scholarly journals Analisis Keoptimalan Fungsi Baitul Maal Pada Lembaga Keuangan Mikro Islam (Studi Kasus Pada BMT Nurul Jannah di Gresik dan BMT Muda di Surabaya)

2015 ◽  
Vol 1 (12) ◽  
pp. 841
Author(s):  
Rana Ayu Azizah ◽  
Noven Suprayogi

Basically Baitul Maal wa tamwil (BMT) have to run optimally both their business functions (Baitul tamwil) and social functions (Baitul Maal). Optimal can be seen from how the organization runs their operations effectively and efficiently. The aim of this research was to determine what causes of less-optimal from the social functions (Baitul Maal) on BMT.This research used qualitative approach and case study method with explanatory study. The informants in this research were managers and administrators of BMT. Based on that method, the selected informants were executive manager of BMT, menager of Baitul Maal, and management of BMT. Data collected by interviews with informants using validation method of sources and data triangulation.The results of this research indicate that their motivation cause disoptimal Baitul Maal function at Islamic microfinance institutions (case study at BMT Nurul Jannah Gresik and BMT Muda Surabaya).

2020 ◽  
Vol 7 (9) ◽  
pp. 1731
Author(s):  
Yuninda Roro Yekti Nugrahana ◽  
Irham Zaki

ABSTRAKPandemi COVID-19 menyebabkan banyak aspek yang terdampak hal tersebut memerlukan adanya bantuan yang disalurkan dari pemerintah dan lembaga keuangan guna membantu menyejahterakan masyarakat. Penelitian ini bertujuan untuk mengetahui peran  Lembaga Keuangan Mikro Syariah yaitu Bank Wakaf Mikro di masa pandemi covid-19. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus. Hasil penelitian ini menunjukkan bahwa Bank Wakaf Mikro berperan dalam situasi pandemi covid-19 yaitu dengan melakukan sistem baru dalam pelayananya meliputi proses pendataan nasabah yang terdampak pandemi COVID-19, mempermudah angsurannya, memberikan fasilitas pemanfaatan media online sebagai pengembangan usaha, menutup proses pembiayaan tetapi memberikan fasilitas untuk diarahkan kepada lembaga keuangan lain.Kata Kunci: Bank Wakaf Mikro, Pembiayaan, Pandemi, COVID-19 ABSTRACTThe COVID-19 pandemic has affected many aspects. This pandemic requires the government and financial institutions to help people of the community. This research purpose to determine the role of Islamic Microfinance Institutions, namely Micro Waqf Banks during the Covid-19 pandemic. This research uses a descriptive qualitative approach with a case study method. The results of this research show that the Micro Waqf Bank plays a role in the Covid-19 pandemic situation, that's to do a new system in its services including the process of data collection of customers affected by the COVID-19 pandemic, facilitating installments, providing facilities for using online media as business development, closing the process. financing but providing facilities to be directed to other financial institutions.Keywords: Micro Waqf Bank, Financing, Pandemic, COVID-19


2012 ◽  
Vol 2 (2) ◽  
pp. 81
Author(s):  
Dian Rachmawati Wasito ◽  
Dwi Sarwindah ◽  
Wiwik Sulistiani

Hearing impaired students generally study with other students who have the same special need in special schools called Sekolah Luar Biasa B (SLB B). However, inclusive education which enables students with special need to study in the same classes with normal students has been developing rapidly in recent years in Indonesia. This study aimed at investigating the social adjustment of hearing impaired students who study with normal students in a general school. A qualitative approach with case study method was employed. Participants of the study were three hearing impaired students and three significant others of each student who were their parents, teachers dan close friends. Data were analysed using a thematic analysis. This study found that participants socially adjusted in effective ways during their studies with normal students in the general school. Abstrak: Siswa tuna rungu pada umumnya belajar dengan siswa lain yang memiliki kebutuhan khusus serupa di sekolah-sekolah khusus yang disebut Sekolah Luar Biasa B (SLB B). Namun pendidikan inklusif yang memungkinkan siswa dengan kebutuhan khusus untuk belajar di kelas yang sama dengan siswa normal telah berkembang pesat dalam beberapa tahun terakhir di Indonesia. Penelitian ini bertujuan untuk mengkaji penyesuaian sosial siswa tuna rungu yang belajar dengan siswa normal di sekolah umum. Pendekatan kualitatif dengan metode studi kasus digunakan dalam penelitian ini. Partisipan penelitian adalah tiga siswa tuna rungu dan tiga orang lain yang signifikan bagi setiap siswa, yakni orang tua mereka, guru dan teman dekat mereka. Data dianalisis menggunakan analisis tematik. Studi ini menemukan bahwa partisipan menyesuaikan diri dengan cara-cara yang efektif selama masa studi mereka dengan siswa normal di sekolah umum.


