scholarly journals Financial literacy of students of technical universities: analysis of opinions and development prospects

2021 ◽  
Vol 49 (1) ◽  
pp. 80-91
Author(s):  
Olga V. Stepnova ◽  
◽  
Irina Yu. Starchikova ◽  
Keyword(s):  
Financial Literacy ◽  
Financial Services ◽  
Research University ◽  
Educational Process ◽  
Third Party ◽  
Positive Trend ◽  
Full Time ◽  
Moscow Aviation Institute ◽  
Technical University ◽  
Financial Issues

Introduction. The development of students' ability to make informed and responsible decisions in the field of personal finance is an urgent problem. Young people must have the appropriate competencies, have the required level of financial literacy. This also applies to students of non-economic areas of training, in particular students of technical specialties. The purpose of the study is to analyze the financial literacy of students of a technical university. Materials and methods. The material of the research was the data of an anonymous sociological survey of 100 students of Stupino branch of Moscow Aviation Institute (National Research University) of the 3rd and 4th courses of full-time education by filling in Google forms. Results. Analysis of students' opinions showed a positive trend (65% of respondents) for the introduction of financial literacy in the educational process of a technical university. Students admitted (54% of respondents) that they are not aware of all kinds of risks when investing in NPFs, when buying a home, compulsory motor third party liability insurance, taking a loan, when calculating wages, etc. Based on the students' answers, it was found that 62% of the respondents had no experience in solving financial issues. At the same time, 67% of students are not interested in rates on deposits, loans, the key rate of the Central Bank, but daily use the financial services of the bank (plastic cards, payment for services via the Internet, e-wallet, etc.) 97% of students. Conclusion. Today, the financial literacy of the population is fraught with many vital issues and affects the effectiveness of decisions made and the associated risks.

scholarly journals Olympiad at a technical university: students’ opinions and development prospects

2020 ◽  
Vol 48 (6) ◽  
pp. 167-179
Author(s):  
Irina Yu. Starchikova ◽  
Keyword(s):  
Foreign Language ◽  
Research University ◽  
Educational Process ◽  
Full Time ◽  
Highly Qualified ◽  
Moscow Aviation Institute ◽  
Language Competence ◽  
Technical University ◽  
Time Courses ◽  
Specialist Field

Introduction. Learning foreign languages at a technical university is an integral part of the educational process. A highly qualified specialist must have both knowledge in his/her specialist field and the skills of mastering foreign language competence. The purpose of the study was an attempt to analyze the data obtained through a sociological survey of students regarding the holding of the annual Olympiad in a foreign language at a technical university. Materials and methods. The material of the study included the answers of 114 students of the Stupino branch of the Moscow Aviation Institute (National Research University) from the first to third full-time courses by filling in Google forms. The use of the data obtained allowed revealing the attitude of students towards the English Olympiad held at the university since 2014. Results. The significance of participation in a foreign language Olympiad was assessed by 23% of the respondents. Among the respondents, there were 73% of the respondents who consider preparation for the Olympiad an important element reflecting the student’s knowledge and influencing the results of the Olympiad. Besides, 78% of respondents have already taken part in similar events. Thirty-nine percent of the surveyed students discovered new opportunities in continuing to learn the language. It is a fact that some respondents (36%) do not think that preparation for and participation in the Olympiad can increase the student’s motivation when learning a foreign language. Conclusion. Olympiad activities and preparation for this event make it possible to train a socially successful, creatively active, and demanded young specialist, acting as an activator of a competitive and developing educational environment.

scholarly journals Analysis of the problem of legal literacy of technical university students

2021 ◽  
Vol 50 (2) ◽  
pp. 130-144
Author(s):  
Olga V. Stepnova ◽  
◽  
Lyudmila I. Eremenskaya ◽  
Keyword(s):  
University Students ◽  
Educational Process ◽  
Professional Activity ◽  
Full Time ◽  
Moscow Aviation Institute ◽  
Management Culture ◽  
Professional Activities ◽  
Political Processes ◽  
Legal Literacy ◽  
Technical University

