The Influence of Attitudes, Subjective, Norms, and Behavior Controls on Intention to Choose Islamic Banks With Islamic Religiosity as a Moderating Variable (Case Study at Bri Syariah Purwokerto Customers)

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Akhmad Khoyrun Najakh ◽  
Dwiwiyati Astogini ◽  
Sri Martini
Keyword(s):  
Behavioral Control ◽  
Sampling Technique ◽  
Subjective Norm ◽  
Subjective Norms ◽  
Islamic Banks ◽  
Control Behavior ◽  
Before And After ◽  
And Behavior ◽  
Number Of Customers

The purpose of this study was to analyze the influence of attitudes on the intention to choose Islamic banks, to analyze the effect of subjective norm on the intention to choose Islamic banks. to analyze the effect of the control behavior of the intention to choose the Islamic banks, to analyze the moderating influence of religiosity on the relationship attitudes, subjective norms and behavioral control of the intention to choose the Islamic banks . The method used is a survey with a sampling technique used purposive sampling with a sample size of this study was 100 respondents . Further analysis tools used in this study is multiple regression analysis using SPSS 16.0 software . Based on this study it can be concluded that the attitude does not affect to the intention of choose Bank BRISyariah. Subjective norm positive effect on intention choose Bank BRISyariah. Control behavior does not affect to the intention choose Bank BRISyariah. Relationship between Attitudes, Subjective Norms and Behavior Control with the intention to select Bank BRISyariah not moderated by religiosity.Based on these conclusions can be said that the Bank BRISyariah should improve understanding related to the subjective norm in order to increase the number of customers who use the services of Islamic Banking . Further research is recommended in order to follow up and develop this research to further explore the independent and dependent variables continued before and after behavioral intention or intention to perform a specific action .

Faktor Yang Mempengaruhi Intensi Masyarakat Menjadi Nasabah Bank Syariah Ditinjau Dari Planned Behaviour Theory (Survei Pada Masyarakat Kota Bekasi)

2021 ◽  
Vol 12 (1) ◽  
pp. 49-59
Author(s):  
Asep Sumaryo ◽  
Purnama Putra
Keyword(s):  
Behavioral Control ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Subjective Norms ◽  
Future Research ◽  
Perceived Behavioral Control ◽  
Islamic Banks ◽  
The People ◽  
Planned Behavior Theory

Indonesia is a country with the largest Muslim population in the world of its 240 million people,88.2% are Muslims. Islamic banks exist because of the public's need for alternative transactions thatare interest-free. However, the growth of Islamic banks in Indonesia is still not optimal, one of thefactors is that people are still not enthusiastic about Islamic banks and the lack of intention of thepeople to become customers of Islamic banks. There are several factors that affect the intention interms of planned behavior theory, namely attitudes, subjective norms and perceptions of behaviorcontrol. So the research aims to determine the effect of attitudes, subjective norms and perceptionsof behavioral control on the intention of the people of Bekasi city to become customers in Islamicbanks. The research method uses multiple linear regression analysis. The data used are the results ofquestionnaires distributed to 12 districts in the city of Bekasi. The sample consisted of 132 people inBekasi city who were taken by using purposive sampling technique. Data were tested partially andsimultaneously. The data is processed using SPSS (Statistical Product and Service Solution) version22. The results of this study show partially that attitude variables have a positive and significant effect,subjective norm variables have a positive and significant effect, behavioral control perceptions have apositive but insignificant effect on intention to become a customer. Islamic Bank. Meanwhile, attitudes,subjective norms and perceived behavioral control simultaneously have a significant positive effect onthe intention to become a customer of Islamic banks. Future research is expected to expand the scopeof research, add variables and other factors and extend the research period.

scholarly journals Differences in Behavior Preventing Smoking (Reviewed Based on Planning Behavior Theories) between Before and After Intervention with Jigsaw Technique

