scholarly journals Investigating Factors that Influence SME’s Choice of Services Rendered by Microfinance Institutions: Evidence from La-Nkwantanang Municipality in Ghana

2019 ◽  
Vol 11 (2) ◽  
pp. 98
Author(s):  
Ebenezer Appiah ◽  
Deborah Darko Ampeah ◽  
Wonder Agbenyo

There is a recent wave of collapsing Microfinance Institution’s in Ghana which causes SMEs to think critically about the MFI’s they choose to bank with. This has given birth to the investigation of factors that influence SMEs choice of services rendered by microfinance institutions in Ghana. The study adopted the descriptive research design. Stratified random sampling technique was used to select the SMEs for this study and data was collected from a sample of 384 using questionnaires and 279 were returned. The study revealed that electronic banking, convenience and security influences, reputation and legal regulation, interest rate and service provided by the microfinance institution are essential factors that influence the choice of SMEs. The study concludes that the reputation of a business is also essential to its survival, the trust and confidence of the SME can have a direct and profound effect on microfinance institutions. The study recommended that, microfinance institutions should make it a must to obtain all necessary banking licenses from Bank of Ghana before they commence business in order to avoid the embodiment of fear of collapse into potential SME’s who might be willing to transact business with them and also educate those who render services on behalf of the bank. Customer service is very important and should be considered as the first priority of the bank.

Author(s):  
Neeta Baporikar

Adoption of ICT can help SMEs cut costs by improving their internal processes, improving their product through faster communication with their customers. In retrospect, even with such information as indicated above, and the importance of ICT as an enabler to other sectors and to economic development having long been recognized, SMEs seem slow in its adoption and use as compared to other sectors. While there has been growth in ICT use by large enterprises to gain a competitive edge, there is little evidence of its adoption and use by SMEs which continue to be faced by limited access to information and markets. As a result of this phenomenon, the study into deterrents of ICT adoption by SMEs is warranted. By adopting descriptive research design, the study employed stratified random sampling technique, the target population for the study being auto components manufacturing SMEs within Pune region in India.


2019 ◽  
Vol 1 (1) ◽  
pp. 58
Author(s):  
Richard Togaranta Ginting

ABSTRAKPenelitian ini bertujuan untuk mengetahui budaya informasi pada siswa berkebutuhan khusus. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian kuantitatif deskriptif. Penelitian ini berusaha mengungkapkan dan menjelaskan secara deskriptif mengenai budaya informasi pada siswa berkebutuhan khusus. Khususnya pada siswa pendidikan luar biasa di provinsi Bali. Teknik pengambilan sampel dilakukan dengan stratified random sampling. Jumlah sampel yang diteliti berasal dari sekolah penyelenggara pendidikan luar di provinsi Bali, yakni SLB Negeri 1 Denpasar, SLB Negeri 1 Singaraja dan SLB Negeri 1 Tabanan. Berdasarkan hasil perhitungan ditentukan sebanyak 152 responden. Penelitian ini memberikan gambaran mengenai budaya informasi yang dimulai dengan cara mendapatkan informasi, mengolah informasi hingga memanfaatkan informasi untuk pengambilan keputusan pada siswa berkebutuhan khusus.Kata kunci: budaya informasi, siswa berkebutuhan khusus, sekolah luar biasaABSTRACTThis study aims to determine the information culture for students with special needs. The type of research used in this study is descriptive research with survey approaching. This research attempts to reveal and explain descriptively about the information culture for students with special needs. The sampling technique is done by purposive sampling. The number of samples studied originated from extraordinary schools in the bali province, namely are SLB Negeri 1 Denpasar, SLB 1 Singaraja and SLB 1 Tabanan . Based on the results of calculations determined as many as 152 respondents. This study provides an overview of the information culture that begins with how to obtain information, process information to utilize information for decision making on students with special needs.Keywords: information culture, students with special needs, extraordinary schools


2018 ◽  
Vol 4 (2) ◽  
pp. 87
Author(s):  
Lena Ratna Sari ◽  
Irma Purnamasari ◽  
G Goris Seran

