scholarly journals Approaches to Digital Profiling in the Financial Market

Author(s):  
Tatyana Ilina ◽  
Elena Piatina

Creating a “digital profile” is one of the points of the Russian national program Digital Economy [1]. A single biometric profile creation system is becoming the infrastructure basis for the digital transformation of the entire economy [2]. The process of forming a digital society is associated with the total digitization of all forms and types of relationships. At the same time, it is necessary to take into account the features, threats and trends of this process.The purpose of this article was to study the essential features and application of digital profiling of the financial market, defining the applications of this method and methodological approaches by examining existing expertise in other areas, and industries.The article summarizes information about the use of digital profiling in various industries. Areas of the financial market for the application of profiling were identified. The general characteristics are formulated and the features of the development of a methodological approach to profiling in the financial market are revealed. The criteria and principles of forming a digital profile of a market participant, relationships and patterns for improving the models of identification of participants and the market profile as a whole are presented.

2021 ◽  
Vol 17 (8) ◽  
pp. 1519-1541
Author(s):  
Vitalii V. PECHATKIN ◽  
Liliya M. VIL'DANOVA

Subject. As digital technologies spread across all industries, active processes of digital transformation need to be managed both nationally and regionally. Assessing the extent of digitalization across types of economic activities is the key issue for setting up the socio-economic development strategy of the region and evaluating its efficiency. Objectives. The study is aimed to formulate and test methodological approaches to assessing the digitalization in types of economic activities and the potential of digital technologies for the real economy. Methods. The study relies upon the dialectical method, systems approach, questionnaires, expert approach, interpretation of empirical facts through tables, etc. Results. We devised a methodological approaches to assessing the extent of digitalization in types of economic activities across regions. The approach combines the quantification and evaluation of the process and helps determine the extent of local digital transformation at the regional level. We devised and tested the methodological approach to rating digital technologies, which have the high potential for raising the competitiveness and resilience to competition of the industrial sector in the Russian regions. As opposed to the existing approaches, the approach accounts for the current scale of digital technologies in the national economy, the potential for growth in the demand and supply in the domestic and foreign markets, and the potential for import substitution with respect to foreign technologies and products. Conclusions and Relevance. What makes the proposed methodological approaches more preferable is that they help assess not only the extent of digitalization in types of economic activities and the predominance of certain types in industrial enterprises, but also determine their potential for import substitution in terms of digital security.


Author(s):  
Tetiana Perederii

Today feature of economic processes in Ukraine is the transition from “traditional” to the digital economy with the latest technology. The study of the current state of the digital economy indicates that most Ukrainian companies don’t have a clear vision of the process and quality examples of the transition to the use of digital technologies yet. This is significantly impedes the fulfillment of key priorities and directions for the implementation of state policy in the digital economy in Ukraine. Therefore, businesses need to develop strategies based digital transformation minimization of risks is not possible without ensuring digital security, based on functional components that determine the effectiveness and efficiency of management mechanism. The purpose of the article is to formulate the author’s approach to determining the digital security of the enterprise and priority areas of its implementation. The article defines the strategic approach of the features of digital transformation and the problematic issues that hinder the revision of the business strategy of most Ukrainian enterprises. A methodological approach to the definition of “digital enterprise security” is proposed – it is the security of the functional components of the enterprise in the course of economic activity in the conditions of digitalization and competition; measures and methods aimed at minimizing the external and internal risks of e-business, as well as ensuring the security of functional components. The main purpose of the enterprise digital security is to ensure the stable functioning of the business with further development in the future, which is based on the structure of its functional components. The mechanism for implementation of digital security of the enterprise is defined, which includes: regulatory legislation, basic principles, subjects of guarantee and mechanism of security, as well as objects. A mechanism for digital security has been created, which will allow to gradually develop effective management decisions in the enterprise development strategy. The main reasons hampering the process of digital transformation of Ukraine’s economy are: the undeveloped state regulatory framework for regulating the process of building the digital economy, uncertainty about the nature of interaction of participants in this process, as well as issues of development of digital technologies in order to increase the level of competitiveness, entrepreneurship and innovation. In view of the above, we consider it expedient to take the following measures in the conditions of digital transformation: to legally define the concept of “digital security of an enterprise”, its functional components, objects and entities involved in the mechanism of strategy implementation; to help encourage businesses to transition to new business models through collaborations in digital security. Keywords digital transformation, digital security of enterprise, components of enterprise digital security, mechanism for implementation of digital security of the enterprise.


Author(s):  
Anna V. Vershinina ◽  
Elena R. Orlova

The article is devoted to analyzing realization of the declared recently thesis on general digital transformation of Russian economy and real situation connected with implementing national program and project “Digital Economy of the RF”. As an example a construction industry and agriculture are regarded. A conclusion is made that valuable digitalization of these industries is impossible without changing the economic strategy of the country. The present construction boom causes huge inflow of migrants, who cannot use digital technologies, and makes living in large cities more and more discomforting. And to speak on digitalization of agriculture on the whole doesn›t make sense at all. Fair realization of separate projects in different industries of agro-industry complex that allow getting maximally rapid effect from their introduction is possible.