2020 ◽  
Vol 2 (1) ◽  
pp. 214-221
Author(s):  
Toghur Arifani Lubis ◽  
R. Kintoko Rochadi ◽  
Namora Lumongga Lubis
Keyword(s):  
Cooperative Learning ◽  
Peer Influence ◽  
Behavioral Control ◽  
Sampling Technique ◽  
Public Health Education ◽  
Subjective Norms ◽  
Smoking Prevention ◽  
Chi Square ◽  
Before And After ◽  
Jigsaw Technique

Various interventions to prevent smoking at this time have been carried out on modifications of peer influence, not only to improve their knowledge, adolescents need to be given skills to control themselves, especially from peer influences with the aim that smoking is not socially accepted for adolescents and cooperative learning is a suitable method. Cooperative learning is successfully used by teachers and researchers at various levels of education, the field of health, especially public health education, and is proven effective when someone teaches his peers about health. This study uses a cooperative learning model with a jigsaw technique, aimed at analyzing differences in smoking prevention behavior (based on planned behavior theory consisting of attitudes, subjective norms, behavioral control, and intentions) between before and after the intervention. Research with quasi experiment type has been carried out in MTS Amin Darussalam of 20 students who were collected by purposive sampling technique, data were collected by questionnaire and analyzed by Chi-Square. The results showed that there were differences in attitudes, subjective norms, PBC and intentions between before and after the intervention with jigsaw.

scholarly journals Pengaruh Persepsi Sikap, Norma Subjektif dan Persepsi Kontrol Perilaku terhadap Kepatuhan Wajib Pajak Orang Pribadi

2019 ◽  
Vol 28 (2) ◽  
pp. 800
Author(s):  
Monika Karolina ◽  
Naniek Noviari
Keyword(s):  
Theory Of Planned Behavior ◽  
Planned Behavior ◽  
Sampling Method ◽  
Behavioral Control ◽  
Subjective Norm ◽  
Subjective Norms ◽  
Analysis Techniques ◽  
Control Behavior ◽  
Norm Perception ◽  
Determine Effect

The purpose of this research was to determine effect of variabels in theory of planned behavior namely perception ofattitude, subjective norm and behavioral control of individual taxpayer compliance. This research was conducted in East Denpasar Primary Tax Office with 100 individual taxpayes registered as a samples and using non probability of sampling method, especially accidental sampling. The data was collected through the distribution of the questionnaire. Analysis techniques that is used is multiple linear regression. Based on the results of the analysis it was found that the perception of the attitude, subjective norms, and perceptions ofcontrol behavior had a positively influence individual taxpayer.Keywords: Compliance taxpayers, theory of planned behavior, attitude, subjective norm, perception of control behavior.

scholarly journals Factors That Influence Public Interest In Choosing Islamic Bank Financing Products

2021 ◽  
Vol 17 (1) ◽  
pp. 53-66
Author(s):  
Syahriyatul Muharromah ◽  
Nurul Huda ◽  
Muslikh Muslikh ◽  
Nova Rini
Keyword(s):  
Public Interest ◽  
Behavioral Control ◽  
Subjective Norms ◽  
Islamic Banks ◽  
Analysis Model ◽  
The Public ◽  
Financing Decisions ◽  
Islamic Bank ◽  
Bank Financing ◽  
And Behavior

This study aims to determine the effect of Knowledge, attitudes, subjective norms, behavioral control, and Religiosity on public interest and their impact on Islamic bank financing decisions in DKI Jakarta Province. This study uses the SEM AMOS analysis model with the consumption behavior variables, including Knowledge, attitudes, subjective norms, behavioral control, and Religiosity as exogenous variables. In contrast, the intervening variable is a public interest, and the endogenous variable is the financing decision. The results of this study indicate the variables of knowledge and behavior control have a positive and significant effect on people's interest in using Islamic bank financing products. Attitude and religiosity variables have a positive but not significant impact on people's interest in using Islamic bank financing products. Subjective norms have a negative but insignificant effect on people's attention. Knowledge has a positive and significant impact on people's decisions to choose financing products in Islamic banks. In contrast, Religiosity has a significant adverse effect on the decision to choose financing products in Islamic banks. The variable of public interest has a positive and significant impact on financing decisions. Meanwhile, the indirect effect of the public interest variable cannot significantly mediate the influence of Knowledge and Religiosity on financing decisions.