2019 ◽  
Vol 5 (1) ◽  
pp. 20
Author(s):  
Shara Syah Putri ◽  
Asep Supena ◽  
Durotul Yatimah

<p>This study was conducted to describe the social support of deaf parents starting from, social support of parents in educating deaf children and the impact of the application of parental social support to deaf children. This research is based on the observation of an 11-year-old child, conducted since September 2018 until January 2019, with some data acquisition since 2014. This research was conducted using a qualitative approach with a case study method. Collecting data through observation, interviews and documentation studies. The purpose of this study was to describe the social support of deaf parents starting from parental social support in educating deaf children and the impact of the application of parental social support to deaf children. The findings in this study contained five forms of parental social support, including information support, emotional, instrumental, social networking, assessment and appreciation for deaf children.</p>


Author(s):  
Imron Mawardi ◽  
Tika Widiastuti ◽  
Ari Prasetyo

Objective - Islamic Microfinance Institutions (IMFIs) grown very rapidly in the last 10 years in Indonesia. On 2015, the number of IMFIs' reached more than 5,000. As a business and social entity, IMFIs has various business models, the way in providing services and manages the business to achieve its goals. This study aims to determine the business models of IMFIs. Methodology/Technique - This study uses qualitative approach by case study technique of Robert K. Yin. Subjects of this study are IMFIs in Indonesia that selected purposively with managers as a key informant. Findings - The result is the business model of IMFI is determined by eight elements, namely: organizational orientation, business and social functions, the source of capital and allocation, investors and customers, financing usage, types of contract, allocation technique, and membership. Novelty - The elements that determine IMFI, will form a business model of IMFI which determine how IMFI runs its business activities to achieve organization objective. Type of Paper Review Keywords: Islamic Microfinance Institution; Business Model; Social Function. JEL Classification: G21, L22.


2020 ◽  
Vol 2 (2) ◽  
pp. 121-140
Author(s):  
Anjar Martiana ◽  
Imron Rosyidi ◽  
Lida Imelda Cholidah

Penelitian ini bertujuan untuk mengetahui dan menggambarkan tentang Strategi Membangun Citra Melalui Program Edu Wisata Batik, yang terdiri dari tiga rangkaian kegiatan yang menjadi strategi membangun citra perusahaan. Penelitian ini menggunakan paradigma konstruktivisme. Pendekatan yang digunakan adalah pendekatan kualitatif. Metode yang digunakan pada penelitian ini adalah metode studi kasus. Teknik pengumpulan datanya melalui observasi, wawancara, dan analisis dokumen.Hasil penelitian ini menunjukkan bahwa Strategi Membangun Citra yang dilakukan oleh Rumah Batik Komar adalah melalui program Edu Wisata Batik yang terbagi menjadi tiga rangkaian kegiatan. Yang pertama, pengenalan identitas perusahaan, yang mana Public RelationsOfficer Rumah Batik Komar menjelaskan sejarah singkat, visi misi, struktur organisasi, sumber daya manusia, dan prestasi yang pernah diraih. Kegiatan pengenalan identitas perusahaan ini dapat dikategorikan menjadi pengenalan identitas fisik dan pengenalan identitas non-fisik. Kedua, kegiatan edukasi sebagai upaya dalam menanamkan nilai-nilai falsafah batik dan melatih kesabaran melalui pelatihan membatik. Ketiga, kegiatan wisata yang terdiri dari tour ke tempat produksi dan tour showroom Rumah Batik Komar. Strategi Membangun Citra Melalui Program Edu Wisata Batik ini dirasakan cukup efektif dalam mengenalkan perusahaan kepada masyarakat, sehingga cukup efektif dalam membangun citra Rumah Batik Komar. This research aims to find out and describe about strategy to build its image Through Edu Wisata Batik. This research uses a paradigm of Constructivism. The approach used is a qualitative approach. The methods used in this research is a case study method. This study raised the uniqueness of the program a different company with other companies. On the research of it only exposes the social symptoms of an existing course. The results of this research show that the strategy of building up the image of Batik Home performed by Komar is through Edu Wisata Batik is divided into three series of activities. First, the introduction of corporate identity, which is the Public Relations Officer of Rumah Batik Komar describes a brief history, vision and mission, organizational structure, human resources, and achievement ever earned. This corporate identity introduction activities can be categorized into the introduction of the identity of physical and non-physical identity recognition. Second, educational activities as an effort in instilling the values the philosophy of batik and batik training through patience to train. Third, the tourism activity consists of production to the place of the tour and tour the showroom Rumah Batik Komar.