2021 ◽  
Vol 16 (3) ◽  
pp. 10-20
Author(s):  
Z. F. Mamedov ◽  
E. N. Veliyev ◽  
E. N. Veisov

Currently, the effectiveness of banks’ activities and their competitiveness in the financial market largely depends on the introduction of the latest banking services and technological processes. This article examines trends in the digitalization of the banking sector in Azerbaijan. The main purpose of the article is to identify key prospects for the development of digital banking in Azerbaijan in the context of the digital economy. As a result of the study, the problems and prospects of using digital technologies in the banking sector were identified.


Author(s):  
П.И. АНТОНОВИЧ

Дан краткий ретроспективный анализ развития информационных технологий, приведшего к порогу четвертой технологической революции и запустившего процесс цифровой трансформации общества. Представлен подход к оценке необходимости проведения исследований в условиях формирования современного информационного цифрового общества. Сформулированы основная цель,границы и направления исследований телекоммуникационного сектора цифровой экономики. The article presents a brief retrospective analysis of the development of information technologies, which led to the threshold of the fourth technological revolution and launched the process of digital transformation of society. An approach to assessing the need for research in the context of the formation of a modern information digital society is presented. The main goal, boundaries, and directions of research in the telecommunications sector of the digital economy are formulated.


2019 ◽  
Vol 7 ◽  
Author(s):  
Elena Zolochevskaya ◽  
Tatyana Cherkasova ◽  
Valeriya Arsenieva ◽  
Larisa Lozovova

The article reveals the concepts of innovative development and digital economy and defines their categorical correlation. The main modern trends in the development of the world economy in the context of globalization are highlighted, which implies that the digital transformation of national economies is becoming a key factor for sustainable economic growth, allowing to ensure strong competitive positions in the global space. Expert assessments of cross-country ratings in terms of the global competitiveness and innovativeness of the national economy demonstrate that the leading role in the development of the world economy belongs to the developed and rapidly developing countries at the top of these ratings. However, the leading positions some countries in the ratings are not the result of simple evolution of economic development, but a purposeful strategy of innovative development implemented through a set of public policy measures. The analysis of the state innovation policy of the USA, EU countries, Sweden and Norway, which occupy leading positions in the Digital Economy and Society Index (I-DESI) rating, made it possible to identify the main directions of economic growth that are important to consider in the Russian state policy of digitalization. As part of the study of the current state of the Russian digital transformation, the achieved success is highlighted and the constraints are identified, the elimination of which will determine the success of the development of digital technologies and their implementation in government bodies, public organizations and business structures. The successful result of Russian digitalization is the adoption of a strategic document (National Program "Digital Economy of the Russian Federation"), which defines the goals and institutional conditions for its implementation for all subjects of the national economy. Critical analysis of national programs helped to highlight some of the contained flaws, including the lack of: - economic objectives that concern system development of national industry 4.0 and the withdrawal of Russian digital technologies on global markets;- the indicative indicators of the pace of development of e-Commerce, the share of high-tech jobs in the total employment structure, growth of high-tech exports, and others; incentive mechanism for businesses to transition on the numbers; - ways to increase investment in research and development. In addition, the need for its adjustment is due to the selected seven limiting factors of Russian digitalization, which demonstrate the low efficiency of the national program in the transition from the stage of formation to the stage of development of the digital economy in Russia.


2020 ◽  
Vol 24 (6) ◽  
pp. 31-40
Author(s):  
M. E. Mazurov ◽  
A. A. Mikryukov ◽  
V. A. Titov ◽  
I. G. Fedorov

Purpose of the study. The purpose of the study is to develop proposals for the formation of a neuroeducational environment that ensures that students acquire the competencies necessary to solve the problem of introducing end-to-end digital technologies within the framework of the digital economy program. The analysis showed that improving the training of specialists in the field of neurotechnology and artificial intelligence in the digital economy is an urgent and demanded task. The paper discusses an approach to solve the problem of improving the training of specialists in the field of neurotechnologies, taking into account the requirements of the federal project “Personnel for the digital economy” by creating a technological platform for a neuroeducational environment that ensures the acquisition of the necessary competencies by students.Materials and methods of research. In the process of carrying out the research, theoretical provisions in the field of the theory of neural networks were developed, a new class of neurons and neural networks was proposed, which are close in functions to biological neural networks and are called selective. The technology of training and application of selective neural networks has been developed. The advantage of selective technologies in comparison with classical neural networks is shown. Hardware models of neural networks, which are part of the neuroeducational system, have been developed and used in the educational process. A general methodology for teaching neural network technology as one of the end-to-end technologies of the digital economy has been developed, as well as a methodology for using neural networks in solving economic problems in the context of digital transformation.Results. A technological platform for a neuroeducational environment has been developed, including software, hardware models of classical neurons and perceptrons (McCulloch-Pitts), as well as neurons and perceptrons of a new class, called selective. A software tool for teaching standard and selective neurotechnologies was developed and proposed, for which a certificate of state registration of a computer program was obtained. For the assimilation of theoretical material and the acquisition of practical skills, methodological materials, author’s practical tasks and author’s laboratory works have been developed, which are part of the technological platform. The approaches proposed in the article can be used in organizing the study of the theory of neural networks and methods of applied application of neurotechnologies in solving the problems of introducing end-to-end digital technologies within the framework of the digital economy program. The development results are confirmed by 4 patents for inventions. In order to more effectively master the theoretical provisions and features of the practical application of neurotechnologies, the main attention is paid to the physical meaning and presentation of the processes occurring during the functioning of a neural network in the form of formal descriptions that provide a more effective assimilation of the foundations of the theory of neural networks and neurotechnologies using existing standard neural network architectures, as well as architectures built on the basis of selective neural networks.Conclusion. The architecture and components of the technological platform of the neuroeducational environment based on neuroeducational complexes have been developed. A general methodological approach has been developed for teaching the basics of neurotechnology based on standard and selective neural networks and the peculiarities of their application in the framework of the digital economy program. A methodology for teaching the basics of neurotechnology based on standard and selective neural networks has been developed, which includes the mathematical theory of standard and selective neural networks, a description of the learning process for standard neural networks based on McCulloch-Pitts neurons, as well as selective neural networks based on selective neurons.


