scholarly journals Determinan Pembiayaan Musyarakah Pada Perbankan Syariah Di Indonesia

2020 ◽  
Vol 5 (2) ◽  
pp. 1-15
Author(s):  
Teguh Permana ◽  
Andriani Puspitaningsih
Keyword(s):  
Profit Sharing ◽  
Third Party ◽  
The Public ◽  
Negative Effect ◽  
And Control ◽  
Positive Effect

The results showed that third party funds, profit sharing rates, and problematic financing had a significant effect on musharaka financing, while inflation was not significant. Third party funds have a positive effect, while the profit sharing rate and problematic financing have a negative effect on musyarakah financing. Research also shows that there are different interceptions between BUS / UUS and BPRS where the BPRS intercept is greater than the BUS / UUS intercept. This shows that BPRS are more attractive to the public than BUS / UUS. The findings of this study imply that to increase the capacity of musharaka financing, efforts to increase community savings in third party funds are needed, promote a fair / appropriate profit sharing rate, and control problematic financing.Keywords: musharaka, dpk, profit sharing, financing problems, inflation.

scholarly journals Pengaruh Faktor Internal Dan Eksternal Terhadap Nilai Pembiayaan Murabahah Pada Perbankan Syariah Di Indonesia Periode Januari 2015-Juli 2018

2019 ◽  
Vol 4 (2) ◽  
Author(s):  
Bhaswarendra Guntur Hendratri
Keyword(s):  
Islamic Law ◽  
External Factor ◽  
Third Party ◽  
Islamic Banking ◽  
Internal Factor ◽  
The Public ◽  
Equivalent Rate ◽  
Negative Effect ◽  
Internal And External Factors ◽  
Positive Effect

Bank of Sharia is a bank that in its activities, both raising funds and in the context of channeling funds, provides and imposes compensation in accordance with Islamic law. Its activities does not charge interest, or does not pay interest to customers. Rewards received by Islamic banks, as well as those paid by customers depend on the contract and agreement between the customer and the bank. Related to the transaction contract practiced by Islamic banking. The mura>bah}ah contract is the contract that is most sought by the public. This contract dominates other contracts such as musha>rakah, mud}a>rabah, salam, istis}na>’, qard} and ija>rah. The purpose of this study is to analyze the influence of internal and external factors of Islamic banking, namely third party funds (DPK), capital adequecy ratio (CAR), number of sharia bank offices, equivalent rate (ER), and inflation on the amount of mura>bah}ah financing in Islamic banking in Indonesia. The analytical method used in this study is multiple linear regression. The results of this study indicate that third party funds (DPK), capital adequecy ratio (CAR), number of sharia bank offices, equivalent rate (ER), and inflation together have a positive effect on the value of mura>bah}ah financin.  Partially, third party funds (DPK) have an influence positive towards mura>bah}ah financing. While the number of sharia bank offices and equivalent rate (ER) has a negative effect on mura>bah}ah financing. Then, capital adequecy ratio (CAR) and Inflation have no effect on the amount of mura>bah}ah financing. Keywords: Mura>bah}ah financing, External factor, Internal factor

scholarly journals Determinan Pembiayaan Bagi Hasil Pada Perbankan Syariah

2021 ◽  
Vol 2 (01) ◽  
pp. 1-10
Author(s):  
Yuridistya Primadhita ◽  
Anggraita Primatami ◽  
Susilowati Budiningsih
Keyword(s):  
Revenue Sharing ◽  
Profit Sharing ◽  
Third Party ◽  
Islamic Banking ◽  
Regression Methods ◽  
Sharing Scheme ◽  
Negative Effect ◽  
Conventional Banks ◽  
The Impact ◽  
Positive Effect