Introduction. The socio-economic and political processes taking place in modern Russia pose new challenges to the student youth, as the most active subject of these processes. Ten years ago, it was enough for a qualified engineer to have professional knowledge, skills and abilities, but today, according to the requirements of higher education, he must have a management culture, information competence and legal literacy. The purpose of the study is to study the legal literacy of students of a technical university. Materials and methods. The materials of the study were the data of an anonymous sociological survey of 124 respondents – students of the Stupino branch of the Moscow Aviation Institute (National Research University) of the 2nd, 3rd and 4th courses of full-time and part-time education by filling out Google forms. The obtained data allowed us to study the knowledge of the students of the technical university in the field of the basics of legal literacy. Results. Analysis of the data of a sociological survey of students' opinions showed that the overwhelming majority (96.5%) support the introduction of in-depth study of law enforcement practice in the educational process of a technical university. Students admitted (94.4% of respondents) that knowledge of the basics of civil, labor, tax, administrative and other branches of law will help them in their professional activities; 38.4% believe that they need additional knowledge in the field of law, while 62.9% had experience in concluding a civil contract (purchase and sale of an apartment, car, contract, delivery, provision of services, etc.), but 41.5% used the services of specialists (realtor, labor dispute commission, lawyers, etc.). Conclusion. Today, legal literacy of students determines the understanding of their role, opportunities and responsibilities in society, knowledge of their rights and obligations. Obtaining the necessary legal knowledge and skills for professional activity will allow students to independently understand the current laws, legal norms, understand them and apply them in their professional activities.

scholarly journals Features of distance learning in the modern conditions of a Russian university: based on the materials of a survey of students

2021 ◽  
Vol 50 (2) ◽  
pp. 103-117
Author(s):  
Irina Yu. Starchikova ◽  
Keyword(s):  
Distance Learning ◽  
Research University ◽  
Learning Technologies ◽  
Educational Process ◽  
Extreme Condition ◽  
Full Time ◽  
Moscow Aviation Institute ◽  
External Resources ◽  
New Material ◽  
Distance Learning Technologies

Introduction. Distance learning is a forced and extreme condition due to the spread of COVID-19. The higher school is looking for ways to improve the process of education for young people and opens up new opportunities for the transition to distance learning through the introduction of innovative technologies. The purpose of the study is to find out the pros and cons of distance learning, using the analysis of data obtained through a sociological survey of students. Materials and methods. The material of the research was the answers of 122 students of the Stupino branch of the Moscow Aviation Institute (National Research University) from 1 to 3 courses of the full-time department by filling in Google forms. Results. 42.6% of teaching students positively assessed the importance of switching to the remote platform of the LMS MAI, although only a third of the respondents would like to study remotely next semester. Motivation and involvement in the learning process in the new environment is present in 44.3% of respondents, and 63.9 % of students believe that learning a foreign language at a distance makes it difficult to understand new material. In addition, 73.3% of respondents believe that humanities are easier to study remotely, as opposed to technical subjects. In the organization of the educational process through distance learning, 45.1% of the surveyed students discovered new opportunities to continue learning the language. It should be noted that a third of respondents (32.8%) believe that in the near future, higher education can be fully transferred to distance learning. The method of principal components revealed that the attitude of students to distance learning is not related to the motivation to learn. Conclusion. The drastic reformatting of the educational process with limited internal and external resources of the universities intensified their mobilization in an emergency implementation of distance learning technologies, but not in the systematic use of tools online training, require a much longer preparation time and testing on the students in order to develop a competitive and developing educational system, and natural is not always an orderly and systematic approach.

Collaborative Finance and Its Hurdles to Overcome

2020 ◽  
pp. 239-262
Author(s):  
Elisabet Ruiz-Dotras ◽  
Krystyna Mitręga-Niestrój
Keyword(s):  
Social Network ◽  
Social Interaction ◽  
Financial Literacy ◽  
Financial Services ◽  
Peer To Peer ◽  
Online Networks ◽  
The Social ◽  
Finance Development ◽  
Personal Trust ◽  
Financial Issues

Using survey data from an online Spanish university, real and perceived financial literacy levels, social interactions and personal trust with the social network are measured as key elements for collaborative finance development. This is the first study regarding the factors that may affect the use of collaborative finance. Results show levels of financial literacy are quiet low as in prior studies and individuals consider that the bank manager, friends, and parents can manage financial issues better than them, with the last two peers being those who most trust to discuss financial issues. The findings also provide information about how little individuals trust online networks when it comes to financial matters. Besides, respondents interact moderately with their social network missing the benefits of peer-to-peer learning. Overall, lack of financial literacy, low social interaction, and personal trust may be affecting the short use of collaborative financial services.

scholarly journals The Development of the Spirituality of a Technical University’s Lecturer in an Advanced Training System

2020 ◽  
Vol XVIII (3) ◽  
pp. 517-530
Author(s):  
Svetlana A. Bezklubaya
Keyword(s):  
Research University ◽  
Training System ◽  
Faculty Members ◽  
Industrial Society ◽  
Thinking Styles ◽  
Advanced Training ◽  
Moscow Aviation Institute ◽  
Technical University ◽  
The Difference ◽  
Post Industrial

