scholarly journals Demand Elasticity Analysis of Islamic Banking Financing in Indonesia

2017 ◽  
Vol 2 (01) ◽  
pp. 61
Author(s):  
Eka Fitriyanti
Keyword(s):  
Secondary Data ◽  
Ordinary Least Squares ◽  
Demand Elasticity ◽  
Islamic Banking ◽  
Regression Equations ◽  
Islamic Banks ◽  
Elasticity Analysis ◽  
Income Per Capita ◽  
Elasticity Of Demand ◽  
Per Capita

<p>This research aims to analyze the elasticity of demand for Islamic bank's financing in Indonesia. The variables observed in this study is inflation and income per capita. This research uses time series of data for the period 2004-2015, which is a secondary data. The Data is sourced from the central bank of Indonesia and Indonesian Central Bureau of Statistics, the models used in this study is a model of multiple regression equations and Analyzed using Ordinary Least Squares (OLS). Based on the estimates, the Research found that the inflation and income per capita significantly influence elasticity of demand for Islamic bank's financing in Indonesia. The elasticity of demand for Islamic bank's financing is inelastic to changes in price. This means that the demand Islamic bank's financing in Indonesia are not sensitive to changes in price. So, Islamic banks must be-able using other factors for growth Reviews their financing.</p><p><br />Keywords: Elasticity of Demand, Income per Capita, Inflation, Islamic bank’s financing</p>

scholarly journals Assessment of Macroeconomics Determinants on Islamic Banking Profitability and Liquidity in United Arab Emirates and Tanzania

2021 ◽  
pp. 17-28
Author(s):  
Omar Salim Ali
Keyword(s):  
United Arab Emirates ◽  
Statistical Significance ◽  
Unit Root Test ◽  
Secondary Data ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Macroeconomic Variables ◽  
Islamic Bank ◽  
Distributed Lag ◽  
Per Capita

Aims: This paper studies the determinants of Islamic banking profitability and liquidity in the United Arab Emirates (UAE) and Tanzania. It was comparative study. The study gives empirical comparisons between Islamic banks in United Arab Emirates (UAE) and Tanzania in their performance bases. Study design:   This study covers the samples of five (5) Islamic banks where by two (2) banks from Tanzania that are People Bank of Zanzibar in Islamic branch (PBZIB) and Amana Islamic bank (AIB).  In the side of United Arab Emirates (UAE) three (3) Islamic banks were selected which includes   Dubai Islamic Bank (DIB), First Abu Dhabi Bank (FAD) this is not an IB and Emirates Islamic Bank (EIB).  The study used secondary data of selected variables which employing panel data for the period of ten (10) years from 2010- 2019. Due to data was on panel bases which includes the two independents variables. Methodology: To calculate profitability, the Return on Assets (ROA) was used and in liquidity in IBs deposit ratio (LDR) used to measure the liquidity .The study uses descriptive statistical analysis, correlation, multiple regression analysis for two equations according to settled objectives. The three macroeconomic variables were selected that are Gross Domestic Product per capita (GDP), inflation (INF) and exchange rate (EXCH). An autoregressive distributed lag (ARDL) model was applied because the result becomes mixed in the unit root test. Results: The findings reveal satisfactory evidence that all selected variables are statistical significance in long run relationship except inflation in UAE. The outcomes of the study indicated that selected macroeconomic variables (GDP per capita, Inflation and exchange rates have a major 5% effect on bank profitability and liquidity in Tanzania and the United Arab Emirates. Conclusion: The study therefore recommends the Tanzania Islamic banks should adopt several policies in order to control the liquidity which is very difference like UAE banks.

scholarly journals Analysis of Indonesian Islamic and Conventional Banking Before and After 2008

2016 ◽  
Vol 8 (11) ◽  
pp. 193 ◽  
Author(s):  
Arfianti Novita Anwar
Keyword(s):  
Secondary Data ◽  
Rank Test ◽  
Islamic Banking ◽  
Positive Contribution ◽  
Islamic Banks ◽  
Significant Difference ◽  
Before And After ◽  
Signed Rank Test ◽  
The Law ◽  
Conventional Banks

