The building financing fund: main problems of ensuring and protection of beneficiary’s rights and interests

2021 ◽  
pp. 176-181
Author(s):  
D. Spiesivtsev
Keyword(s):  
Investment Model ◽  
Negative Experience ◽  
Investment Activity ◽  
Advantages And Disadvantages ◽  
Investment And Financing ◽  
Rights And Interests ◽  
Investment Object ◽  
Right Of Property ◽  
Organizational Costs ◽  
Legal Entities

The active usage of investment and financing mechanisms in sphere of construction of housing determines the necessity of involving the financial means of individuals and legal entities to such process and comes with risks for investors. At the same time the negative experience associated with frauds in sphere of construction of housing that caused a damage to the persons who had invested in housing within the territory of Ukraine and the intentions of lawmaker to establish the juridical mechanisms of financing of the construction that would neutralize or minimalize appropriate dangers determines the necessity to researched such juridical schemes in context of ensuring and protection of rights and interests of the participants of appropriate relationships. The author determines the advantages and disadvantages of the model of financing of construction of housing through building financing funds. It is defined that the obvious advantages of such model are: the professionalism of trustee; the usage of such ensuring and protective means for beneficiary’s (investor’s) rights and interests as hypothec, insurance of the developer’s risk of break the terms of obligations execution. The ensuring character also has the process of fixation of an investment object for beneficiary. At the same time the author states that it is difficult to justify the “encumbrance” of basic investment model by abovementioned ensuring and protective components. Even within basic investment model the beneficiary’s (investor’s) rights and interests could be ensured by hypothec of proprietary interests rights. Moreover the beneficiary (investor) can use insurance. The main advantage of the mechanism of financing of the construction through the building financing fund is the beneficiaries (investors) possibility to acquire with less organizational costs of a right of property on unfinished building in case when developer breaks his obligations. But at the same time the mechanism of financing of the construction through the fund rises the price of investment objects because of additional expenses. It is defined that despite of the provision of part three of the article 4 of the Law of Ukraine On investment Activity such provision does not neutralize a possibility to use alternative juridical schemes of the investment and financing of housing.

scholarly journals Six Key Advantages and Disadvantages of Working from Home in Europe during COVID-19

2021 ◽  
Vol 18 (4) ◽  
pp. 1826
Author(s):  
Christine Ipsen ◽  
Marc van Veldhoven ◽  
Kathrin Kirchner ◽  
John Paulin Hansen
Keyword(s):  
Knowledge Work ◽  
Well Being ◽  
Key Factors ◽  
Differential Impact ◽  
Home Office ◽  
Negative Experience ◽  
Number Of Children ◽  
Advantages And Disadvantages ◽  
Working From Home ◽  
And Performance

The number of people working from home (WFH) increased radically during the coronavirus (COVID-19) pandemic. The purpose of this study was therefore to investigate people’s experiences of WFH during the pandemic and to identify the main factors of advantages and disadvantages of WFH. Data from 29 European countries on the experiences of knowledge workers (N = 5748) WFH during the early stages of lockdown (11 March to 8 May 2020) were collected. A factor analysis showed the overall distribution of people’s experiences and how the advantages and disadvantages of WFH during the early weeks of the pandemic can be grouped into six key factors. The results indicated that most people had a more positive rather than negative experience of WFH during lockdown. Three factors represent the main advantages of WFH: (i) work–life balance, (ii) improved work efficiency and (iii) greater work control. The main disadvantages were (iv) home office constraints, (v) work uncertainties and (vi) inadequate tools. Comparing gender, number of children at home, age and managers versus employees in relation to these factors provided insights into the differential impact of WFH on people’s lives. The factors help organisations understand where action is most needed to safeguard both performance and well-being. As the data were collected amidst the COVID-19 pandemic, we recommend further studies to validate the six factors and investigate their importance for well-being and performance in knowledge work.

scholarly journals Distribution of the Burden of Proving in Administrative Proceedings

2020 ◽  
Vol 11 ◽  
pp. 62-66
Author(s):  
Pavel E. Spiridonov ◽  
Keyword(s):  
Burden Of Proof ◽  
Rights And Interests ◽  
Administrative Proceedings ◽  
Legal Entities

To resolve administrative cases within the administrative-procedural proceedings on the merits, it is necessary to establish the circumstances of the case and to confirm their particular set of evidence. In the process of proof in an administrative case a huge role is played by the allocation of burden of proof, since it allows to respect the legitimate rights and interests of individuals and legal entities. In this case the distribution of the burden of proof in the administrative case will affect both the administrative and procedural status of state bodies (officials) considering such matter, and physical and legal persons as participants of administrative-procedural productions.

scholarly journals Cryptocurrencies: They´re really that lucrative?

