scholarly journals Pengaruh Awareness Terhadap Niat Nasabah Menggunakan Produk Perbankan Syariah pada BNI Syariah Lhokseumawe dengan Media Communication Sebagai Pemoderasi

2020 ◽  
Vol 4 (2) ◽  
pp. 105
Author(s):  
Fuadi Fuadi ◽  
Munandar Munandar

The purpose of this study is to determine and analyze the effect of awareness on the intention to choose Islamic banking products with media communication as a moderator variable at BNI Syariah Lhokseumawe City. The location and area of research in this study to obtain primary data are in Lhokseumawe City. The population in this study is the people of Lhokseumawe city who have been customers of BNI Syariah for at least the last 3 years. The number of samples used for the study were 150 customers and were taken using an accidental technique approach. The results showed Awereness (Awareness) has a significant effect on customer intentions. Meanwhile, the findings show that media communication moderates the influence of awareness on customer intentions. Media communication in the traditional category has a greater impact than the media communication in the internet / digital category. Keywords: Awereness, Media Communication, Intention.

Author(s):  
Anggit Rahmat Fauzi ◽  
Ansari Ansari

The utilization of e-commerce media in the trading world brings impact to the international community in general and the people of Indonesia in particular. For Indonesian people, This is related to a very important legal problem. The importance of law in the field of e-commerce is mainly in protecting the parties who transact through the Internet. The purpose of this study is to know the legal review of the buying and selling agreements through electronic media as well as to know the legal protections for sellers and buyers if one of the parties commits a default. The research uses a normative juridical method of approach and the discussion is done in a descriptive analysis. The source and type of data used are primary data and secondary data. While the data collection techniques using literature studies, and the data obtained will be analyzed qualitatively. The agreement to buy and sell through electronic media is a new phenomenon that has been implemented in various countries and regulated in the Civil state nor law ITE. Legal protection for the parties in the sale and purchase agreements through electronic media is governed by the consumer protection ACT. Any breach must respond to any loss arising from his or her actions.


IKONOMIKA ◽  
2018 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Pudji Astuty ◽  
Umiyati Umiyati

The purpose of this study is to analyze the influence of religiosity on the saving interest at Islamic Banking with the knowledge of the people as the moderator variable. This study was held at Tanggerang Selatan. The methods that is used to gather samples for this study is non-probability sampling and with the technique convenience sampling. The respondents in this study are the people of South Tanggerang City who saves their money at Islamic Banking, there are 100 respondents in total. The data gathered through questionnaire as the methods of survey. The data that are gathered then processed using multiple linear regression with interaction test (moderated regression analysis). The result of this study shows that there is significant influence between religiosity and the saving interest at Islamic Banking. the knowledge of the people and the saving interest at Islamic Banking also shows significant influence. The interaction between religiosity and knowledge as the moderator variable giving significant influence on the saving interest at Islamic Banking at the rate of significance bellow 0.05 or 5%.


Throughout the past, architectural icons including heritage structures are served as references to create visual identity for any place branding which would reach either by books or news to the public. The mechanism of place branding is developed by every nation for its economic growth, social development, and infrastructure. A very strong strategy called media communication or advertisement leads to attitudinal effects of improved tourism, increased investors or citizens by reaching the target market. Recently media has captured our minds and is proved to be a very strong tool in reinforcing perceptions for almost every activity or routine work. However, people are misguided by their perception related to place branding due to the lack of awareness, authentic sources for information gathering and media’s projected influence on their psychology. Media and advertisement has a huge impact in creating perceptions for any place in the world which need not to be proved authentic always. This study intends to address parameters that have an impact on place branding with a larger focus on iconic architectures. Study objectives include, a) proposing a conceptual framework on place branding by synthesizing literature, and b) preliminary empirical analysis to determine negative and positive implications of place branding on travelers’ guided perceptions. The study uses quantitative method for primary data collection through focused group/survey, data analysis is performed in Predictive Analytical Software v. 20. Findings of the study concludes that place branding (iconic architectures) is reinforced by the media, enabling formation of perceptual influences (positive or negative experiences) – significantly correlating with tourists informed (confident) decisions to visit a destination or not.


