Financial Technology For SMEs Capital Problems With Crowdfunding Method

<p>This study motivated by Micro, Small, and Medium Enterprises (SMEs) problem. SMEs still have difficulty accessing financial institutions. This problem should overcome when SMEs utilize information technology in business management such as crowdfunding features through Financial technology, where crowdfunding has known as a funding offering facility for social interests. The study is a qualitative descriptive analysis. This study intended to decide how to use crowdfunding-based financial technology by SME's at Tarakan City. The experiment subject is a randomized participant of 15 participants based on a predetermined category faced with stakeholders SME’s at Tarakan City. The data consisted of primary data non-metric or qualitative data. Participants were interviewed and examined to learn about the use of crowdfunding-based financial technology by small and medium-sized companies in Tarakan City, followed by triangulation with three models, i.e. data triangulation, investigator triangulation, and methods triangulation. Then analyzed with an interactive model through data reduction, data display, and conclusion drawing procedures. The result of the research shows that from the 15 informants in this study, there were only two informants who knew about Financial technology, and only a small proportion of SMEs at Tarakan City able to utilize Financial technology based on crowdfunding for their funding needs and use crowdfunding for working capital.</p>

Analisis Kesulitan Mahasiswa Dalam Menyelesaikan Kasus Rancangan Percobaan

Over the past century, there has been a dramatic increase in worldwide research. However, these rapid increases are also arising problems or difficulties faced by the university students. Therefore, this research was carried out to reveal the types of those difficulties faced by students of STKIP Pacitan PGRI in solving the two-factor experiment tests in the design of experiment subject and the factors which cause these difficulties. The researcher opted the qualitative descriptive design to the qualified research findings. Moreover, the samples, 15 students, were randomly taken from the total population or 93 students who attended the lectures. The technique of collecting the data employed both written test and interview of the researched subject. Based on the research findings, the students were difficult in determining the source of variance (SV), the degrees of freedom (df), the Expected Mean Square (EMS), the F value. Briefly speaking, the students were difficult in the process of calculating. While, the factors that caused the difficulties were in distinguishing the state of R, drawing a conclusion from all these factors, determining the number of r (replicate), determining the removed part from EMS, being careless in equalizing the line of numerator and denominator candidate, being unable to develop formulas, and careless in the calculation. Keywords: kesulitan, rancangan, faktorial

The acquisition of Hungarian recursive PPs

In this study an experiment is presented on how Hungarian children interpret two word orders of recursive PPs (subject-PP-verb and PP-subject-verb order). According to the research of Roeper (2011) and Hollebrandse and Roeper (2014), children tend to give conjunctive interpretation to multiple embedded sentences at the beginning of language acquisition. This interpretation later turns into an adult-like, recursive interpretation. Our aim is to discover (i) whether Hungarian children start with conjunction as well, and whether (ii) the apparently more salient functional head lévő appearing in Hungarian recursive PPs can help them to acquire the correct, recursive interpretation early. We also want to find out whether (iii) the word orders in recursive PPs have an influence on the acquisition of children. In this paper two experiments are presented conducted with 6 and 8-year-olds and adults, in which the participants were asked to choose between two pictures. One of the pictures depicted recursive and the other one depicted conjunctive interpretation of the given sentence. In the first experiment subject-PP-verb order was tested, but in the second one sentences were tested with PP-subject-verb order. We will claim that lévő, which is (arguably) a more salient Hungarian functional element than -i, does not help children to acquire the embedded reading of recursive sentences, because both of them are overt functional heads. However, the two types of word orders affect the acquisition of recursive PPs. PP-subject-verb order is easier to compute because the order of the elements in the sentences and the order of the elements in the pictures matches.

