scholarly journals The Influence of Culture, Social, Personal, and Psychological Toward the Behavior of Choosing Islamic Finance: A Study in the Community of Aceh Province Indonesia

2021 ◽  
Vol 4 (1) ◽  
pp. 1213-1225
Author(s):  
M. Yasir Nasution ◽  
Saparuddin Siregar ◽  
Hidayati Siregar
Keyword(s):  
Critical Value ◽  
Islamic Finance ◽  
P Value ◽  
Psychological Variables ◽  
P Values ◽  
Indirect Influence ◽  
Cultural Variables ◽  
The People ◽  
Analysis Technique ◽  
Aceh Province

The high demand for motorbikes in the people of Aceh Province has led to an increase in the amount of motorcycle financing in the Province of Aceh. The purpose of this study is to find out and analyze how the behavior of the people of Aceh Province in choosing Islamic finance as a place for motorcycle financing. This study also aims to determine the obstacles and efforts made by Islamic finance companies so that the people of Aceh choose Islamic finance as a place of financing. Type of research is quantitative-qualitative method. The analysis technique used in quantitative research is the Structural Equation Model using AMOS 22.1 software, while qualitative research data are obtained through observation, interviews and documentation. The data analysis technique used in this study is an interactive model analysis consisting of data collection, data reduction, data presentation and conclusion drawing. This study produced cultural variables that produced P values (0.703), social variables with P values (0.070) and psychological variables with P values (0.395). Each of these variables does not affect the behavior of the people of Aceh Province in choosing Islamic finance as a place of financing. While the personal variable has a positive and significant effect on the P value (0.003) which is below the critical value of 0.05. While cultural, social, personal and psychological variables simultaneously do not affect people's behavior in choosing Islamic finance. Cultural variables on personal, cultural on psychological and social on psychological have a positive and significant effect, where each P value is brought to a critical value of 0.05. Personal variables and psychological variables do not have an indirect influence on the behavior of the people of Aceh Province in choosing Islamic finance with culture as an intervening variable. Likewise, personal and psychological variables do not have an indirect influence on the behavior of the people of Aceh Province in choosing Islamic finance with social as an intervening variable.

scholarly journals Hedonism and culture toward impact of shopping behavior

2019 ◽  
Vol 3 (1) ◽  
pp. 125-133
Author(s):  
Putu Dyah Permata Korry ◽  
Ni Wayan Suartini
Keyword(s):  
Data Analysis ◽  
Path Analysis ◽  
Shopping Behavior ◽  
Primary Data ◽  
P Value ◽  
P Values ◽  
Cultural Variables ◽  
Analysis Technique ◽  
Calculation Results ◽  
Cultural Construct

The research is aimed at finding out how the influence of hedonism behavior on Balinese culture and buying interest through Balinese culture. The data used in this study are primary data by distributing questionnaires to 100 MSME consumers in Bali. The data analysis technique used is path analysis (path analysis) with SmartPLS software version 3.0.m3. The results of the t-test in this study indicate that the hedonism behavior variable has a significant effect on Balinese cultural culture with t-statistic of 0.809 > t-table 1.97 and the value of p-values is 0.000 > 0.05. The effect of hedonism behavior on buying interest is positive and significant with t statistic value of 1.037 t-value of table 1.97 and p-value of values of 0.000 < 0.05. While the influence of Balinese cultural variables on buying interest is not significant it is so that true Balinese cultural variables as full mediating variables. The adjusted R-Square value for Balinese cultural variables only explained 74.2% of the hedonism behavior variable. The construct of buying interest is only explained at 69.7% of the Balinese cultural construct. The calculation results Q Square can be seen that the value of 0.798 is higher than 0 which means that the model has a good predictive value of relevance.

scholarly journals The Analysis of Determinants Affecting Consumers’ Decision to Choose Starbucks

2019 ◽  
Vol 23 (3) ◽  
pp. 393
Author(s):  
Lusiah .
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Coefficient Of Determination ◽  
Social Variables ◽  
Psychological Variables ◽  
Cultural Variables ◽  
Personal Variables ◽  
Analysis Technique