<p>This study aims to analyze the performance of Islamic banks and conventional banks before and after the implementation of Islamic Banking Act 2008. The performance will be measured using CAMEL ratio selected. This research is considered essential in examining the positive contribution of the application of the Act to improve the performance of Islamic banks in Indonesia. By using secondary data, this study compared the performance of Islamic banks with that conventional bank selected as samples during the study period. Data were analyzed using the Wilcoxon Signed Rank Test for inter-temporal and Mann-Whitney test for inter-bank. Inter-temporal Tests conducted on Islamic Banking showed that a significant difference was only seen in the NPF ratio of 2 years before and after implementation of Islamic Banking Act. As for conventional banks showed a more diverse ie for 1 year before and after the application of the Law on Islamic Banking there are significant differences for the ROA and ROE, two years before and after implementation of the Law Islamic banking there are significant differences for the CAR, ROA, ROE and NIM and for the overall test a significant difference to CAR, ROA, ROE, NIM and efficiency. Inter-bank testing showed that prior to the application of Islamic Banking Act there are significant differences between conventional banks and Islamic banks to CAR, ROA and efficiency. Furthermore, after the application of Islamic Banking Act there is a significant difference for the CAR and LDR / FDR.</p>

scholarly journals ANALISIS DETERMINAN KESEJAHTERAAN ANAK DI INDONESIA

2019 ◽  
Vol 1 (2) ◽  
pp. 589
Author(s):  
Rilla Mariska ◽  
Dewi Zaini Putri
Keyword(s):  
Child Welfare ◽  
Income Distribution ◽  
Health Sector ◽  
Secondary Data ◽  
Least Square ◽  
Literacy Rate ◽  
Income Per Capita ◽  
Library Studies ◽  
Per Capita ◽  
Female Literacy

This study aims to find out determine of child welfare in Indonesia by using Composite Children Welfare Index. The data used are secondary data in the form of cross section in 2015, with documentation data collection techniques and library studies obtained from relevant institutions and agencies. The variables used are Child Welfare, Income per capita, Income Distribution, Female Literacy Rate, Goverment Expenditure in education and health sector. The research methods used are: (1) Ordinary Least Square (OLS) Analysis, (2) Classical Assumption Test. The results of the study show that (1) Income per capita is positive and not significant on the child welfare in Indonesia. (2) Income distribustion is positive and significant on the child welfare in Indonesia. (3) Female Literacy Rate is positive and significant on the child welfare in Indonesia. (4) Goverment expenditure in education sector is negative and not significant on the child welfare in Indonesia(5) Goverment expenditure in health sector is negative and not significant on the child welfare in Indonesia(5) Income per capita, distribution income, female literacy rate, and goverment expenditure in eduacation and health statistically significant on the child welfare. So, only income distribution and female rate literacy is significant on the child welfare.

scholarly journals ANALISIS PENGARUH SOSIAL EKONOMI TERHADAP PENGELOLAAN SAMPAH DI SUMATERA BARAT (STUDI KASUS DAERAH PERKOTAAN)

2020 ◽  
Vol 2 (1) ◽  
pp. 107
Author(s):  
Nesyana Dewi ◽  
Melti Roza Adry
Keyword(s):  
Logistic Regression ◽  
Regression Analysis ◽  
Waste Management ◽  
Cross Section ◽  
Urban Areas ◽  
Secondary Data ◽  
Cross Section Data ◽  
Income Per Capita ◽  
Section Data ◽  
Per Capita

This study aims to determine the effect of education, income per capita, age and knowledge on waste management in urban areas West Sumatera. This study uses secondary data in the form of cross section data of urban West Sumatera. Data obtained from BPS- Susenas West Sumatera. This study uses logistic regression analysis. The result of this study indicate that (1) education has not significant effect on waste management in urban areas West Sumatera (2) income per capita has not significant effect on waste management  in urban areas West Sumatera (3) age has not significant effect on waste management in urban areas West Sumatera (4) knowledge has a significant effect on waste management in urban areas West Sumatera

scholarly journals ANALISIS PERMINTAAN KEDELAI DI INDONESIA

2017 ◽  
Vol 12 (1) ◽  
pp. 42
Author(s):  
Septi Rostika Anjani ◽  
Dwidjono Hadi Darwanto ◽  
Jangkung Handoyo Mulyo
Keyword(s):  
Regression Analysis ◽  
Capita Income ◽  
Income Elasticity ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Per Capita Income ◽  
Elasticity Of Demand ◽  
Per Capita ◽  
Income Elasticity Of Demand

