scholarly journals The Contribution of Financial Literacy towards Poverty Alleviation in Cameroon

2018 ◽  
Vol 8 (2) ◽  
pp. 139
Author(s):  
Susannash Limunga Esowe ◽  
Michael Nkam Cho ◽  
Alain Vilard Ndi Isoh

Poverty in most cases is measured taking into consideration the financial wellbeing of the individuals concern. Financial wellbeing on the other hand does not only depend on accumulation of financial resources but as well on the acquisition of knowledge on financial sustainability.This study seeks to analyze the contribution of financial literacy to poverty alleviation in Cameroon, taking into consideration the financial literacy level of workers and the households in general.The study that was conducted in Yaoundé- Cameroon made use of both qualitative and quantitative research methods with the aid of questionnaires and interviews. Through a purposive sampling technique, a sample of some 100 respondents made up of workers was administered questionnaires, and the views of some 20 retired persons were sampled on their knowledge on the available financial instruments, and how these instruments were used to enhance their financial wellbeing and sustainability at retirement age.The data collected was analyzed with the use of SPSS, and the results were presented in the form of descriptive statistics. The findings showed that a significant proportion of workers in Cameroon are not familiar with the available financial instrument, and were greatly engaged in reckless borrowing without knowing the consequences of such actions.; Result from the interview revealed that a great majority of workers only think of retirement provisions when they approach retirement age. Based on this study, the need for sustainability in financial literacy to Cameroon workers with the intention to alleviate poverty remains a top policy recommendation.

Author(s):  
Nina Nurdiani

Field research can be associated with both qualitative and quantitative research methods, depending on the problems faced and the goals to be achieved. The success of data collection in the field research depends on the determination of the appropriate sampling technique, to obtain accurate data, and reliably. In studies that have problems related to specific issues, requiring a non-probability sampling techniques one of which is the snowball sampling technique. This technique is useful for finding, identifying, selecting and taking samples in a network or chain of relationships. Phased implementation procedures performed through interviews and questionnaires. Snowball sampling technique has strengths and weaknesses in its application. Field research housing sector become the case study to explain this sampling technique.


Author(s):  
Gary Goertz ◽  
James Mahoney

Some in the social sciences argue that the same logic applies to both qualitative and quantitative research methods. This book demonstrates that these two paradigms constitute different cultures, each internally coherent yet marked by contrasting norms, practices, and toolkits. The book identifies and discusses major differences between these two traditions that touch nearly every aspect of social science research, including design, goals, causal effects and models, concepts and measurement, data analysis, and case selection. Although focused on the differences between qualitative and quantitative research, the book also seeks to promote toleration, exchange, and learning by enabling scholars to think beyond their own culture and see an alternative scientific worldview. The book is written in an easily accessible style and features a host of real-world examples to illustrate methodological points.


Author(s):  
Alessandro Pollini ◽  
Tiziana C. Callari ◽  
Alessandra Tedeschi ◽  
Daniele Ruscio ◽  
Luca Save ◽  
...  

AbstractComputer and Information Security (CIS) is usually approached adopting a technology-centric viewpoint, where the human components of sociotechnical systems are generally considered as their weakest part, with little consideration for the end users’ cognitive characteristics, needs and motivations. This paper presents a holistic/Human Factors (HF) approach, where the individual, organisational and technological factors are investigated in pilot healthcare organisations to show how HF vulnerabilities may impact on cybersecurity risks. An overview of current challenges in relation to cybersecurity is first provided, followed by the presentation of an integrated top–down and bottom–up methodology using qualitative and quantitative research methods to assess the level of maturity of the pilot organisations with respect to their capability to face and tackle cyber threats and attacks. This approach adopts a user-centred perspective, involving both the organisations’ management and employees, The results show that a better cyber-security culture does not always correspond with more rule compliant behaviour. In addition, conflicts among cybersecurity rules and procedures may trigger human vulnerabilities. In conclusion, the integration of traditional technical solutions with guidelines to enhance CIS systems by leveraging HF in cybersecurity may lead to the adoption of non-technical countermeasures (such as user awareness) for a comprehensive and holistic way to manage cyber security in organisations.


2017 ◽  
Vol 7 (3) ◽  
pp. 147
Author(s):  
Yvonne Sedelmaier ◽  
Dieter Landes

Good requirements are commonly viewed as a key success factor for IT (and non-IT) projects, but still there seems to be insufficient insight into which competences requirements engineers need to have these days. Digitalization is likely to pose new challenges to requirements engineering. Chances are that digitalization will change the competences that are necessary for successful requirements engineering. This paper proposes a research design that will be used for clarifying which competences requirements engineers need nowadays and how these competences change due to digitalization. To that end, qualitative and quantitative research methods will be combined for developing a comprehensive competence profile for requirements engineering on a scientific basis. The resulting competence profile constitutes a starting point for devising competence-oriented learning settings. Thus, our research contributes to a better understanding of competences for requirements engineering and improves education of future requirements engineers, in particular for coping with challenges posed by digitalization.


