scholarly journals Using Plastic Money (Cards) in Kathmandu Valley: Users’ Knowledge, Current Use, Challenges and Way-forward

2021 ◽  
Vol 2 (2) ◽  
pp. 102-117
Author(s):  
Niranjan Devkota ◽  
Bikesh Shakya ◽  
Seeprata Parajuli ◽  
Udaya Poudel
Keyword(s):  
Interest Rate ◽  
Research Design ◽  
Financial Institutions ◽  
Nuclear Family ◽  
Credit Cards ◽  
Primary Data ◽  
Kathmandu Valley ◽  
Quick Response ◽  
Descriptive Research ◽  
Structured Questionnaire

This study aims to understand the users’ knowledge about plastic money, its current use, challenges they faced and way-forward. Based on descriptive research design, primary data is used for the purpose as per its suitability. A structured questionnaire has been arranged with the help of KOBO and devised for the information assortments from 404 plastic money users. Results found that people who use plastic money usually work in banks and financial institutions (33.87%) and are from the nuclear family (62.62%), with income between 25001 – 50000 (56%). 95.79 % of the respondents know about plastic money, and 86.3 % have plastic money. 88 % of respondents said they feel safe while using plastic money. 40.72% of respondents have faced challenges and problems while using plastic money. The majority (79.28%) of respondents believed that using the bank's services could be solved. It can be solved by giving training (34.85%), quick response to the problem raised by users (44.32%), update technology (34.47%) and keep a good network in the ATMs (71.79%) and quick solutions to the user's problems (75.76%). This study concludes that hassle-free transactions, a low-interest rate of credit cards, attractive advertisement, and awareness of how plastic money can use help and attract users of plastic money. .

scholarly journals Representation of Indigenous Nationalities and Minorities in Bank and Financial Institutions: A Study of Pokhara

2014 ◽  
Vol 6 ◽  
pp. 51-63
Author(s):  
Jas Bahadur Gurung
Keyword(s):  
Ethnic Groups ◽  
Research Design ◽  
Financial Institutions ◽  
Primary Data ◽  
Muslim Community ◽  
Total Employment ◽  
Male Employee ◽  
Female Employees ◽  
Structured Questionnaire

This study is carried out to explore the inclusive representation of Indigenous Nationalities and Minorities working in Bank and Financial Institutions (BFIs) in Pokhara. Both descriptive and explorative research design has been used in this study. Primary data have been collected constructing a set of well-structured questionnaire and used in this study. Representation of Indigenous Nationalities is poor i.e. only 32.59 percent in the total employment of BFIs. Madheshi represents only 0.62 percent and Dalits 1.62 percent in the total employment. There is no representation at all from Muslim community in BFIs in Pokhara. The representation of male employee is higher than that of female employees in BFIs even within the said ethnic groups. The level of job they employed is mostly lower levels i.e. assistants and other support staffs. DOI: http://dx.doi.org/10.3126/hjsa.v6i0.10688   Himalayan Journal of Sociology and Anthropology Vol.6 2014: 51-63

Customer Perception and Awareness of Green Banking Practices

2022 ◽  
pp. 20-41
Author(s):  
Niranjan Devkota ◽  
Rekha Rai ◽  
Ghanashyam Khanal ◽  
Ihtsham Ul Haq Padda ◽  
Udaya Raj Paudel ◽  
...  
Keyword(s):  
Financial Institutions ◽  
Environmental Sustainability ◽  
Logit Model ◽  
Environmentally Friendly ◽  
Primary Data ◽  
Kathmandu Valley ◽  
Customer Perception ◽  
The Public ◽  
Binary Logit Model ◽  
Baking Industry