Author(s):  
Mumna Nazar

<div><p><em>Financial inclusion is a buzz word today. It plays an important role in driving away the poverty from the country. Financial inclusion is the process of ensuring financial services to the weaker sections of the society at an affordable cost. As per the Sachar Committee Report, Muslims in India are financially excluded. Even though they have an account, the extent of usage is very low due to the religious reasons.  The Non-Muslims also do not actively engage in the formal financial system due to the interest involvement. Islamic Bank can serve as a remedy for the financial exclusion of the Muslims as well as Non-Muslims community. The objective of this paper is to understand the extent of financial inclusion among the people in Kerala and their awareness and preference towards Islamic banking. Both primary and secondary data are collected for the study. Secondary data are collected from various secondary sources like published articles, journals, reports, books and websites. Primary data are collected with the help of questionnaire among people in Kerala. The study revealed that most of the respondents have accessed bank accounts but the extent of usage is only for namesake. Moreover the awareness and preference towards Islamic Banking is very high among the Muslims as well as Non-Muslims and suggested that proper care must be taken for introducing Islamic banking system in India. It will ultimately leads to the inclusive growth of our country.</em></p></div>


2019 ◽  
Vol 8 (2) ◽  
pp. 179-198
Author(s):  
Firda Laily Mufid ◽  
Tioma Roniuli Hariandja

The presence of the internet can make it easier for humans to obtain, process and present information so that humans are very smooth in carrying out their affairs at the national and international levels, for example in terms of education, culture, kinship, technology, art, commerce, banking, and government. One of the crimes that can be placed on line is the dissemination of false news (hoaxes). Hoax aims to create public opinion, lead opinion, form perceptions, also to have fun that tests the intelligence and accuracy of internet and social media users. . The Hoax case occurred and the spread was so rapid because of the people who easily believed. So that the dissemination of information easier to spread good word of mouth that spread through the media oline like whatsapp and facebook. And one of the villages that will be studied by the researchers is Desa Sanenrejo, Kecamatan Tempurejo, Jember.Keywords: internet, internet crime, hoax


2020 ◽  
Vol 7 (4) ◽  
pp. 384-395
Author(s):  
Tatyana V. Shmeleva ◽  

The article considers the problem of functioning in the language of the media of the Russian explanatory structure. The study is based on the results of studying explanatory sentences in Russian syntactic science, which is reflected in the article as a brief history of their study. The study is based on observations of explanatory constructions in the language of various modern media presented on the Internet. As a starting point, it is argued that in order to solve a problem in a media text, it is necessary to distinguish between the text itself and the paratext, as well as the author’s beginning of the text. The study revealed that the explanatory structure acts as the headings of news texts, subheadings of author columns and interview leads. At the same time, news texts found a special type of speech news, the heading of which is an explanatory structure, and the author’s beginning is mainly verbs of speech. The most significant grammatical result is that the media language not only uses the entire repertoire of explanatory constructions known to the literary language, but also forms a number of spe cial constructions based on the reduction of various elements of the modus proposition and even its whole: these are constructions with a omitted modus predicate of the type “Author about the problem”, “author: replica”, as well as a predicative deliberation with interrogative pronouns like who, where, why, what, it is increasingly used as a heading in a number of pub lications. All these reduced constructions meet the conditions of media communication and genre differentiation of media texts. In addition, it has been shown that important textual and grammatical characteristics of the media text are set in the paratext.