The Effect Of Quantum Teaching Learning Model To Enhance Students’ Conceptual Understanding on Characteristic Material Concept

This research aims to investigate effect of quantum teaching learning model toenhance students’ conceptual understanding on characteristic material concept.This study method was experiment with quasy experiment. Subject this researchwas fifth grade elementary school. Result of this study found significant score0,000 < 0,05. It is mean that hypothesis of research was accepted. It can beconcluded Quantum Teaching learning model can improve students’ conceptualunderstanding.

Praktikalitas Video Tutorial pada Matakuliah Eksperimen Fisika untuk Meningkatkan Keterampilan Proses Sains Mahasiswa

There is no learning media yet except experiment modul on experiment subject that cause the lack on students science process skill. As a result, it encouraged researcher to do research developmet about learning media i.e tutorial video. The objective of this reseach is to know practicality of tutorial video of experiment physics subject to increase science proccess skill of the student. This research is research and developmen research. The result of video tutorial had been validated and then tested to the student of physics education 7th semester of IAIN Batusangkar. Based on questionnaire, it showed that tutorial video of experiment physics subject for increasing students’ science process skill is very practically used.Belum adanya media pembelajaran selain modul praktikum cetak pada mata kuliah eksperimen fisika menyebabkan kurangnya keterampilan proses sains mahasiswa. Hal ini mendorong peneliti untuk melakukan sebuah pengembangan media pembelajaran berupa video tutorial pada mata kuliah eksperimen fisika. Tujuan penelitian ini adalah untuk mengetahui praktikalitas dari video tutorial pada mata kuliah eksperimen fisika untuk meningkatkan keterampilan proses sains mahasiswa. Jenis penelitian ini adalah penelitian pengembangan (research and development). Hasil video tutorial yang telah divalidasi dilakukan uji coba terbatas kepada mahasiswa semester VII Jurusan pendidikan Fisika IAIN Batusangkar. Berdasarkan hasil angket respon juga diketahui bahwa video tutorial pada mata kuliah eksperimen fisika untuk meningkatkan keterampilan proses sains mahasiswa sangat praktis digunakan.

Modeling and Error Analysis of Hydrodynamic Experimental Apparatus

A hydrodynamic experiment apparatus is constructed to accomplish the measurement of hydrodynamic force on three-dimensional. This paper firstly introduces the mechanical structure of the novel hydrodynamic experiment apparatus. Then, it introduces the mathematical modeling of the hydrodynamic experiment apparatus which is based on the relationship between measurement data and the force on experiment subject. Finally, the error source of the mechanical structure and load cells were analyzed and the error compensation model is established to improve the measurement accuracy.

Beda Makanan, Beda Kemampuan Perhatian : Studi Eksperimen tentang pengaruh Glycemic Index Caution Terhadap Kemampuan Deteksi Sinyal

In some nations have different eating patterns with other nations. There is consuming rice, sago, wheat and so on. Several studies have shown that meal consumption and types of food affect a person’s cognition process. One of them is attentions. Based on Jenkins’s study (1980) is known carbohydrate itself is divided by the speed of revamped into glucose in the body is divided into two, namely carbohydrates are quickly revamped into glucose or carbohydrate and high Glycemic index carbohydrates are slowly revamped into glucose or carbohydrate low glycemic index. When a person consumes carbohydrate at a rate of speed of revamped into a different glucose certainly it will affect the brain’s attention system. Attention is the ability to filter out some of the incoming stimulus of mental activity and focus on one the most important stimulus. Capability is very useful for human attention, because attention is the first gate of someone cognition processes. The research uses Crossover Experiment Design, and involves 20 graduate students as experiment subject. They are divided into 2 groups (high glycemic; rice, and low glycemic food; ubi). Subjects selected by controlling a few factor, such as, they has normal Intelligence, They has not severe disease and they are not overweight. To measure the attention ability used Attention Distraction. The results showed that the group fed high-glycemic carbohydrates (rice), have higher attention capacity compared with the provision of low glycemic carbohydrates (sweet potatoes). These results are consistent in the treatment of crossover.