scholarly journals Relationship between Rural Finance Institution Services and Standard of Living of Rural Farming Households in Anambra State, Nigeria

Author(s):  
Chizoba P. Anunobi ◽  
Nneamaka O. T. Nwankwo ◽  
Cynthia Obi-Nwandikom

This study aimed at examining the relationship between Rural Finance Institution (RUFIN) services and standard of living of rural farming households in Anambra State, Nigeria. The study specifically ascertained the RUFIN credit services rendered to the rural households, compared the rural households’ standard of living before and after accessing RUFIN credit services and identified the challenges faced by the rural households in accessing the services of RUFIN. The method of judgmental sampling technique was used in selecting 367 farming household heads that benefitted from RUFIN credit services in Anambra State. Data collected were analyzed using descriptive statistics while ANOVA was used to test the hypothesis. Results showed that majority of the RUFIN services were accessible to rural farming households, the rural households were operating at a very high extent and high extent in almost all aspects of their livelihood after benefitting from RUFIN credit delivery services. It is recommended that Rural Finance Institution services should give more attention to monitoring and supervision of credit utilization among farming households.

Author(s):  
Sylvina Rahmawati

Menstruation is a sign of reproductive period in women’s life. But for some women are not like that, there are various kinds of disorders and discomfort when menstruation, such as premenstrual syndrome, dismenorhoe. Based on preliminary studies in midwifery Academy Aifa Husada Madura on Maret 20th 2016 from 107 female students of semester 4 to 59 female students (55,1%) experienced dismenorhoe, and 48 female students (44,9%) did not experience dismenorhoe. The purpose of this study was to analyze the effect of ginger therapy toward the decreasing of dismenorhoe pain. The research methods are experiment (Experiment Research). The study design used One Group Pre-Post Test Design model and the sampling technique used accidental. Independent variable in this study was giving of ginger therapy and the dependent used variable in this study was reduction of pain scale dismenorhoe. The instrument used rating scale through observations of respondents before and after given ginger therapy. The samples were taken mostly the female students who experienced dismenorhoe in Midwifery Academy Aifa Husada Madura were 51 respondents. And the results were analyzed using wilconox test (α = 0,05). The result showed that some respondents befor giving ginger therapy were almost experiencing pain dismenorhoe were 47,1 %. While almost all respondents after given ginger therapy was experiencing of lowing pain dismenorhoe were 78,4%. Based on wicoxon statistic test found the significant value 0,00 and α = 0,05. Because of significant value < α values (0,00 < 0,05) means that Ho is rejected and Hi is accepted. So, there is the effect of ginger therapy toward the decreasing of dismenorhoe pain at Midwifery Academy Aifa Husada Madura The research should be used as a reference material as a herbal medicine to decrease dismenorhoe pain.


Author(s):  
Shehu Abdulganiyu SALAU

Food insecurity is fast becoming a key topic in economic growth and development. Hence, this study examined food security status before and after youth migration and assessed the effect of youth migration on food security among farming households. A two-stage sampling technique was employed to obtain data from 240 respondents. The data were analyzed using descriptive statistics, likert scale, food security index and binary logistic regression. The result revealed that most (86.3%) of the respondents were males with an average age of 48.5years. The reasons behind youth migration are poor roads, the search for white collar jobs and laborious nature of farming. Furthermore, the average yield before and after youth migration were 1879.8 kg/ha and 884.1kg/ha grain equivalent respectively. Moreover, 61.7% and 38.3% of the households were food secure and food insecure before youth migration respectively. Worst still, after youth migration, 70% of the households were food insecure while 30% were food secure. The ratio of rural youth migrants to household size, crop yield difference, level of education, household size, food crop losses, quantity of cereals consumed, quantity of legume consumed, quantity of root and tuber crops consumed and access to remittances were the variables explaining food security in the area. Governments at all levels should provide basic infrastructural facilities in the rural areas to encourage youth to stay at home. Youth should be enlightened on the negative consequences of migration. Policies towards reducing household size should be encouraged to raise food security of households


2021 ◽  
Vol 2 (3) ◽  
pp. 113-117
Author(s):  
Felicitas Ogonna Ejinkonye ◽  
Romy O. Okoye

The research explored setback to, and encouragement of feedback as perceived by teachers and students. Three research questions guided the study. The population of the study constituted 180 teachers and 3200 students in government owned secondary schools in Ekwusigo L.G.A of Anambra State. Simple random sampling technique was used to draw the sample of teachers and students. Two questionnaires, one for teachers and one for students were used to collect data. Arithemetical mean was used in answering the research questions. The results revealed that all the stipulated factors constituted setbacks to teachers in giving feedback to their students. All the teachers indicated that all the listed items can encourage them in giving feedback to their students. Also, almost all the items except one constituted setback for the students in receiving feedback from their teachers. It was recommended that workload of teachers should be moderate, and the teacher should be relieved of other duties that may affect teaching and learning. Also, students’ seriousness should be boosted by ensuring that they repeat class when they fail among others.


