scholarly journals Penerapan bagi hasil pembiayaan musyarakah pada bank pembiayaan syariah

2022 ◽  
Vol 6 (2) ◽  
pp. 131-142
Author(s):  
Nurma Sari ◽  
Alma Herdian
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Supervisory Board ◽  
Revenue Sharing ◽  
Qualitative Descriptive ◽  
The Subject ◽  
Descriptive Approach

This study aims to determine how the application of revenue sharing for musyarakah financing at BPRS XXX and whether the application of revenue sharing revenue for musyarakah in BPRS is in accordance with DSN Fatwa No. 08/DSN-MUI/IV/2000. This study uses a qualitative descriptive approach with the Grounded Research method. Data collection was carried out by interviewing several related parties in the BPRS, namely the Head of Marketing, Legal Officer, Sharia Supervisory Board, and musyarakah financing customers. The results of his research on the application of revenue sharing for musyarakah financing at BPRS have been carried out in accordance with DSN Fatwa No. 08/DSN-MUI/IV/2000. All provisions regarding musyarakah financing in the DSN Fatwa have been implemented by the BPRS, such as the ijab qabul, the subject of the contract, the object of the contract consisting of capital, work and profits, as well as operational and dispute costs. It's just that the distribution of losses applied by the BPRS is not in accordance with the fatwa, where the BPRS applies losses fully borne by the customer, not in accordance with the provisions of the Fatwa DSN which says that losses are jointly borne in accordance with their respective portion of capital.  

scholarly journals Pentingnya Memahami Karakteristik Siswa Sekolah Dasar di SDN Cikokol 2

AS-SABIQUN ◽  
2020 ◽  
Vol 2 (1) ◽  
pp. 7-17
Author(s):  
Nevi Septianti ◽  
Rara Afiani
Keyword(s):  
Data Collection ◽  
Learning Strategies ◽  
Subject Matter ◽  
Learning Strategy ◽  
Individual Characteristics ◽  
Learning Objectives ◽  
Learning Activities ◽  
Qualitative Descriptive ◽  
The Subject ◽  
Descriptive Approach

This study is based on the existence of learning activities that are less responsive to various individual characteristics. To meet these demands, teachers need to understand students' characteristic. If the teacher in delivering the lesson material less attention to the characteristics of the students and the personality traits of students is not used as a foothold in learning, students will have difficulty understanding the subject matter. Whatever efforts are chosen and performed by the teacher and the lesson designer if they are not based on individual characteristics of the student as subject of learning, then the developed learning will not be meaningful for the students. Characteristics of students is very important to know by educators, because it is very important to be a reference in formulating learning strategies. Learning strategy is developed by teachers and implemented through learning methods to the students so that the learning objectives can be achieved effectively and efficiently. This research uses qualitative descriptive approach and data collection techniques used are interview, observation, and documentation in SDN Cikokol 2.

scholarly journals MODEL PENGELOLAAN JURNAL DALAM MENINGKATKAN KUALITAS ARTIKEL

2021 ◽  
Vol 8 (2) ◽  
pp. 73-84
Author(s):  
Rahadiyand Aditya
Keyword(s):  
Data Collection ◽  
Community Development ◽  
Research Method ◽  
Job Descriptions ◽  
Purposive Sampling ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
The University

This study aims to determine the strategy of the Journal of Community Development of Thought Media and Development Da'wah in improving the quality of its articles. The research method in this article uses a qualitative descriptive approach with purposive sampling as a technique for withdrawing the informants. This research uses interviews and documentation studies in data collection. The results of this study are grouped into two parts, namely strategies to improve the ability of journal managers to operationalize OJS, and strategies to improve the quality of articles. Field findings show that training is carried out by bringing in experts, participating in training conducted by the Faculty Journal House and also the University Journal House, as well as several other similar trainings. The second group is the strategy to improve the final quality. There are three things, namely forming a team with clear job descriptions, giving rewards and punishments for the success of the achievements obtained by the journal. The last one is the participation of journal managers in training.

scholarly journals Kemampuan Komunikasi Matematis dalam Menyelesaikan Circle Problem Berdasarkan Self-Confidence Siswa SMP

Jurnal Elemen ◽  
2021 ◽  
Vol 7 (1) ◽  
pp. 130-145
Author(s):  
Wasilatul Murtafiah ◽  
◽  
Reza Kusuma Setyansah ◽  
Dhea Alvita Nurcahyani ◽  
◽  
...  
Keyword(s):  
Data Collection ◽  
Communication Skills ◽  
Sampling Technique ◽  
Mathematical Communication ◽  
Self Confidence ◽  
Teacher Needs ◽  
Qualitative Descriptive ◽  
Class Viii ◽  
The Subject ◽  
Descriptive Approach

