scholarly journals DAMPAK MATERIALISME, PENGENDALIAN DIRI DAN MOTIVASI PADA PERILAKU PENGELOLAAN KEUANGAN KELUARGA

2021 ◽  
Vol 14 (1) ◽  
pp. 47-61
Author(s):  
Maria Goreti Hengo ◽  
Wehelmina M Ndoen ◽  
Paulina Yuritha Amtiran

This study aimed to analyze the impact of Materialism, Self-Control and Motivation on the Behavior of Family Financial Management in East Penfui Village, Center Kupang District, Kupang Regency. This type of research used survey method, with a qualitative description approach. Data collection techniques used in the form of observation, questionnaires and interviews. The population in this study was the residents of Dusun 1 East Penfui Village with the total of 318 families (KK). The sample of research using purposive sampling and Slovin formula. The sample of research taken as many as 76 respondents. The results of this study indicated that Materialism, Self-Control and Motivation behave well to the Financial Management of families in the Dusun 1 East Penfui Village. Keywords :  Materialism, Self-Control, Motivation, Financial Management Behavior

Author(s):  
Asrida Asrida ◽  
Meinarni Asnawi ◽  
Syaikhul Falah

The purpose of this research is to examine and analyze the impact of the human resources quality, utilization of information technology, external pressure and presentation of financial report over the accountability of regional financial management the Papua province government. Sample taken from 47 regional working unit organisation (OPD), 2 person from each, total 94 respondents. Sampling method used is purposive sampling. The data collection was done with the direct survey while hypotheses tested empirically use path analisys. The results of this study explained that human resources quality, utilization of information technology, and external pressure directly influence to presentation of OPD’s financial report. Keywords: human resources quality, the use of information technology, external pressure, the presentation of the financial report, accountability


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Lisa K. Meneau ◽  
Janakiraman Moorthy

PurposeThe purpose of the study is to examine the following two research objectives. The first was to examine the predictive relationships that consumer characteristics of financial literacy, thinking styles and self-control have with a consumer's financial behaviors. The second goal was to ascertain financial management products' ability to aid those consumers who need it the most by weakening the predictive effects of consumer traits on financial behaviors.Design/methodology/approachThe study employed a web-based survey to gather information. The measurement and structural models were analyzed using generalized structured component analysis (GSCA), a component-based structural equation model. The mediation effect of self-control is assessed using the GSCA. The conditional mediation of demographic variables and use of personal financial management products are evaluated using multi-group analysis (MGA) in GSCA.FindingsAntecedents, financial literacy, thinking styles and self-control consumer characteristics are predictors of financial behaviors. However, self-control plays a more prominent role as a mediator between the other variables, strengthening the overall relationship. Also, financial products can have a beneficial moderation effect assisting those consumers who need them the most.Practical implicationsThese insights help in creating target specific financial literacy strategies to influence consumers' financial behaviors. Also, there is a need to develop mechanisms to influence a consumer's self-control and thinking styles to improve financial behavior. In conjunction with other initiatives, the impact of financial literacy has a greater effect on financial behaviors. Further, the insights assist financial institutions and financial technology firms in offering and creating products to help customers make better financial decisions and improve their financial behaviors.Social implicationsThe research addressed a significant global issue – consumer financial health. The Great Recession and the COVID-19 recession highlight the need to focus on the consumer and efforts to improve their financial health.Originality/valueThis research highlighted the mediating role of self-control and suggested that existing and future financial products can positively influence consumer behavior drivers.


2020 ◽  
Vol 1 (2) ◽  
pp. 195
Author(s):  
Natasha Asmara ◽  
Andreas Lako ◽  
Eny Trimeiningrum

The resarch is to analyze the impact of financial knowledge, financial management behavior, and personal income on investment decision of the employees of PT. Industri Jamu dan Farmasi Sido Muncul Tbk. This study is also to analyze moderating effect of employee’ characteristics in relation to financial knowledge and financial management behavior and personal income to investment decision of the employees. Based on purposive sampling and questionnaire, the study results in financial knowledge, financial management behavior, and personal income have positive impact on investment decision of the employees. However, employee’ characteristics do not show moderating effect in relations to financial knowledge and management behavior and personal income to investment decision of the employees. The results inidicate that emloyees’ characteristics (risk taker or risk adverse) weaken the influence of financial knowledge, financial management behavior, and personal income to investment decision of the employees.