2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Faishol Luthfi ◽  
Wildana Latif M

The Covid-19 pandemic has affected many aspects. Not only for MSMEs but also Islamic microfinanceinstitutions. This study aims to determine the strategy of Islamic microfinance institutions, namely KSPPS BMTAirlangga Bakti Persada during the Covid-19 pandemic. This research uses a descriptive qualitative approachwith a case study method. The results of this study indicate that KSPPS BMT Airlangga Bakti Persada has acertain strategy so that it can survive in the Covid-19 pandemic era. The strategy includes risk managementand operational management at the institution. Risk management includes the management of default riskby members and management of default risk by the institution. Operational management is related to healthprotocols so that employees are not exposed to the Covid-19 virus.


2020 ◽  
Vol 86 ◽  
pp. 01009
Author(s):  
Okta Hadi Nurcahyono ◽  
Ghufronudin

The increasing public interest in sharia-based (non-ribawi) transaction and finance encourages the growth and development of Tumang Baitul Maal wat Tamwil (BMT) as an alternative sharia-based microfinance institution. This article is the result of research aiming to analyze the role of social capital in the development of Islamic microfinance institutions at the Tumang BMT, Boyolali. This research is a qualitative research with a case study approach. The unit of analysis of this study is that Tumang BMT stakeholders were selected by purposive sampling. The techniques of collecting data used were observation, indepth interviews and documentation. Data validation was carried out using source triangulation, and then data analysis was conducted using an interactive model. The results showed that social capital played a significant role in the growth and development of Tumang BMT’s existence in the community. The theoretical analysis used in this paper was Robert Putnam’s social capital approach. In his book “Making Democracy Work: Civic Traditions in Modern Italy (1993), Putnam defines social capital as the ’features of social organizations, such as networks, norms, and trust that facilitate coordination and co-operation for mutual benefits. The social capital owned by Tumang BMT includes norms based on Islamic principles that are embedded into members and customers. The members and the community’s trust grows through the implementation of principles of corporate good governance (GCG) trust, reflected on the professional service to the community. Reciprocity between BMT and the community could be accomplished through providing financial assistance and sponsorship to various events. Networking (networking) is created through “celengan bumbung’ system, Angkat Telepon Moro (ATM), Membangun Keluarga Utama (MKU), organizing football competitions and scholarship programs.


2020 ◽  
Vol 4 (2) ◽  
pp. 107-116
Author(s):  
Yuliani Eka Putri ◽  
Nurbiana Dhieni ◽  
Hapidin Hapidin

SOCIAL BEHAVIOR OF CHILDREN AGED 5-6 YEARS IN ROLE PLAYING CENTER ACTIVITIES AT TK LABSCHOOL JAKARTA. This study aims to find and build theories of the forms of social behavior of children 5-6 years in the role playing center activities, the process of the formation of social behavior of children 5-6 years in the role playing center activities, the role of the teacher in the formation of social behavior of children 5-6 years in the role playing center activities, as well as the role of parents in shaping the social behavior of children 5-6 years in the role playing center activities. This research uses a qualitative approach with a case study method. The results of the study found that the social behavior of children 5-6 years old in Labschool Kindergarten Jakarta showed social behavior related to human relations, namely good human relations (social humanity), namely empathy, tolerance, cooperation, responsibility, fair, close behavior , share and wait their turn.


