weapons conflict in East Ghouta through the line of phenomenology theory of Edmund Husserl. The research method used is the qualitative method. Data collection is used with watching, seeing, reading, and note techniques. The data analysis technique used is the descriptive analysis technique. To examine the validity of data, the technique used is the triangulation technique. As for the result of this research is the armed conflict occurred because of the opposition in East Ghouta and Assad's regime with its soldiers trying to eradicate the opposition; chemical weapons caused many injured victims to die, especially children; a dispute between the Western media and the Indonesian media in the news of the conflict in East Ghouta.</strong></p><p><strong><em>Keywords</em></strong> - <em>p</em><em>henomenology, Indonesia</em><em>n m</em><em>edia, </em><em>c</em><em>hemical </em><em>w</em><em>eapon, East Ghouta, Edmund Husserl</em></p>


2020 ◽  
Vol 3 (2) ◽  
pp. 97-105
Author(s):  
Lingga Yuliana

The purpose of this research is to find out the product flow, financial flow and information flow in the management of the supply chain plate rack based on the existing supply chain so that the company can produce effectively and efficiently. The research method used is a qualitative method using a survey method that is to explain, describe and interpret a phenomenon that occurs in an object and qualitative data with the support of quantitative data. The results showed the company combining assembly material team, glass assembly team and final completion teams could accelerate production and limit cooperation with independent marketing to summarize the supply chain and prevent company losses.


Author(s):  
PUTU OKA WARDIKA ◽  
RATNA KOMALA DEWI ◽  
NI WAYAN PUTU ARTINI

Analysis Customer Satisfaction in Buying Fresh Fruits in Moena Fresh Bali Increased consumption of fruits in the country have an impact on the growth of fruitsales in Indonesia. This increase causes the appearance of stiff competition in thebusiness of fruits. Moena Fresh Bali as one of the companies that sell fresh fruitsmust innovate or improve the shortage so that the consumers do not turn to otherproducts. Consumer behavior may help explain how consumers obtain satisfaction.The purpose of this research is to determine satisfaction of Moena Fresh Baliconsumers and to find out actions to increase customer satisfaction of Moena Fresh.The location of the research was conducted at four Moena Fresh outlets as it wasconsidered to represent consumers in every sub-district in Denpasar City. Thenumber of respondents was as many as 50 respondents and the sampling wasconducted by using accidental sampling. Types of data collected include quantitativeand qualitative data which were sourced from primary and secondary data. Methodsof data collection were by using interview techniques, observation, anddocumentation. Data analysis methods used were descriptive analysis, ImportancePerformance Analysis and Customer Satisfaction Index. Based on the results ofresearch, the calculation of CSI to the attributes of Moena Fresh Bali was 77.6% i.e.it meets the criteria of satisfaction. Based on the Matrix of Importance Performance,product attributes are classified into four quadrants and actions to improve customersatisfaction are through the improvement of attributes that become the main priority,namely the attributes of advertising / promotion, price, and discounts. The studysuggests that Moena Fresh Bali should perform printed and electronic publicationsand set competitive prices to maintain its customers.


2021 ◽  
Vol 6 (2) ◽  
Author(s):  
Osvaldo Victor Alfonso ◽  
Agung Yudhistira Nugroho

AbstrakPenelitian ini menggambarkan tentang berbagai latar belakang pengambilan keputusan Putin atas isu Krimea yang melihat dasar-dasar pengambilan keputusan seperti intuisi, pengalaman, fakta, wewenang, dan rasionalitas yang memengaruhi Putin dalam melakukan aksi aneksasi Krimea tersebut. Dalam penulisan skripsi ini, sang penulis menggunakan kerangka teori Pengambilan Keputusan (Decision Making) yang merupakan topik utama sekaligus pisau analisa dalam penelitian ini. Metode penelitian yang digunakan oleh sang penulis dalam penyusunan skripsi ini adalah metode kualitatif. Adapun teknik pengumpulan data yang digunakan oleh sang penulis dalam memperoleh data adalah melalui wawancara dan studi pustaka yang menelaah sejumlah buku, jurnal, artikel ilmiah, dan media elektronik. Hasil penelitian menunjukkan bahwa latar belakang pengambilan keputusan Vladimir Putin adalah berdasarkan pilihan rasional dengan melihat pertimbangan materil seperti memberi keuntungan di sektor keamanan, ekonomi, politik, memberikan peluang Rusia menjadi negara adidaya, dan pengamanan jalur pipa gas Rusia di Ukraina dan Krimea. Yang menarik dari tindakan yang diinisiasi oleh Putin itu adalah aksi tersebut dalam merebut suatu wilayah tanpa pencurahan darah. Ini adalah hal yang menarik bagi sang penulis karena bagaimana mungkin suatu intervensi militer di suatu wilayah tidak terjadi penyerangan dari pihak luar ke dalam suatu wilayah, dalam hal ini adalah aksi Rusia kepada Krimea. Politik keamanan, politik identitas, dan politik ekonomi mewarnai Putin dalam pengambilan keputusannya atas isu Krimea tersebut.Kata Kunci: Vladimir Putin, Pengambilan Keputusan, Pilihan                          Rasional, Rusia, Krimea, Ukraina.Abstract This research describes the various backgrounds of Putin's decision making on the Crimean issue which looks at the basics of decision making such as intuition, experience, facts, authority and rationality that influenced Putin in carrying out the Crimean annexation. In writing this thesis, the writer uses the theoretical framework of Decision Making which is the main topic as well as the analysis knife in this research. The research method used by the author in the preparation of this thesis is a qualitative method. The data collection techniques used by the author in obtaining data are through interviews and literature studies that examine a number of books, journals, scientific articles, and electronic media. The results show that the background of Vladimir Putin's decision making is based on rational choices by looking at material considerations such as providing benefits in the security, economic, political sectors, giving Russia the opportunity to become a superpower, and securing Russian gas pipelines in Ukraine and Crimea. What's interesting about the action initiated by Putin is that it seizes an area without shedding blood. This is an interesting matter for the author because how could a military intervention in a region not occur from outside attacks into an area, in this case Russia's action against Crimea. Security politics, identity politics and economic politics colored Putin in his decision making on the Crimean issue. Keywords:  Vladimir Putin, Decision Making, Rational Choice,                          Rusia, Crimea, Ukraine.