Author(s):  
Wanno Wallole ◽  
Yishak Gecho ◽  
Tewodros Tefera

Livelihood diversification is enchanting a significant effect in generating household’s income. The livelihood diversification includes:on-farm, non-farm and off-farm strategies which are undertaken to get extra income and moderate hazard and insecurity. The purpose of this study was to examine the factors affecting the level of rural household livelihood diversification in Gamo Zone, Southern Ethiopia. The study was conducted by using a cross-sectional research design. It is a quantitative dominant concurrent mixed research methodology where the qualitative research is complemented with interpretations and triangulation. By applying multi-stage random sampling technique, a sample size of 400 household heads from 6 sample villages was selected and data were collected using interview schedule and via key informant interviews and focus group discussions. Descriptive statistics were analyzed and presented by using tables, graphs and figures while chi-square-test and F-test were employed to make statistical inferences. Tobit model was employed to identify the intensity of factors affecting of rural household’s livelihood diversification. Out of the 14 hypothesized explanatory variables, 6 variables namely age, education, access to extension, media access, distance to urban centers and training were found to have significant effect in rural household livelihood diversification decision. Therefore, the findings of this imply that rural households’ development policies should consider these factors in designing rural household livelihood diversification strategy.


Author(s):  
Ume Smiles ◽  
C I Ezeano ◽  
A. K.O. Nnadozie

Determinants of child Labour use among rural household crop farmers in Anambra State of Nigeria were studied. A multistage random sampling technique was used to select one hundred (100) respondents for the detailed study. A structured questionnaire was used to elicit information from the respondents for the study. Percentage response was used to capture objective i and iii.  Objective ii was capture using Probit model analysis.  The result showed that majority of the respondents were married, youthful, had moderate household size, educated and highly experienced in farming. The determinant factors to the use of child labour among rural household were relationship between the child and household heads, access to credit and educational level.  The major operations accomplished by the children in the study area were bird scaring, fertilizer application and planting. The child right act should be enforced by appropriate government agencies and the offenders brought to book, free education to all children and social mobilization on change of attitude to use of child labour were recommended. Keywords; Determinants, Child Labour, Crop Production, Anambra  State, Nigeria


2017 ◽  
Vol 10 (4) ◽  
pp. 83 ◽  
Author(s):  
Edet J. Udoh ◽  
Sunday B. Akpan ◽  
Edikan Francis Uko

There is surfeit of evidence on increase poverty and low agricultural productivity among majority of rural dwellers in Nigeria. Researches have established an inverse linked between rural poverty and sustainable households’ asset based. Agricultural production, being the major livelihood source for majority of rural dwellers needs considerable asset or capital for it to be considered as sustainable. Based on this assertion, the study assesses the sustainable livelihood assets of farming households in Abak Local Government area of Akwa Ibom state in Southern region of Nigeria. A multi-stage sampling technique was employed to select 110 farming household heads in the study area. Structured questionnaires were used to collect cross sectional data from respondents. Descriptive tools were used to analyse data collected. The socioeconomic features of respondents revealed a sample population that is fast ageing, dominated by married male and moderately educated. Result also showed that, respondents had considerable piles of physical, social and natural assets to assist in livelihood sustenance. However, the index of capacity structure of sustainable livelihood assets revealed a huge deficiency in financial and human assets among farming households in the region. Hence, it is recommended that, farming households should increase their human assets by encouraging education of the younger household members. Also, efforts should be made to improve social capital formation among farming households and communities.


2021 ◽  
Vol 21(36) (2) ◽  
pp. 33-44
Author(s):  
Samuel Upev ◽  
Amurtiya Michael ◽  
Shuaibu Mshelia ◽  
Justice Onu

The study analysed rural farming households’ poverty status and alleviating strategies in Benue State, Nigeria. The specific objectives of the study were to: describes the rural household heads’ socio-economic characteristics; determine the poverty status of the respondents and its determinants; and identify poverty alleviating strategies of the respondents. Data for the study was collected from 420 respondents selected using a multi-stage sampling technique. Data collected were analysed using descriptive statistics, the Foster-Greer-Thorbecke poverty measurement index, and the Binary Logistic regression model. The findings of the study revealed a very high incidence of poverty (70%), having a gap of 0.34, and severity of 0.17. Poverty in the area is positively associated with the age of the household head and household size, while gender, educational level, off-farm activity, membership of a group, farm size, and land ownership are negatively associated with poverty. The common poverty alleviation strategies identified were agricultural wage labour (48.6%), rental services (45.0%), and transportation business (36.7%). Therefore, it was recommended that the government and other stakeholders should initiate sustainable social protection schemes that can assist rural residents in alleviating poverty until their condition improves.