Author(s):  
Agustini Solihatin ◽  
Rima Elya Dasuki ◽  
Nanang Sobarna

Collection of zakat, infaq and social funds is one of the social functions that exist in sharia cooperatives. Efforts that can be made to implement social functions in sharia cooperatives must of course have a good collection, so that they are distributed in accordance with what is prescribed by Islam and all people in need can feel the maximum benefits from sharia cooperatives. In addition, the surrounding community can entrust or set aside some of their more opinion for zakat, infaq and social funds which will be redistributed by sharia cooperatives to people who are entitled to receive them with full trust. With that, the purpose of this study is to find out the description of the collection strategy and the opportunities and challenges in collecting zakat, infaq, and social funds in KBMT Dana Akhirat Arjasari Banjaran Bandung. The research method used is a case study with descriptive data analysis with a qualitative approach which can be obtained through informants and documents with data collection techniques through observation, interviews, and literature studies to be able to describe the collection and opportunities as well as challenges in collecting zakat, infaq and social funds. The results of the research on the analysis of strategies for collecting zakat, infaq and social funds that were carried out were in accordance with Islamic law but still optimized from internal parties and still did not have a special division of baitul maal in the management of zakat, infaq and social funds. Furthermore, in facing challenges in collecting zakat, infaq and social funds, the BMT Dana Akhirat Arjasari Cooperative must maximize its opportunities and strengths, such as having many members with various professions, establishing good relations with village officials, mosque and pesantren administrators, the amount of funds Zakat, infaq and social funds are quite large every year, there are educational scholarships for children of members who excel, establish good relations with DISKOP and UKM Kab. Bandung by DEKOPINDA.


2017 ◽  
Vol 2 (4) ◽  
pp. 329-346
Author(s):  
Iyam Marhamah ◽  
Yaya Yaya ◽  
Asep Sodiqin

Tulisan ini bertujuan untuk menggambarkan sistem dakwah Pondok Pesantren At-Tawazun ditinjau melalui sistem terbuka mulai dari tahap input, conversion, output, feedback, hingga environment dalam upaya mengatasi problematika santri yang dipengaruhi oleh perkembangan zaman. Penelitian yang dilakukan ini menggunakan metode studi kasus dengan pendekatan kualitatif dan spesifikasi penelitian field research (penelitian lapangan). Hasil penelitian ini menunjukkan bahwa keberadaan pondok pesantren At-Tawazun dirasakan cukup besar manfaatnya oleh orang tua maupun masyarakat. Lembaga dakwah dan pendidikan ini telah ikut berkontribusi dalam menanggulangi masalah sosial dan kenakalan remaja yang semakin rumit, sehingga mampu memberikan lulusan santri yang brakhlak, berbudi luhur dan mampu mengamalkan ilmunya di masyarakat. Lebih dari itu, kehadiran pondok pesantren At-Tawazun diharapkan dapat mengatasi akulturasi budaya yang menyimpang di era sekarang ini. Sehingga semangat generasi muda kita dapat disalurkan terhadak hal-hal positif, untuk kemajuan Agama dan Negara. This paper aims to describe the da’wah system of At-Tawazun Islamic Boarding School through an open system starting from the input, conversion, output, feedback, and environment stages in an effort to overcome the problems of santri that are influenced by the times. This research uses case study method with qualitative approach and field research specification (field research). The results of this study indicate that the existence of the At-Tawazun Islamic Boarding Scool was felt to be of considerable benefit by parent and community. This da’wah and education institution has contributed to tackling social problems and juvenile delinquency that are increasingly complicated, so as to be able to provide graduates who are morally, virtous and able to practice their knowledge in the community, moreover, the presence of the At-Tawazun Islamic Boarding School is expected to overcome the deviant cultural acculturation in the present era. So that the spirit of our young generation can be channeled suddenly to positive things, for the advancement of Religion and the state.


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