scholarly journals CLIENTS’ EMPIRICISM TOWARDS UPI PLATFORMS

Author(s):  
Praveen M.V ◽  
Gopika.MK ◽  
Mahesh. P. B

The purpose of the study is to examine the awareness, perception and satisfaction level of clients of popular UPI platforms. Satisfied clients are the biggest promoters in today’s fast-changing competitive market. Their favourable word-of-mouth provides legitimacy, appeal, and aids in the acquisition of new clients to the business. The Unified Payment System (UPI) is designed to build a platform for cashless and transparent financial transactions by using the advantages of mobile technology. So, this study is based mostly on primary data collected from 100 samples from UPI clients in Kerala through structured questionnaire and the secondary data used only for theocratical frame. The key tools for data analysis is statistical tool like One-way ANOVA and weighted averages. Study result reveals the significant influence of educational status of the clients in their awareness of UPI platforms and its services. The study also observes the age and gender effect on the satisfaction and perception of clients. KEYWORDS: Unified Payment Interface (UPI), UPI Platforms, Client satisfaction, Client Perception, Digital inclusion.

Author(s):  
Dr. Shikha Tripathi

Today the major concern in the world is the environment. Corporate and government is trying to create awareness about the green environment among young consumers by using various tools. One of the important tools used to create awareness about the green environment is green advertising. The study is conducted with two objectives. The first objective of the study is to explore the awareness about green advertising among young consumers of Lucknow city and the second objective is to analyze the impact of green advertising on the behavior of young consumers in Lucknow city. The literature was collected using different databases such as EBSCO and Jstor. The sample size determined for the study is 384 respondents using the formula of an infinite population. Only 223 responses were received out of the targeted sample size of 384 respondents. The primary data collected using a structured questionnaire. The questionnaire was filled using convenience sampling. The statistical tool used for the analysis is descriptive statistics and one-way ANOVA. The results indicate that young consumers are aware of the green advertising in Lucknow city and green advertising has a significant impact on the behavior of young consumers of Lucknow City.


2019 ◽  
Vol 118 (1) ◽  
pp. 114-124
Author(s):  
Mrs Nithya Sambamoorthy ◽  
Mr Subhash Kodiyil Raman ◽  
Mr Bhraguram Thayyil

This research is an examination and a study on the influence of rewards on job satisfaction of lecturers at Shinas College of Technology (ShCT). In academic industry, rewards are one of the factors that affecting job satisfaction of the employees and this will lead to affect their performance in their jobs. So, when rewards are more the job satisfaction will be high and when rewards are less the job satisfaction will be less. On the other hand, the age will not affect the job satisfaction. Previous research reveals that Job satisfaction is very important to success the industry and the rewards are the main factors which affect job satisfaction. The main purpose of this study is to know the influence of rewards in job satisfaction among the lecturers in ShCT. Moreover, this research attempts to identify how much rewards affect the job satisfaction in ShCT.  For this study used two types of data which are: primary data and secondary data. The sources of primary data is the response from lecturers at ShCT. It is collected through structured questionnaire and distributed such to 60 respondents. Secondary data, collected from internet, books, journals, articles etc.


2020 ◽  
Vol 24 (4) ◽  
pp. 589-595
Author(s):  
T.O. Babatunde ◽  
O.O. Babatunde ◽  
K.O. Babatunde ◽  
A.R. Aduloju ◽  
T. Oluwalana ◽  
...  