2019 ◽  
Vol 18 (1) ◽  
pp. 119
Author(s):  
Abdul Atsar ◽  
Azid Izuddin

The law of Muamalat gives the freedom to bind themselves to contracts and conduct transactions for mutual benefits and benefits. Islamic banking prepares various types of contracts in accordance with sharia provisions, one of the murabahah contracts. The formulation of the problem in this study is how is the application of fiqh maslahah in Islamic banking murabahah financing contracts? The method used in this study is a normative juridical method, which refers to the concept of law as a rule. In this research the author of the legal approach, analytical approach. The specification of this study is descriptive analytical research. The type of data used in this study are secondary data and primary data. Data collection begins with activities to identify and inventory data sources. Drawing conclusions is done using inductive methods. Murabahah is a sale and purchase agreement between a bank and a customer where the bank buys the goods needed and resells the customer with a basic cost plus profits agreed by both parties, there is no coercion from the parties in making murabahah agreements. In making and implementing murabahah financing contracts must pay attention to public interests not just the interests of the parties. According to Islamic law in making contracts based on sharia principles, must prioritize the benefit and refuse harm to achieve the goal of shara, namely to increase the benefit of the people by guaranteeing basic needs (dharuriyah) and fulfilling secondary needs, needs (hajjiiyah) and their complementary needs.


2022 ◽  
pp. 65-89
Author(s):  
Nadezhda Lebedeva

The highest degree of impact is observed nowadays from the bodies that finance the media. The information community of journalists and television companies are the tools for influencing society. As a result, the picture shown to the audience does not coincide with reality, so the people don't trust the media. Thus, there is a need to find alternatives to what viewers see on the screen of official television channels. This demand also creates a supply, which, having convincing facts and evidence of its innocence, forms an audience. The purpose of the chapter is to consider a practical attempt to counteract the process of manipulation of public consciousness. To achieve this goal, the author of this chapter set the following research tasks: to study the available scientific sources on the topic of manipulative influence on people, to compare the facts provided by the official media, and the means of the YouTube network, and to find a logical explanation for the emergence of the internet party in Ukraine.


Author(s):  
L. R. Sabirova ◽  

Changes in language are largely a process of loosening the old norm and gradually creating a new one. It is believed that the media contribute to the preservation of the norm and the maximum slowdown of changes. Newspapers and magazines fix the graphic appearance of the word, and radio and television — sound. Together they set grammatical, syntactic and other patterns, which guides the people who read and listen to them. The author of the article studied the speech features of the interview genre in modern Tatar journalism. Namely 3012 fragments were analysed and the following conclusions were made: due to the interview genre, phonetic, morphological, lexical, syntactic, orthoepic enrichment of the language occurs; many modern elements borrowed from the Internet are used in print magazines in the Tatar language; there is a tendency to reduce words, use abbreviations, typed language constructions, phraseological units, borrowings, terms, professionalisms, dialectisms, slang expressions, and it is also observed that in different printed publications in the Tatar language, different variants of using common terms are offered in interviews.


2020 ◽  
Vol 3 (1) ◽  
pp. 10-17
Author(s):  
Hanafi .

This research uses a critical discourse analysis method, from Fair Clough and the value of Islamic communication which not only analyzes the literature discourse but also describes the aspects of description, analysis, and interpretation of the overall coverage. The results of the study provide an explanation of the interpretation of the coverage of i-News TV evening, titled "Aceh Grieving" in the midst of media openness, especially private television programs that tend to be free, as well as the sentiment of media crews in manifesting their roles and functions in the public sphere. Several findings conclude, how the media construct the contents of the news, which shows to the people of Indonesia, that the MNC group, with i-News TV is a mass media that has social sensitivity and social responsibility (CSR) in Indonesia. The approaches taken by the media include: a) Economically and businessly; news content invites the public to care socially-economically, will be moved to channel material donations (money) voluntarily. Here later the MNC Group appears to be one of the names of national private media institutions which in reality are able to channel community social assistance funds to Aceh, b) Ideologically and Politically; to strengthen and posisitioining organizations like this for a mass media communication becomes potential and is expected later, indirectly, can reap political benefits and opportunities associated with moral support and engagement of political interests of the wider community, c) from a cultural approach; Aceh is culturally and historically the region where the people were first touched by the movement to spread Islam in the archipelago.


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