The governments, business firms, policymakers, advocacy groups, and even the public recently are hotly debating on the issues of environmentally friendly practices. In this context, being a part of 'going green', green banking, which plays an important role in environmental sustainability, has been a buzzword in the global baking industry. This study identifies how the customers perceive the emerging concept of green banking initiatives of banks and also analyzes the factors that influence such practices of the customers. Using a structured questionnaire, the primary data were collected from 403 commercial banks of Kathmandu valley, Nepal. The awareness index was prepared, and the binary logit model was applied for the econometric analysis. This study observed that the customers are positive towards the environmentally friendly practices of banks and ready to adopt the green banking practices. The research implies that in order to promote environmental sustainability, banks and financial institutions should be able to educate the customers about green banking practices and their benefits.

scholarly journals Measurement of Brand Awareness and Brand Loyalty of Goldstar Shoes

2020 ◽  
Vol 21 (1) ◽  
pp. 5-12
Author(s):  
Kailash Patendra Amatya
Keyword(s):  
Research Design ◽  
Brand Loyalty ◽  
Study Data ◽  
Pricing Strategy ◽  
Brand Awareness ◽  
Primary Data ◽  
Purchase Decision ◽  
Design Data ◽  
Customer Base ◽  
Descriptive Research

The purpose of this study is to measure the degree of brand awareness and brand loyalty of Goldstar shoes among Nepalese consumers. The study has adopted descriptive research design. Data in the study are collected from primary data. A total of 70 respondents participated in this study. Data were analyzed using various tools such as tables and figures to draw the conclusion. The findings show that majority of consumers are aware about Goldstar shoes and associate them with durability, comfort and price attributes. However, this familiarity is not able to influence the purchase decision of consumers. The manufacturers should manufacturer footwear in various designs and styles using better materials that ensure comfort and durability to consumers along with maintaining reasonable pricing strategy to have a strong customer base loyalty.

scholarly journals Evaluation of Monetary Challenges Affecting Operations of Private Tertiary Colleges in Nakuru Town, Kenya

2018 ◽  
Vol 3 (3) ◽  
pp. 67
Author(s):  
A. N. Mugo
Keyword(s):  
Social Sciences ◽  
Research Design ◽  
Target Population ◽  
Order Theory ◽  
Primary Data ◽  
Pecking Order ◽  
Pecking Order Theory ◽  
Descriptive Research ◽  
Entry Points ◽  
The Relationship

Tertiary colleges are the institution in between the secondary and the universities. They are set aside for those students who fail to join universities due to failure of meeting entry points or lack of requisite fees. Most of these institutions are run by private sectors while a small percentage is run by public sectors. Due to various challenges here have been instances of monetary constraints in these institutions. This facilitated this study which hunted to evaluate the monetary challenges affecting operations of the private tertiary colleges. The study sought to establish the access of funds and credit facilities on operations of the aforestated private tertiary colleges. The pecking order theory guided the study. The study was conducted amongst private tertiary colleges in Nakuru town, Kenya. The study adopted descriptive research design with target population of 109 employees of these institutions. A census survey was conducted. The study employed a questionnaire to collect primary data. Data was processed and analyzed with the aid of the Statistical Package for Social Sciences software. Descriptive and inferential analyses were duly conducted. The findings indicated that access of funds and credit facilities affect operations of private tertiary colleges positively and that the relationship between the two constructs is statistically significant (r = 0.665; p < 0.01). The study concluded that the role played by funds and credit facilities in the Operations of private tertiary colleges cannot be understated. It is recommended that the management of private tertiary colleges should devise various sources of funding such as initiating income-generating projects and liaise with corporate entities for sponsorship of needy students. 

Factors Imposing Dissatisfaction among Patients: An Empirical Study of Udaipur Division

2015 ◽  
Vol 4 (1) ◽  
Author(s):  
Dharmesh Motwani
Keyword(s):  
Empirical Study ◽  
Sampling Method ◽  
Private Hospital ◽  
Public Hospitals ◽  
Quick Response ◽  
Private Hospitals ◽  
Descriptive Research ◽  
Response System ◽  
Hospital Patients ◽  
Structured Questionnaire

The present study is intended to identify factors imposing dissatisfaction among patients of public & private hospitals in Udaipur division. To serve the purpose descriptive research design is used and a structured questionnaire is applied to 479 patients who are chosen by stratified purposive sampling method through 30 hospitals. The analysis results concluded that unaffordable prices and lack of proficient human resource are major barriers for private hospital patients while lack of quick response system is major hurdle for public hospitals in satisfying patients.