2021 ◽  
Vol 129 ◽  
pp. 03002
Author(s):  
Roman Blazek
Keyword(s):  
Value Added ◽  
Investment Activity ◽  
Advantages And Disadvantages ◽  
Digital Currency ◽  
Virtual Economy ◽  
Online Trading ◽  
Digital Money ◽  
Basic Purpose ◽  
Alternative Sources ◽  
Analyze Data

Research background: Cryptocurrency is a digital currency that is intended for online trading. It uses and implements the principles of cryptography to create a distributed, decentralized and secure digital currency. Virtual money is a new and promising branch of the virtual economy that brings many advantages and disadvantages in a global sense. Many people have become involved in cryptocurrency hype because high investments in this digital money have been seized during the pandemic. The rise in revenues from this digital money has gripped the world globally. Purpose of the article: The basic purpose and chosen goal is to analyze the use of cryptomen trading during the global Covid-19 pandemic, as well as investing in these alternative sources of investment, which are gaining more attention every day precisely because of their freedom and detachment. Methods: The article will analyze data that will be compared based on the years before the Covid-19 pandemic and during the Covid-19 pandemic. Based on these data, the investment activity of people, companies, corporations is compared. Findings & Value added: Based on the results in the article, it was found that during the Covid-19 pandemic, the interest in investing in cryptocurrencies increased compared to the interest in investing in cryptocurrencies before the pandemic. The overall result is that people are moving to a new way of holding money, as cryptocurrencies are a new way to the future, as banks are unable to provide such returns from client deposits as cryptocurrencies, but they are associated with much greater risk.

scholarly journals Sources of Investment Support of Production and Business Activities in the Russian Economy

2021 ◽  
Vol 91 ◽  
pp. 01003
Author(s):  
A.V. Streltsov ◽  
G.I. Yakovlev ◽  
I.V. Kosyakova
Keyword(s):  
Organizational Development ◽  
World Market ◽  
State Regulation ◽  
Economic Activities ◽  
Investment Activity ◽  
Advantages And Disadvantages ◽  
High Resource ◽  
High Level ◽  
Investment Process ◽  
Productivity And Competitiveness

The problems of determining effective and available sources of investment for the purposes of technical and organizational development of enterprises and business activities are studied. An urgent requirement is to reverse the unstable dynamics of the industrial investments volumes implemented by Russian enterprises, the low degree of renewal of fixed assets of enterprises that go to a critically high level of wear and tear, which does not allow for high resource productivity and competitiveness of Russian enterprises of processing activities in the world market. The purpose of the study is to consider the indicators of the current state and the possibility of using certain available sources of investment in production, to analyze the characteristics of state regulation of investment activity in the economy. The article uses methods of statistical grouping, analysis of cause-and-effect relations, and meaningful economic interpretation of the phenomena of the investment process in the Russian and world economy conditions. A comparative analysis of the most popular sources of investment support for production and economic activities of enterprises is carried out, their advantages and disadvantages, and features of use are shown. As a result, recommendations were formed on the choice of investment sources in relation to various economically stable groups of manufacturing enterprises operating in markets of different regulatory severity.

scholarly journals Determinants of Fixed Asset Investment in the Polish Farms

2021 ◽  
Vol 13 (24) ◽  
pp. 13741
Author(s):  
Elżbieta Jadwiga Szymańska ◽  
Mariusz Dziwulski ◽  
Michał Kruszyński
Keyword(s):  
Regression Analysis ◽  
Family Income ◽  
Dynamic Models ◽  
Correlation Method ◽  
Investment Model ◽  
Accounting System ◽  
Agricultural Producers ◽  
Investment Activity ◽  
Factors Affecting ◽  
Agricultural Investment