This study aims to analyze the factors that influence the demand of soybean in Indonesia. The research method uses descriptive analysis of secondary data which includes the price of imported soybeans, the price of chicken, per capita  income,  the rate of inflation and import tariff policy  year period 1980-2013 which sourced from FAO  and  other  sources.  Estimation  of  demand  function  using  multiple  linear regression  analysis  were  transformed  in  the  form  of  natural  logarithm.  Regression analysis showed that soybean demand in Indonesia was influenced partially by prices of chicken, per capita income, and the rate of inflation. The price elasticity of demand of soybean in Indonesia is inelastic, that is equal 0,22. While the income elasticity of demand  for  soybeans  is  positive  which  means  that  soy  is  a  staple  item  for  the Indonesian people.

scholarly journals Financial Performance Mediation in the Influence of Islamic Corporate Governance Disclosure on the Islamic Social Reporting

2019 ◽  
Vol 3 (1) ◽  
pp. 75
Author(s):  
Ichsan Setiyo Budi ◽  
Rahmawati Rahmawati ◽  
Falikhatun Falikhatun ◽  
Muthmainah Muthmainah ◽  
Ardi Gunardi
Keyword(s):  
Corporate Governance ◽  
Financial Performance ◽  
Social Role ◽  
Secondary Data ◽  
Social Reporting ◽  
Islamic Banking ◽  
Islamic Banks ◽  
The Social ◽  
Annual Reporting ◽  
Report Data

The results of the research on the social role of Islamic banks show inconsistency both domestically and abroad; this is the basis for conducting this research to re-explain the Islamic Corporate Governance (ICG) and Islamic Social Reporting (ISR) relationship, models. This study aims to examine the indirect effect of ICG disclosure on ISR disclosure with financial performance as a mediating variable in Islamic Banking in Indonesia. This study uses secondary data with annual report data sources and financial statements on Islamic banking in Indonesia. They are testing this study using stepwise regression analysis with data for the annual reporting period of 2011 through 2014. The result that financial performance mediates the effect of disclosure of ICG on ISR; this shows that proper management of Islamic banks will produce high financial performance so that they can carry out their social roles well too. The contribution of this study is to develop a new model of the part of financial performance mediating the effect of ICG disclosure on ISR so that it is beneficial for the development of science.

scholarly journals Difference Analysis of Social Performance With The Islamic Social Reporting (ISR) in Syariah Banking That Are in Indonesia and Malaysia

2017 ◽  
Vol 1 (01) ◽  
pp. 53
Author(s):  
Aprila Dwi Widayati ◽  
Raditya Sukmana
Keyword(s):  
Sampling Method ◽  
Social Performance ◽  
Secondary Data ◽  
Social Reporting ◽  
Annual Reports ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Content Analysis Method ◽  
The Difference ◽  
Better Than

<p>The purpose of this research is to examine the difference of Islamic Social Reporting (ISR) disclosure level of islamic banking in Indonesia and Malaysia based on ISR index. The samples were selected by purposive sampling method. The samples that is used in this research is five islamic banks in Indonesia and five islamic banks in Malaysia. This research uses secondary data, that is annual report from 2010-2012. Annual reports were analyzed using content analysis method. Furthermore, the differences of ISR disclosure level were tested using independent sample t-test. The results showed that ISR disclosure level of islamic banking in Indonesia is better than ISR disclosure level of islamic banking in Malaysia. Based on the results of hypothesis testing, found that there are significant differences in the disclosure level between islamic banking in Indonesia and Malaysia.</p><p><br />Keywords: Islamic Social Reporting, Islamic Social Reporting Index, Islamic Banking</p>

scholarly journals A Research on the Satisfaction of Islamic Banking Customer Services in Riau Province During the Covid-19 Pandemic