2020 ◽  
Vol 39 (2) ◽  
pp. 293-304
Author(s):  
Umi Mahmudah ◽  
Muhamad Chamdani ◽  
Tarmidzi Tarmidzi ◽  
Siti Fatimah

Scientific literacy is a vital program for current generation of students in the whole world. The purpose of this study is to estimate the impact of students’ social behaviors on scientific literacy by using robust regression. A robust approach is applied to overcome the weaknesses of the ordinary least squares (OLS) regression model. The method is believed to produce better accuracy of estimation. This study applies a survey method conducted by using 200 research subjects which are randomly selected at a university in Indonesia. There are two instruments used, namely questionnaire sheets using a Likert scale and test sheets. There are four categories used in this study to measure the students’ social behaviors, which are cooperation (X1), assertiveness (X2), self-control (X3) and pro-social behaviors toward peers (X4). The analysis results reveal that all of independent variables have positive and significant impact on students’ scientific literacy (Y). Furthermore, the highest impact is collaboration (X1) and the lowest impact is pro-social behavior towards peers (X4), where the robust regression coefficients are .262 and .238, respectively.


Author(s):  
Fenri Abraham Stevi Tupamahu ◽  
Dessy Balik

Abstrak Penelitian ini bertujuan, (1) menguji pengaruh sifat materialisme terhadap pembelian impulsif online. (2) Menguji efek moderasi kontrol diri pada hubungan sifat materialisme terhadap pembelian impulsif online. Jenis penelitian ini merupakan riset causal. Unit analisis pada penelitian ini adalah individu dosen Universitas Kristen Indonesia Maluku (UKIM) selaku konsumen online shopping yang pernah melakukan pembelian impulsif secara online. Metode pengambilan sampel menggunakan metode nonprobabilitas, pengambilan sampel menggunakan teknik purposive sampling. Penentuan sampel berdasarkan pertimbangan (judgment sampling), dengan kriteria yakni, (1) dosen tetap Universitas Kristen Indonesia Maluku (UKIM), dan (2) dosen yang pernah melakukan pembelian impulsif secara online. Jumlah sampel yang dianalisis dalam penelitian ini sebanyak 48 orang. Analisis data menggunakan metode statistik Moderated Regression Analysis. Hasil penelitian membuktikan Sifat materialisme berpengaruh terhadap pembelian impulsif online. Sifat dosen UKIM selaku konsumen yang menekankan nilai pada materi, mementingkan diri sendiri, ingin memiliki banyak barang, dan merasa kepemilikikan tidak membuat bahagia meningkat, maka perilaku pembelian tampa berpikir akibat, pembelian spontan, pembelian terburu-buru, dan pembelian dipengaruhi keadaan emosional akan meningkat. Konsumen yang memiliki sifat materialisme tergolong konsumen berusia muda serta memiliki kecenderungan interaksi dengan media sosial yang tinggi berpotensi melakukan belanja impulsive secara online. Penelitian ini membuktikan Dampak moderasi kontrol diri sebagai pengontrol sifat konsumen dalam hal penilaian barang berdasarkan simbolik barang, status sosial, membangun status sosial dari pembelian suatu barang, serta prestise secara berlebihan. Dampak moderasi kontrol diri terbukti berkontribusi pada pengaruh sifat materialisme terhadap pembelian impulsif online. Kata kunci : Sifat materialisme, kontrol diri, pembelian impulsif online. Abstract This study aims to (1) examine the effect of materialism on impulsive online purchases. (2) To examine the moderating effect of self-control on the relationship between materialism and impulsive online purchases. This type of research is a causal research. The unit of analysis in this study is an individual lecturer at the Indonesian Christian University of Maluku (UKIM) as online shopping consumers who have made impulsive purchases online. The sampling method using nonprobability method, sampling using purposive sampling technique. Determination of the sample based on judgment (judgment sampling), with the criteria namely, (1) permanent lecturers at the Indonesian Christian University of Maluku (UKIM), and (2) lecturers who have made impulsive purchases online. The number of samples analyzed in this study were 48 people. Data analysis used the statistical method of Moderated Regression Analysis. The results of the study prove that materialism affects impulsive online purchases. The nature of UKIM lecturers as consumers who emphasize the value of material, are selfish, want to have a lot of goods, and feel that ownership does not increase happiness, so the buying behavior without thinking results, spontaneous purchases, rush purchases, and emotional purchases will increase . Consumers who have materialistic characteristics are classified as young consumers and have a high tendency to interact with social media with the potential to do impulsive shopping online. This study proves the impact of moderation of self-control as a control for consumer behavior in terms of valuing goods based on symbolic goods, social status, building social status from purchasing an item, and excessive prestige. The impact of self-control moderation has been shown to contribute to the influence of materialism on impulsive online purchases. Keywords: Materialism, self-control, online impulsive buying.