2018 ◽  
Vol 11 (2) ◽  
pp. 94-102 ◽  
Author(s):  
A. G. Filimonov ◽  
N. D. Chichirova ◽  
A. A. Chichirov ◽  
A. A. Filimonovа

Energy generation, along with other sectors of Russia’s economy, is on the cusp of the era of digital transformation. Modern IT solutions ensure the transition of industrial enterprises from automation and computerization, which used to be the targets of the second half of the last century, to digital enterprise concept 4.0. The international record of technological and structural solutions in digitization may be used in Russia’s energy sector to the full extent. Specifics of implementation of such systems in different countries are only determined by the level of economic development of each particular state and the attitude of public authorities as related to the necessity of creating conditions for implementation of the same. It is shown that a strong legislative framework is created in Russia for transition to the digital economy, with research and applied developments available that are up to the international level. The following digital economy elements may be used today at enterprises for production of electrical and thermal energy: — dealing with large amounts of data (including operations exercised via cloud services and distributed data bases); — development of small scale distributed generation and its dispatching; — implementation of smart elements in both electric power and heat supply networks; — development of production process automation systems, remote monitoring and predictive analytics; 3D-modeling of parts and elements; real time mathematic simulation with feedback in the form of control actions; — creating centres for analytical processing of statistic data and accounting in financial and economic activities with business analytics functions, with expansion of communication networks and computing capacities. Examples are presented for implementation of smart systems in energy production and distribution. It is stated in the paper that state-of art information technologies are currently being implemented in Russia, new unique digital transformation projects are being launched in major energy companies. Yet, what is required is large-scale and thorough digitization and controllable energy production system as a multi-factor business process will provide the optimum combination of efficient economic activities, reliability and safety of power supply.


2020 ◽  
Vol 22 (12) ◽  
pp. 34-38
Author(s):  
Abashina A.D.

Relevance and statement of a problem. Now processes of socialization of younger generation undergo profound changes. They are characterized by transformation of space-time characteristics – narrowing of the field purposeful, expansion of processes of spontaneous socialization. At the same time the methodological approaches and methods of a research aimed at the analysis of the static phenomena applied in pedagogics become insufficient for a research of chaotic processes. There is a need for search of methodology and methods of a research within which the analysis of processes of spontaneous socialization of modern children and teenagers is possible. Research search shows that the solution of this task is possible on the basis of nonclassical methodological approach. Research objective: identification of opportunities of nonclassical methodology for a research of processes of spontaneous socialization of the modern child. Research problems: representation of the methods in logic of nonclassical methodology aimed at the analysis of these processes. Object and subject of research: the situation of development of the child which is characterized by experiences concerning the relations and readiness for an exception of social interaction in various spheres of activity and immersion in the Internet environment. Subject domain of a research: complex of the relations which are the cornerstone of purposeful and spontaneous socialization of the teenager. Research methodology - nonclassical (anthropological) approach. Research materials. In the course of work on a problem the research methods based mainly on the individual and communicative practicians aimed at the analysis of experiences and communication of the child were developed. Results of a research. The qualitative methods based nonclassical approach will allow to understand not only experiences of the child, but also as negative trends under what conditions they lead to break in relations and to search of significant network contacts that is under what conditions processes of purposeful socialization are weakened collect in his social situation of development, extend borders of socialization spontaneous.


2020 ◽  
Vol 3 (7) ◽  
pp. 62-69
Author(s):  
S. S. BUDARIN ◽  

The article reveals methodological approaches to evaluating the effectiveness of the use of resources of medi-cal organizations in order to improve the availability and quality of medical care based on the application of the methodology of performance audit; a methodological approach to the use of individual elements of the efficiency audit methodology for evaluating the performance of medical organizations and the effectiveness of the use of available resources is proposed.


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