The background of this research is affected by the supervision conditions of Bogor Regional Secretariat employees who have not been maximized. It is shown from the inspection implementation only done twice in 2017 that is on March 27, and July 3, 2017. The research aims to find out the way of supervision carried out by the head of Bogor Regional Secretariat. This research is a descriptive research using the weight mean score. The sampling technique uses proportionate stratified random sampling with a sample of 69 people and the technique of data collecting uses questionnaires, interviews, literature studies and documentation. The results of the descriptive analysis show that the Supervision variable got a score of 3.756 belongs to good criteria.  It can be concluded that the supervision at Bogor Regional Secretariat is in good criteria. This research suggested the head of Bogor Regional Secretariat to approach the employee and make suggestions for making decisions. Keywords: Supervision, Leader, Employee, Regional Secretariat, Bogor City.


2020 ◽  
Vol 5 (2) ◽  
pp. 75-80
Author(s):  
Annisa dwi kartika Annisa dwi kartika

The most frequent activity to attract the attention of Instagram users is to do selfies for teenagers or adults. This is related to narcissistic behavior that is where someone loves themselves excessively, the more often they upload photos or videos, added with lots positive comments, it will increase the individual's desire. The objective of this research is to determine the description of Instagram social media users on the risk of narcissistic behavior in students. The study was conducted at Riau Islamic University Pekanbaru. This research used descriptive research design with simple random sampling technique, the sample in this study were 100 respondents. Analysis used univariate analysis. The results showed that 46 (46%) were at risk and that were not at risk as much as 54 (54%), felt themselves the greatest were 18 (31.1%), were filled with fantasies, found 27 (58.7%), had confidence that they were special obtained 24 (52.2%), excess need to be admired was 35 (76.1%), big name was obtained 32 (39.6%), interpersonal exploitation was obtained 24 (52.2%), lack of empathy was obtained 37 (80.4%), envy of others was 26 (56.5%), showed arrogant attitudes obtained 33 (71.7%). The results of the analysis are expected to the development of nursing science to be able to provide information such as counseling to students who are narcissistic. Keywords: Instagram, Narcissistic, Behavior  


2017 ◽  
Vol 3 (2) ◽  
pp. 1
Author(s):  
Minarsi Minarsi ◽  
Herman Nirwana ◽  
Yarmis Syukur

<p>This research was conducted from the student low level toward student problem solving strategies. The student problem solving strategies were affected by motivation problem to resolve and interpersonal communication. This research was intended to describe: (1) the motivation of students in problem solving, (2) student interpersonal communication, (3) the student problem solving strategies, (4) the contribution of the motivation problem to resolve  toward student problem solving strategies (5) the contribution of the interpersonal communication toward student problem solving strategies, and (6) the contribution of the motivation problem to resolve and interpersonal communication toward student problem solving strategies.This correlational descriptive research applied quantitative methods. The population of this research were 601 students of SMA Negeri 2 Pariaman on grade XI and XII, also 240 students there were chosen by proportional stratified random sampling technique.</p>


2021 ◽  
Vol 3 (10) ◽  
pp. 769-777
Author(s):  
Muhammad Wildan Bahtiar ◽  
Ahmad Abdullah ◽  
Rias Gesang Kinanti