2021 ◽  
Vol 9 (3) ◽  
pp. 291-300
Author(s):  
W.A. Adewole ◽  
A.R. Ayoade ◽  
O.E Oladapo

The study examined the Attitude of rural households of south west Nigeria towards utilization of water sanitation facilities the study specifically described the socio-economic characteristics of the rural household heads; identified various sources of water supply and their providers; determined the attitude of respondents to the utilization of water sanitation facilities and identified the constraints to water sanitation facilities utilization. The population of the study comprised of all the rural households in Ondo and Oyo States in Southwestern of Nigeria. The sampling procedure employed was multistage sampling technique to select 355 household heads comprising a total of 167 rural household considered out of 278 rural households from the selected cells in Oyo state while a total of 188 rural household heads selected out of 314 rural household heads from the selected cells in Ondo State for the study. The data for the study were analyzed with descriptive statistics such as frequency count, percentage, mean and standard deviation while inferential statistical tools such as logistic regression analysis model and Pearson Product Moment Correlation analysis.       The result revealed a mean age of the respondents from Ondo State was 47 years while that of respondents from Oyo State was 45 years. Rain water collection was the major source of improved water supply from Ondo State (87.4%) and Oyo State (86.7%). Majority had favourable attitude towards utilization of water sanitation facilities while the level of utilization of water sanitation facilities is still on moderate level. The result of the Regression analysis model indicated that years of schooling (t=-3.758***; p=0.000) and households’ size (t=-2.089**; p=0.037) were significantly related to utilization of water sanitation facilities. It was therefore concluded that the utilization of water sanitation facilities was influenced by income level, household size and people’s attitude/disposition towards water sanitation facilities. Since income level is a strong determinant of utilization of water sanitation facilities, there is need to make credit available to the rural households in case of breakdown of the facilities to enable immediate repairs thereby enhancing their health and utilization level


2021 ◽  
Vol 6 (1) ◽  
pp. 96
Author(s):  
Ginjo Gitima ◽  
Abiyot Legesse ◽  
Dereje Biru

Climate variability adversely affects rural households in Ethiopia as they depend on rain-fed agriculture, which is highly vulnerable to climate fluctuations and severe events such as drought and pests. In view of this, we have assessed the impacts of climate variability on rural household’s livelihoods in agricultural land in Tarchazuria district of Dawuro Zone. A total of 270 samples of household heads were selected using a multistage sampling technique with sample size allocation procedures of the simple random sampling method. Simple linear regression, the standard precipitation index, the coefficient of variance, and descriptive statistics were used to analyze climatic data such as rainfall and temperature. Two livelihood vulnerability analysis approaches, such as composite index and Livelihood Vulnerability Index-Intergovernmental Panel on Climate Change (LVI-IPCC) approaches, were used to analyze indices for socioeconomic and biophysical indicators. The study revealed that the variability patterns of rainfall and increasing temperatures had been detrimental effects on rural households' livelihoods. The result showed households of overall standardized, average scores of Wara Gesa (0.60) had high livelihood vulnerability with dominant major components of natural, physical, social capital, and livelihood strategies to climate-induced natural hazards than Mela Gelda (0.56). The LVI-IPCC analysis results also revealed that the rural households in Mela Gelda were more exposed to climate variability than Wara Gesa and slightly sensitive to climate variability, considering the health and knowledge and skills, natural capitals, and financial capitals of the households. Therefore, interventions including road infrastructure construction, integrated with watershed management, early warning information system, providing training, livelihood diversification, and SWC measures' practices should be a better response to climate variability-induced natural hazards. Keywords: Households;  Livelihood Vulnerability Index; climate variability; Tarchazuria District   Copyright (c) 2021 Geosfera Indonesia and Department of Geography Education, University of Jember This work is licensed under a Creative Commons Attribution-Share A like 4.0 International License


2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Akhmad Khoyrun Najakh ◽  
Dwiwiyati Astogini ◽  
Sri Martini

The purpose of this study was to analyze the influence of attitudes on the intention to choose Islamic banks, to analyze the effect of subjective norm on the intention to choose Islamic banks. to analyze the effect of the control behavior of the intention to choose the Islamic banks, to analyze the moderating influence of religiosity on the relationship attitudes, subjective norms and behavioral control of the intention to choose the Islamic banks . The method used is a survey with a sampling technique used purposive sampling with a sample size of this study was 100 respondents . Further analysis tools used in this study is multiple regression analysis using SPSS 16.0 software . Based on this study it can be concluded that the attitude does not affect to the intention of choose Bank BRISyariah. Subjective norm positive effect on intention choose Bank BRISyariah. Control behavior does not affect to the intention choose Bank BRISyariah. Relationship between Attitudes, Subjective Norms and Behavior Control with the intention to select Bank BRISyariah not moderated by religiosity.Based on these conclusions can be said that the Bank BRISyariah should improve understanding related to the subjective norm in order to increase the number of customers who use the services of Islamic Banking . Further research is recommended in order to follow up and develop this research to further explore the independent and dependent variables continued before and after behavioral intention or intention to perform a specific action .


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