The aim of this study was to determine the factors affecting the level of investment activity of agricultural producers in Poland. Detailed studies included 4309 farms that kept accounts within the Farm Accountancy Data Network (FADN) accounting system in the years 2010–2018. The study uses Person’s linear correlation method, the multiple correlation method, and regression analysis. For the regression analysis, both static and dynamic models were applied. The level of expenditure on agricultural investment varied in the surveyed households and showed an upward trend during the years 2010–2018. Studies have shown that the investment activity of Polish farms largely depends on the possibility of raising funds from European Union programs dedicated, inter alia, to the development of agricultural holdings. The regression analysis demonstrated that the principal factors affecting the level of agricultural investment include: the amount of long-term liabilities, the family income of the farm, and the amount of investment subsidies. Preferential loans are an important parameter in a dynamic investment model. This study suggests that agricultural policy factors should be taken into account to ensure the appropriate development of Polish farms.

scholarly journals Methods of multi-criteria evaluation of economic efficiency of investment projects

2021 ◽  
pp. 93-98
Author(s):  
Oksana Isai ◽  
Olha Romashko ◽  
Andriy Semenov ◽  
Tetiana Sazonova ◽  
Ivanna Podik ◽  
...  
Keyword(s):  
Economic Efficiency ◽  
Investment Project ◽  
Optimal Investment ◽  
Stable Operation ◽  
Investment Activity ◽  
Investment Projects ◽  
Advantages And Disadvantages ◽  
Investment Option ◽  
Fierce Competition ◽  
High Level

In the context of globalization and fierce competition in world markets, the high level of investment activity in the country is a key to economic and innovative development. The high level of wear and tear of fixed assets in developing countries gives special relevance to solving the problem of attracting investments for production development. Hence, for the investment management system choosing an optimal variant among several available investment projects is one of the most responsible stages of ensuring the stable operation and sustainable development of an enterprise. In this regard, the aim of the article is to develop a comprehensive multi-criteria approach to choose the best investment option. The article analyzes the existing methodological approaches to assess the economic efficiency of the investment projects, identifies their advantages and disadvantages. A multi-criteria method of investment project evaluation is proposed, which is characterized by the absence of restrictions on the number of individual evaluation indicators and the possibility for the investor to determine the significance of every indicator using weights independently. The use of the proposed methodology by enterprises will improve the quality of management decisions at the stage of choosing the optimal investment option.

PROSECUTOR'S SUPERVISION IN THE FIELD OF INVESTMENT ACTIVITY IN THE TERRITORIES OF ADVANCED SOCIO-ECONOMIC DEVELOPMENT (ON THE EXAMPLE OF THE FAR EASTERN FEDERAL DISTRICT)

2021 ◽  
Vol 17 (2) ◽  
pp. 202-207
Author(s):  
YURY SHPINEV ◽  
Keyword(s):  
Economic Development ◽  
Far East ◽  
Federal District ◽  
Scientific Development ◽  
Positive Role ◽  
Negative Experience ◽  
Investment Activity ◽  
Socio Economic Development ◽  
Legitimate Interests ◽  
Far Eastern

The article deals with the issues of prosecutor's supervision in the field of investment activity on the example of the Far Eastern Federal District. Based on the analysis of scientific works in the field of prosecutor's supervision, the author concludes that the scientific development of the issue under study is insufficient and its acute relevance at the present time. The article reflects the history of the development of prosecutor's supervision in the field of investment activity in recent years in the territories of advanced socio-economic development in the Far Eastern Federal District. On the basis of open sources of the prosecutor's office, the author identifies the main areas of activity of the prosecutor's office for the implementation of prosecutor's supervision in the territories of advanced socio-economic development, and also identifies the main types of violations of the current legislation in the investment sphere. The most common violations include late adoption or amendments to regulatory regional or municipal acts, the request of entrepreneurs for documents that are not established by law, various bureaucratic obstacles and non-compliance with the deadlines established by law when submitting documents or performing certain actions, etc. A positive role in protecting the rights and legitimate interests of investors, according to the author, was played by taking into account the negative experience of creating free economic zones, as well as the creation of an interdepartmental working group of the Prosecutor General's Office of the Russian Federation for the Ministry for the Development of the Far East.