2020 ◽  
Vol 1 (2) ◽  
pp. 1-7
Author(s):  
Erni Kurniati ◽  
Soeprijanto ◽  
Irzan Zakir

Abstract This research has the purpose to knowing the value of the lighting level in the room at primary school, is in conformity with applicable regulations or not and to knowing teacher’s knowledge and understanding level about the school lighting system. This research conducted in May until July 2016 at primary school in Kelurahan Rawamangun, East Jakarta. This research is quantitative descriptive with survey method. The sampling technique used in this research is random purposive sampling, where purposive that schools are not taken in a period of improvement and the respondent teachers are permanent teachers. Samples taken random with a degree of error of ± 10 %, so sample taken is 10 schools and 80 teachers. The results of this research is a translation percentage descriptive of the data suitability lighting levels at one to six classrooms, a teachers' room, library and science laboratories when sunny weather use the lights and do not use lights. And data of teacher’s understanding of school lighting system, which divided into five dimensions is healthy condition in classrooms, the lighting in the classrooms, electrical energy-saving concept of the school, the impact of lighting on health and health dan safety in the classroom as stated in 15 item multiple-choice questions. The results of this research stated that 10 schools have measured lighting levels can be concluded that the 0 % suitability rate of illumination for the one classroom, second classroom, third classroom, fourth classroom and science laboratories, 10 % suitability for the five classroom, six classroom dan teacher’s room when using the lights and do not use the lights. And suitability for the library is 11.1 % when not using lights and 12.5 % when using light. And from the research data of objective tests 15 item multiple-choice question for teacher's understanding can be concluded that the percentage of comprehension for the dimensions of healthy condition in classroom is 83.33 %, the dimensions of the lighting in the classroom is 40.416 % , the dimensions of the electrical energy-saving concept of the school is 92.5 % , dimensions of the impact of lighting on health is 68.75 % , and the dimensions of health and safety in the classroom is 49.58 % . There are several dimensions that are not understood by the teacher’s, because it need an advanced program for theacher’s follow-up to can better understand the kind of school lighting system. Abstrak Penelitian ini bertujuan untuk mengetahui nilai tingkat pencahayaan pada ruang-ruang sekolah dasar apakah sudah sesuai dengan ketentuan yang berlaku dan untuk mengetahui tingkat pemahaman guru mengenai sistem pencahayaan sekolah. Penelitian ini dilaksanakan pada bulan Mei sampai dengan bulan Juli 2016 di sekolah dasar di lingkungan kelurahan Rawamangun, Jakarta Timur. Penelitian ini merupakan penelitian kuntitatif deskriptif dengan menggunakan metode survei. Teknik pengambilan sampel yang digunakan dalam penelitian ini yaitu teknik acak dengan pertimbangan tertentu (random purposive sampling), dimana pertimbangannya yaitu sekolah yang diambil tidak dalam masa perbaikan dan responden guru-guru merupakan guru