The problem considered in the article is relevant for a post-industrial society, which sees a guarantee of self-preservation in the upbringing of professionally competent and highly spiritual technical specialists. The process of humanitarization of advanced training programs ensures the growth of spirituality in the educational environment of a technical university for faculty members. The development of the educator’s spirituality is a transcendence of the alienation of the technical from morality in education. The purpose of the study: to determine how to develop the spirituality of an educator in an advanced training system. Research method: culturosophical, allows us to consider spirituality as the development of the highest value senses of culture. The theoretical part of the study in relation to a technical university considers: the multi-dimensionality understanding of spirituality; humanization as the essence of the manifestation of ‘human spirit’ in education, and humanitarization as a way of its implementation; humanitarization as a factor in the development of spirituality and a strategy for the formation of an understanding of the moral meaning of the engineering profession; humanitarian environment as the basis for the formation of spiritual, moral and cultural qualities of a person; dialogue as an imperative of the development of spirituality. The practical part of the study describes the results of the introduction by the author of a new program with a humanitarian component at the Center for Advanced Studies of Scientific and Pedagogical Workers of the Moscow Aviation Institute (National Research University): humanization and humanitarization create a highly spiritual environment; the technocratic narrowness of engineering education is overcome by interdisciplinarity; the connection of all subsystems of the spiritual sphere of society is revealed. The complexity of realization the program is due to the difference in thinking styles (technical versus humanitarian) and the psychology of perception of unaccustomed information. Overcoming the antinomy of knowledge leads to dialogue and the development of the spirit.

Some Aspects about Financial Knowledge of Undergraduate Students

2013 ◽  
Vol 2 (4) ◽  
pp. 40-62
Author(s):  
Elena Moreno-García ◽  
Arturo García-Santillán ◽  
Juan Pablo Munguía-Tiburcio
Keyword(s):  
Learning Styles ◽  
Undergraduate Students ◽  
Financial Literacy ◽  
Financial Services ◽  
Financial Management ◽  
Principal Component ◽  
Financial Education ◽  
Financial Knowledge ◽  
Important Indicator ◽  
Financial Issues

The purpose of study is to measure the level of financial literacy of accounting students at the Universidad Veracruzana; campus Mocambo, considering that financial education is the knowledge that people have on financial issues in order to solve everyday problems regarding financial management. The variables analyzed include age, gender, race, socioeconomic status, learning styles and student’s perceptions on financial services, the way they take care of their money and their knowledge of five key financial issues. Three hypotheses were raised, therefore, in order to test H1 we performed a factorial analysis with an extracted principal component; to H1.a the statistical procedure of linear correlation of Pearson r and t test are applied, and to H2 a Z test is performed. Although the theory suggests that the level of higher education gives the student a better understanding of the financial issues, this research however, proves otherwise. In fact, the range of “excellent money management” is below 50%. The findings suggest that there is no a good level of financial literacy in the population studied. This fact is contrary to expectations, because the student who studies public accountant is expected to have financial knowledge in these subjects, all this, in considering the subjects which integrates the curriculum related to the field of finance. Therefore this finding should be an important indicator for the academic authorities of the Universidad Veracruzana for corrective actions in this respect.

scholarly journals Research of the problem of involvement of technical university students in the process of physical education: students' opinions

2021 ◽  
Vol 51 (3) ◽  
pp. 127-139
Author(s):  
Olga V. Stepnova ◽  
◽  
Ludmila I. Eremenskaya ◽  
Olga M. Bobrova ◽  
◽  
...  
Keyword(s):  
Physical Education ◽  
Research University ◽  
Scientific Work ◽  
Physical Culture ◽  
Full Time ◽  
Moscow Aviation Institute ◽  
Level Of Involvement ◽  
Professional Activities ◽  
General Physical ◽  
The University

Introduction. The study of the problem of students' involvement in physical education is important in the research environment of universities. Modern students, studying for 8 hours a day at the university, are also forced to do homework, carry out scientific work, and it is physical culture and sports that are one of the most important factors for maintaining and promoting health. The purpose of this study is to identify the interest of students of the research university in physical education classes in the aspect of sociological analysis. Materials and methods. Students from the 1st to the 4th year of full-time study (150 people) of the Stupino branch of the Moscow Aviation Institute (National Research University) took part in an anonymous sociological survey by filling out Google forms. Results. The analysis of the results of the survey of students showed that the level of involvement in physical education is not fully formed (only 48,7% regularly attend physical education classes, 40,7% attend from time to time and almost 10,6% do not attend at all). Students do not have enough internal attitudes to realize the importance of physical culture classes. Nevertheless, 73,3% show interest in physical education, noting that they do it to improve general physical qualities. Conclusion. Physical education at the university is carried out throughout the entire period of study and is implemented in various forms that are interrelated, complement each other and represent a single process of physical education of students. The purpose of physical education at the university is the formation of physical culture of students as a systemic quality of personality, an integral component of the general culture of future specialists who are able to implement it in educational, social and professional activities and the family.

scholarly journals Prospects for the development of LMS MAI and Microsoft Teams platforms after the end of quarantine

