scholarly journals Perspektif Ekonomi Syariah Di Indonesia Tentang Riba, Bunga Bank, dan Bagi Hasil

2021 ◽  
Vol 6 (1) ◽  
pp. 28-50
Author(s):  
Hisam Ahyani

Introduction / Main Objective : This study aims to reveal the existence of community conceptions related to profit sharing (Sharia economics), usury, bank interest (conventional), in terms of Islamic economics, where these 3 (three) things are unique and interesting if we discuss in the era of disruption like today. Background: The era of discipline 4.0 as it is now is very interesting and unique regarding the study of the prohibition of usury in Indonesia, what is unique is the Khilafiyah which is the basis for especially Muslims (sharia economic actors), the need for tolerance between the views of schools of thought in Indonesia regarding this usury in sharia economics (muamalah) in order to benefit together in this world and in the hereafter. Research Methods: This study uses the Library Research Method and collects data obtained by means of literature studies from books and journals relevant to studies on usury and bank interest (conventional), profit sharing (Islamic economics).Novelty: Related to research on the perspective of Islamic economics in the current era of disruption, especially in Indonesia regarding usury, and bank interest (conventional), as well as profit sharing (Islamic economics) so far no one has examined it.Findings: from a sharia economic point of view related to profit sharing, usury and also bank interest have a good impact on the economy in Indonesia, where the profit sharing system can help people in terms of social resilience, and overcome social inequalities (making tahsin / benefit of the ummah).Conclusion: The public, in their view of usury, bank interest and profit sharing within the Islamic economic community, requires tolerance in punishing these three things, as a result there is no "bank interest" in the Shariāh economic sphere (replaced by profit sharing), which is currently being shared. this outcome (Islamic economics) is seen as an effective measure to prevent conflict in gaps in dealing with impacts on the Economy and Social Affairs, as well as resilience to the community environment.

2018 ◽  
Vol 45 ◽  
pp. 00056 ◽  
Author(s):  
Elena Neverova-Dziopak

Eutrophication is one of the consequences of the negative anthropogenic impact on aquatic ecosystems. It leads to the degradation of both sweet and marine ecosystems, constituting a kind of secondary pollution of waters, which disturbs all types of their use. Undertakings related to preventing the negative effects of eutrophication are mainly conducted towards reducing the loads of nutrients introduced into surface waters and controlling the entire conditions in aquatic ecosystems in order to limit the development of aquatic vegetation. The increasingly restrictive legal requirement regarding the content of nitrogen and phosphorus in wastewater discharged into recipients enforces the application of expensive treatment technologies, and the public is becoming more aware of the rising costs of water and wastewater fees. In addition, wastewater treatment is a factor which has a negative impact on air quality due to greenhouse gas emissions and generates other environmental problems. The challenge for facilities, however, is determining which treatment alternatives will best meet their needs, both technically and financially, and to choose the most sustainable path. The problem of establishing a reasonable level of nutrient removal from wastewater, justified from an ecological and economic point of view is discussed in the paper.


2019 ◽  
Vol 11 (2) ◽  
pp. 314 ◽  
Author(s):  
Antonio Nesticò ◽  
Maria Rosaria Guarini ◽  
Pierluigi Morano ◽  
Francesco Sica

The second half of the 20th century was characterized by rapid growth of the urban population and lack of attention to environmental quality in the urbanizes territories. Thus, the development of many cities during that period took place through policies which, over time, resulted in a disaggregated landscape, both in morphological and functional terms. In some cases, these policies have caused the creation of land portions without a specific characterization, and the generation of urban voids that negatively affect the city’s development. To solve this problem, the public administration sectors of many countries are looking for new intervention strategies that are feasible from a social and economic point of view which are able to guarantee sustainable development. From this perspective, the execution of urban regeneration initiatives, including forestation, allows for the improvement of both environmental quality and citizens’ well-being, and promotes economic development. Considering the multiple effects that these initiatives can generate and the limited availability of public and private resources, it is appropriate to use multi-criteria decision support tools through which it is possible to evaluate the interventions’ complexity and best identify the city areas that lend themselves to be recovered and improved through the forestation. The aim of this work is to develop a support tool for public administrations aimed at identifying the optimal forestry projects’ location according to criteria that not only refer to financial type, but also their social, cultural, and environmental nature. Using Discrete Linear Programming algorithms, the model has been tested through a theoretical case study and reveals the advantages and limitations of the model, as well as future research prospects.