The purpose of this study is to determine the factors that influence the decision to choose Starbucks. The population in this study amounted to 395 respondents. The data analysis technique in this study is multiple linear regression analysis, t-test, F-test, and coefficient of determination. Variables that influence the decision to choose Starbucks are cultural, social, personal and psychological. The result of the partial test and simultaneously stated that the cultural variables, social variables, personal variables, and psychological variables influence the decision to choose Starbucks.

scholarly journals Analisis dampak tingkat literasi keuangan syariah, religiusitas dan akses layanan terhadap penggunaan produk keuangan Syariah

2020 ◽  
pp. 109-126
Author(s):  
Ahmad Fauzul Hakim Hasibuan ◽  
Munardi ◽  
Ichsan
Keyword(s):  
Financial Literacy ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Test Reliability ◽  
Primary Data ◽  
Islamic Finance ◽  
P Value ◽  
Aceh Province ◽  
The Impact

This study used a quantitative approach involving 32 respondents from Gampong Pusong fishermen. The sampling technique was carried out using stratifi ed random sampling. This study is based on primary data in the form of a questionnaire collected from all respondents which aims to see the impact of Islamic financial literacy on religiosity and service accents on the use of Islamic fi nancial products. This is due to the privilege of Aceh province as a locomotive for sharia fi nance with the issuance of qonun no 11 of 2018 concerning Islamic finance. Methods of data analysis using Multiple Linear Regression analysis with F-test and T-test. Whereas for testing the instrument using the validity test, reliability test, and classical assumption test. The results of the study can be concluded that the regression model has been made to determine the area of rejection of the hypothesis. The rejection area is if F-count > F-table, namely 18.041> 2.71, then the decision H0 is rejected. Or it can be seen from the signifi cance value, namely if the p-value <α, (0.000 <0.05), then H0 is rejected. So that Islamic Financial Literacy (X1), Religiosity (X2), and Access Aff ordability (X3) together affect Product Use (Y) or the model that has been made is correct.

scholarly journals PENGARUH PROMOTION MIX DAN GAYA HIDUP TERHADAP KEPUTUSAN PEMBELIAN DI SHOPEE DENGAN PERILAKU KONSUMEN SEBAGAI VARIABEL INTERVENING

2021 ◽  
Vol 4 (2) ◽  
pp. 204
Author(s):  
Mitha Permata Pura ◽  
Putu Nina Madiawati
Keyword(s):  
Consumer Behavior ◽  
Sampling Technique ◽  
Purchase Decision ◽  
P Value ◽  
Purchase Decisions ◽  
Purchasing Decisions ◽  
P Values ◽  
Purposive Sampling ◽  
Analysis Technique ◽  
Questionnaire Method