2021 ◽  
Vol 10 (39) ◽  
pp. 117-128
Author(s):  
Peter A. Ukhov ◽  
Anatoly V. Ryapukhin ◽  
Natalia A. Biriukova ◽  
Anna K. Biryukova
Keyword(s):  
Distance Learning ◽  
Research University ◽  
Educational Process ◽  
Moscow Aviation Institute ◽  
Face To Face ◽  
Frequency Of Use ◽  
Huge Impact ◽  
E Learning ◽  
The Moment ◽  
Epidemiological Situation

Distance learning has had a huge impact on the educational process of universities and schools. The main platform through which the e-learning process at Moscow Aviation Institute (National Research University) (MAI) is carried out is LMS MAI Moodle. It should be noted that on the basis of this platform, a website with courses lms.mai.ru was created. The second in popularity and frequency of use is Microsoft Teams platform (MT). It is worth noting that thanks to the platforms for distance learning, the educational process was not only not disrupted or stopped, but was also supplemented with such advantages as autonomy and flexibility in acquiring knowledge. In connection with the coronavirus pandemic, on March 17, 2020, MAI completely switched to distance learning. At the moment, the epidemiological situation in Russia is improving and universities are again conducting face-to-face classroom studies. But what was happening with two platforms mentioned above after the end of the quarantine? Students and teachers of MAI say that the use of platforms has decreased, but classes are still held in this format. We discussed the prospects for further use of MT and LMS MAI in this article.

Collaborative Finance and Its Hurdles to Overcome

2021 ◽  
pp. 457-481
Author(s):  
Elisabet Ruiz-Dotras ◽  
Krystyna Mitręga-Niestrój
Keyword(s):  
Social Network ◽  
Social Interaction ◽  
Financial Literacy ◽  
Financial Services ◽  
Peer To Peer ◽  
Online Networks ◽  
The Social ◽  
Finance Development ◽  
Personal Trust ◽  
Financial Issues

Using survey data from an online Spanish university, real and perceived financial literacy levels, social interactions and personal trust with the social network are measured as key elements for collaborative finance development. This is the first study regarding the factors that may affect the use of collaborative finance. Results show levels of financial literacy are quiet low as in prior studies and individuals consider that the bank manager, friends, and parents can manage financial issues better than them, with the last two peers being those who most trust to discuss financial issues. The findings also provide information about how little individuals trust online networks when it comes to financial matters. Besides, respondents interact moderately with their social network missing the benefits of peer-to-peer learning. Overall, lack of financial literacy, low social interaction, and personal trust may be affecting the short use of collaborative financial services.

Financial attitude based segmentation of women in India: an exploratory study

2016 ◽  
Vol 34 (5) ◽  
pp. 670-689 ◽  
Author(s):  
Ratna Achuta Paluri ◽  
Saloni Mehra
Keyword(s):  
Financial Literacy ◽  
Financial Services ◽  
Precautionary Saving ◽  
Women Consumers ◽  
Indian Women ◽  
Content Type ◽  
Financial Attitudes ◽  
Financial Products ◽  
Convenience Sampling ◽  
Financial Issues

Purpose – The purpose of this paper is to identify factors influencing the financial attitudes of Indian women and then classifying Indian women based on these attitudes. These clusters are then studied for their characteristics. Design/methodology/approach – Literature reviewed led to the identification of variables influencing financial attitude of women. Nine of these variables (anxiety, interest in financial issues, intuitive decisions, precautionary saving, free spending, materialistic and fatalistic attitude, propensity to plan for long and short-term financial goals) were put through confirmatory factor analysis. These factors were then used as a basis for cluster analysis. The study was conducted in the city of Nashik, India, in 2014-2015, using convenience sampling. A self-reported questionnaire was used for the survey. Findings – Results of the study showed that only a third of the respondents did not buy any financial products. The most preferred financial products of Indian women were fixed deposits and insurance policies. Four clusters of women were identified, based on their financial attitudes – judicious consumers, conservative consumers, acquisitive consumers, unsure consumers. An analysis of the dispersion of the clusters shows that interest in financial issues has the greatest influence in the formation of clusters followed by the propensity to plan and materialistic attitude. Fatalistic attitude had the least influence in the formation of clusters. Research limitations/implications – The current study uses convenience sampling which is non-probability-based sampling and hence, lack generalizability of results. The sample for the current study is small, given the resource availability of the researcher and the unwillingness of women to participate in the survey. Practical implications – The paper provides important insights for the marketers of financial services, in understanding the women consumers in the expanding Indian market. Social implications – An understanding of the women consumers would help marketers develop products and financial literacy programs that suit the requirements of each specific group. By doing so the programs and communcation would be more effective. Originality/value – This paper discusses the financial attitudes and behavior of Indian women and further clusters these women based on their financial attitudes.

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