2016 ◽  
Vol 12 (5) ◽  
pp. 1451 ◽  
Author(s):  
Laura Sánchez Pulido ◽  
Natalia Daries Ramón ◽  
Eduard Cristóbal Fransi

Purpose: The present work seeks analyze the profitability and the financial situation of the main Catalan alpine ski resorts, with the objective to check if these are sustainable from an economic point of view, taking into account the external factors that affect him.Design/methodology: With the objective to carry out the study of profitability and financial situation, we obtained the financial states of the main Alpine ski resorts of the Catalan Pyrenees: Baqueira-Beret, Masella, Boí Taüll, Vallter 2000, La Molina, Vall de Núria and Espot Ski-Port Ainé, for the periods comprised between 2011-2015 and we proceeded to apply a series of economical and structural ratios with the purpose of establish a diagnostic on his situation.Findings: The results show that the Baqueira-Beret and Masella resorts are the only that obtain profits, whereas the rest of resorts obtain losses in all the periods analyzed. With regard to the financial situation, the results reveal that the level of indebtedness of the resorts is, in general reduced, arriving to the conclusion that the majority of them are not sustainable from a strictly economic point of view.Research limitations/implications: The main limitations of this work are on the one hand that the conclusions are obtained from a period of analysis of five years (2011-2015), and the second, they are circumscribed to a determinate region.Practical implications: The results of this work can help to take decisions so much to the ski resorts managers as to the public administrators for implementing strategies to achieve diversify the offer and improve the results.Social implications: Nowadays the majority of the ski resorts have been rescued or purchased by the Administration. We can deduce that it keeps by the incomes that generate his existence. That is to say, by the positive externalities that generates in the territory where they are situate.Originality/value: The present research focuses in the financial study of a little studied sector as they are the ski resorts and the snow tourism with the enormous importance that has in the economy of the region and in the territorial development. The agents interested are so much the public administrations like the managers of this type of firms.


2021 ◽  
Vol 1 (1) ◽  
pp. 75
Author(s):  
Uus Ahmad Husaeni ◽  
Huzni Farhany ◽  
Nina Nurkomalasari ◽  
Farid Faisal

ABSTRAKTujuan penelitian ini adalah untuk menganalisis konsep spiritual marketing dalam pemasaran prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Universitas Suryakancana yang pada akhirnya terjadi peningkatan jumlah mahasiswa dari tahun ke tahun. Metode penelitian ini menggunakan penelitian kepustakaan (library research). Adapun metode pengolahan data yang digunakan adalah dengan mengumpulkan data-data yang diperoleh dari penelitian lapangan, peraturan-peraturan dan buku-buku yang diolah serta dianalisis dengan menggunakan metode kualitatif. Kesimpulan dari penelitian ini yaitu implementasi spiritual marketing dalam upaya memasarkan prodi-prodi pada Fakultas Ekonomi dan Bisnis Islam Universitas Suryakancana sangat dianjurkan, mengingat dampak dari penerapannya sangat menguntungkan bagi peningkatan jumlah mahasiswa. Implementasi konsep spiritual marketing pada akhirnya akan menumbuhkan rasa loyalitas dan trust pada benak masyarakat akan kredibilitasnya terhadap FEBI. Adapun keuntungan dalam jangka panjang, FEBI akan memperoleh wallet share dari siklus spiritual marketing yang dapat digunakan sebagai modal pengembangan ekonomi syariah dimasa yang akan datang. ABSTRACTThe purpose of this study is to analyze the concept of spiritual marketing in the marketing of the Islamic Economics Department which in turn has increased the number of students from year to year. This research method uses library research. The data processing method used is to collect data obtained from field research, regulations and books which are processed and analyzed using qualitative methods. The conclusion of this research is that the implementation of spiritual marketing in an effort to market of Islamic Economic department at the Faculty of Islamic Economics and Business (FEBI), Suryakancana University is highly recommended, considering the impact of its application is very beneficial for increasing the number of students. The implementation of the spiritual marketing concept will ultimately foster a sense of loyalty and trust in the minds of the public regarding its credibility towards FEBI. As for the long-term benefits, FEBI will get a wallet share from the spiritual marketing cycle which can be used as capital for the development of the Islamic economy in the future.


