scholarly journals THE MUSTAHIQ EMPOWERMENT MODEL: A COLLABORATION BETWEEN SHARIA BANK AND OPZ IN OPTIMIZING ZAKAT FUNDS

2019 ◽  
Vol 7 (2) ◽  
pp. 276-281
Author(s):  
Syah Amelia Manggala Putri ◽  
Eka Jati Rahayu Firmansyah ◽  
Homaidi Hamid
Keyword(s):  
Profit Sharing ◽  
Business Development ◽  
The Other ◽  
Islamic Banking ◽  
Theory Method ◽  
Fund Management ◽  
Grounded Theory Method ◽  
Management Scheme ◽  
Empowerment Model ◽  
Research Findings

Purpose of the study: To find a Zakat fund management scheme based on sharia banking for sustainable mustahiq empowerment. Methodology: This research is qualitative research using grounded theory method. Main Findings: Zakat funds collected are used as collaterals for deposits for the development of mustahiq businesses. The profit sharing ratio from the deposits will reduce the mustahiq installment expense. While deposit guarantees will make mustahik get financing easily from Islamic banking. Applications of this study: The research findings can be used in studies on productive zakat, philanthropic studies and the development of Islamic banking. Novelty/ Originality of this study: With this model, mustahik which is not bankable will receive financing for business development. On the other hand, mustahik will get payments in installments so that it will ease the burden.

scholarly journals Finding of Hard and Soft Territory in Rental Low-Cost Apartment by Using Grounded Theory Method

2021 ◽  
Author(s):  
Fermanto Lianto ◽  
Lilianny Sigit Arifin ◽  
Y. Basuki Dwisusanto ◽  
Rudy Trisno
Keyword(s):  
Grounded Theory ◽  
Low Cost ◽  
The Other ◽  
Theory Method ◽  
Grounded Theory Method ◽  
Other Hand ◽  
The Family ◽  
Territorial Control

Abstract Sharing a corridor space in a rusunawa could form patterns of adaptation and exemplify the phenomenon of territorial mastery. This research aims to understand the form of this mastery as perceived by the occupants using the Grounded Theory method. The results show a theory of territorial mastery that can be developed from the findings in the field is a new theory of territorial characteristics, based on hard and soft territory. The hard territory is territorial control that is tangible or intangible, fixed or unchanged, and firm, whose existence is clear in a space that can be seen, occupied or controlled and maintained, and recognized by other residents. On the other hand, the soft territory is territorial control that is tangible and intangible, and which allows for flexible and soft shifts because it is an expression of the family and cultural emotions of guyub, so that mastery of the soft territory occurs not only because of tolerance, but also because of the prioritization of the feeling of kinship in living under one roof, and the harmonization of guyub relationships amongst people in a community

scholarly journals ANALISIS TERHADAP MANAJEMEN DANA MUDHARABAH DALAM PERBANKAN SYARI’AH

At-Taqaddum ◽  
2017 ◽  
Vol 8 (2) ◽  
pp. 129
Author(s):  
Abdul Ghofur
Keyword(s):  
Profit Sharing ◽  
Islamic Banking ◽  
Fund Management ◽  
Islamic Bank ◽  
The Impact

<em>This study tried to the analyze practices mudharabah fund management in Islamic banking from the perspective of normative and philosophical. Mudharabah is interesting to examine, because the beginning of a substitute interest (riba) is the contract of profit sharing, one of which is based on mudharabah. Mudharabah is also rated as the contract representing equity in the transaction. However, in reality, the application of this mudharabah  is not so simple, there are some problems inside it. The research found some results, among other things: First, the contract of mudharabah is one of contracts that is used by the Islamic bank to manage the funding and financing in order to avoid the practice of interest (riba). Second, ideally, mudharabah  becone  the mainstay products of Islamic banking, both in terms of funding or financing. Because, with the principle of partnership, the two parties are equally benefited. Thirdly, in fact, the bank and the customer will not want for various losses. While the mudharabah practice allows for this. Therefore, it requires tactical steps to minimize the impact of such losses. One of these steps is to conduct the training to prospective mudharib intensively for in terms of professionalism and confidence (trust) it. Further, it requires accompaniment for the candidate of capital manager (mudharib).</em>

scholarly journals Defining Financial Management Within Sakeenah Family

Society ◽  
2021 ◽  
Vol 9 (1) ◽  
pp. 302-318
Author(s):  
Hartaty Hadady ◽  
Muhsin N Bailusy ◽  
Rheza Pratama ◽  
Johan Fahri
Keyword(s):  
Grounded Theory ◽  
Family Structure ◽  
Financial Management ◽  
The Other ◽  
Theory Method ◽  
Family Finance ◽  
Future Studies ◽  
Grounded Theory Method ◽  
Contextual Characteristics ◽  
Micro Level