AbstrakPenelitian ini bertujuan untuk mengetahui (1) pengaruh promotion mix terhadap perilaku konsumen (2) pengaruh gaya hidup terhadap perilaku konsumen (3) pengaruh perilaku konsumen terhadap keputusan pembelian (4) pengaruh promotion mix terhadap keputusan pembelian melalui promotion mix (5) pengaruh gaya hidup terhadap keputusan pembelian melalui perilaku konsumen. Sampel dalam penelitian ini adalah 100 responden pengguna aplikasi Shopee di Kota Bandung. Metode pengumpulan data menggunakan metode kuesioner melalui google form dan dibagikan menggunakan teknik purposive sampling. Metode penelitian ini adalah kuantitatif dan pendekatan deskriptif kausal dengan menggunakan teknik analisis SEM PLS menggunakan sotfware SmartPLS 3.0. Hasil deskriptif menunjukan 4 variabel sudah masuk kedalam kategori baik dengan nilai masing-masing, Promotion Mix 79,3% Gaya Hidup 83,2% Keputusan Pembelian 79,6% dan Perilaku Konsumen 83,7%. Hasil uji hipotesis menunjukan Promotion Mix berpengaruh positif dan signifikan terhadap Perilaku Konsumen dengan nilai tstatistik sebesar 3.513 dan p values sebesar 0,000 . Gaya Hidup berpengaruh positif dan signifikan terhadap Perilaku Konsumen dengan nilai tstatistik sebesar 6.576 dan p values sebesar 0,002. Perilaku Konsumen berpengaruh signifikan terhadap Keputusan Pembelian dengan nilai tstatistik sebesar 28.230 dan p values sebesar 0,000. Promotion Mix berpengaruh signifikan terhadap Keputusan Pembelian melalui Perilaku Konsumen dengan nilai tstatistik sebesar 3.489 dan p value sebesar 0,001. Gaya Hidup berpengaruh signifikan terhadap Keputusan Pembelian melalui Perilaku Konsumen dengan nilai tstatistik sebesar 6.199 dan p value sebesar 0.000.Kata kunci: Gaya Hidup, Keputusan Pembelian, Perilaku Konsumen, Promotion MixAbstractThis study aims to determine (1) the effect of the promotion mix on consumer behavior (2) the influence of lifestyle on consumer behavior (3) the influence of consumer behavior on purchasing decisions (4) the influence of the promotion mix on purchasing decisions through the promotion mix (5) the influence of lifestyle on purchasing decisions through consumer behavior. The sample in this study were 100 respondents who used the Shopee application in the city of Bandung. Methods of collecting data using a questionnaire method via google form and distributed using purposive sampling technique. This research method is quantitative and descriptive causal approach using SEM PLS analysis technique using SmartPLS 3.0 software. The descriptive results show that 4 variables have been included in the good category with their respective values, Promotion Mix 79.3% Lifestyle 83.2% Purchase Decision 79.6% and Consumer Behavior 83.7%. The results of hypothesis testing show that Promotion Mix has a positive and significant effect on Consumer Behavior with a tstatistic value of 3.513 and a p value of 0.000. Lifestyle has a positive and significant effect on consumer behavior with a tstatistic value of 6.576 and a p value of 0.002. Consumer behavior has a significant effect on purchasing decisions with a tstatistic value of 28,230 and a p value of 0.000. Promotion Mix has a significant effect on Purchase Decisions through Consumer Behavior with a tstatistic value of 3.489 and a p value of 0.001. Lifestyle has a significant effect on Purchase Decisions through Consumer Behavior with a tstatistic value of 6199 and a p value of 0.000. Keywords: Consumer Behavior, Lifestyle, Promotion Mix, Purchase Decision

FLOOD ADAPTIVE SETTLEMENTS TOWARDS URBAN DEVELOPMENT IN THE RIPARIAN OF MEUREUDU RIVER, ACEH PROVINCE, INDONESIA

2019 ◽  
Vol 6 (2) ◽  
pp. 47
Author(s):  
Mirza Irwansyah ◽  
Cut Nursaniah ◽  
Laila Qadri
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Easy Access ◽  
Water Runoff ◽  
Pattern Design ◽  
The People ◽  
Large Numbers ◽  
Aceh Province ◽  
Secondary Data Sources ◽  
Residential Pattern

Meureudu Riparian in the past was a place of a collective settlements; it was then developed  to become a Meureudu City in Aceh Province, Indonesia. Initially, it was formed as traditional fishermen settlements but now has shifted into semi-modern settlements. However, the settlements developed sporadically to form an unplanned pattern of settlements. This condition resulted in low maintaining river and non-adaptive existence of the dwellings with the environment. Floods occur repeatedly in the river that affected great lost to the community. This study aimed to propose residential pattern design and adaptive settlements with Meureudu River riparian. Easy access roads to markets will facilitate economy growth to the people. This will also cause large numbers of unbridled migrants to enter and build settlements. In this study the a combination of quantitative methods based on interview data and questionnaires and qualitative exploratory methods based on field observation were used. The data were collected through observation, field measurement and secondary data sources. The results show that the condition of settlements along the river basin do not reflect the culture of the river. In order not to further aggravate the condition of the settlement and its impact on the occupants, we recommended two types of houses, namely in the form of stage and non-stage. The stage houses are located on the riverfront with an orientation overlooking the river. Additionally, undersea area can be used as security from the puddle of river water runoff during the flood and as a garden area and public while dry­­, while at a distance of 100 meters from the river non-stage houses form would be built because the runoff of flood water no longer affects the occupancy.