2020 ◽  
Vol 5 (2) ◽  
pp. 179
Author(s):  
Abdurrahman Hakim

This paper aims to describe solutions to reduce social inequality in Indonesia. The use of Islamic economic principles is offered by the author because it has the appropriate value of justice and equity to solve problems arising from sustainable development. Even though it is oriented towards fulfilling the future, it turns out that the concept of sustainable development has not been able to become the solution expected by the community, especially those in remote and border areas. The research method used in this paper is library research. Sources of data use secondary data in the form of journals, books, newspapers, mass media, and online media. The results of this study provide recommendations to the public and government to make use of natural resources based on the basic principles of Islamic economics, namely ownership of Allah alone, freedom to utilize resources, and balance.


2021 ◽  
Vol 23 (3) ◽  
pp. 299
Author(s):  
Arifin Arifin ◽  
Rupita Rupita

One of the fundamental problems in the border area of Sanggau Regency is the infrastructure of roads and bridges. Those problems become more complex due to various aspects that affect the governmental institutions are the community, environment, and other aspects. The above problems will produce some implication to many fields such as society, culture, economic, defence and security. The implications are not only local but also national. Based on the problems, the research aims is to describe and analyze the complexity of public basic services for roads and bridges by point of view of the external aspects of an organization. The results of the study show that the main factors in which the public basic services are not optimal are the unfavourable local and socio-economic conditions of the community. The cost needed in basic public services is high enough because of the landscape range. It is exacerbated by the socio-economic constraints of the community which indirectly can hamper the process of running the public services provided. In overcoming of the two problems, the strategic effort that needed is better coordination amongst the organizations in the area. For example, The public works Services (Dinas Pekerjaan Umum) must be coordinated to the other government organization in implementing some programs.


2020 ◽  
pp. 81-112
Author(s):  
Jean Andreau

Through legislation and judicial decisions, the public administration (the city, first, and then the Empire) organized and regulated the activities of the various social groups. What was their impact on the complex world of banking and credit? After having briefly described how banking and financial life functioned in the Roman world, this chapter examines the way in which praetors and jurisconsults considered these activities, which legal rules they established, what were the effects of such rules, especially from the economic point of view, and how they developed from the first centuries of the Republic to the fourth century AD.


2012 ◽  
Vol 21 (2) ◽  
pp. 114-130
Author(s):  
Rafael Böcker Zavaro

This article sets out the results of research which aims to determine the characteristics of fishing development in the province of Tarragona, from the social, territorial and economic point of view, as well as the perspective of the public policies implemented for this sector. It considers the role played by the various social, economic and institutional agents, and the importance of sustainable and responsible management of fishing. The research method we have chosen is the case study. The comparative analysis of the seven fishing ports in the south of Catalonia is even more significant in that each one has different sales volumes. The techniques used for gathering information were: the semi-structured interview, non-participant observation and the use of secondary statistical and documentary sources.