scholarly journals Pengaruh Religiusitas, Sikap, Norma Subjektif, dan Kontrol Perilaku terhadap Niat Membeli Produk Kosmetik Halal di Fakultas Ekonomi dan Bisnis Universitas Ahmad Dahlan Yogyakarta

2020 ◽  
Vol 11 (1) ◽  
pp. 49
Author(s):  
Reza Rizki Nur Ikhsan ◽  
Sukardi Sukardi
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Behavioral Control ◽  
Subjective Norm ◽  
Subjective Norms ◽  
Cosmetic Products ◽  
Validity And Reliability ◽  
F Test ◽  
Muslim Students ◽  
Regression Methods

<div class="page" title="Page 1"><div class="layoutArea"><div class="column"><p><span>ABSTRACT</span></p><p><span>This study aims to determine the effect of religiosity, attitudes, subjective norms and behavioral control on the intention to buy halal cosmetic products on Muslim students at the Faculty of Economics and Business, Ahmad Dahlan University, Yogyakarta. This research is a survey research using a questionnaire as an instrument. For testing the instrument using a test of validity and reliability. As for the technique of data analysis using multiple linear regression methods, because the variables used are more than two variables, with the F test and t test. The results of the study showed that the religiosity variable (X1) did not significantly influence the intention to buy halal cosmetics, this was indicated by the significance value&gt;α(0.24)&gt;0.05) attitude (X2) had no significant effect on the intention to buy halal cosmetics, this is shown from the significance value&gt;α(0.509&gt;0.05), subjective norm (X3) does not affect the intention to buy halal cosmetics, this is indicated from the significance value&gt;α(0,250&gt;0.05), behavioral control (X4) influences on the interest in buying halal cosmetics, this is indicated by the significance value&lt;α(0,000&lt;0.05). Simultaneously the influence of religiosity, attitudes, subjective norms, and behavioral control on the intention to buy halal cosmetic products at the Faculty of Economics and Business Ahmad Dahlan University has a significant effect on the intention to buy halal cosmetics (Y). This is evidenced by the calculation of the F test of 28,135 with a significance of 0,000.</span></p><p><span>Keywords</span><span>: </span><span>Religiosity, Attitude, Intention, Halal Cosmetics </span><span>ABSTRAK</span></p><p><span>Penelitian ini bertujuan untuk mengetahui pengaruh religiusitas, sikap, norma subyektif dan kontrol perilaku terhadap niat membeli produk kosmetik halal pada mahasiswi muslim di Fakultas Ekonomi dan Bisnis Universitas Ahmad Dahlan Yogyakarta. Penelitian ini merupakan penelitian survei dengan menggunakan kuesioner sebagai instrumennya. Untuk pengujian instrumen menggunakan uji validitas dan reliabilitas. Sedangkan untuk Teknik analisis data menggunakan metode regresi linier berganda, karena variabel yang digunakan lebih dari dua variabel, dengan uji F dan uji t. Hasil dari penelitian menunjukkan bahwa variabel religiusitas (X</span><span>1</span><span>) tidak berpengaruh signifikan terhadap minat beli kosmetik halal, hal ini ditunjukkan dari nilai signifikansi&gt;α(0,24&gt;0,05) sikap (X</span><span>2</span><span>) tidak berpengaruh signifikan terhadap minat beli kosmetik halal, hal ini ditunjukkan dari nilai signifikansi&gt;α(0,509&gt;0,05), norma subjektif (X</span><span>3</span><span>) tidak berpengaruh terhadap minat beli kosmetik halal, hal ini ditunjukkan dari nilai signifikansi&gt;α(0,250)&gt;0,05), kontrol perilaku (X</span><span>4</span><span>) berpengaruh terhadap minat beli kosmetik halal, hal ini ditunjukkan dari nilai signifikansi&lt;α(0,000&lt;0,05). Secara simultan pengaruh religiusitas, sikap, norma subjektif, dan kontrol perilaku terhadap niat membeli produk kosmetik halal di Fakultas Ekonomi dan Bisnis Universitas Ahmad Dahlan berpengaruh signifikan terhadap niat membeli kosmetik halal (Y). Hal ini terbukti dengan perhitungan uji F sebesar 28,135 dengan signifikansi 0,000.</span></p></div></div><img src="blob:http://ejournal.uigm.ac.id/d2905649-5db7-4cde-b6fb-18abb055c78e" alt="page1image51464640" width="101.040000" height="0.480000" /><div class="layoutArea"><div class="column"><p><span>Kata Kunci: </span><span>Religiusitas, Sikap, Niat, Kosmetik Halal</span></p></div></div></div>