Impact of socio-demographics on consumers’ attitude and purchase intention towards ‘eco-friendly’ products

2020 ◽  
Vol 19 (3) ◽  
pp. 361-371
Author(s):  
Sargam Bahl Walia ◽  
Harish Kumar ◽  
Naveen Negi
Keyword(s):  
Purchase Intention ◽  
Consumer Attitudes ◽  
Purchase Intentions ◽  
Primary Data ◽  
Social Variables ◽  
Sources Of Information ◽  
Secondary Sources ◽  
Descriptive Research ◽  
The Impact ◽  
Structured Questionnaire

The objective of this study was to understand the impact of demographic and social variables on consumer attitudes and purchase intentions towards eco-friendly products. The research design used in the study is descriptive research. Primary data were collected from respondents in Dehradun, Uttarakhand, using a structured questionnaire. A total of 500 respondents were considered for the study. Secondary sources of information included various research publications, published newspapers, online and printed journals, magazines, websites and books. The study reveals a significant impact of demographic and social variables on consumer consumption of ‘green’ products. It explores the differences in attitude between ‘green’ and ‘non-green’ consumers regarding social and demographic dimensions.

scholarly journals Investigating Factors that Influence SME’s Choice of Services Rendered by Microfinance Institutions: Evidence from La-Nkwantanang Municipality in Ghana

2019 ◽  
Vol 11 (2) ◽  
pp. 98
Author(s):  
Ebenezer Appiah ◽  
Deborah Darko Ampeah ◽  
Wonder Agbenyo
Keyword(s):  
Interest Rate ◽  
Customer Service ◽  
Research Design ◽  
Random Sampling ◽  
Sampling Technique ◽  
Legal Regulation ◽  
Stratified Random Sampling ◽  
Microfinance Institutions ◽  
Descriptive Research ◽  
Microfinance Institution

There is a recent wave of collapsing Microfinance Institution&rsquo;s in Ghana which causes SMEs to think critically about the MFI&rsquo;s they choose to bank with. This has given birth to the investigation of factors that influence SMEs choice of services rendered by microfinance institutions in Ghana. The study adopted the descriptive research design. Stratified random sampling technique was used to select the SMEs for this study and data was collected from a sample of 384 using questionnaires and 279 were returned. The study revealed that electronic banking, convenience and security influences, reputation and legal regulation, interest rate and service provided by the microfinance institution are essential factors that influence the choice of SMEs. The study concludes that the reputation of a business is also essential to its survival, the trust and confidence of the SME can have a direct and profound effect on microfinance institutions. The study recommended that, microfinance institutions should make it a must to obtain all necessary banking licenses from Bank of Ghana before they commence business in order to avoid the embodiment of fear of collapse into potential SME&rsquo;s who might be willing to transact business with them and also educate those who render services on behalf of the bank. Customer service is very important and should be considered as the first priority of the bank.

scholarly journals Employees’ Perception towards Effectiveness of Induction Program

2019 ◽  
Vol 8 (2S11) ◽  
pp. 2880-2882 ◽  
Keyword(s):  
Empirical Study ◽  
Research Method ◽  
Primary Data ◽  
Induction Programs ◽  
Induction Program ◽  
Descriptive Research ◽  
Dependent Variables ◽  
Employee Relationship ◽  
Job Competence ◽  
Structured Questionnaire