Author(s):  
Lusiana Rahmatiani

ABSTRACT Character education is one of the focus of educational goals in Indonesia. The importance of character education because of the declining ethics, morale of learners and the increasing popularity of student delinquency, such as brawl and drug addicts. Implementation of character education is very important to evaluate how the process and results. The research was conducted at SMPN 1 Cilamaya Wetan. The purpose of this study describes the implementation of lisa program, libra, patujar applied in SMPN 1 Cilamaya Wetan. Knowing the value of characters generated in the program lisa, libra, patujar applied in SMPN 1 Cilamaya Wetan. The research method used is qualitative method with data collection technique, observation, interview and documentation. Suggestion of research result that is importance of socialization about character education to learners, teachers and society to support the embodiment of school program libra libra patujar. Schools should involve parents and community as partners in the coaching and habituation of student characters. Keywords: Character Education, Character Value, Lisa, Libra Patujar ABSTRAK Pendidikan karakter merupakan salah satu fokus tujuan pendidikan di Indonesia. Pentingnya pendidikan karakter karena semakin menurunnya etika, moral peserta didik dan semakin maraknya kenakalan pelajar, seperti tawuran dan pecandu narkoba. Implementasi pendidikan karakter sangat penting untuk dievaluasi bagaimana proses dan hasilnya. Penelitian dilakukan di SMPN 1 Cilamaya Wetan. Tujuan penelitian ini mendeskripsikan implementasi program lisa, libra, patujar yang diterapkan di SMPN 1 Cilamaya Wetan. Mengetahui nilai karakter yang dihasilkan dalam program lisa, libra, patujar yang diterapkan di SMPN 1 Cilamaya Wetan. Metode penelitian yang dipergunakan adalah metode kualitatif dengan teknik pengumpulan data, observasi, wawancara dan dokumentasi. Saran hasil penelitian yaitu pentingnya sosialisasi mengenai pendidikan karakter kepada peserta didik, guru dan masyarakat untuk menunjang keterwujudan program sekolah lisa libra patujar. Sekolah harus melibatkan orang tua dan masyarakat sebagai partner dalam pembinaan dan pembiasaan karakter siswa. Kata Kunci : Pendidikan Karakter, Nilai Karakter, Lisa, Libra Patujar


VALUE ◽  
2021 ◽  
Vol 2 (1) ◽  
pp. 39-56
Author(s):  
Harry Ramadhan ◽  
Endah Widati ◽  
Ibnu Fiqhan Muslim

Competition in the restaurant and cafe industry at this time is very tight and competitive. This is marked by the growing number of new competitors in the world of Resto and Cafe. The restaurant and cafe industry as one of the food and beverage supply sectors that can support national and regional economic development. In Depok, there are 170 restaurants and cafes operating. The purpose of this study was to find out how the results of the implementation of Marketing Strategy During the Covid19 Pandemic at Like No Other Cafe Depok. The research method used is descriptive qualitative method. Using interviews, questionnaires and observations to related parties as data collection techniques. Thus, the data analysis techniques used were VRIO and PESTLE analysis to analyze the business environment, profitability analysis to evaluate the results of the implementation of the marketing mix program used and descriptive analysis to analyze planning, implementation and marketing strategy activities. The results showed that the strategy implemented by Like No Other Cafe during the Covid19 pandemic was considered effective so that Like No Other Cafe was still able to survive and generate income even though the income was only 50% of normal conditions.


2020 ◽  
Vol 9 (11) ◽  
pp. 3490
Author(s):  
Erna Resmiatini ◽  
Bramantyo Tri Asmoro

This research is an applied research focused on solving problems experienced by the Sukodono Tourism Awareness Group (Pokdarwis). The results of preliminary observations showed that they did not understand the tasks to be carried out. Therefore, this study aims to analyze and compile job descriptions of Pokdarwis Sukodono. The method used is a descriptive qualitative method, with a job analysis approach that adapts the steps of Dessler's (2010) job analysis and qualitative data analysis by Miles & Huberman's model (1994). Meanwhile, the data collection techniques in this study were interviews, observation, and documentation. The result obtained is job description of Pokdarwis Sukodono starting from the Chairman to the Business Development Section. This result is obtained after conducting repeated job analysis to obtain a credible job description. The results of this study bring enormous benefits to the management of Pokdarwis Sukodono, because now the management has a clear duty reference in working as a tourism agent in their area. Keywords: Job Analysis; Job Description; Pokdarwis.


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