tetap. Sampel pada penelitian ini diambil secara acak (random) dengan taraf kesalahan penelitian ±10 %, sehingga jumlah sampel yang diambil yaitu sebanyak 10 sekolah dan 80 orang guru-guru Hasil penelitian ini berupa penjabaran secara persentase deskriptif mengenai data kesesuaian tingkat pencahayaan pada ruang kelas satu sampai enam, ruang guru, perpustakaan dan laboratorium IPA saat cuaca cerah menggunakan lampu dan tidak menggunakan lampu. Serta data pemahaman responden guru-guru tentang sistem pencahayaan sekolah yang terjabarkan dalam lima dimensi yaitu kondisi ruang belajar yang sehat, pencahayaan pada ruang belajar, konsep hemat energi listrik sekolah, dampak pencahayaan terhadap kesehatan dan kesehatan dan keselamatan kerja pada ruang belajar yang tertuang dalam 15 item pertanyaan pilihan ganda. Hasil penelitian ini menyatakan bahwa dari 10 sekolah yang diukur tingkat pencahayaan didapatkan kesimpulan bahwa 0% kesesuaian tingkat pencahayaan untuk ruang kelas satu, kelas dua, kelas tiga, kelas empat dan ruang laboratorium IPA, 10 % kesesuaian untuk ruang kelas lima, ruang kelas enam dan ruang guru baik saat menggunakan lampu dan tidak menggunakan lampu. Untuk ruang perpustakaan yaitu 11.1 % kesesuaiannya saat tidak menggunakan lampu dan 12.5 % kesesuaiannya saat menggunakan lampu. Dari data hasil penelitian tes objektif berbentuk pilihan ganda 15 item pertanyaan untuk pemahaman guru dapat ditarik kesimpulan bahwa persentase pemahaman untuk dimensi kondisi ruang belajar yang sehat yaitu 83.33%, dimensi pencahayaan pada ruang belajar yaitu 40.416%, dimensi konsep hemat energi listrik sekolah yaitu 92.5%, dimensi dampak pencahayaan terhadap kesehatan yaitu 68.75%, dan dimensi kesehatan dan keselamatan kerja pada ruang belajar yaitu 49.58%. Masih terdapat beberapa dimensi yang tidak dipahami oleh guru dengan baik oleh karena itu perlu diadakan sebuah program lanjutan agar guru-guru dapat lebih memahami sistem pencahayaan yang baik pada sekolah.


Profit ◽  
2021 ◽  
Vol 15 (02) ◽  
pp. 1-13
Author(s):  
Afrianti Elsye Vanomy

This study aims to determine whether MSMEs in Batam have implemented PP No. 23 of 2018 according to the form of business or business profile the impact of this rate reduction of this rate reduction on tax revenue at KPP Pratama Batam Selatan. Data obtained from distributing questionnaires via Google form and interviews and direct data collection at KPP Pratama Batam Selatan. The sampling method of this research is purposive sampling technique.and uses descriptive quantitative by investigating the influence of the MSME business profile variable on State Revenue through taxpayer compliance. State revenue data comes from PPh 4 paragraph 2 specifically for MSMEs with PP. No. 46 of 2013 and PP No. 23 of 2018 over period of 4 years, namely 2016 to 2019. And using regression and path analysis. So that the results of this study indicate that the business profile is significant on taxpayer compliance, as well as the significant result between taxpayer compliance with state revenue, but business profile has no significant effect on State Revenue, the effect is direct, but the results differ if the effect of business profile on State Revenue through compliance. The result of taxpayers is significant.