As part of 21st-century skills, communication is an essential skill for students. Students' mathematical communication tends to below, one of which is influenced by students' self-confidence. For this reason, the purpose of this study is to describe the mathematical communication skills in solving circle problems based on students' self-confidence. Determining the subject using purposive sampling technique, namely from 36 students of class VIII SMP in Madiun, East Java, Indonesia, obtained two subjects with high self-confidence (SCT) and one subject with low self-confidence (SCR). A qualitative descriptive approach was used in this study. Tests and interviews were used as data collection techniques. Data were analyzed through reduction, presentation, and concluding. The results of this study include: SCT is capable while SCR is less able to meet the indicators of mathematical communication skills both in writing and orally at the stages of understanding problems, implementing plans, and checking back; and SCT can meet mathematical communication indicators both written and oral, while SCR is less able to meet written mathematical communication indicators but can verbally at the stage of planning completion. The level of self-confidence of students differentiates their mathematical communication skills in solving problems. Thus, a teacher needs to design an appropriate question to train students' mathematical communication skills with low self-confidence.

scholarly journals MOTIF PENGGUNA MEDIA SOSIAL DALAM MENGUNGGAH INSTAGRAM STORY (Studi Fenomenologi Pada Anggota Sanggar Arastra di Kota Bengkulu)

2019 ◽  
Vol 6 (1) ◽  
Author(s):  
Yurindah Yurindah ◽  
Sri Narti ◽  
Indria Indria
Keyword(s):  
Qualitative Research ◽  
Social Media ◽  
Data Collection ◽  
Research Method ◽  
Qualitative Research Method ◽  
Good Image ◽  
Current Trends ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
The City

Instagram social media is a unique medium because through this media not only communicating by sharing photos, but also penetrating into videos that everyone can get various videos that inform various kinds of actifities or routines that are carried out. The use of instagram also occurs among the community in the city of Bengkulu, precisely Sanggar Arastra community, thus encouraging members to play Instagram. The purpose of this study is to find out the motives of social media users to upload instagram story. This study uses a qualitative research method with a qualitative descriptive approach and this study uses the motive theory by Papacharissi and Rubin (2017), which consist of several motives, utility motives and motives seeking information. This research was conducted with data collection techniques through interview, observation and documentation study. The subjects in this study were five members of Sanggar Arastra owning an Android or iOS cellphone with an application and an Instagram account, they actively play Instagram and like ti upload photos, videoa and texts on the Instagram Story. The results of thie study indicate that the motives of members of Sanggar Arastra in uploading photos, videos nd texts in Instagram story are convenience motives, entertainment motives, passing time motives to follow current trends. Of all the motives, there is the most dominant motive, namely Convenience Motives because what they upload on Instagram stories is a form of expressing themselves, a place to express feelings in the form of photos, videoa and texts. Their uploads form a good image in order to get the desired recognition.

scholarly journals Analisis Potensi Bisnis Online Syariah pada Peningkatan Pendapatan Penjualan Sirup Jeruk Kalamansi melalui E-Commerce

2019 ◽  
Vol 4 (2) ◽  
pp. 245
Author(s):  
Adhadi Kurniawan
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Online Marketing ◽  
Financial Benefits ◽  
Qualitative Descriptive ◽  
Online Business ◽  
Packing Process ◽  
Descriptive Approach

This study describes the potential of sharia online business on increasing the income of the company through e-commerce. This research method is a qualitative descriptive approach. Data collection techniques such as observation, documentation and interviews. The results of this study indicate that in online marketing, the business of selling kalamsi liebhy itself goes through the stages as follows: 1. Creating the concept of displaying Liebhy Kalamansi product photos; 2. Displaying Photos of Goods in Realpict; 3. Providing services to prospective customers by establishing two-way communication so that prospective customers decide to close and make payments and direct the Bai ’Assalam contract; 4. A neat packing process and keep the goods sent from being damaged during delivery until it reaches the customer's hands. Some summaries of the results of interviews conducted show sales through e-commerce conducted by liebhy kalamansi on shoppe and instagram. This certainly provides financial benefits to the liebhy kalamansi in an effort to expand sales in a wider market.Keywords: Sharia Online Business, E-Commerce, Kalamansi