Geneologi Istilah Ekonomi Islam: Sebuah Perdebatan

AKADEMIKA ◽  
2015 ◽  
Vol 9 (2) ◽  
pp. 189-201
Author(s):  
Ahmad Ubaidillah
Keyword(s):  
Critical Discourse Analysis ◽  
Critical Discourse ◽  
Islamic Finance ◽  
Unit Of Analysis ◽  
Colonial India ◽  
Seminal Contribution ◽  
Analysis Technique ◽  
Sayyid Qutb ◽  
Qualitative Descriptive ◽  
Mainstream School

Islamic economics as a doctrine recognized in Islam and a science Islamization project in the 21st century has shown astonishing progress.Throughout the history, there have been many Islamic-based financial institutions. On this stand, various higher education institutions have competed to launch such majors as Islamic economics and Islamic finance. However, there have been many criticizing, especially the geneology of the term "Islamic economics."This study aims to answer the questions: 1) when does the term "Islamic economics" appear according to Timur Kuran, the pioneer of Alternative-Critical School? 2), when does the term "Islamic economics" appear according to the Mainstream School in Islamic economics thought? This research is qualitative-descriptive while the unit of analysis is thematic one. In addition, the analysis technique used is taxonomy and critical discourse analysis. The source of data in this study is primary and secondary ones. The result of the research shows: 1) According to Alternative-Critical School, the genealogy of the term "Islamic economics" emerged in the 1940s at the end of colonial India. The term is first coined by Abu al-A'la Maududi. Other seminal contribution to Islamic economics literature is propagated by Sayyid Qutb (Egypt), and Mohammed Baqir Sadr (Iraq). The term "Islamic economics" is used by fundamentalist Islamic groups. 2) According to the Mainstream School, Maududi never coined the term "Islamic economics". The term "Islamic economics" no doubt emerged in the 20th century, but the idea has come into being since the early days of Islam and especially in the writings of Abu Yusuf, al-Mawardi, Ibn Hazm, and other Muslim intellectuals.Geneology

PENGARUH KEADILAN ORGANISASIONAL TERHADAP KOMITMEN ORGANISASIONAL MELALUI VARIABEL INTERVENING KEPUASAN KERJA PADA KARYAWAN PT. LEMBAH KARET PADANG

2018 ◽  
Vol 3 (2) ◽  
pp. 248
Author(s):  
Jefri Candika ◽  
Lucy Chairoel
Keyword(s):  
Job Satisfaction ◽  
Organizational Commitment ◽  
Path Analysis ◽  
Organizational Justice ◽  
Indirect Effect ◽  
Sampling Technique ◽  
Direct Impact ◽  
Indirect Influence ◽  
Analysis Technique

<p>Penelitian ini bertujuan untuk mengetahui pengaruh keadilan organisasional terhadap komitmen organisasional melalui variabel intervening kepuasan kerja pada karyawan PT. Lembah Karet Padang. Populasi dalam penelitian ini adalah berjumlah 308 orang dengan sampel sebanyak 75 orang karyawan, teknik pengambilan sampel menggunakan metode slovin. Teknik analisis yang digunakan dalam penelitian ini adalah teknik analisis path (<em>path analysis</em>) menggunakan SPSS. Dari hasil penelitian ditemukan keadilan organisasional berpengaruh positif dan signifikan secara langsung terhadap komitmen organisasional. Keadilan organisasional berpengaruh positif dan signifikan secara langsung terhadapa kepuasan kerja. Keadilan organisasional dengan kepuasan kerja sebagai variabel intervening berpengaruh positif dan signifikan terhadap komitmen organisasional. Pengaruh langsung keadilan organisasional terhadap komitmen organisasional lebih besar dari pengaruh tidak langsung melalui variabel kepuasan kerja. Dengan demikian dapat diartikan bahwa kepuasan kerja tidak memiliki pengaruh tidak langsung keadilan organisasional terhadap komitmen organisasional. Sehingga dapat disimpulkan bahwa kepuasan kerja tidak terbukti sebagai variabel intervening.</p><p> </p><p><em>This study aims to determine the effect of organizational justice on organizational commitment through intervening variable job satisfaction at employees of PT. Lembah Karet Padang. The population in this study was 308 people with a sample of 75 employees, sampling technique using slovin method. The analysis technique used in this research is path analysis technique (path analysis) using SPSS. From the results of the study found organizational justice has a positive and significant effect directly on organizational commitment. Organizational justice has a positive and significant impact directly on job satisfaction. Organizational justice with job satisfaction as intervening variable has a positive and significant effect on organizational commitment. The direct impact of organizational justice on organizational commitment is greater than indirect influence through job satisfaction variables. Thus it can be interpreted that job satisfaction does not have an indirect effect of organizational justice on organizational commitment. So it can be concluded that job satisfaction is not proven as intervening variable.<br /> <br /> </em></p>