Secularism has been entering every aspect of life, including a micro-level of financial management of a family. This study sheds light on how religious views can be used to minimize the influence of secularism. This study was mainly aimed at demonstrating how sacred goals in Muslim families, through Sakeenah values, can be used as an antidote to secularism practices in managing family finance. Thirteen contextual characteristics of financial management in eight Muslim families were identified using the Grounded Theory method. These characteristics were used to verify main concepts—basic financial management, family structure, Sakeenah elements, and a form of secularism—usury. Using the Grounded Theory method was also the other aim of this study that demonstrated its use to deepen the interrelation between those four main concepts and those characteristics contextually. Several limitations surfaced after the analyses, and this allowed recommendations for future studies.

scholarly journals The Impact Of Covid-19 On Islamic Banking In Indonesia During The Pandemic Era

2020 ◽  
Vol 8 (2) ◽  
pp. 19-32
Author(s):  
Zulfikar Omar
Keyword(s):  
Economic Crisis ◽  
Banking System ◽  
Profit Sharing ◽  
The Other ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Conventional Banks ◽  
Asset Quality ◽  
The Impact ◽  
National Banking System

The impact of COVID-19 on Islamic banking can be analysed into three possible risks, such as financing risks, impairment of assets, and tightening the profit-sharing system. Compared to conventional banks, Islamic banking is more flexible in meeting the economic crisis caused by the COVID-19 pandemic. Basically, the national banking system had predicted trouble due to the COVID-19 epidemic. On the other hand, Islamic banks are at an advantage with the theory of profit-sharing, thus increasing its effectiveness in dealing with crises. Islamic banks’ dominance throughout these challenging times is undoubtedly an excellent opportunity to strengthen their market share. Besides, Islamic banks can face risks, such as providing loans, deteriorating asset quality, and tightening profit sharing. Therefore, Islamic banks must understand these risks to ensure their plans during the COVID-19 pandemic. Admittedly, performing restricted expansion into the digital share is a challenging decision that should be practised by Islamic banks. In view of the recent pandemic, this study aimed to analyse the three risks faced by Islamic banking in Indonesia.

scholarly journals DIGITIZATION AND EDUCATIONAL PROCESS ... A CONCEPTUAL APPROACH

2022 ◽  
Vol 04 (01) ◽  
pp. 116-135
Author(s):  
Sumaiah Eid ALZABOOT
Keyword(s):  
Qualitative Approach ◽  
Educational Process ◽  
Theory Method ◽  
Educational Strategies ◽  
Conceptual Approach ◽  
Educational Tools ◽  
Grounded Theory Method ◽  
Research Findings ◽  
Five Elements

The research aimed to reveal the role of the digitization literature, and the theories that explain it, in associating digitization and educational process, by adopting the qualitative approach, and grounded theory method. The research findings show that the aspects of approach between digitization and the educational process include five elements: teacher and learner, curriculum, educational tools, learning environment, and educational strategies. The most prominent recommendation is that officials should understand the importance of planning in the use of digitization technology, with the involvement active stakeholders in the field of education. Experts and researchers should be interested in conducting more researches about digitization and educational process.

scholarly journals "Mīzān Al-Ḥikmah" a Measure of Faith Life Presenting a Pattern based on the Grounded Theory Method (G.T.M)

2021 ◽  
Vol 8 (3) ◽  
pp. 19
Author(s):  
Asghar Hadavi Kashani ◽  
Marziyeh Sadat Razavi ◽  
Maryam Hadavi
Keyword(s):  
Grounded Theory ◽  
Social Economic ◽  
Good Governance ◽  
Social Values ◽  
Religious Faith ◽  
Theory Method ◽  
Grounded Theory Method ◽  
Research Findings

Lifestyle is a reflection of the culture and civilization of a society and adherence to moral and social values. The product of this adherence is a system based on those values which, if derived from religious faith, results in a faithful life. The aim of this study is to provide a model for this type of life, which has been done by using narrative data taken from "Muntakhab Mīzān al-Ḥikmah " and by "grounded theory" method. The research findings show that the central category of this model is the faithful lifestyle that ontology, theism believing in resurrection are its causal conditions that are formed in the context of religiosity, faith, piety and good governance. Interventional conditions include: moral, social, economic evils and family injuries. In order to achieve the dignity of this world and the hereafter, which is the output of this model, one must use belief, worship, moral, social, economic and health strategies.