SISTEM KLASIFIKASI ARSIP DI BIRO AKADEMIK DAN KEMAHASISWAAN UNIVERSITAS NEGERI PADANG

2021 ◽  
Vol 8 (1) ◽  
pp. 31-47
Author(s):  
Alem Maulana Wulida Finnahar ◽  
Riya Fatmawati
Keyword(s):  
Data Collection ◽  
Student Affairs ◽  
Classification System ◽  
Research Method ◽  
State University ◽  
Research Technology ◽  
Descriptive Research ◽  
Classification Code ◽  
Qualitative Descriptive ◽  
The Subject

This paper contains a discussion of how to use the archive classification system at the Bureau of Academic and Student Affairs, State University of Padang. The use of this archive classification system aims to assist employees at the Bureau of Academic and Student Affairs, State University of Padang in using the archive classification system according to their respective work units. The research method used in writing this paper is a qualitative descriptive research method. Data collection techniques were carried out by means of observation and interviews. The subject of data collection through observation at the Bureau of Academic and Student Affairs, State University of Padang. Observations are made by looking at how employees understand the classification of records. Furthermore, interviews were conducted with employees at the Bureau of Academic and Student Affairs, Padang State University. The author conducted a question and answer session with employees directly regarding the use of archive classification codes, the obstacles faced in using classification codes, and solutions to these problems. Based on these results, it can be concluded that the archive classification system in the Bureau of Academic and Student Affairs at the State University of Padang is actually used to assist employees in providing proper and correct archive classification codes. In the manual for the archive classification code at the Bureau of Academic and Student Affairs, State University of Padang, it can be concluded that the paper on the archive classification system at the Bureau of Academic and Student Affairs, State University of Padang is: (1) The archive classification system at the Bureau of Academic and Student Affairs, State University of Padang uses the subject system /problem (2) The archive classification system according to the Ministry of Research, Technology and Higher Education Regulation Number 23 of 2018 concerning Archive Classification, Archive Retention Schedule, and Security Classification System and Dynamic Archive Access in the academic and student fields has 6 archive classification codes, namely AK (academic) , TM (Student Admission), KR (Curriculum), EP (Educational Evaluation), Scholarship (BW), Student Affairs (KM).

ANALISIS PATUNG DR. I L NOMMENSEN DI TAMAN WISATA SALIB KASIH TARUTUNG KECAMATAN SIATAS BARITA KABUPATEN TAPANULI UTARA DITINJAU DARI UNSUR REALIS

2019 ◽  
Vol 8 (1) ◽  
pp. 150
Author(s):  
Poniman Gultom ◽  
Sumarsono Sumarsono ◽  
Heri Soeprayogi ◽  
Tetty Mirwa
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Head Size ◽  
Descriptive Research ◽  
Realist Analysis ◽  
The Face ◽  
Qualitative Descriptive ◽  
The Subject ◽  
The Cross ◽  
The Village

AbstrakPenelitian ini bertujuan untuk mendiskripsikan unsur realis yang terdapat pada patung Dr. I L Nommensen yang ada di taman wisata salib kasih tarutung dengan menggunakan metode penelitian deskriptif kualitatif. Untuk memperoleh data mengenai analisis realis patung dilakukan pengumpulan data menggunakan instrumen yang dianalisis berdasarkan unsur realis patung, observasi, dokumentasi dan wawancara. Subjek dari penelitian ini adalah patung Nommensen yang berada di taman wisata salib kasih desa peatolong kecamatan siatas barita Kabupaten Tapanuli Utara. Hasil penelitian menjelaskan bahwa gaya realis patung Nommensen di taman wisata salib kasih tidak sesuai dengan proporsi wajah,tangan, dan kaki. Proporsi patung tidak sesuai dengan 8 kali ukran kepala. Wujud dari patung Dr. I L Nommensen tidak sesuai dengan wujud Nommensen yang sebenarnya.  Kata Kunci: patung, realis, nommensen, salib, tarutung.AbstractThis study aims to describe the realist elements found in the statue of Dr. I L Nommensen who is in the crossing tourist park gave tarutung by using a qualitative descriptive research method. To obtain data on the realist analysis of sculptures, data collection using instruments was analyzed based on the realist elements of sculpture, observation, documentation and interviews. The subject of this study was the statue of Nommensen which was in the crossing tourist park of the village of Peatolong, Subdistrict Siatas Barita, North Tapanuli Regency. The results of the study explained that the realist style of Nommensen's statue in the tourist park of the cross of love did not match the proportions of the face, hands, and  feets. The proportion of the statue does not correspond to 8 times the head size. The form of the statue of Dr. I L Nommensen did not match Nommensen's true form. Keywords: statue, realist, nommensen, tourism, cross, tarutung.

scholarly journals Analisis Kesulitan Belajar Operasi Hitung Perkalian dan Pembagian Pada Masa Pandemi (Covid-19) di Sekolah Dasar