scholarly journals Шансе и замке факторинга у санирању неликвидности предузећа и привреде // Opportunities and pitfalls of factoring in relieving insolvent companies and the economy

2013 ◽  
Vol 11 (18) ◽  
pp. 191
Author(s):  
Драган Микеревић
Keyword(s):  
Financial Institution ◽  
Alternative Form ◽  
Global Crisis ◽  
Advantages And Disadvantages ◽  
The Cost ◽  
Legal Entities

Резиме: Повећана конкуренција на тржишту, као и посљедице глобалне кризе ставиле су добављаче у позицију да својим купцима одобравају све дуже рокове плаћања. Поред пролонгирања рокова плаћања купци не успјевају да их изврше што изазива код многих правних лица неликвидност. Факторинг као специфичан и алтернативни облик финансирања је једно од рјешења тог проблема који пружа могућност продаје потраживања специјализованој финансијској институцији-фактору.При коришћењу факторинга треба имати у виду све његове предности али и недостатке. Неопходно је анализирати трошкове факторинга и одлучити се да ли ићи не у овај аранжман.Summary: Increased competition on the market, as well as the effects of the global crisis put the vendors in a position to grant all their customers longer payment terms. Even with the extending of terms for payments, customers are not able to carry them out causing the insolvency of many legal entities. Factoring as a specific and alternative form of financing is one of the solutions to this problem that provides the ability to sell receivables to specialized financial institution-factor.When using factoring, all of its advantages and disadvantages have to be taken into consideration. It is necessary to analyze the cost of factoring and decide whether to proceed or not with this arrangement.

scholarly journals MANAGEMENT OF BANK INVESTMENT PORTFOLIO

2018 ◽  
pp. 14-18
Author(s):  
E. A. Yashchenko
Keyword(s):  
Portfolio Management ◽  
Management Strategy ◽  
Portfolio Theory ◽  
Investment Portfolio ◽  
Investment Activity ◽  
Advantages And Disadvantages ◽  
Modern Apparatus

For effective investment activity of banks it is necessary to manage and optimize the Bank’s securities portfolio. The modern apparatus of portfolio management has a sufficient Arsenal of effective tools, including a number of principles and approaches. The abstract presents an analysis of active and passive portfolio management strategy, the conditions of their use, advantages and disadvantages. The analysis of formation and development of the portfolio theory of the leading Western scientists is carried out. Processed the achievements of our scientists.

scholarly journals Assessment features of the management processes effectiveness for an agricultural enterprise

2021 ◽  
Vol 2 (99) ◽  
pp. 49-58
Author(s):  
A. M. Tkachenko ◽  
N. G. Buslaeva
Keyword(s):  
Balanced Scorecard ◽  
Comprehensive Assessment ◽  
Enterprise Management ◽  
Management Decisions ◽  
Investment Activity ◽  
Advantages And Disadvantages ◽  
Use Of Resources ◽  
Management Personnel ◽  
Agricultural Enterprise ◽  
Management Processes

The choice of the optimal system of indicators plays an important role in making management decisions, which would allow the most accurate and comprehensive assessment of the enterprise efficiency. Each company develops its own system of indicators in order to determine the effectiveness. There is currently no single approach to assessment of the economic efficiency in enterprise management. The most common areas are to determine the effectiveness of management as the ratio of the result to the costs and the ratio of the result to the intended goals. The article analyzes different approaches to the efficiency evaluation of the enterprise, in particular, the inclusion in the system of economic indicators not only financial results, but also resource efficiency, achievements of modern management, personnel evaluation, indicators of innovation and investment activity. The use of an integrated indicator is also proposed for a comprehensive assessment of the enterprise, which would provide an idea of all components of the enterprise. Based on the analysis of scientific sources, the essence and role of a balanced scorecard are determined, as well as its advantages and disadvantages in comparison with other accounting methods are highlighted. It is established that a balanced scorecard is a tool of management accounting, the main purpose of which is to ensure the function of collecting, systematizing and analyzing information, which is the basis for developing and making management decisions. The introduction of a balanced scorecard provides an opportunity to monitor changes in important factors for the company and respond flexibly to changes in the internal and external environment, as well as to solve the problem of increasing the profitability and capitalization of the enterprise through effective planning and use of resources.

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