The study focused on marketing and value of additions of timber in Ife East Local Government, Osun state Nigeria. Specifically, the study examined the market efficiency, determined the profitability of the timber business, examine the level of value addition and the constraints facing the timber industry. Data were collected with the use of primary and secondary data. Primary data needed for the study were generated from structured questionnaire. Fifteen sawmills were randomly selected and one hundred and fifty questionnaires were distributed to the timber marketer and furniture m firm. One hundred and forty eight were retrieved. The data collected were analyzed using descriptive and budgetary analyses. The result showed that males had the highest percentage (89.2%). Majority of the respondents were within the age range of 40 -50 years (83.8%) and most were married (81.8%) it was further revealed that (67.6%) had regular supply of their product and the means of transportation was lorry (44.6%). The study also revealed that benches with 42% added more value addition to the industry. It showed that the year 2013 had the highest efficiency with 2.6. The budgetary analysis showed that the average revenue for the industry for the year 2012-2018 ranged between N2, 285,108.45, 889,107.12. It also revealed that the total profit for the timber ranged between 7, 340, 54.59 and 2,304,897.47.government policy, inadequate facilities in the market, inadequate facilities in the market, inadequate credit facilities, inadequate power supply and high cost of transportation were some of the constraint faced by the timber industry in Ife East Local Government. Keywords; profitability, marketing efficiency, timber, value addition, industry


Author(s):  
Niyaz ◽  
Abbokar Siddiq

This study measures the association of family size and income level on spending and savings habits of rural Muslim households. A well-structured questionnaire was used to collect primary data, which was administered personally to the rural Muslim community in Dakshina Kannada district. A stratified random sampling technique was adopted and secondary data were collected from government officials. The study considered 398 rural Muslim community respondents from five taluks of Dakshina Kannada District. The study found that income and number of dependents in a family play an important role in attributing consumption and savings behavior.


Author(s):  
Muhammad Ardian ◽  
Asmin Asmin ◽  
Zul Amry

This study aims to determine how the effect of problem-based learning models and gender on students' mathematical communication skills. By using data sources, namely primary data sources and secondary data, the primary data sources in this study were data that contained the research title, and secondary data in this study were supporting books related to the research title. The method used is the literature study. The results of this study indicate that the problem-based learning model has an influence on mathematical communication because each step in learning can support the development of students 'mathematical communication skills, the gender-based learning model has an influence on students' mathematical communication skills , but between female and male students different abilities.


2018 ◽  
Vol 11 (6) ◽  
pp. 59
Author(s):  
Eugene E. Atamewan ◽  
Ekpo E Otu

The place of kitchens in contemporary designs is quite different from the traditional designs in terms of location, aesthetics and furnishing. Thus, this paper discussed development in kitchen designs over the past centuries and place emphasis on sustainable low-income kitchen design. The study examined the location of kitchens in contemporary dwellings in comparison with traditional dwellings in order to create a hybrid kitchen design that is sustainable, attainable and acceptable to contemporary and traditional individuals. Research methodology involved descriptive survey; with primary data obtained using structured questionnaire, systematic observation and interview with occupants of buildings in Awi community,  Akamkpa Local Government Area of Cross River State, Nigeria which is the study area. These were complemented with photographs of kitchens in the existing buildings within the area of study. 50 buildings purposely selected were studied to determine the designs, and placement/location of kitchens in these buildings in relation to the contemporary buildings respectively. Finally, the data collected were analyzed using simple statistical tool to obtain percentages, rankings and relative significance index (RSI) respectively to determine the reasons for the design and location of the kitchen. The result shows that of the five variables examined, cultural influence was the most significant reason for the location of kitchens outside the housing unit. The recommendation is that low-income dwelling should have kitchen space within in addition to the attached or detached kitchens in their dwellings.


2020 ◽  
Vol 5 (1) ◽  
pp. 56-62
Author(s):  
Asbahrul Amri ◽  
Hardianto Zainal ◽  
Meraty Ramadhini ◽  
Safrijal ◽  
Fahri Maulana ◽  
...  

The fisheries and marine sector is one of the significant sectors in Aceh Province where more than 55% population of Aceh depend on this sector. Based on the results found in 2014 data collection, fisheries production by South Aceh fishermen reached 20,370.06 tons / year which was marketed inside and outside South Aceh. The problem to be examined in this study is to determine the flow chart of financial transactions in the marketing of fish at the Fish Landing Center level as part of efforts to determine the quality and safety of the catch. This research is designed to answer how the financial transaction process and payment process between market operators. The type of data used in this study is in the form of primary data and secondary data. Qualitative analysis is carried out descriptively which aims to find out deeply about financial transactions at the Lhok Pawoh Fish Landing Center. The results of this study indicate that the type of transaction used at the Fish Landing Center uses external transactions with the payment method divided into two types, namely cash payments and non-cash payments. Most of financial transaction process carried out by market operators at PPI Lhok Pawoh is using the non-cash payment method, except for muge motor which originating from outside of Lhok Pawoh Village, muge lapak and consumers who buy fish directly to PPI. In addition, It is also found that only 25% of muge motor make cash payments.