2019 ◽  
Vol 2 (2) ◽  
pp. 74-78
Author(s):  
Ngudi Ambar Sari ◽  
Bukhari Bukhari ◽  
Usman Usman ◽  
Prima Kurinati Hamzah

Instagram is one of the most popular social media for the public. One difference between Instagram and other social media, is that instamam is more likely to be used to find information and share information with users than to interact directly with fellow users. The purpose of this study is to find out and explain the motives and active user satisfaction in using Instagram social media and find out the relationship between the motives and satisfaction of Instagram social media usage. This study uses use and gratification theory which assumes that individuals have certain goals in using media. The method used in this research is quantitative research methods. The data collection tool is the questionnaire has been validated. The research sample was 70 people. The sampling technique is simple random sampling. The statistic test that the researchers used was the Partial Correlation Test (Pearson Product Moment). Data is processed using SPSS version 20. The results of this study indicate users want to get information and knowledge that is happening at the present time. Information satisfaction becomes the most obtained by Instagram social media users. Overall Instagram social media has given satisfaction to users and there is a significant relationship between motives and satisfaction.


2015 ◽  
Vol 2 (2) ◽  
pp. 91
Author(s):  
Anneke Ratnasari Hardianto ◽  
Ririn Tri Ratnasari

The purpose of this study is to identify factors that influence consumers on choosing Al-Hikmah Sport Center Muslimah Swimming Pool in Surabaya. It related to increasing of people’s awareness to do physical activities, especially swimming.This study used quantitative research methods with exploratory factor analysis.Characteristics of the respondents in this study is Muslim consumers of Al-Hikmah Sport Center Muslimah Swimming Pool that have come at least twice in a last month. Sample amount on preliminary test by doing written interview are 20 respondents and the main test need 125 respondents. Sampling technique that used is non-probability sampling. Sampling was done using accidental sampling and purposive sampling.The results of the study showed that there are six factors that influence consumers on choosing Al-Hikmah Sport Center Muslimah Swimming Pool in Surabaya. The sixth factors are named by the factor of similarity motives, securities, location, facilities, water qualities, and the experiences.


2018 ◽  
Vol 9 (2) ◽  
pp. 110 ◽  
Author(s):  
Zhai Rui ◽  
Liu Jingxia

News is a kind of writing style, which is so valuable that many linguists choose it to study. This thesis aims to conduct a systemic analysis of modality type, value and orientation under the framework of Halliday’s Systemic-functional Grammar in order to explore the interpersonal meanings of modality in English news discourse. The research data is drawn from micro-blogging official platforms, among which 20 pieces of news discourse in all are selected to establish a small type of corpus. All the 20 pieces of news discourse are taken from the micro-blogging in 1.20 to 2.20 of 2017. All the news is about “Donald Trump’s Muslim Entry Ban” (A ban made by Donald Trump, which claimed that Muslim can’t enter America). Meanwhile, both qualitative and quantitative research methods are adopted to discover the distribution of modality in micro-blogging news discourse and its interpersonal meanings, and hence to deepen people’s cognition and understanding on micro-blogging news discourse. Through a detailed analysis, the study has a lot of findings. We found that modality language is widely used in micro-blogging news. From the perspective of modality type, reporters prefer to use finite modal adjunct such as will in the type of modulation to show their emotional attitude of the target thing. From the perspective of modality value, we can see that median value is the most popular among three values for reporters, and “will” and “would” are the most popular expressions that express the speaker’s expectations, willingness and determination or the reporter’s views, attitudes on the possibility of a certain event. Meanwhile, from the perspective of modality orientation, the speaker or writer tends to use implicit objective orientation in order to show objectiveness of the news discourse and get rid of writers’ responsibilities. This paper attempts to analyze modality in micro-blogging English news discourse from the perspective of interpersonal functions which aims to provide a new method for discourse analysis and acts as a beneficial complementary to modality language analysis.


Author(s):  
Vicky Dwi Putra ◽  
Jaja Suteja ◽  
Erik Syawal Alghifari

Future stock returns are factors for investors to consider investing. This research aims to identify the influence of intellectual capital, earning management, and stock return toward future stock return in manufacturing companies of sub sectors food and beverages industry listed in Indonesia Stock Exchange period 2012 to 2017. This research used quantitative research methods with the sample as many as 7 companies. The sampling technique is used, as well as purposive sampling done based on certain criteria. The type of data used is secondary with analysis using panel data regression model with Eviews 10. The result shows that simultaneosly intellectual capital, earning management, and stock returns gave influence on future stock returns as much as 76.15%. Partially, intellectual capital had a positve but not significant, earning management had a negative and significant, stock returns had a positive and significant effects to future stock returns.


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