Pembiayaan bagi hasil bank syariah terbagi dalam bentuk pembiayaan mudharabah dan musyarakah yang didasarkan pada skema profit sharing atau revenue sharing. Skema ini sangat berbeda dengan kredit pada bank konvensional yang berbasis bunga. Tujuan penelitian adalah untuk menganalisis pengaruh dana pihak ketiga (DPK), financing to deposit ratio (FDR), dan non performing financing (NPF) terhadap pembiayaan bagi hasil perbankan syariah di Indonesia. Penelitian terdiri atas 37 observasi meliputi periode September 2017 sampai dengan September 2020. Data dianalisis dengan metode regresi linier berganda. Penelitian menghasilkan temuan DPK dan FDR berpengaruh positif terhadap pembiayaan bagi hasil, sementara NPF berpengaruh negatif terhadap pembiayaan bagi hasil. Semakin rendah risiko bank, semakin tinggi pengumpulan dana nasabah, dan semakin besar rasio penyaluran pembiayaan berpengaruh terhadap peningkatan penyaluran pembiayaan berbasis bagi hasil pada perbankan syariah di Indonesia. Abstract Profit-sharing financing in Islamic banks is divided into mudharabah and musyarakah financing which is based on a profit-sharing or revenue sharing scheme. This scheme is very different from interest-based credit at conventional banks. This study aims to analyze the impact of third party funds (DPK), financing to deposit ratio (FDR), and non-performing financing (NPF) on the profit-sharing financing of Islamic banking in Indonesia. The study consisted of 37 observations covering the period September 2017 to September 2020. Data were analyzed using multiple linear regression methods. The results of the study showed that TPF and FDR had a positive effect on profit-sharing financing, while NPF had a negative effect on profit-sharing financing. The lower bank risk, the higher collection of customer funds, and the higher financing distribution ratio have an effect on increasing the distribution of profit sharing based financing in Islamic banking in Indonesia.

scholarly journals Analysis of Financial Ratios for Predicting Bankruptcy in SMEs Listed on PEFINDO25

2020 ◽  
Vol 19 (2) ◽  
Author(s):  
Vitalia Fina Carla Rettobjaan
Keyword(s):  
Logistic Regression ◽  
Data Analysis ◽  
Activity Ratio ◽  
Significant Positive Effect ◽  
Debt Structure ◽  
Financial Ratio ◽  
Independent Variables ◽  
Negative Effect ◽  
And Control ◽  
Positive Effect

This study aims to analyze the Financial Ratio for Predicting Bankruptcy. The sample used in this study are SMEs according PEFINDO25 period 2013 to 2017. The independent variables in this study is liquidity, profitability, debt structure, solvency and activity ratio; and control variables is size and age, as well as the dependent variable is bankruptcy. The amount of sample in this study 32 companies PEFINDO25 by using purposive sampling. The method of data analysis is done by using logistic regression with SPSS version 23. The result of this research showed that liquidity, profitability and age has significant negative effect on bankruptcy. Debt structure has significant positive effect on bankruptcy. While solvency, activity ratio and size does not significantly effect on bankruptcy

scholarly journals SHARIA COMPLIANCE AND ISLAMIC CORPORATE GOVERNANCE

TRIKONOMIKA ◽  
2019 ◽  
Keyword(s):  
Corporate Governance ◽  
Sample Size ◽  
Analytical Method ◽  
Sampling Method ◽  
Profit Sharing ◽  
Purposive Sampling ◽  
Independent Variables ◽  
Negative Effect ◽  
Positive Effect

This study aims to examine the effect of sharia compliance and Islamic corporate governance on fraud in Sharia banks. Independent variables used are sharia compliance with Profit Sharing Ratio as a proxy and Islamic corporate governance. The dependent variable used is fraud. The population in this study is all Sharia Banks which is registered in Bank Indonesia in the period 2015 to 2017. The sample was selected using purposive sampling method. Sample size in this research as much as 33 Sharia Banks. Those total samples used in this study which consist of 11 Sharia Banks within 3-year study period. The analytical method used in this study is multiple linier regression.The results of this study indicate that the sharia compliance with the Profit Sharing Ratio as a proxy, has a negative effect on fraud in Sharia bank while Islamic corporate governance has no positive effect on fraud in Sharia banks.