scholarly journals SAT0210 FACTORS ASSOCIATED WITH TIME TO SEVERE LUPUS NEPHRITIS IN A COHORT OF COLOMBIAN PATIENTS

2020 ◽  
Vol 79 (Suppl 1) ◽  
pp. 1048.2-1048
Author(s):  
S. Herrera ◽  
J. C. Diaz-Coronado ◽  
D. Rojas-Gualdrón ◽  
L. Betancur-Vasquez ◽  
D. Gonzalez-Hurtado ◽  
...  
Keyword(s):  
Lupus Nephritis ◽  
Renal Involvement ◽  
Classification Criteria ◽  
P Value ◽  
Systemic Lupus ◽  
P Values ◽  
Interval Censored ◽  
Severe Lupus Nephritis ◽  
Age And Sex

Background:Systemic lupus erythematosus (SLE) clinical manifestations, and their severity, vary according to age, ethnicity and socioeconomic status. Both Hispanic and Afro-Americans have a higher incidence and more sever presentation when compared to Caucasian patients with SLEObjectives:To analyze clinical and immunological characteristics associated with time to severe renal involvement in patients with Systemic Lupus Erythematous in a Colombian cohort followed for one year, between January 2015 and December 2018Methods:Retrospective follow-up study based in clinical records. Patients with SLE diagnosis that fulfilled either 1987 American College of Rheumatology Classification Criteria for SLE or 2011 Systemic Lupus International Collaborating Clinics (SLICC) classification criteria for SLE. We included patients with diagnosis of lupus nephritis according to Wallace and Dubois criteria. Patients who did not have at least two follow-up measurements or had a cause of nephritis other than lupus were excluded. The main outcome was defined as time from diagnosis to sever renal involvement defined as creatinine clearance ≤50 ml/min, 24-hour proteinuria ≥3.5 grams o end stage renal disease.We analyzed clinical and immunological characteristics. Descriptive statistical analyses of participant data during the first evaluation are reported as frequencies and percentages for categorical variables, and as medians and interquartile ranges (IQR) for quantitative variables. Age and sex adjusted survival functions and Hazard ratios (HR) with 95% confidence intervals and p-values were estimated using parametric Weibull models por interval-censored data. P values < 0.05 were considered statistically significantResults:548 patients were analyzed: 67 were left-censored as they presented renal involvement at entry, 6 were interval censored as outcome occurred between study visits, and 475 were right-censored as involvement was not registered during follow-up. 529 (96.5%) patients were female, median age at entry was 46 (IQR = 23) and median age to diagnosis was 29.5 (IQR = 20.6). 67% were mestizo, 13% Caucasian and 0.3% Afro-Colombian. Age and sex adjusted variables associated with time to severe lupus nephritis were high blood pressure HR = 3.5 (95%CI 2.2-5.6; p-value <0.001) and Anti-RO (per unit increase) HR = 1.002 (95%CI 1.001-1.004; p-value = 0.04). Figure 1 shows age and sex adjusted survival function.Conclusion:In our cohort the appearance of severe lupus nephritis occurs in less than 15% of patients at 10 years. Both high blood pressure and elevated anti-Ro titers were associated with a higher rate of onset in the presentation of severe lupus nephritis, as seen in some polymorphs of anti Ro.References:Disclosure of Interests:Sebastian Herrera Speakers bureau: academic conference, Juan camilo Diaz-Coronado: None declared, Diego Rojas-Gualdrón: None declared, Laura Betancur-Vasquez: None declared, Daniel Gonzalez-Hurtado: None declared, Juanita Gonzalez-Arango: None declared, laura Uribe-Arango: None declared, Maria Fernanda Saavedra Chacón: None declared, Jorge Lacouture-Fierro: None declared, Santiago Monsalve: None declared, Sebastian Guerra-Zarama: None declared, Juan david Lopez: None declared, Juan david Serna: None declared, Julian Barbosa: None declared, Ana Sierra: None declared, Deicy Hernandez-Parra: None declared, Ricardo Pineda.Tamayo: None declared

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