Siklus Akuntansi, Transparansi, Dan Akuntabilitas Atas Penggunaan Dan Pertanggungjawaban Keuangan Dana BOS Di SDIT X Di Depok, Jawa Barat

Liquidity ◽  
2016 ◽  
Vol 5 (1) ◽  
pp. 53-64
Author(s):  
Yumniati Agustina
Keyword(s):  
Compulsory Education ◽  
Management Team ◽  
The Other ◽  
Operating Costs ◽  
Final Report ◽  
Fund Management ◽  
Government Program ◽  
Financial Accountability ◽  
The Republic ◽  
Transparency And Accountability

Investigation in various regions in Indonesia found indications of the alleged fraud that result from unccountable use and management of BOS funds. Among the findings, including payments that do not fit the technical guidelines, no accountability report, and the use of funds with unaccountable receipt. In the Regulation of the Minister of Education and Culture of the Republic of No. 161/2014, stated that: BOS is a government program that is basically forfunding the nonpersonnel operating costs of the primary education as the implementer of compulsory education program. The purpose of this study were (1) to analyze the accounting cycle and financial accountability for the use of BOS funds in the 2015, (2) to analyze the compliance of the accounting cycle and financial accountability of the BOS funds, (3) to analyze the transparency and accountability of BOS fund’s reports. The observed elementary school is SDIT X in Depok, West Java. Result shows that they do not fully compliance to the appropriate regulatory technical guidelines. On the other hand, the transparency and accountability issues show that: (1) BOS Management Team, Teachers Council and School’s Committee’s involvement in the BOS fund management, and (2) evaluation and comparison of the final report of prior periods, so that transparency and accountability of the use and management of BOS funds can be improved.

STUDI TATA RUANG RUMAH TINGGAL SUKU TALANG MAMAK (Spatial Study Talang Mamak Tribe House)

2015 ◽  
Vol 12 (2) ◽  
pp. 97
Author(s):  
Gun Faisal ◽  
Dimas Wihardyanto
Keyword(s):  
Grounded Theory ◽  
Social Status ◽  
Theory Method ◽  
The Core ◽  
Grounded Theory Method ◽  
Hunting And Gathering ◽  
The Social ◽  
Open Coding ◽  
Household Activities ◽  
Axial Coding

The Talang Mamak tribe, one of Indonesian tribe, still practices the hunting and gathering of natural produce despite the fact that among them have chosen to settle permanently and doing farming activities. The aim of this research is to study the characteristics of the Talang Mamak house. The method used in this research is grounded theory method, based on the open coding, axial coding as well selective coding techniques. The method used to find the variation layout of the houses and then evaluate the characters and concept of the layouts. The conclusion of this study is that the core of the Talang Mamak house is based on the connectivity of four rooms namely: Ruang Haluan, Ruang Tangah, Ruang Tampuan and Pandapuran. The house has an open layout where all daily household activities are done without barriers. The social status of the owner is identified by houses furniture and staf

Tax Consulting as a Tool to Support Business Activities of Organizations

2018 ◽  
Vol 11 (3) ◽  
pp. 146-152
Author(s):  
L. M. Baburyan
Keyword(s):  
Business Development ◽  
Business Activity ◽  
Service Economy ◽  
Tax System ◽  
Dominant Logic ◽  
Separate Area ◽  
Research Findings ◽  
The Subject ◽  
Business Entities ◽  
Corporate Business

The subject of the research is tax consulting aimed at ensuring the proper business activity of organizations. The purpose of the research was is to substantiate the need for the tax consulting as a special tool for supporting corporate business activities. The paper deals with the current specifics of the tax consulting as a separate area of the service economy within the framework of the service-dominant logic concept that reflects the degree of involvement of all participants of financial relations in the tax consulting processes. From the standpoint of institutionalism, the tax consulting institution is regarded as a financial intermediary performing mediation or auxiliary functions to ensure interactions between basic agents of the economic system, in particular, communications between the state and business entities. Based on the research findings, it is concluded that a developed tax consulting institution as an integrated attribute of the tax system determines the levels of corporate business activities and business development. The research findings are intended for participants of the tax consulting and auditing market.

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