scholarly journals Impact of Leadership Styles Upon Professional Commitment

2019 ◽  
Vol IV (III) ◽  
pp. 325-336
Author(s):  
Afshan Jabeen ◽  
Salahuddin Khan ◽  
Syed Zia-u Islam
Keyword(s):  
Physical Education ◽  
Leadership Styles ◽  
Research Study ◽  
Public Colleges ◽  
Professional Commitment ◽  
The Public ◽  
Negative Effect ◽  
Study Population ◽  
Laissez Faire ◽  
Positive Effect

The current study aimed to assess the effect of different leadership styles (Transformational, Transactional and Laissez-faire styles) upon the professional commitment. The study population encompassed the lecturers in Physical Education of all the public colleges in the province Punjab, Pakistan. Due to accessible population, no sampling techniques were preferred in this research study. The total number of lecturers (PE) was 576, in which 210 were male and 366 were female. Selfdeveloped scales were designed and used for data collection. The total 76% return rate of responses was recorded. Inferential and descriptive statistics were used to examine the collected information. On the basis of the findings, it was concluded that there is a positive effect of transactional style of head of institutions leadership upon professional commitment of lecturers (PE). Whereas, Laissez-faire style of leadership has a negative effect upon the professional commitment of lecturers in physical education. It was recommended that seminars and workshops may be arranged for leadership styles.

scholarly journals ANALISIS PENYALURAN KREDIT KONSUMSI PADA PERBANKAN DI INDONESIA TAHUN 2004 – 2010

2014 ◽  
Vol 12 (1) ◽  
pp. 35
Author(s):  
Oktavia Hartika
Keyword(s):  
Financial Statements ◽  
Capital Adequacy ◽  
Third Party ◽  
Consumer Loans ◽  
Panel Data Regression ◽  
Capital Adequacy Ratio ◽  
Data Regression ◽  
Negative Effect ◽  
Operation Results ◽  
Positive Effect

The research objective was to determine the influence of third party fund, Non-perfoming loans (NPLs), Capital Adequacy Ratio (CAR) on consumer loans disbursed. The analytical tool used panel data regression. The sample used in this study are 7 (seven) bank based on the type of operation. Results of regression, found that variable third party fund positive and significant impact on consumer loans. Variable Non-perfoming loans (NPLs) and not significant positive effect on consumer loans. This is possible due to high NPLs in the bank's financial statements only describe the overall value of the credit. Capital Adequacy Ratio (CAR) individually have a significant negative effect on consumer loans. The study reinforces previous findings that high capital still has not been followed by increased consumer credit.

scholarly journals Impact of Leadership Styles Upon Professional Commitment

2019 ◽  
Vol IV (III) ◽  
pp. 325-336
Author(s):  
Afshan Jabeen ◽  
Salahuddin Khan ◽  
Syed Zia-u Islam
Keyword(s):  
Physical Education ◽  
Leadership Styles ◽  
Research Study ◽  
Public Colleges ◽  
Professional Commitment ◽  
The Public ◽  
Negative Effect ◽  
Study Population ◽  
Laissez Faire ◽  
Positive Effect

The current study aimed to assess the effect of different leadership styles (Transformational, Transactional and Laissez-faire styles) upon the professional commitment. The study population encompassed the lecturers in Physical Education of all the public colleges in the province Punjab, Pakistan. Due to accessible population, no sampling techniques were preferred in this research study. The total number of lecturers (PE) was 576, in which 210 were male and 366 were female. Selfdeveloped scales were designed and used for data collection. The total 76% return rate of responses was recorded. Inferential and descriptive statistics were used to examine the collected information. On the basis of the findings, it was concluded that there is a positive effect of transactional style of head of institutions leadership upon professional commitment of lecturers (PE). Whereas, Laissez-faire style of leadership has a negative effect upon the professional commitment of lecturers in physical education. It was recommended that seminars and workshops may be arranged for leadership styles.

scholarly journals PENGARUH INTELLECTUAL CAPITAL DAN RATA – RATA PERTUMBUHANNYA (ROGIC) TERHADAP KINERJA BANK SYARIAH BERDASARKAN ISLAMICITY PERFORMANCE INDEX DI INDONESIA

2021 ◽  
Vol 16 (1) ◽  
pp. 54-68
Author(s):  
Sasiska Rani ◽  
Martha Rianty N
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Intellectual Capital ◽  
Performance Index ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Average Growth ◽  
Analysis Techniques ◽  
Negative Effect ◽  
Positive Effect