Abstract: In addition to being identical to the ball diameter sport as the means used, big ball sports are also identical to the character of body contact. Direct body contact activity among athletes does not escape sports injuries. The increase in sports injuries occurs because body contact means the importance of both preventive and curative actions. The use of protective equipment in sports is an easy way to anticipate minimizing or worsening sports injuries. The purpose of this study was to determine the use of protective equipment in sport as a preventive and curative effort for big soccer athletes of KONI Malang City. This study used a quantitative descriptive research design with a survey approach. The population of this research is big soccer athletes such as soccer, basketball, volleyball and futsal, KONI Malang City. Sampling using probability sampling technique, the type of stratified random sampling with a sample of 21. The study used a questionnaire instrument with a Likert scale. The collected data were analyzed by IBM SPSS 21.0 application with a mean of 101.0952 and a standard deviation of 17.97750. The results of data analysis show that the level of use of protective equipment in sport is categorized as very low 1 or 4.8 percent, low 5 or 23.8 percent, moderate 9 or 42.8 percent, good 6 or 28.6 percent, and very good 0. The results of the study concluded that athletes in the use of protective equipment in sports, sports injuries were in law category. Abstrak: Olahraga bola besar selain identik dengan media diameter bola sebagai sarana yang digunakan, olahraga ini juga identik dengan karakter body contact. Aktivitas body contact secara langsung diantara olahragawan tak luput terjadinya peristiwa cedera olahraga. Maraknya peristiwa cedera olahraga terjadi karena body contact mengartikan pentingnya tindak preventif maupun kuratif. Penggunaan sarana pelindung atau protective equipment in sport merupakan salah satu hal mudah antisipasi meminimalisir maupun memperparah cedera olahraga. Tujuan penelitian ini adalah mengetahui penggunaan protective equipment in sport sebagai upaya preventif dan kuratif atlet bola besar KONI Kota Malang. Penelitian ini menggunakan rancangan penelitian deskriptif kuantitatif dengan pendekatan survei. Populasi penelitian adalah atlet bola besar seperti sepakbola, bolabasket, bolavoli dan futsal KONI Kota Malang. Pengambilan sampel menggunakan teknik sampling probability sampling, jenis stratified random sampling dengan sampel 21. Penelitian menggunakan instrumen kuesioner dengan skala likert. Data terkumpul dianalisis aplikasi IBM SPSS 21.0 dengan mean 101,0952 dan standar deviasi 17,97750. Hasil analisis data menunjukan tingkat penggunaan protective equipment in sport yaitu dikategorikan sangat rendah 1 atau 4,8 persen, rendah 5 atau 23,8 persen, sedang 9 atau 42,8 persen, baik 6 atau 28,6 persen, dan sangat baik 0 . Hasil penelitian disimpulkan atlet dalam penggunaan protective equipment in sport cedera olahraga kategori kurang.


2013 ◽  
Vol 1 (1) ◽  
pp. 50-56
Author(s):  
Akondi Srikanth

This paper seeks to know the awareness level of Indian graduate aspirants towards Entrepreneurship and Intrapreneurship concepts. Under descriptive research, survey method was conducted at a selective institution in Andhra pradesh. A sample of 129 out of 573 was drawn using proportionate stratified random sampling technique, out of which 113 had filled the forms and the leftover 16 were absent at the time of survey. The data was collected using schedule with 13 questions and the data analysis was done using descriptive statistics measure and percentages. From the analysis, it was found that about 53.98% of graduates heard about Entrepreneurship and only 18.58% heard about Intrapreneurship. Very few graduates have designated that certain most significant motives, characteristics and skills required for becoming successful Entrepreneurs or Intrapreneurs. It was also identified that only 23.89% and 7.9% of the total 113 graduate aspirants were willing to become Entrepreneurs and Intrapreneurs correspondingly. The major limitation of the study was that the survey meant for the chosen institution and had excluded the discussion of financial sources for Entrepreneurs or Intrapreneurs, left for further research. Lastly, it was concluded that the graduates were not clearly aware of the concepts, there arises a need to implant the concepts for their growth and our nation aswell.


2018 ◽  
Vol 5 (3) ◽  
pp. 125-137
Author(s):  
Tariq Ullah ◽  
Rafi Ullah ◽  
Asad Khan ◽  
Jehan Zaib Khan ◽  
Syed Shahabudin Jan

The purpose of the research was to explore the factors that affect the performance of nurses in Nawaz Sharif Social Security Hospital Lahore. The Research Design was quantitative descriptive. The population consisted of all categories of nurses working Nawaz Sharif Social Security Hospital Lahore works seven days in a week. The Stratified Random sampling technique was used to obtain the sample. Data were collected by means of designed performance instrument questionnaires. The study revealed that nurses were dissatisfied with their work, something that had a tremendous influence on their performance. Int. J. Soc. Sc. Manage. Vol. 5, Issue-3: 125-137