2021 ◽  
Vol 1 (1) ◽  
pp. 1-10
Author(s):  
Boy Syamsul Bakhri
Keyword(s):  
Field Research ◽  
Secondary Data ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Customer Data ◽  
Islamic Bank ◽  
Proportional Allocation ◽  
Analysis Technique ◽  
Customer Services ◽  
Ease Of Access

This research is motivated by curiosity about Islamic banking services in Riau Province during the Covid-19 pandemic. But before that, it is also important to examine customer knowledge on products and service facilities in Islamic banking, reasons customers choose Islamic banks, and reasons customers use both types of banks (Islamic banking and conventional banking). This research is a field research with survey technique. The population is Islamic banks customers in Pekanbaru and the samples in this study refer to the calculation of Hair et al with total assets of Islamic banks in 2020 as a consideration in determining proportional allocation. Sources of data in this research are primary and secondary data. While the data collection techniques using questionnaires and documentation. The data analysis technique uses descriptive statistics with a frequency distribution. The results of the research found that there are still many Islamic bank customers who do not know about specific Islamic bank products such musyarakah products, mudharabah products, ijarah products,and rahn services. The results also found that religious reasons are the main factor for customers in choosing of Islamic banks. The factor of ease of access to more branches is the main reason customers use both types of banks. Finally, the results of the research found that the most Islamic bank customers are satisfied with various aspects of the services provided by Islamic banks, while the five service aspects whith the highest level of customer satisfaction are Islamic bank staff friendliness, Islamic bank name and image, Islamic bank employee skills, confidentially Islamic bank customer data, as well as various kinds of facilities offered by Islamic banks. The results of this research are ini line with studies that have been conducted in Jordan and Kuwait, where the highest level of satisfaction is found in the name and image aspects of Islamic banks even though there are differences in respondent demographics and the condition of the Covid-19 pandemic.

scholarly journals Analisis Market Share Perbankan Syariah di Indonesia

At-Taqaddum ◽  
2020 ◽  
Vol 12 (2) ◽  
pp. 183-200
Author(s):  
Ahmad Rifqi Hidayat ◽  
Aidha Trisanty
Keyword(s):  
Data Collection ◽  
Literature Review ◽  
Market Share ◽  
Secondary Data ◽  
Quantitative Approach ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Improvement Strategy ◽  
Collection Method ◽  
Communication Method

The majority of Indonesia's population is Muslim. Ideally, the development of Islamic banking in Indonesia runs significantly, but the facts show that the market share of Islamic banks is still relatively small. This article aims to analyze the market share of Islamic banking in Indonesia. This study uses a descriptive quantitative approach. The data collection method used is the non-communication method, namely in the form of observation, literature review and experimentation through secondary data. Based on the results of the analysis and discussion, it shows that the market share of Islamic banking in Indonesia is still relatively low. The factors causing the low market share of Islamic banks and the improvement strategy are focused on three sides: Islamic banks' internal elements, aspects of government, regulators, and characteristics of society. In the future, there is a need for strategic steps from all parties to increase the market share of Islamic Banking in Indonesia.

scholarly journals Faktor-Faktor yang Mempengaruhi Permintaan Ikan Patin di Desa Palimbangan Sari Kecamatan Haur Gading Kabupaten Hulu Sungai Utara

2019 ◽  
Vol 6 (1) ◽  
pp. 424-429
Author(s):  
Yudhi Harianto ◽  
Muhammad Solekan
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Family Income ◽  
Income Elasticity ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Elasticity Analysis ◽  
Elasticity Of Demand ◽  
Convenience Sampling

       The purpose of this study is to identify the factors that influence and measure the level of elasticity of demand for catfish in Palimbangan Sari Village. The study was conducted in Palimbangan Sari Village, Haur Gading District, Hulu Sungai Utara Regency, from July to August 2015. The data used in this study were primary data and secondary data, the sampling technique used was convenience sampling, data analysis used was regression analysis. multiple linear and elasticity analysis. The results showed that the factors that influenced the demand for catfish were the price of catfish, the price of eggs, siamese fish, the number of families, and family income. The price elasticity of catfish is -25,296, meaning that catfish are inelastic, cross elasticity, only the price of eggs and catfish are substitute for catfish because they have a positive elasticity value. From the calculation of income elasticity shows that catfish are normal items

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