This study examines the effect of intellectual capital and the average growth intellectual capital (ROGIC) on the performance of Syariah Banks based on the Islamicity Performance Index in Indonesia. The Islamicity Performance Index in this study is proxied by the Profit Sharing Ratio (PSR). The sample obtained was based on the purposive sampling technique in this study, namely 10 Syairah Banks from 2015 - 2019. This study used data analysis techniques in the form of multiple regression analysis. The results show that there is a negative effect between intellectual capital on the Islamicity Performance Index, which is proxied by the Profit Sharing Ratio (PSR). The average growth of intellectual capital (ROGIC) has a positive effect on the Islamicity Performance Index, which is proxied by the Profit Sharing Ratio (PSR).

scholarly journals THE IMPACT OF RISK AND REPUTATION ON FINANCIAL PERFORMANCE IN ISLAMIC BANKING: EVIDANCE FROM INDONESIA

2021 ◽  
Vol 5 (2) ◽  
pp. 230-243
Author(s):  
Falikhatun Falikhatun ◽  
Mutiarafah Mutiarafah
Keyword(s):  
Financial Performance ◽  
Risk Mitigation ◽  
Control Variable ◽  
Liquidity Risk ◽  
Profit Sharing ◽  
Least Square ◽  
Financing Risk ◽  
Negative Effect ◽  
The Impact ◽  
Positive Effect

This study aims to examine the impact of risk and reputation on financial performance. More specifically, we use financing risk, liquidity risk, reputation with rewards, and growth in profit-sharing based financing as our variable of interests. We also assign bank size as a control variable. Our data is analyzed using Generalized Least Square (GLS) regression. Islamic Commercial Banks listed in Sharia Banking Statistics (Statistik Perbankan Syariah - SPS) published by OJK in 2015−2019 are selected as our sample. We find that (1) financing risk has a negative effect on financial performance; and (2) both reputation with rewards and bank size have a positive effect on financial performance. However, liquidity risk and growth in profit-sharing based financing do not affect financial performance. Several research implications are the importance of risk mitigation, the importance to maintain the reputation of the Islamic bank’s stakeholders, and creating innovative funding and financing products.

scholarly journals The Episode of National Lockdown in the Pandemic: Air Traffic Restriction as the Control Strategy and Its Impact on Existing Cases and Recovery Rate of Novel Coronavirus Disease in Megacities of China

2020 ◽  
Vol 14 (5) ◽  
pp. e19-e23
Author(s):  
Jiannan Li ◽  
Zhaoguo Wang ◽  
Bocong Yuan ◽  
Haixuan Liang ◽  
Wenqi Liang
Keyword(s):  
Recovery Rate ◽  
Air Traffic ◽  
Third Party ◽  
Civil Aviation ◽  
Quadratic Term ◽  
Traffic Data ◽  
Negative Effect ◽  
Prior Literature ◽  
Novel Coronavirus ◽  
Positive Effect

ABSTRACTObjective:The effectiveness of air traffic restriction in containing the spread of infectious diseases is full of controversy in prior literature. In January 2020, the Civil Aviation Administration of China (CAAC) announced air traffic restriction in response to the coronavirus disease (COVID-19) pandemic. This study’s aim is to empirically examine the policy effectiveness.Method:The data from 2 third-party platforms are used in this investigation. The COVID-19 data from the platform DXY and the air traffic data from Airsavvi are matched to each other. The robust panel regression with controlling city effect and time effect is conducted.Results:The curvilinear relations are found between the air traffic restriction and the existing cases, and the recovery rate (quadratic term = 9.006 and −0.967, respectively). As the strength of air traffic restriction is growing, the negative effect (-8.146) of air traffic restriction on the existing cases and the positive effect (0.961) of air traffic restriction on the recovery rate, respectively, begin decreasing.Conclusion:On the macro level, the air traffic restriction may help alleviate the growth of existing cases and help raise the recovery rate of COVID-19 in megacities of China, but both these effects will marginally recede as the restriction strength is intensifying.

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