2018 ◽  
Vol 3 (3) ◽  
pp. 500
Author(s):  
Desmariyenti Desmariyenti ◽  
Nelfi Sarlis ◽  
Rima Fitriani

<p><em>Good weaning time is done at the age of the child reaches 2 years. Weaning at less</em><em> </em><em>than 2 years of age can cause problems in children such as incidence of infectious diseases, especially increased diarrhea, nutritional effects that lead to malnutrition in children and cause the relationship of children and mothers is reduced </em><em>closeness </em><em>because bounding attachment process is disrupted. This study aims to determine the relationship between knowledge  and  attitude  of  the  mother  with  the  decision  of  weaning  time  in</em><em> </em><em>Tangkerang Timur Work Area Puskesmas Tenayan Raya. This research was conducted in </em><em>Mei</em><em>-</em><em>J</em><em>uni 2017 and this research using research type is quantitative data with research design  using  cross  sectional.  Sampling  technique  using  Stratified  random  sampling, population in this study amounted to 368 people and samples 18</em><em>4</em><em> p</em><em>e</em><em>ople in East Tangkerang Village. The analysis used is univariate and bivariate. The result of this research is can be concluded that there is significant relation between knowledge with time weaning (p-value 0,000 &lt;0,05), there is significant relation between attitude with time weaning (p-value 0,000 &lt;0,05). Mothers exclusively breastfeed to their babies until 6 months of age and and continue with breastfeeding until 24 months of age.</em><em></em></p><p> </p><p>Waktu penyapihan yang baik dilakukan pada usia anak mencapai 2 tahun. Penyapihan yang dilakukan pada usia kurang dari 2 tahun dapat menyebabkan masalah pada anak seperti insiden penyakit infeksi terutama diare meningkat, pengaruh gizi yang mengakibatkan malnutrisi  pada  anak  dan  menyebabkan  hubungan  anak  dan  ibu  berkurang  keeratannya karena proses bounding attachment terganggu. Penelitian ini bertujuan untuk mengetahui hubungan antara pengetahuan dan sikap ibu dengan keputusan waktu penyapihan di Keluraan Tangkerang Timur Wilayah Kerja Puskesmas Tenayan Raya. Penelitian ini dilakukan pada bulan Mei-Juni tahum 2017 dan penelitian ini menggunakan jenis penelitian adalah data kuantitatif dengan  desain penelitian menggunakan  cross sectional. Teknik sampling menggunakan Stratified random sampling, Populasi dalam penelitian ini berjumlah 368 orang dan sampel 184 orang di Kelurahan Tangkerang Timur. Analisa yang diunakan adalah univariat dan bivariat. Hasil penelitian didapatkan bahwa ada hubungan bermakna antara pengetahuan dengan waktu penyapihan (p-value 0,000&lt; 0,05), ada   hubungan   bermakna   antara   sikap   dengan   waktu   penyapihan   (p-value   0,000   &lt;0,05). Diharapkan ibu memberikan ASI eksklusif pada bayinya sampai usia 6 bulan dan dan dilanjutkan dengan MPASI sampai usia 24 bulan.</p>


2021 ◽  
pp. 136548022199669
Author(s):  
Evi Widowati ◽  
Wahyudi Istiono ◽  
Adi Heru Sutomo

This study aimed to identify various hazard risks which are related to children in schools. This study used a quantitative descriptive design. The sampling technique used was four stage stratified random sampling, with 329 elementary schools as the sample. The results identified various dangerous situations which are related to children and schools ranging from infectious diseases, natural disasters, violence against children and the dangers due to the absence of adequate safety at school. Dangers from natural disasters which could be identified were earthquake, volcano, flood, hurricane landslide, and drought as well as potential biological hazards such as contagion and caterpillar outbreak. Additionally, the dangers related to violence against children were fighting, extortion, physical violence, psychological violence, sexual violence, bullying, and stealing. Related to safety aspects at schools, there were dangerous situations caused by the activities of the children themselves which caused injuries, or other technical causes, such as fire, falling buildings/falling trees, food poisoning, and infectious diseases.


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