Prologia ◽  
2019 ◽  
Vol 3 (2) ◽  
pp. 505
Author(s):  
Defrianto Defrianto ◽  
Riris Loisa

The research was done to determine the impact the of social media marketing will have on brand image Tokopedia. The research uses marketing communication theory, social media marketing, and brand image. Tokopedia is an e-commerce that offers a variety of products for its users starting with bill payment, electronics, beauty, automotive, and daily necessities. The approach used for this study is a quantitative approach with a survey method. The population in this study is the user of Tokopedia and the number of samples taken as much as 218 individuals and are using nonprobability sampling techniques with the purposive sampling approach. The data collected in this study is from a questionnaire. Based on the results of the research, it has been obtained that partial, there is an impact that social media marketing has had on the brand image Tokopedia. On the dimension of social media marketing, communication indicators are the highest indicator, and on the brand image dimension, brand benefit and competence indicators are the highest indicator. The relation that happened is only 28,3%. The rest of the 71,7% are affected by other factors outside the social media marketing activity.Penelitian ini dilakukan untuk mengetahui pengaruh social media marketing terhadap brand image Tokopedia. Penelitian ini menggunakan teori komunikasi pemasaran, social media marketing, dan brand image. Tokopedia merupakan e-commerce yang menawarkan berbagai macam produk-produk untuk penggunanya dimulai dari pembayaran tagihan, elektronik, kecantikan, otomotif, dan kebutuhan sehari-hari. Pendekatan yang digunakan untuk penelitian ini adalah pendekatan kuantitatif dengan metode survey. Populasi dalam penelitian ini adalah pengguna Tokopedia dan jumlah sampel yang diambil sebanyak 218 orang dan menggunakan teknik nonprobability sampling dengan pendekatan purposive sampling. Data yang dikumpulkan dalam penelitian ini dengan menggunakan kuisioner. Berdasarkan hasil penelitian, maka diperoleh hasil bahwa secara parsial, ada pengaruh social media marketing terhadap brand image Tokopedia. Pada dimensi social media marketing, indikator komunikasi merupakan indikator yang tertinggi, dan pada dimensi brand image, indikator brand benefit and competence merupakan indikator tertinggi. Hubungan yang terjadi hanya sebesar 28,3%. Sisanya 71,7% dipengaruhi oleh faktor lain diluar kegiatan social media marketing. 


2019 ◽  
Vol 3 (1) ◽  
pp. 79
Author(s):  
Rahmi Yanti

Impact of Work Discipline on the Performance Capability of the Nagari Apparatus in Managing Financial Nagari in Banuhampu and Sungai Pua Districts. The purpose of this study is to analyze the impact of work discipline on the performance capabilities of the nagari apparatus in nagari financial management in Banuhampu and Sungai Pua Districts. The population used in this study were all nagari apparatus in Banuhampu and Sungai Pua Subdistricts of 80 people, while the samples used as many as 75 respondents were determined by the Slovin formula using the proportionate stratified random sampling technique. Data collection in this study was conducted using a questionnaire with a Likert scale measurement and analyzed using multiple linear regression. The results of this study indicate that the work discipline of the nagari apparatus is relatively high while the performance of the nagari apparatus is still low and the results of the regression test explain that work discipline has an impact on the performance capabilities of the nagari apparatus in nagari financial management in Banuhampu and Sungai Pua Districts.


2021 ◽  
Vol 9 (10) ◽  
pp. 871-878
Author(s):  
Gatot Susilo ◽  
◽  
Sukris Sutiyatno ◽  
Bambang Dewantoro ◽  
◽  
...  

The purpose of this study was to investigate the effect of using e-learning as a learning medium and the level of digital literacy on student learning outcomes in practicum courses. The research was conducted with a quantitative approach with a survey method. The population in this study were STMIK Bina Patria students. Data collection techniques were carried out by giving questionnaires to respondents. The results showed that the use of e-learning as a learning medium and the level of digital literacy had a significant effect on student learning outcomes for practicum courses, namely the variable utilization of e-learning had a significance value of 0.000 (p-value <0.05) and the variable digital literacy had a significant value. significance value of 0.035 (p-value <0.05). The impact of this research can be a means of alternative solution for lecturer to teach practicum courses and improve the outcome of students learning.


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