2015 ◽  
Vol 3 (1) ◽  
pp. 199
Author(s):  
Azra Zmijanej

Albania has become a much attractive environment for the development of women's entrepreneurship. If women are provided with the necessary resources, skills and opportunities to create strong businesses, and if they are willing to pursue the growth potential of these companies due to a more favorable environment, will benefit from economic growth. Promoting women entrepreneurs will create employment, empowerment and gender equality. But in fact the woman in the enterprise faces many challenges caused by various factors. In this study sought to analyze women entrepreneurs and their work environment in Albania and the challenges they face. It will identify policies for the development of enterprises managed by women in Albania. The data for this study were provided by various sources of literature. Secondary data are the result of the review of a wide and contemporary literature about women entrepreneurs, the environment and challenges. Primary data collection were carried out a series of in-depth personal interviews with some powerful women entrepreneurs in Albania. The results of this study show that woman has won respect in society and plays an important role in governance, political and private sector. It is clearly evidenced that women are becoming increasingly involved in social and economic life of the country and that an enabling environment for women's entrepreneurship, consolidates and supports their role.


Author(s):  
Md. Harun Ur Rashid ◽  
Md Hafij Ullah ◽  
Faruk Bhuiyan

Islamic banks must comply with the Shari'ah rulings fully as it is the foundation of Islamic banks. However, the level of Shari'ah compliance is not the same among the Islamic banks. Similarly, despite performing well, the financial performances of Islamic banks differ from each other. Therefore, the chapter explores the association between financial performance and Shari'ah compliance. The chapter used both the primary and secondary data. The primary data was collected through surveying 300 bank executives from six full-fledged Islamic banks operated in Bangladesh with a structured questionnaire on Shari'ah compliance, whereas information on financial performance were extracted from the annual reports of the sample banks. Descriptive statistics and regression analysis were used to analyze the data and conclude the findings. The findings show that Shari'ah compliance has a positive and significant impact on the financial performance with respect to the total liabilities and total assets.


2013 ◽  
Vol 13 (2) ◽  
pp. 198
Author(s):  
Muh Zumar Aminuddin

This research aims to describe the contributions of zakat, infak, s}adaqah and wakaf (Islamic philanthropy) toward the civil society movements in Indonesia and the problems surrounding it. This study raised the case of Yayasan Solopeduli Surakarta, an Islamic philanthropy management agencies. This research uses the socilogical approache of law. The primary data sources are administrators and managers, and agency activities organized by the Yayasan Solopeduli Surakarta. Secondary data are relevant papers, brochures and dictionaries. Data were collected by interview and observation and documentation. Data analysis was performed with a fixed ratio (constant comparative method) which includes datareduction, categorization and synthesization, as well as the formulation of an answer. In the analysis process, the data are associated with theories of civil society.The findings of this research show that zakat, infak, s}adaqah and wakaf managed by Yayasan Solopeduli Surakarta contributes to the formation of the pillar of civil society and the enforcement of civil society values. Firsly the charity value as showed by existence of the agency that always builds the care spirit of the haves for the poor, as well asby most its programs that offer free service concept, in the field of education, health, and other public service. Secondly, the independence value, especially from the aid of the government. The impact is, thatthe agency moves freely by itself paradigm. Thirdly juctice value as showed by the most programs that support the poor society. However, actually the agency is far from, but doesn’t recognize the civil society discourse as seen by the west. That is why, it doesn’t go along with the contemporery issue of civil society, such as democracy and gender equality. The interpretation of mustahiq surrounds the classic one.


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