2020 ◽  
Vol 3 (2) ◽  
pp. 129-138
Author(s):  
Putri Juliana Indah ◽  
Bagus Ardi Saputro ◽  
Riris Setyo Sundari
Keyword(s):  
Elementary School ◽  
Problem Solving ◽  
Data Collection ◽  
Research Method ◽  
Learning Difficulties ◽  
Arithmetic Operations ◽  
Numeracy Skills ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Grade Iii

The purpose of this study was to determine the difficulty of learning multiplication and division counting operations in grade III students during the Pandemic (Covid 19) SD Negeri 03 Ketilengsingolelo Jepara. The research method used is a qualitative descriptive approach. Data collection techniques using observation, interviews, and documentation. The data obtained were analyzed and presented in descriptions. This study indicates that the learning difficulties experienced in the multiplication and division arithmetic operations in students are classified as high. This is due to the misunderstanding of concepts, numeracy skills, and problem-solving. The factors behind the difficulty of learning the operation of multiplication and division arithmetic are internal and external factors.Keywords: Learning difficulties, counting operations, multiplication, division, elementary school====================================================================================================Tujuan penelitian ini adalah untuk mengetahui kesulitan belajar operasi hitung perkalian dan pembagian pada siswa kelas III pada Masa Pandemi (Covid 19) SD Negeri 03 Ketilengsingolelo Jepara. Metode penelitian yang digunakan yakni pendekatan deskriptif kualitatif. Teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Data yang diperoleh dianalisis dan disajikan dalam deskripsi. Hasil penelitian ini menunjukkan kesulitan belajar yang dialami dalam materi operasi hitung perkalian dan pembagian pada siswa tergolong klasifikasi yang tinggi. Hal ini dikarenakan kesalahan pemahaman konsep, keterampilan berhitung, dan pemecahan masalah. Selain itu, faktor yang melatarbelakangi kesulitan belajar operasi hitung perkalian dan pembagian ialah dari faktor internal dan faktor eksternal.Kata kunci: Kesulitan belajar, operasi hitung, perkalian, pembagian, sekolah dasar

scholarly journals تحليل الاحتياجات لتطوير الوسيلة التعليمية القائمة على أندرويد لطلبة الصف الثامن بـMTsN 3 جومبانج

2021 ◽  
Vol 10 (1) ◽  
pp. 145
Author(s):  
Moch Umar Hasan ◽  
Siti Sulaikho
Keyword(s):  
Distance Learning ◽  
Data Collection ◽  
Motivation To Learn ◽  
Preliminary Information ◽  
Improve Student Achievement ◽  
Qualitative Descriptive ◽  
Class Viii ◽  
The Media ◽  
The Subject ◽  
Descriptive Approach

This study aims to analyze the needs of the development of learning media and the gathering of preliminary information to design a draft of the media to improve student achievement in the subjects nahwu while distance learning (online). This study uses a qualitative descriptive approach. The subject of this research is the students of class VIII MTsN 3 Jombang which amounted to eighty-eight students. Data collection was done by distributing questionnaires needs on the subject of research. The results of the study showed that the students still in need ofinteractive learning media to increase the enthusiasm and motivation to learn

scholarly journals Penerapan Menejemen Risiko Pada Pengelolaan Koperasi Pegawai Republik Indonesia (KPRI)

2020 ◽  
Vol 3 (2) ◽  
pp. 119-127
Author(s):  
Yusuf Wibisono
Keyword(s):  
Risk Management ◽  
Literature Review ◽  
Subject Matter ◽  
Research Method ◽  
Systematic Overview ◽  
Interview Methods ◽  
Qualitative Descriptive ◽  
The Subject ◽  
Descriptive Approach ◽  
The Republic

This study aims to examine the development of the management of the Employee Cooperatives of the Republic of Indonesia (KPRI) in Lumajang Regency. Where some cooperatives can run well and achieve achievements that can be proud of, some others are less well developed, some have problems, some KPRI are no longer active. This study uses a qualitative descriptive approach, the research method uses interview methods and documentation. Also supported by a literature review that is relevant to the subject matter. This study provides a systematic  overview of the management of KPRI in Lumajang Regency as it is. From several KPRI in Lumajang Regency, there are KPRI-KPRI that can carry out their roles and functions significantly in the welfare of their members. But there are some KPRI that are not healthy and finally can not work anymore. Of the 57 KPRI who are still active as many as 46 KPRI, the remaining 11 are not active. The main contributing factor is being unable to overcome the risk of trying. Thus, managers are required to be able to implement risk management in running cooperatives, by minimizing risk, transferring risk, controlling risk and risk funding.

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