The induction program in an organization becomes effective only if it fulfills the objectives and minimizes the gap between employees’ perception to that of organization’s goals. Previous research studies conclude that, employees’ effectiveness has a significant effect on job competence, which in turn emphasizes on the induction programs. Hence, there is a need to understand the synergy between employees’ perception towards induction program and the effectiveness of the same. Keeping in view, the researcher conducted an empirical study in a renowned IT Enabled Services firm in Chennai, having branches in USA, UK and Australia. The primary aim of the study is to understand the perception of employees’ towards the effectiveness of induction program conducted in their organization. The hypotheses have been formulated to find the existence of relationships between dependent variables. The study administered a structured questionnaire to collect primary data, comprising of 120 samples. The collected data has been analyzed using descriptive research method. The study concludes that the induction program is an integral part in building organization-employee relationship in accordance with job competence

scholarly journals INFLUENCE OF INTEREST RATE ON THE FINANCIAL PERFORMANCE OF AGRICULTURAL FIRMS LISTED AT THE NAIROBI SECURITIES EXCHANGE

2017 ◽  
Vol 1 (3) ◽  
pp. 19
Author(s):  
Dr. Samuel Kanga Odalo ◽  
Dr. George Achoki ◽  
Dr. Amos Njuguna
Keyword(s):  
Interest Rate ◽  
Financial Performance ◽  
Interest Rates ◽  
Financial Institutions ◽  
Secondary Data ◽  
Primary Data ◽  
Multivariate Regression Model ◽  
Interest Rate Spread ◽  
Using Data ◽  
The Interest Rate

Purpose: The purpose of this study was to establish to establish the influence of interest rate on the financial performance of agricultural firms listed at the Nairobi Securities Exchange.Methodology: The research design adopted was descriptive and causal (explanatory). A census approach was adopted and all the seven listed agricultural companies were taken as the population. The respondents’ sample was from finance departments at all levels and 220 questionnaires were administered. Primary data was collected using questionnaires while the secondary data was collected using data collection sheets from the firms as well as from the Nairobi Securities Exchange and CMA records. The particular inferential statistic was regression and correlation analysis. Panel data methodology was employed using a multivariate regression model to test the hypotheses and link the variables.Results: The findings revealed that interest rate has a positive and significant relationship with ROA, ROE and EPS. In addition, the findings from the interaction of the independent variables and the interest rate revealed that interest rate moderate the effect of financial performance of agricultural firms listed at the Nairobi Securities Exchange.Unique contribution to theory, practice and policy: The study recommends that financial institutions and banks in Kenya should assess their clients which include agricultural firms listed in NSE while setting up interest rates policies, as ineffective interest rate policies can increase the level of interest rates and consequently cost of borrowing and negate financial performance of the borrowing firms. The study also recommends that the Central Bank should apply stringent regulations on interest rates charged by financial institutions so as to regulate their interest rate spread.

Teaching Effectiveness: A Study on Moderation Effect of Organisational Support and Organisational Commitment

2016 ◽  
Vol 5 (1) ◽  
Author(s):  
P. Srivalli ◽  
Kota Neela Mani Kanta
Keyword(s):  
Organizational Commitment ◽  
Organizational Support ◽  
Teaching Effectiveness ◽  
Primary Data ◽  
Moderation Effect ◽  
Descriptive Research ◽  
Multi Stage ◽  
The Relationship ◽  
Selection Of ◽  
Structured Questionnaire

Perceived organizational support is an employee belief that organization values their contributions and cares about their welfare. The study assumes faculty can teach effectively in an environment where there is organizational support. In addition organizational commitment is a significant employee attitude towards his job in regard to effective teaching. Consequently the study is sought to analyze the moderation of organizational support on the relationship between organizational commitment and teaching effectiveness. The study is conducted among 410 private engineering college faculties working in Rayalaseema region of Andhra Pradesh. The study follows descriptive research design, as the study describes the moderation effect of organizational support. The study follows probabilistic, multi-stage sampling method in selection of sample. The study administers structured questionnaire among engineering college faculty for collection of primary data. The study finds statistically insignificant moderation effect of organizational support.

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