scholarly journals COVID-19 perceptions, subjective norms, and perceived benefits to attitude and behavior of continuous using of medical mask

2021 ◽  
Vol 5 (S2) ◽  
pp. 1259-1280
Author(s):  
Ni Nyoman Kerti Yasa ◽  
Putu Laksmita Dewi Rahmayanti ◽  
Ni Luh Wayan Sayang Telagawathi ◽  
I Gusti Agung Gede Witarsana ◽  
Hanugerah Kristiono Liestiandre
Keyword(s):  
Sampling Method ◽  
Subjective Norm ◽  
Subjective Norms ◽  
Perceived Benefits ◽  
Analytical Technique ◽  
Regional Leaders ◽  
And Behavior ◽  
Attitudes And Behavior ◽  
Continuous Use ◽  
Intention To Continue

The purpose of this study was to examine and explain the effect of COVID-19 Perception, subjective norms, and Perceived Benefits on attitudes and Behavior continuous use of medical mask. The population of this study is people in Indonesia who have used medical masks for at least a year. The size of the sample used is 146 people with purposive sampling method. The analytical technique used is Path Analysis using SEM-PLS. The results showed that the COVID-19 perception, subjective norm, and perceived benefits had a positive and significant effect on attitudes and behavior in using medical masks continuously, and attitudes about using medical masks also had a positive and significant effect on the intention to continue using them continuously. Therefore, it is important for regional leaders to continue to disseminate and educate about the importance of continuous use of medical masks in order to prevent the spread of disease due to COVID-19 and maintain public health by providing information about COVID-19 disease and the benefits of using this medical mask.

scholarly journals PENDEKATAN INKLUSI KEUANGAN DAN TEORI PERILAKU TERENCANA DALAM ANALISIS PERILAKU UTANG

2019 ◽  
Vol 4 (2) ◽  
pp. 193
Author(s):  
HERISPON HERISPON
Keyword(s):  
Research Study ◽  
Behavioral Control ◽  
Positive Influence ◽  
Subjective Norms ◽  
Financial Inclusion ◽  
Household Debt ◽  
And Behavior ◽  
Behavioral Attitudes ◽  
Debt Behavior

Debt behavior in daily life is not new; debt behavior is almost as old as human civilization because it has been detected since 3200 years BC. Until now debt behavior has become a trend in modern household life for a variety of reasons, therefore household debt behavior still has an appeal for a research study. The purpose of this study is: to test debt behavior with a financial inclusion approach and theory of planned behavior. Method: using the method of nonprobability sampling and purposive sampling, household units were sampled as many as 390 respondents with population areas of Pekanbaru City, Indonesia. The analytical tool used is SEM-warp PLS version 6. Findings: that TPB with three main elements namely behavioral attitudes, subjective norms and behavioral control can predict intentions and behavior of household debt, financial inclusion can then have a strong positive influence on debt behavior household. Conclusion: debt used as alternative income can smooth consumption, improve the quality of life and welfare in the household, but debt remains a burden and an obligation that must be paid by the household

scholarly journals Predictors of Intention to Provide Halal Maintenance

2019 ◽  
Vol 8 (2S9) ◽  
pp. 692-696
Keyword(s):  
Positive Relationship ◽  
Behavioral Control ◽  
Subjective Norm ◽  
Subjective Norms ◽  
Perceived Behavioral Control ◽  
The Family ◽  
The Relationship ◽  
Self Administered Questionnaire