2018 ◽  
Vol 4 (1) ◽  
Author(s):  
Akhmad Hulaify ◽  
Syahrani Syahrani

       This research entitled the concept of work in improving the quality of work in perspective of Islamic economics. The orientation of ethic in the study of Islamic economics perspective is to discover work ethic of the essence of a work that expected to increase the quality of work. Based on the intention of this research, the author used sociology approach and normative approach. The aim of this research is to analyze how the study of wok ethics in Islamic economics perspective, it is expected that with those approach, this study can reveal the ethics values from Islamic law side. Beside of that, this study also discusses the result of research using qualitative descriptive analysis model. The analysis is meant to describe the meaning of work ethic not only in one economic point of view but from the perspective of Islamic Economics. Besides, the analysis is intended to get a new perspective to work ethics concept oriented to the essence of faith.       The conclusion of this research is manifestation of faith that implemented in the quality of work then work orientation will lack the sincere and good pleasure of Allah SWT.  Therefore, the orientation of work is not only because material but ridha Allah SWT. If it has become a spirit in work the meaning of falah in the concept of Islamic Economy is realized and fulfilled. Keywords:Ethis, Works, Quality, Islamic Economics. 


2021 ◽  
Vol 4 (2) ◽  
pp. 244-259
Author(s):  
Nurlaili Nurlaili

Money waqf can be used to overcome socio-economic problems that occur in Indonesia, this should be an opportunity to respond to the impact of the Covid-19 pandemic. As stated in the maqasid sharia concept, responding to a pandemic requires strategic and clear goals. This research paper aims to analyze whether the use of cash waqf has been optimally utilized or not at the time of covid 19, as well as cash waqf in terms of maqasid shariah. This study uses qualitative methods, using descriptive analysis in library research. The results of this study indicate that the use of cash waqf in Indonesia is still not optimal in overcoming the impact of this pandemic, there are several regions that still do not feel the distribution of the use of cash waqf. From the maqasid shari'ah point of view, the use of cash waqf is in accordance with As-Syatibi's description of the three mandatory concepts, namely "dharuriyah, hajiyah and tahsiniyah". This study provides advice to stakeholders such as scholars, universities, or schools and the government together provide understanding to the public regarding money waqf, with the many understandings of money waqf in Indonesia, of course adding nominal cash waqf funds to be utilized according to socio-economic needs in Indonesia and can make social networks to help micro-communities in need Keywords: Waqf money, covid-19 pandemic in Indonesia, Maqasid Shari'ah   ABSTRAK. Waqf uang dapat diperuntukan mengatasi masalah sosial-ekonomi yang terjadi di Indonesia, hal ini harusnya dapat menjadi sebuah peluang untuk merespons dampak dari pandemic Covid-19. Sebagaimana tertuang dalam konsep maqashid syariah, merespons pandemi membutuhkan tujuan yang strategis dan jelas. Makalah penelitian ini bertujuan untuk menganalisis penggunaan waqf uang telah dimanfaatkan secara optimal atau belum pada saat covid 19, serta waqf uang ditinjau dari maqasid shariah. Pada penelitian ini menggunakan metode kualitatif, dengan menggunakan analisis-deskriptif pada penelitian library research (kepustakaan). Hasil dari penelitian ini menunjukkan bahwa penggunaan waqf uang di Indonesia masih belum optimal dalam mengatasi dampak dari pandemi ini, terdapat beberapa daerah yang masih belum merasakan pemerataan dari pemanfaatan waqf uang. Dari sudut maqasid shari’ah, penggunaan waqf uang telah sesuai dengan uraian As-Syatibi tentang tiga konsep wajib, yaitu “dharuriyah, hajiyah dan tahsiniyah”. Penelitian ini memberikan saran kepada stakeholder seperti para ulama, universitas atau sekolah dan pemerintah bersama-sama memberikan pemahaman kepada masyarakat terkait wafqf uang, dengan banyaknya pemahaman waqf uang di Indonesia tentu menambahkan nominal dana waqf uang untuk dapat dimanfaatkan sesuai dengan kebutuhan sosial-ekonomi di Indonesia dan dapat menjadikan jaringan sosial untuk membantu masyarakat mikro yang membutuhkan. Kata kunci: Waqf uang, pandemi covid-19 di Indonesia, Maqasid Shari’ah


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