This study examined the relationship between attitude, subjective norms and perceived behavioral control with the intention to provide halal maintenance to the family among Muslim fathers in Malaysia. The participants comprised of 353 Muslim fathers. The data were collected via a self-administered questionnaire. Findings from the study showed that there was a positive relationship between attitude, subjective norms and perceived behavioral control with the father’s intention to provide halal maintenance for the family. In addition, the subjective norm is proven to be the most significant predictor of the intention to provide halal maintenance for the family.

scholarly journals Behavioral Intentions Of Bank Customers

2020 ◽  
Vol 1 (2) ◽  
pp. 113-121
Author(s):  
Irawan Fakhrudin Mahalizikri ◽  
Ungsi Antara Oku Marmai ◽  
Elda Martha Suri
Keyword(s):  
Research Method ◽  
Behavioral Control ◽  
Subjective Norms ◽  
Switching Behavior ◽  
Islamic Banks ◽  
Banking Services ◽  
The People ◽  
User Intentions ◽  
Behavior Intentions ◽  
The Social

The understanding of the people of the Bengkalis Island especially towards sharia banking services is still low. The purpose of this study was to analyze the factors that influence bank customers' switching behavior intentions. This research method uses a quantitative approach and data collection using a questionnaire given to 150 bank customers taken by non-probability sampling and analyzed using SPSS version 16. The results of hypothesis testing indicate that attitudes, subjective norms, perceptions of behavioral control, and ease of the system and the procedure has a positive and significant effect on the intention to switch bank customers, while the social influence and the influence of the image of the bank does not affect the intention to switch bank customers. This research is relevant for management to design service products that make it easy for users to increase user intentions to transact on Islamic banks.

scholarly journals KIAI AND ISLAMIC BANK (The Typology of Kiai Based on Their Perception and Behaviour toward Islamic Bank)

1970 ◽  
Vol 5 (1) ◽  
pp. 1-8
Author(s):  
AM. M. Hafidz MS ◽  
Agus Fakhrina
Keyword(s):  
Sampling Technique ◽  
Phenomenological Approach ◽  
Primary Data ◽  
Islamic Banks ◽  
Islamic Bank ◽  
Central Java ◽  
Conventional Banks ◽  
Important Position ◽  
Qualitative Phenomenological ◽  
And Behavior

This article aims to explain the perceptions and behavior of Moslem scholars (ulama/kiai) on the coast of Central Java toward Islamic banks. It is unassailable that finding out the kiai’s perception and behavior toward Islamic banks becomes unavoidable because the kiai occupies a very important position in the social structure as an agent of social change. In order to have an approriate understanding toward the perception and behavior, this study used qualitative-phenomenological approach. The main source of primary data were obtained from the kiai in Pekalongan region by using purposive sampling technique. Indepth-interview as the prominent method in gaining data was reinforced by observation method. To get validity of data, internal and external validity were performed. The former was taken through four stages, namely triangulation, emic process, member checking and prolonged time; and the latter through transferability. Data were analyzed inductively through three cronological steps, e.i. data reduction, display and conclusion drawing. Based on the perceptions and behavior of scholars toward Islamic banks, this study concludes that there are three categories of kiai. The first is an idealist compromise (kompromis-idealis) which argues that Islamic banks do not fully comply with sharia compliance yet, the use of Islamic banks is compulsory and conventional banks are not substitutes for Islamic banks. The second is a realistic compromise (kompromis realistis) which infers that Islamic banks are not fully accordance with sharia commpliance, the use of Islamic banks is not mandatory, but conventional banks are not substitutes for Islamic banks. The third is resistance (resisten) which argues that Islamic banks are not much different from conventional banks, so making use of Islamic bank is not obligation, and conventional banks substitute Islamic banks.

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